Last update: Oct 2026

Cost of Living Comparison Between London and Belgaum

For one person, living is cheaper in Belgaum: $315 a month against $3,986 in London, rent and utilities included – about $44,100 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
15

Cost of Living Index in Belgaum
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Belgaum Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Belgaum

🇮🇳 India

$315

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Belgaum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Belgaum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,986 in London versus $315 in Belgaum.

London $3,986
Belgaum $315

Estimated couple costs with rent: $5,791 in London versus $531 in Belgaum.

London $5,791
Belgaum $531

Monthly costs for a family of three with rent: $7,595 in London versus $747 in Belgaum.

London $7,595
Belgaum $747

Living in London is roughly 1165% more expensive than in Belgaum, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: London is 195% above, Belgaum is 77% below.

Meal at Budget Restaurant

$25.93 £19.45

$1.86 ₹177

1294.09%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$10.27 ₹976

937.00%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$2.57 ₹244

316.73%

Cappuccino

$5.47 £4.11

$1.60 ₹152

241.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$0.37 ₹34.89

702.70%

Water (0.33 liter bottle)

$2.20 £1.65

$0.11 ₹10.60

1900.00%

Local Beer (0.5 liter draught)

$9.13 £6.85

$0.95 ₹90.5

861.05%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$2.22 ₹211

257.66%

Milk (1 liter)

$1.86 £1.40

$0.70 ₹66.4

165.71%

White Bread (500g)

$2.07 £1.55

$0.49 ₹46.62

322.45%

Rice (white) (1kg)

$2.42 £1.81

$0.59 ₹55.7

310.17%

Eggs

$5.09 £3.82

$0.76 ₹72.2

569.74%

Local Cheese (1kg)

$12.87 £9.66

$4.47 ₹424

187.92%

Chicken Fillets (1kg)

$10.43 £7.82

$2.69 ₹255

287.73%

Beef Round Steak (1kg)

$16.87 £12.66

Apples (1kg)

$3.11 £2.33

$1.54 ₹146

101.95%

Banana (1kg)

$1.40 £1.05

$0.66 ₹63.1

112.12%

Oranges (1kg)

$3.08 £2.31

$1.53 ₹146

101.31%

Tomato (1kg)

$3.27 £2.45

$0.31 ₹29.50

954.84%

Potato (1kg)

$1.58 £1.19

$0.35 ₹33.22

351.43%

Onion (1kg)

$1.74 £1.31

$0.37 ₹35.55

370.27%

Lettuce (1 head)

$1.40 £1.05

$0.25 ₹23.49

460.00%

Water (1.5 liter bottle)

$1.80 £1.35

$0.29 ₹27.07

520.69%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$4.08 ₹388

470.59%

Wine (Bottle)

$13.03 £9.77

$3.56 ₹338

266.01%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.28 ₹122

147.66%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$2.09 ₹199

111.48%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.41 ₹419

One-way Ticket (Public Transport)

$4.07 £3.05

$0.20 ₹18.98

1935.00%

Public Transport Monthly Pass (Regular Price)

$247 £185

$14.37 ₹1,364

1617.19%

Taxi Start (Normal Tariff)

$5.58 £4.18

$1.07 ₹102

421.50%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$0.51 ₹48.29

558.82%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.57

$0.85 ₹80.8

6576.47%

Gasoline (1 liter)

$2.13 £1.60

$1.10 ₹105

93.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$11.1K ₹1.0M

245.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$18.5K ₹1.8M

121.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$29.57 ₹2,808

1158.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$3.08 ₹292

478.57%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$5.50 ₹522

634.00%

Gym Membership (Monthly)

$60.0 £44.99

$4.72 ₹448

1170.55%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$5.73 ₹544

271.55%

Cinema Ticket

$17.74 £13.31

$2.11 ₹200

740.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$20.49 ₹1,946

13879.40%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$837 ₹79.5K

4120.28%

Jeans (Levis 501 Or Similar)

$114 £85.5

$13.55 ₹1,287

741.48%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$32.25 ₹3,062

68.28%

Sport Shoes (Adidas, Nike)

$124 £93.2

$31.75 ₹3,015

291.31%

Men's Leather Business Shoes

$163 £122

$22.63 ₹2,149

620.55%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$122 ₹11.6K

2253.73%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$63.7 ₹6,052

3403.89%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,950

$265 ₹25.2K

1885.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,834

$194 ₹18.5K

1843.58%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$589 ₹55.9K

3011.74%

Buy Apartment Outside City Center (m2)

$8,024 £6,019

$398 ₹37.8K

1918.23%

Average Monthly Net Salary (After Tax)

$5,037 £3,778

$304 ₹28.8K

1558.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

10.75

-55.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Belgaum: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Belgaum

$64 20.2% 97.1% $2.2K

Monthly Utilities & Internet

London

$430 10.8%

Belgaum

$38 12.1% 91.1% $392

Eating Out

London

$388 9.7%

Belgaum

$53 16.8% 86.3% $335

Groceries & Markets

London

$349 8.8%

Belgaum

$87 27.7% 75% $262

Getting Around

London

$285 7.2%

Belgaum

$19 6% 93.4% $267

Clothing & Footwear

London

$205 5.1%

Belgaum

$45 14.3% 78% $160

Sport & Entertainment

London

$95 2.4%

Belgaum

$8.9 2.8% 90.6% $87

Cost Breakdown

A one-bedroom apartment in the center runs $2,869 in London and $122 in Belgaum. Housing cost is often the main lever when comparing two cities.

London pays 1559% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $107 in London vs $10.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $349 vs $87.0 per month, with Belgaum cheaper across the board.

Good to know

🇬🇧 London

🇮🇳 Belgaum

🕒 Local time

16:20 4:20 PM

20:50 8:50 PM

4 h 30 min ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

600,000

💱 Currency

British Pound GBP £

Indian Rupee INR ₹

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to GBP in detail →

On the map

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Between locations

London Belgaum 7,580 km ≈ 10 h nonstop flight

From you

London
Belgaum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Belgaum: Cost of Living - Frequently Asked Questions

London and Belgaum differ by about 1165% in total monthly costs ($3,986 vs $315 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1559% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,869 in London versus $122 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $10.00 versus $107 in London. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,986 per month in London versus $315 in Belgaum – a 1165% gap that adds up to real savings over time for anyone picking the cheaper option.

At $315 in Belgaum versus $3,986 in London, a $2,000 budget is realistic in Belgaum but tight or insufficient in London. The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, London and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 1165% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.