Last update: Nov 2026

Cost of Living Comparison Between Espoo and London

For one person, living is cheaper in Espoo: $2,276 a month against $4,048 in London, rent and utilities included – about $21,300 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Espoo
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Espoo Living Index
196

Cost of Living Index in London
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London Living Index

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Espoo

🇫🇮 Finland

$2,276

/mo nomad

London

🇬🇧 United Kingdom

$4,048

/mo nomad

Monthly Cost of Living

How much you'll spend in Espoo and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Espoo and in London actually costs, broken down by who's living it.

A single person spends $2,276 per month in Espoo vs $4,048 in London, rent included.

Espoo $2,276
London $4,048

A couple spends around $3,591 per month in Espoo vs $5,903 in London, rent included.

Espoo $3,591
London $5,903

A family of three spends $4,905 per month in Espoo vs $7,758 in London, rent included.

Espoo $4,905
London $7,758

Espoo is about 44% cheaper than London, and outside of rent the biggest gap is in transport.

Both Espoo and London sit above the global median – Espoo by 68%, London by 199%.

Meal at Budget Restaurant

$15.96 €14.21

$26.36 £19.59

-39.45%

Three-Course Dinner for Two, Mid-Range

$99.2 €88.3

$109 £80.7

-8.62%

Fast Food Meal (McDonalds, etc)

$12.10 €10.77

$10.71 £7.96

12.98%

Cappuccino

$5.41 €4.82

$5.59 £4.15

-3.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.44 €3.06

$3.00 £2.23

14.67%

Water (0.33 liter bottle)

$2.79 €2.48

$2.22 £1.65

25.68%

Local Beer (0.5 liter draught)

$9.07 €8.08

$9.65 £7.17

-6.01%

Imported Beer (0.33 liter bottle)

$8.59 €7.65

$8.26 £6.14

4.00%

Milk (1 liter)

$1.47 €1.31

$1.97 £1.46

-25.38%

White Bread (500g)

$2.97 €2.65

$2.09 £1.55

42.11%

Rice (white) (1kg)

$3.63 €3.23

$2.59 £1.93

40.15%

Eggs

$4.10 €3.65

$5.37 £3.99

-23.65%

Local Cheese (1kg)

$10.75 €9.57

$13.12 £9.75

-18.06%

Chicken Fillets (1kg)

$16.63 €14.81

$11.03 £8.20

50.77%

Beef Round Steak (1kg)

$20.30 €18.07

$17.73 £13.17

14.50%

Apples (1kg)

$2.56 €2.28

$3.17 £2.36

-19.24%

Banana (1kg)

$2.13 €1.90

$1.38 £1.03

54.35%

Oranges (1kg)

$3.39 €3.01

$2.82 £2.10

20.21%

Tomato (1kg)

$4.74 €4.22

$3.36 £2.50

41.07%

Potato (1kg)

$1.22 €1.08

$1.70 £1.26

-28.24%

Onion (1kg)

$1.82 €1.62

$1.78 £1.32

2.25%

Lettuce (1 head)

$2.30 €2.05

$1.49 £1.11

54.36%

Water (1.5 liter bottle)

$1.82 €1.62

$1.82 £1.35

Cigarettes 20 Pack (Marlboro, Camel)

$14.41 €12.83

$23.85 £17.72

-39.58%

Wine (Bottle)

$13.19 €11.74

$13.44 £9.98

-1.86%

Local Beer (0.5 liter bottle)

$3.66 €3.26

$3.11 £2.31

17.68%

Imported Beer (0.33 liter bottle)

$4.80 €4.27

$4.49 £3.34

6.90%

One-way Ticket (Public Transport)

$3.50 €3.12

$4.13 £3.07

-15.25%

Public Transport Monthly Pass (Regular Price)

$82.2 €73.2

$266 £198

-69.09%

Taxi Start (Normal Tariff)

$9.71 €8.65

$5.98 £4.44

62.37%

Taxi (Normal Tariff) (1km)

