Last update: Oct 2026

Cost of Living Comparison Between Ljubljana and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,111 in Ljubljana, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in Ljubljana
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Ljubljana Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Ljubljana

🇸🇮 Slovenia

$2,111

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Ljubljana and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ljubljana and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,111 in Ljubljana versus $934 in Cebu.

Ljubljana $2,111
Cebu $934

Estimated couple costs with rent: $3,086 in Ljubljana versus $1,415 in Cebu.

Ljubljana $3,086
Cebu $1,415

Monthly costs for a family of three with rent: $4,062 in Ljubljana versus $1,896 in Cebu.

Ljubljana $4,062
Cebu $1,896

Living in Ljubljana is roughly 126% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ljubljana is 58% above, Cebu is 30% below.

Meal at Budget Restaurant

$15.87 €14.16

$3.03 ₱190

423.76%

Three-Course Dinner for Two, Mid-Range

$67.5 €60.2

$23.48 ₱1,473

187.48%

Fast Food Meal (McDonalds, etc)

$11.07 €9.88

$4.09 ₱256

170.66%

Cappuccino

$2.90 €2.58

$2.52 ₱158

15.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 €2.87

$1.54 ₱96.9

109.09%

Water (0.33 liter bottle)

$1.97 €1.75

$0.49 ₱30.98

302.04%

Local Beer (0.5 liter draught)

$3.94 €3.52

$1.79 ₱112

120.11%

Imported Beer (0.33 liter bottle)

$4.43 €3.95

$2.26 ₱142

96.02%

Milk (1 liter)

$1.37 €1.23

$1.95 ₱122

-29.74%

White Bread (500g)

$2.21 €1.98

$1.43 ₱89.7

54.55%

Rice (white) (1kg)

$3.22 €2.87

$1.02 ₱63.8

215.69%

Eggs

$4.11 €3.67

$2.06 ₱129

99.51%

Local Cheese (1kg)

$14.98 €13.36

$9.81 ₱615

52.70%

Chicken Fillets (1kg)

$10.17 €9.07

$4.61 ₱289

120.61%

Beef Round Steak (1kg)

$15.01 €13.40

$7.70 ₱483

94.94%

Apples (1kg)

$2.29 €2.04

$3.31 ₱207

-30.82%

Banana (1kg)

$1.72 €1.54

$1.45 ₱90.9

18.62%

Oranges (1kg)

$2.27 €2.02

$2.36 ₱148

-3.81%

Tomato (1kg)

$3.59 €3.21

$1.54 ₱96.4

133.12%

Potato (1kg)

$1.49 €1.33

$2.36 ₱148

-36.86%

Onion (1kg)

$1.63 €1.45

$1.99 ₱125

-18.09%

Lettuce (1 head)

$1.71 €1.53

$1.15 ₱72.1

48.70%

Water (1.5 liter bottle)

$0.89 €0.80

$0.67 ₱42.15

32.84%

Cigarettes 20 Pack (Marlboro, Camel)

$6.34 €5.66

$3.00 ₱188

111.33%

Wine (Bottle)

$7.91 €7.06

$6.35 ₱398

24.57%

Local Beer (0.5 liter bottle)

$1.42 €1.26

$1.31 ₱81.9

8.40%

Imported Beer (0.33 liter bottle)

$2.19 €1.95

$1.73 ₱108

26.59%

One-way Ticket (Public Transport)

$1.70 €1.52

$0.25 ₱15.78

580.00%

Public Transport Monthly Pass (Regular Price)

$41.46 €37.00

$12.65 ₱793

227.75%

Taxi Start (Normal Tariff)

$2.15 €1.92

$0.74 ₱46.32

190.54%

Taxi (Normal Tariff) (1km)

$1.25 €1.11

$0.21 ₱13.11

495.24%

Taxi 1hour Waiting (Normal Tariff)

$19.30 €17.22

$4.33 ₱271

345.73%

Gasoline (1 liter)

$1.90 €1.69

$1.33 ₱83.5

42.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K €26.4K

$21.8K ₱1.4M

36.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K €22.4K

$19.4K ₱1.2M

29.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 €256

$121 ₱7,563

137.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.33 €14.58

$14.45 ₱907

13.01%

Internet (50+ Mbps, Unlimited Data)

$42.49 €37.92

$28.29 ₱1,774

50.19%

Gym Membership (Monthly)

$54.5 €48.66

$32.68 ₱2,050

66.83%

Tennis Court (1 Hour on Weekend)

$24.60 €21.96

$6.39 ₱401

284.98%

Cinema Ticket

$10.49 €9.36

$5.46 ₱342

92.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$661 €590

$273 ₱17.1K

141.71%

International Primary School, 1 Child (Yearly)

$13.9K €12.4K

$8,156 ₱511.5K

70.34%

Jeans (Levis 501 Or Similar)

$116 €104

$49.57 ₱3,109

134.92%

Summer Dress (H&M, Zara, etc)

$44.02 €39.29

$24.87 ₱1,560

77.00%

Sport Shoes (Adidas, Nike)

$109 €97.2

$76.6 ₱4,804

42.25%

Men's Leather Business Shoes

$146 €130

$59.3 ₱3,717

146.71%

1-bedroom Apartment, City Center (Monthly)

$1,123 €1,002

$506 ₱31.7K

122.00%

1-bedroom Apartment, Outside City Center (Monthly)

$884 €789

$309 ₱19.4K

185.81%

3-bedroom Apartment, City Center (Monthly)

$2,077 €1,853

$1,052 ₱66.0K

97.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 €1,277

$619 ₱38.8K

131.12%

Buy Apartment in City Center (m2)

$6,421 €5,730

$2,915 ₱182.9K

120.25%

Buy Apartment Outside City Center (m2)

$4,816 €4,298

$1,867 ₱117.1K

157.92%

Average Monthly Net Salary (After Tax)

$2,001 €1,786

$341 ₱21.4K

486.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

7.2

-50.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ljubljana: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ljubljana

$884 42.1%

Cebu

$309 33.5% 65% $575

Monthly Utilities & Internet

Ljubljana

$346 16.5%

Cebu

$163 17.7% 52.8% $182

Groceries & Markets

Ljubljana

$307 14.6%

Cebu

$210 22.7% 31.6% $97

Eating Out

Ljubljana

$244 11.6%

Cebu

$88 9.6% 63.8% $156

Clothing & Footwear

Ljubljana

$187 8.9%

Cebu

$95 10.2% 49.4% $92

Sport & Entertainment

Ljubljana

$76 3.6%

Cebu

$44 4.7% 42.3% $32

Getting Around

Ljubljana

$57 2.7%

Cebu

$15 1.7% 72.7% $41

Cost Breakdown

A one-bedroom apartment in the center runs $1,123 in Ljubljana and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Ljubljana pays 487% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Ljubljana vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $307 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Ljubljana

🇵🇭 Cebu

🕒 Local time

13:27 1:27 PM

19:27 7:27 PM

6 h ahead of Ljubljana

🌤 Weather

👥 Population

285,604 Capital

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

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Between locations

Ljubljana Cebu 10,630 km ≈ 14 h nonstop flight

From you

Ljubljana
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ljubljana vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 126% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 487% higher in Ljubljana, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,123 in Ljubljana versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,111 per month in Ljubljana versus $934 in Cebu – a 126% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 228% less than in Ljubljana. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,111 in Ljubljana, a $1,500 budget is realistic in Cebu but tight or insufficient in Ljubljana. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ljubljana, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ljubljana and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 126% less than in Ljubljana. Beyond cost, consider language, visa policies, and how big the international community is in each city.