Last update: Oct 2026

Cost of Living Comparison Between Lohja and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $981 in Lohja, rent and utilities included – about $670 less a year. The total is higher in Lohja despite lower rent and utilities.

48

Cost of Living Index in Lohja
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Lohja Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Lohja

🇫🇮 Finland

$981

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Lohja and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lohja and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $981 per month in Lohja vs $925 in Chiang Mai, rent included.

Lohja $981
Chiang Mai $925

A couple spends around $2,121 per month in Lohja vs $1,414 in Chiang Mai, rent included.

Lohja $2,121
Chiang Mai $1,414

A family of three spends $3,260 per month in Lohja vs $1,903 in Chiang Mai, rent included.

Lohja $3,260
Chiang Mai $1,903

Lohja costs about 6% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Lohja and Chiang Mai are more affordable than the global median – Lohja 28% lower, Chiang Mai 32% lower.

Meal at Budget Restaurant

$13.40 €11.91

$2.29 ฿76.5

485.15%

Three-Course Dinner for Two, Mid-Range

$61.7 €54.9

$19.64 ฿656

214.31%

Fast Food Meal (McDonalds, etc)

$11.81 €10.50

$5.61 ฿188

110.52%

Cappuccino

$4.76 €4.23

$1.66 ฿55.6

186.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 €2.62

$0.70 ฿23.40

321.43%

Water (0.33 liter bottle)

$1.92 €1.71

$0.31 ฿10.24

519.35%

Local Beer (0.5 liter draught)

$7.74 €6.88

$2.41 ฿80.4

221.16%

Imported Beer (0.33 liter bottle)

$6.80 €6.05

$3.71 ฿124

83.29%

Milk (1 liter)

$1.21 €1.07

$1.95 ฿65.3

-37.95%

White Bread (500g)

$2.30 €2.05

$1.41 ฿47.03

63.12%

Rice (white) (1kg)

$2.49 €2.21

$1.31 ฿43.62

90.08%

Eggs

$2.66 €2.37

$2.18 ฿72.9

22.02%

Local Cheese (1kg)

$8.79 €7.82

$16.65 ฿556

-47.21%

Chicken Fillets (1kg)

$13.58 €12.08

$2.76 ฿92.2

392.03%

Beef Round Steak (1kg)

$16.53 €14.70

$9.11 ฿304

81.45%

Apples (1kg)

$2.18 €1.94

$2.39 ฿80.0

-8.79%

Banana (1kg)

$2.11 €1.88

$1.03 ฿34.26

104.85%

Oranges (1kg)

$1.10 €0.98

$1.63 ฿54.4

-32.52%

Tomato (1kg)

$3.97 €3.54

$1.50 ฿50.0

164.67%

Potato (1kg)

$1.28 €1.14

$1.29 ฿43.13

-0.78%

Onion (1kg)

$1.91 €1.70

$1.11 ฿37.03

72.07%

Lettuce (1 head)

$2.78 €2.47

$0.72 ฿24.08

286.11%

Water (1.5 liter bottle)

$2.08 €1.85

$0.53 ฿17.59

292.45%

Cigarettes 20 Pack (Marlboro, Camel)

$12.80 €11.39

$4.31 ฿144

196.98%

Wine (Bottle)

$16.22 €14.43

$17.95 ฿600

-9.64%

Local Beer (0.5 liter bottle)

$3.19 €2.84

$1.58 ฿52.9

101.90%

Imported Beer (0.33 liter bottle)

$3.25 €2.89

$2.84 ฿95.0

14.44%

One-way Ticket (Public Transport)

$0.86 ฿28.86

Public Transport Monthly Pass (Regular Price)

$53.3 ฿1,780

Taxi Start (Normal Tariff)

$4.39 €3.91

$1.21 ฿40.29

262.81%

Taxi (Normal Tariff) (1km)

$1.30 €1.16

$0.57 ฿18.99

128.07%

Taxi 1hour Waiting (Normal Tariff)

$67.5 €60.0

$2.35 ฿78.6

2770.64%

Gasoline (1 liter)

$1.93 €1.72

$1.44 ฿47.96

34.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €33.0K

$20.7K ฿692.8K

78.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.2K

$26.8K ฿895.7K

39.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.1 €68.6

$62.3 ฿2,083

23.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.87 €22.12

$12.11 ฿405

105.37%

Internet (50+ Mbps, Unlimited Data)

$22.54 €20.05

$19.94 ฿666

13.04%

Gym Membership (Monthly)

$33.22 €29.55

$37.07 ฿1,239

-10.39%

Tennis Court (1 Hour on Weekend)

$16.29 €14.49

$3.78 ฿126

330.95%

Cinema Ticket

$15.85 €14.10

$6.50 ฿217

143.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$331 €295

$793 ฿26.5K

-58.21%

International Primary School, 1 Child (Yearly)

$14.8K ฿494.9K

Jeans (Levis 501 Or Similar)

$95.5 €84.9

$53.7 ฿1,796

77.63%

Summer Dress (H&M, Zara, etc)

$33.60 €29.89

$24.62 ฿823

36.47%

Sport Shoes (Adidas, Nike)

$79.2 €70.4

$90.9 ฿3,036

-12.86%

Men's Leather Business Shoes

$155 €138

$71.1 ฿2,378

118.47%

1-bedroom Apartment, City Center (Monthly)

$455 ฿15.2K

1-bedroom Apartment, Outside City Center (Monthly)

$298 ฿9,954

3-bedroom Apartment, City Center (Monthly)

$1,123 €999

$908 ฿30.4K

23.67%

3-bedroom Apartment, Outside City Center (Monthly)

$961 €855

$554 ฿18.5K

73.58%

Buy Apartment in City Center (m2)

$1,338 €1,190

$1,931 ฿64.5K

-30.69%

Buy Apartment Outside City Center (m2)

$1,133 €1,008

$1,445 ฿48.3K

-21.57%

Average Monthly Net Salary (After Tax)

$3,304 €2,939

$591 ฿19.7K

459.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

5.57

-36.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lohja: October 17, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Lohja

$346 35.3%

Chiang Mai

$235 25.5% 31.9% $110

Eating Out

Lohja

$271 27.7%

Chiang Mai

$79 8.5% 71% $193

Clothing & Footwear

Lohja

$164 16.7%

Chiang Mai

$108 11.7% 33.9% $55

Monthly Utilities & Internet

Lohja

$125 12.7%

Chiang Mai

$94 10.2% 24.2% $30

Sport & Entertainment

Lohja

$65 6.6%

Chiang Mai

$50 5.4% 22.9% $15

Getting Around

Lohja

$11 * 1.1%

Chiang Mai

$61 6.6% 458% $50

Accommodation & Living

Lohja

- * 0%

Chiang Mai

$298 32.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 459% higher in Lohja, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in Lohja versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $346 vs $235 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇫🇮 Lohja

🇹🇭 Chiang Mai

🕒 Local time

20:49 8:49 PM

00:49 12:49 AM

4 h ahead of Lohja

🌤 Weather

👥 Population

45,654

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

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Between locations

Lohja Chiang Mai 7,370 km ≈ 10 h nonstop flight

From you

Lohja
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lohja vs Chiang Mai: Cost of Living - Frequently Asked Questions

Lohja costs about 6% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,472 per month in Lohja and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $62.0 in Lohja and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 47% more in Lohja, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Lohja at $981. In Chiang Mai it covers expenses comfortably, while in Lohja it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $925 versus $981 in Lohja. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lohja makes more sense. Both are solid long-term options with distinct trade-offs.