$1.78 €1.58

$3.39 £2.52

-47.49%

Taxi 1hour Waiting (Normal Tariff)

$50.8 €45.24

$56.6 £42.03

-10.15%

Gasoline (1 liter)

$2.29 €2.04

$2.21 £1.64

3.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K €32.5K

$38.3K £28.4K

-4.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €32.9K

$41.0K £30.5K

-9.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 €102

$372 £277

-69.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.60 €23.68

$18.66 £13.87

42.55%

Internet (50+ Mbps, Unlimited Data)

$29.03 €25.85

$40.53 £30.12

-28.37%

Gym Membership (Monthly)

$54.1 €48.15

$56.0 £41.63

-3.48%

Tennis Court (1 Hour on Weekend)

$42.78 €38.09

$17.10 £12.71

150.18%

Cinema Ticket

$18.12 €16.13

$17.95 £13.34

0.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$729 €649

$2,946 £2,189

-75.26%

International Primary School, 1 Child (Yearly)

$4,957 €4,413

$47.6K £35.4K

-89.59%

Jeans (Levis 501 Or Similar)

$123 €109

$116 £86.4

5.46%

Summer Dress (H&M, Zara, etc)

$57.1 €50.8

$56.9 £42.28

0.28%

Sport Shoes (Adidas, Nike)

$91.0 €81.1

$128 £95.1

-28.85%

Men's Leather Business Shoes

$240 €214

$154 £114

56.22%

1-bedroom Apartment, City Center (Monthly)

$1,135 €1,010

$2,935 £2,182

-61.34%

1-bedroom Apartment, Outside City Center (Monthly)

$948 €844

$2,258 £1,678

-58.02%

3-bedroom Apartment, City Center (Monthly)

$2,206 €1,964

$5,250 £3,901

-57.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 €1,504

$3,859 £2,868

-56.24%

Buy Apartment in City Center (m2)

$6,187 €5,509

$17.2K £12.8K

-63.99%

Buy Apartment Outside City Center (m2)

$4,092 €3,643

$8,278 £6,152

-50.57%

Average Monthly Net Salary (After Tax)

$3,277 €2,918

$5,621 £4,177

-41.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

4.78

-24.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: November 1, 2026

Last update for London: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Espoo

$948 41.7%

London

$2.3K 55.8% 138% $1.3K

Groceries & Markets

Espoo

$407 17.9%

London

$360 8.9% 11.5% $47

Eating Out

Espoo

$316 13.9%

London

$396 9.8% 25.1% $79

Clothing & Footwear

Espoo

$230 10.1%

London

$205 5.1% 11% $25

Monthly Utilities & Internet

Espoo

$170 7.5%

London

$432 10.7% 154% $262

Getting Around

Espoo

$115 5%

London

$305 7.6% 166% $191

Sport & Entertainment

Espoo

$90 4%

London

$92 2.3% 1.8% $1.6

Cost Breakdown

A central one-bedroom costs $1,135 in Espoo versus $2,935 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99 in Espoo versus $109 in London. Groceries tell a different story – $407 in Espoo vs $360 in London – so London wins on supermarket bills even if dining out costs more.

Good to know

🇫🇮 Espoo

🇬🇧 London

🕒 Local time

12:02 12:02 PM

10:02 10:02 AM

2 h behind Espoo

🌤 Weather

👥 Population

314,152

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Espoo London 1,810 km ≈ 2 h 45 min nonstop flight

From you

Espoo
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Espoo vs London: Cost of Living - Frequently Asked Questions

Yes – London is pricier by about 78%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,415 per month in Espoo and $6,072 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Espoo, especially for central apartments: a one-bedroom in the center costs $1,135 there versus $2,935 in London.

Monthly expenses with rent come to $2,276 in Espoo and $4,048 in London. That makes Espoo about 44% cheaper.

Public transport costs about 69% less in Espoo. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Espoo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Espoo. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.