Cost of Living Comparison Between Lisbon and Umluj Cost of Living Comparison Between Lisbon and Umluj

Monthly Cost of Living

Monthly costs for one person with rent: $2,210 in Lisbon versus $1,240 in Umluj.

Estimated couple costs with rent: $3,311 in Lisbon versus $1,858 in Umluj.

Monthly costs for a family of three with rent: $4,411 in Lisbon versus $2,477 in Umluj.

Living in Lisbon is roughly 78% more expensive than Umluj, driven mainly by Eating Out.

The two cities straddle the global median: Lisbon is 65% above, Umluj is 7% below.

Meal at Budget Restaurant

$15.91 €13.69

$6.77 SAR 25.41

135.01%

Three-Course Dinner for Two, Mid-Range

$64.8 €55.7

$45.00 SAR 169

43.93%

Fast Food Meal (McDonalds, etc)

$10.51 €9.04

$7.91 SAR 29.68

32.87%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.70 SAR 6.39

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.76 SAR 6.60

Cappuccino

$2.87 €2.47

$3.74 SAR 14.04

-23.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €1.93

$0.79 SAR 2.97

183.54%

Water (0.33 liter bottle)

$1.50 €1.29

$0.29 SAR 1.08

417.24%

Local Beer (0.5 liter draught)

$3.49 €3.00

Imported Beer (0.33 liter bottle)

$3.88 €3.34

Milk (1 liter)

$1.14 €0.98

$1.63 SAR 6.13

-30.06%

White Bread (500g)

$1.75 €1.51

$0.99 SAR 3.72

76.77%

Rice (white) (1kg)

$1.76 €1.51

$2.35 SAR 8.83

-25.11%

Eggs

$3.22 €2.77

$2.42 SAR 9.06

33.06%

Local Cheese (1kg)

$13.49 €11.61

$6.72 SAR 25.24

100.74%

Chicken Fillets (1kg)

$7.91 €6.81

$7.66 SAR 28.76

3.26%

Beef Round Steak (1kg)

$15.87 €13.65

$13.19 SAR 49.49

20.32%

Apples (1kg)

$2.31 €1.99

$2.28 SAR 8.54

1.32%

Banana (1kg)

$1.70 €1.46

$1.63 SAR 6.13

4.29%

Oranges (1kg)

$2.01 €1.73

$1.67 SAR 6.27

20.36%

Tomato (1kg)

$2.46 €2.12

$1.57 SAR 5.89

56.69%

Potato (1kg)

$1.84 €1.59

$1.24 SAR 4.64

48.39%

Onion (1kg)

$2.00 €1.72

$1.28 SAR 4.81

56.25%

Lettuce (1 head)

$1.93 €1.66

$1.20 SAR 4.49

60.83%

Water (1.5 liter bottle)

$0.79 €0.68

$0.58 SAR 2.19

36.21%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.44 SAR 9.16

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.68 SAR 6.32

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 SAR 7.53

Cigarettes 20 Pack (Marlboro, Camel)

$6.61 €5.68

$7.13 SAR 26.77

-7.29%

Wine (Bottle)

$5.72 €4.92

Local Beer (0.5 liter bottle)

$1.37 €1.17

Imported Beer (0.33 liter bottle)

$2.97 €2.56

One-way Ticket (Public Transport)

$2.37 €2.04

$1.09 SAR 4.11

117.43%

Public Transport Monthly Pass (Regular Price)

$45.56 €39.19

$40.32 SAR 151

13.00%

Taxi Start (Normal Tariff)

$4.29 €3.69

$2.73 SAR 10.25

57.14%

Taxi (Normal Tariff) (1km)

$0.82 €0.70

$1.88 SAR 7.07

-56.38%

Taxi 1hour Waiting (Normal Tariff)

$18.30 €15.74

$13.10 SAR 49.18

39.69%

Gasoline (1 liter)

$2.06 €1.78

$0.65 SAR 2.42

216.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €29.5K

$26.6K SAR 99.9K

28.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €33.8K

$22.7K SAR 85.3K

72.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €127

$107 SAR 400

38.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.52 €17.65

$33.82 SAR 127

-39.33%

Internet (50+ Mbps, Unlimited Data)

$39.61 €34.08

$72.4 SAR 272

-45.30%

Gym Membership (Monthly)

$47.85 €41.16

$87.7 SAR 329

-45.46%

Tennis Court (1 Hour on Weekend)

$18.92 €16.28

$35.18 SAR 132

-46.22%

Cinema Ticket

$9.18 €7.90

$15.95 SAR 59.9

-42.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$614 €528

$359 SAR 1,348

71.00%

International Primary School, 1 Child (Yearly)

$16.0K €13.8K

$6,949 SAR 26.1K

130.96%

Jeans (Levis 501 Or Similar)

$105 €90.0

$59.8 SAR 224

75.13%

Summer Dress (H&M, Zara, etc)

$42.06 €36.18

$60.8 SAR 228

-30.79%

Sport Shoes (Adidas, Nike)

$94.0 €80.8

$80.5 SAR 302

16.76%

Men's Leather Business Shoes

$120 €103

$81.8 SAR 307

46.21%

1-bedroom Apartment, City Center (Monthly)

$1,628 €1,400

$447 SAR 1,676

264.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,255 €1,080

$380 SAR 1,427

230.09%

3-bedroom Apartment, City Center (Monthly)

$3,030 €2,607

$839 SAR 3,150

261.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,020 €1,738

$633 SAR 2,375

219.21%

Buy Apartment in City Center (m2)

$7,800 €6,709

$2,592 SAR 9,729

200.89%

Buy Apartment Outside City Center (m2)

$4,273 €3,675

$1,485 SAR 5,574

187.69%

Average Monthly Net Salary (After Tax)

$1,603 €1,379

$4,306 SAR 16.2K

-62.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

4.42

-13.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: June 1, 2026

Last update for Umluj: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,628 in Lisbon and $447 in Umluj. Housing cost is often the main lever when comparing two cities.

Umluj pays 169% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65.0 in Lisbon vs $45.00 in Umluj for a mid-range dinner for two. Groceries echo the gap at $269 vs $197 per month, with Umluj cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Umluj: Cost of Living - Frequently Asked Questions

Lisbon and Umluj differ by about 78% in total monthly costs ($2,210 vs $1,240 including rent). Umluj is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Umluj earns 169% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,628 in Lisbon versus $447 in Umluj. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $614 in Lisbon versus $359 in Umluj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 37% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $1,240 in Umluj versus $2,210 in Lisbon, a $2,000 budget is realistic in Umluj but tight or insufficient in Lisbon. The gap between the two cities makes Umluj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Umluj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Umluj gentler on the wallet – expenses run 78% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.