😐Monthly costs for one person with rent: $2,031 in Ljubljana versus $1,694 in Škofja Loka.
😐Estimated couple costs with rent: $3,021 in Ljubljana versus $2,530 in Škofja Loka.
😐Monthly costs for a family of three with rent: $4,012 in Ljubljana versus $3,366 in Škofja Loka.
😐Living in Ljubljana is roughly 20% more expensive than Škofja Loka, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ljubljana52% above, Škofja Loka26% above.
Currency
🍽 Eating Out
Ljubljana
Škofja Loka
Difference
Meal at Budget Restaurant
$17.11€14.72
$14.00€12.05
22.21%
Three-Course Dinner for Two, Mid-Range
$68.5€58.9
$56.8€48.86
20.51%
Fast Food Meal(McDonalds, etc)
$9.34€8.03
$9.32€8.01
0.21%
Cappuccino
$2.55€2.19
$2.63€2.26
-3.04%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.16€2.72
$3.11€2.68
1.61%
Water(0.33 liter bottle)
$1.99€1.71
$1.97€1.69
1.02%
Local Beer(0.5 liter draught)
$3.74€3.22
$3.40€2.92
10.00%
Imported Beer(0.33 liter bottle)
$4.58€3.94
$4.53€3.90
1.10%
🛒 Groceries & Markets
Ljubljana
Škofja Loka
Difference
Milk(1 liter)
$1.49€1.28
$1.36€1.17
9.56%
White Bread(500g)
$2.08€1.79
$1.65€1.42
26.06%
Rice(white)(1kg)
$2.79€2.40
$2.91€2.50
-4.12%
Eggs
$3.94€3.39
$3.60€3.10
9.44%
Local Cheese(1kg)
$13.14€11.30
$19.21€16.52
-31.60%
Chicken Fillets(1kg)
$10.91€9.38
$10.33€8.89
5.61%
Beef Round Steak(1kg)
$12.90€11.10
$15.49€13.33
-16.72%
Apples(1kg)
$1.98€1.70
$1.98€1.70
-
Banana(1kg)
$1.71€1.47
$1.73€1.49
-1.16%
Oranges(1kg)
$2.13€1.83
$2.11€1.82
0.95%
Tomato(1kg)
$3.40€2.93
$3.43€2.95
-0.87%
Potato(1kg)
$1.35€1.16
$1.32€1.13
2.27%
Onion(1kg)
$1.64€1.41
$1.61€1.39
1.86%
Lettuce(1 head)
$1.65€1.42
$1.66€1.43
-0.60%
Water(1.5 liter bottle)
$0.94€0.80
$1.00€0.86
-6.00%
Cigarettes 20 Pack(Marlboro, Camel)
$5.85€5.03
$5.89€5.06
-0.68%
Wine(Bottle)
$8.25€7.09
$7.01€6.03
17.69%
Local Beer(0.5 liter bottle)
$1.42€1.22
$1.40€1.20
1.43%
Imported Beer(0.33 liter bottle)
$2.01€1.73
$2.06€1.77
-2.43%
🚌 Getting Around
Ljubljana
Škofja Loka
Difference
One-way Ticket(Public Transport)
$1.46€1.26
$1.43€1.23
2.10%
Public Transport Monthly Pass(Regular Price)
$43.46€37.38
$31.50€27.10
37.97%
Taxi Start(Normal Tariff)
$2.28€1.96
$1.73€1.48
31.79%
Taxi(Normal Tariff)(1km)
$1.12€0.96
$1.15€0.99
-2.61%
Taxi 1hour Waiting(Normal Tariff)
$19.97€17.18
$19.70€16.94
1.37%
Gasoline(1 liter)
$1.70€1.46
$1.62€1.39
4.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K€24.5K
$26.0K€22.4K
9.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1K€24.2K
$28.0K€24.1K
0.23%
🧾 Monthly Utilities & Internet
Ljubljana
Škofja Loka
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$283€244
$276€238
2.60%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.81€16.18
$15.01€12.91
25.32%
Internet(50+ Mbps, Unlimited Data)
$37.61€32.35
$37.77€32.49
-0.42%
🎉 Sport & Entertainment
Ljubljana
Škofja Loka
Difference
Gym Membership(Monthly)
$50.9€43.79
$50.8€43.68
0.26%
Tennis Court(1 Hour on Weekend)
$18.03€15.51
-
-
Cinema Ticket
$9.20€7.91
$8.28€7.12
11.11%
🧸 Childcare & Education
Ljubljana
Škofja Loka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$550€473
$525€452
4.79%
International Primary School, 1 Child(Yearly)
$14.3K€12.3K
$8,819€7,586
62.10%
👕👟 Clothing & Footwear
Ljubljana
Škofja Loka
Difference
Jeans(Levis 501 Or Similar)
$102€87.9
$115€99.3
-11.53%
Summer Dress(H&M, Zara, etc)
$46.49€39.99
$45.35€39.01
2.51%
Sport Shoes(Adidas, Nike)
$104€89.6
$121€104
-14.01%
Men's Leather Business Shoes
$136€117
$143€123
-4.50%
🏠 Accommodation & Living
Ljubljana
Škofja Loka
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006€865
$665€572
51.26%
1-bedroom Apartment, Outside City Center(Monthly)
$820€706
$526€452
55.92%
3-bedroom Apartment, City Center(Monthly)
$2,046€1,760
$1,115€959
83.53%
3-bedroom Apartment, Outside City Center(Monthly)
$1,473€1,267
$981€844
50.15%
Buy Apartment in City Center(m2)
$6,622€5,696
$3,835€3,299
72.67%
Buy Apartment Outside City Center(m2)
$5,097€4,385
$3,429€2,949
48.66%
💵 Salaries & Financials
Ljubljana
Škofja Loka
Difference
Average Monthly Net Salary(After Tax)
$1,980€1,703
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.84
3.65
5.21%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ljubljana: June 1, 2026
Last update for Škofja Loka: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ljubljana and $665 in Škofja Loka. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $68.0 in Ljubljana vs $57.0 in Škofja Loka. Groceries flip the comparison at $294 vs $309, with Ljubljana cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ljubljana vs Škofja Loka: Cost of Living - Frequently Asked Questions
Is Škofja Loka cheaper than Ljubljana?
Škofja Loka is cheaper overall, especially in Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 20% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,046 in Ljubljana and $2,541 in Škofja Loka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ljubljana and Škofja Loka?
Rent for a central apartment: $1,006 in Ljubljana versus $665 in Škofja Loka. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Škofja Loka runs roughly 38% less than in Ljubljana. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $550 in Ljubljana versus $525 in Škofja Loka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,000 a realistic budget for Ljubljana or Škofja Loka?
At $1,694 in Škofja Loka versus $2,031 in Ljubljana, a $2,000 budget is realistic in Škofja Loka but tight or insufficient in Ljubljana. The gap between the two cities makes Škofja Loka the clear choice for anyone on this budget.
Is Ljubljana or Škofja Loka more family-friendly?
For families, Škofja Loka is more practical. Housing and childcare are both notably cheaper than in Ljubljana, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ljubljana or Škofja Loka?
Safety-wise, Ljubljana and Škofja Loka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Škofja Loka gentler on the wallet – expenses run 20% less than in Ljubljana. Beyond cost, consider language, visa policies, and how big the international community is in each city.