Last update: Oct 2026

Cost of Living Comparison Between London and Dharwad

For one person, living is cheaper in Dharwad: $371 a month against $3,986 in London, rent and utilities included – about $43,400 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
18

Cost of Living Index in Dharwad
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Dharwad Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Dharwad

🇮🇳 India

$371

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Dharwad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Dharwad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,986 in London versus $371 in Dharwad.

London $3,986
Dharwad $371

Estimated couple costs with rent: $5,791 in London versus $582 in Dharwad.

London $5,791
Dharwad $582

Monthly costs for a family of three with rent: $7,595 in London versus $792 in Dharwad.

London $7,595
Dharwad $792

Living in London is roughly 974% more expensive than in Dharwad, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: London is 195% above, Dharwad is 73% below.

Meal at Budget Restaurant

$25.93 £19.45

$3.36 ₹319

671.73%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$7.16 ₹680

1387.43%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$4.21 ₹399

154.39%

Cappuccino

$5.47 £4.11

$1.59 ₹151

244.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$0.37 ₹35.23

702.70%

Water (0.33 liter bottle)

$2.20 £1.65

$0.11 ₹10.01

1900.00%

Local Beer (0.5 liter draught)

$9.13 £6.85

$1.56 ₹148

485.26%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$3.22 ₹305

146.58%

Milk (1 liter)

$1.86 £1.40

$0.67 ₹63.7

177.61%

White Bread (500g)

$2.07 £1.55

$0.47 ₹44.20

340.43%

Rice (white) (1kg)

$2.42 £1.81

$0.62 ₹58.8

290.32%

Eggs

$5.09 £3.82

$0.85 ₹80.4

498.82%

Local Cheese (1kg)

$12.87 £9.66

$4.14 ₹393

210.87%

Chicken Fillets (1kg)

$10.43 £7.82

$2.78 ₹264

275.18%

Beef Round Steak (1kg)

$16.87 £12.66

Apples (1kg)

$3.11 £2.33

$1.91 ₹181

62.83%

Banana (1kg)

$1.40 £1.05

$0.63 ₹59.5

122.22%

Oranges (1kg)

$3.08 £2.31

$0.94 ₹89.7

227.66%

Tomato (1kg)

$3.27 £2.45

$0.48 ₹45.73

581.25%

Potato (1kg)

$1.58 £1.19

$0.32 ₹30.02

393.75%

Onion (1kg)

$1.74 £1.31

$0.36 ₹34.58

383.33%

Lettuce (1 head)

$1.40 £1.05

$0.47 ₹44.62

197.87%

Water (1.5 liter bottle)

$1.80 £1.35

$0.31 ₹29.46

480.65%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$5.38 ₹511

332.71%

Wine (Bottle)

$13.03 £9.77

$7.27 ₹690

79.23%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.41 ₹134

124.82%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$2.40 ₹228

84.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.93 ₹468

One-way Ticket (Public Transport)

$4.07 £3.05

$0.25 ₹23.59

1528.00%

Public Transport Monthly Pass (Regular Price)

$247 £185

$7.80 ₹741

3063.59%

Taxi Start (Normal Tariff)

$5.58 £4.18

$0.80 ₹75.8

597.50%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$0.25 ₹24.12

1244.00%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$1.50 ₹142

3683.33%

Gasoline (1 liter)

$2.13 £1.60

$1.18 ₹112

80.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$13.3K ₹1.3M

187.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$17.1K ₹1.6M

138.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$34.48 ₹3,275

979.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$3.09 ₹293

476.70%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$5.62 ₹533

618.33%

Gym Membership (Monthly)

$60.0 £44.99

$13.87 ₹1,317

332.37%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$6.56 ₹623

224.54%

Cinema Ticket

$17.74 £13.31

$2.95 ₹280

501.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$47.71 ₹4,531

5903.73%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$1,388 ₹131.8K

2444.85%

Jeans (Levis 501 Or Similar)

$114 £85.5

$24.78 ₹2,353

360.13%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$21.34 ₹2,026

154.31%

Sport Shoes (Adidas, Nike)

$124 £93.2

$42.91 ₹4,075

189.54%

Men's Leather Business Shoes

$163 £122

$27.61 ₹2,622

490.58%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$122 ₹11.5K

2260.70%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$73.6 ₹6,985

2936.07%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$258 ₹24.5K

1941.02%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$169 ₹16.0K

2136.35%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$961 ₹91.3K

1807.27%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$469 ₹44.5K

1612.53%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

8.86

-46.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Dharwad: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Dharwad

$74 19.8% 96.7% $2.2K

Monthly Utilities & Internet

London

$430 10.8%

Dharwad

$43 11.6% 90% $387

Eating Out

London

$388 9.7%

Dharwad

$75 20.1% 80.7% $313

Groceries & Markets

London

$349 8.8%

Dharwad

$97 26% 72.3% $253

Getting Around

London

$285 7.2%

Dharwad

$11 2.9% 96.2% $275

Clothing & Footwear

London

$205 5.1%

Dharwad

$52 14.1% 74.4% $153

Sport & Entertainment

London

$95 2.4%

Dharwad

$20 5.3% 79.3% $76

Cost Breakdown

A one-bedroom apartment in the center runs $2,869 in London and $122 in Dharwad. Housing cost is often the main lever when comparing two cities.

Dining out: $107 in London vs $7.00 in Dharwad for a mid-range dinner for two. Groceries echo the gap at $349 vs $97.0 per month, with Dharwad cheaper across the board.

Good to know

🇬🇧 London

🇮🇳 Dharwad

🕒 Local time

10:20 10:20 AM

14:50 2:50 PM

4 h 30 min ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

100,000

💱 Currency

British Pound GBP £

Indian Rupee INR ₹

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to GBP in detail →

On the map

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Between locations

London Dharwad 7,640 km ≈ 10 h nonstop flight

From you

London
Dharwad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Dharwad: Cost of Living - Frequently Asked Questions

London and Dharwad differ by about 974% in total monthly costs ($3,986 vs $371 including rent). Dharwad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $5,979 in London and $557 in Dharwad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,869 in London versus $122 in Dharwad. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,986 per month in London versus $371 in Dharwad – a 974% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dharwad runs roughly 3064% less than in London. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $371 in Dharwad versus $3,986 in London, a $2,000 budget is realistic in Dharwad but tight or insufficient in London. The gap between the two cities makes Dharwad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, London and Dharwad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dharwad gentler on the wallet – expenses run 974% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.