Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Saint Ann's Bay

For one person, living is cheaper in Saint Ann’s Bay: $1,006 a month against $2,210 in Lisbon, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
48

Cost of Living Index in Saint Ann's Bay
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Saint Ann's Bay Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Saint Ann's Bay

🇯🇲 Jamaica

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Saint Ann's Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Saint Ann's Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $1,006 in Saint Ann’s Bay.

Lisbon $2,210
Saint Ann's Bay $1,006

Estimated couple costs with rent: $3,275 in Lisbon versus $1,600 in Saint Ann’s Bay.

Lisbon $3,275
Saint Ann's Bay $1,600

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $2,195 in Saint Ann’s Bay.

Lisbon $4,341
Saint Ann's Bay $2,195

Living in Lisbon is roughly 120% more expensive than in Saint Ann’s Bay, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Lisbon is 62% above, Saint Ann’s Bay is 26% below.

Meal at Budget Restaurant

$16.65 €14.85

$13.35 JMD 2,109

24.72%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.1

$50.2 JMD 7,937

22.89%

Fast Food Meal (McDonalds, etc)

$11.36 €10.13

$8.31 JMD 1,313

36.70%

Cappuccino

$2.97 €2.65

$5.46 JMD 863

-45.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.04

$1.20 JMD 190

90.83%

Water (0.33 liter bottle)

$1.74 €1.55

$0.70 JMD 110

148.57%

Local Beer (0.5 liter draught)

$3.40 €3.04

$2.25 JMD 355

51.11%

Imported Beer (0.33 liter bottle)

$3.31 €2.95

$3.12 JMD 493

6.09%

Milk (1 liter)

$1.16 €1.03

$4.07 JMD 643

-71.50%

White Bread (500g)

$1.91 €1.71

$3.74 JMD 590

-48.93%

Rice (white) (1kg)

$1.51 €1.35

$1.63 JMD 258

-7.36%

Eggs

$4.02 €3.59

$3.47 JMD 548

15.85%

Local Cheese (1kg)

$12.94 €11.54

$11.20 JMD 1,769

15.54%

Chicken Fillets (1kg)

$7.77 €6.94

$6.20 JMD 980

25.32%

Beef Round Steak (1kg)

$17.76 €15.85

$10.09 JMD 1,594

76.02%

Apples (1kg)

$2.30 €2.06

$6.00 JMD 948

-61.67%

Banana (1kg)

$1.73 €1.55

$3.99 JMD 631

-56.64%

Oranges (1kg)

$1.86 €1.66

$7.53 JMD 1,190

-75.30%

Tomato (1kg)

$2.59 €2.31

$2.98 JMD 470

-13.09%

Potato (1kg)

$1.82 €1.62

$3.28 JMD 519

-44.51%

Onion (1kg)

$1.97 €1.76

$2.62 JMD 414

-24.81%

Lettuce (1 head)

$1.47 €1.31

$3.15 JMD 498

-53.33%

Water (1.5 liter bottle)

$0.72 €0.65

$1.44 JMD 227

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.87

$9.30 JMD 1,470

-29.25%

Wine (Bottle)

$5.61 €5.00

$11.43 JMD 1,805

-50.92%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$2.95 JMD 465

-53.90%

Imported Beer (0.33 liter bottle)

$2.14 €1.91

$4.03 JMD 637

-46.90%

One-way Ticket (Public Transport)

$2.33 €2.08

Public Transport Monthly Pass (Regular Price)

$44.68 €39.86

Taxi Start (Normal Tariff)

$3.85 €3.43

$1.30 JMD 205

196.15%

Taxi (Normal Tariff) (1km)

$1.07 €0.95

$3.17 JMD 502

-66.25%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.69

$6.44 JMD 1,018

155.59%

Gasoline (1 liter)

$2.20 €1.96

$1.30 JMD 205

69.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.5K

$43.4K JMD 6.9M

-21.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.5K

$32.7K JMD 5.2M

18.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €144

$169 JMD 26.7K

-4.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.43

$29.03 JMD 4,586

-36.58%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.21

$52.9 JMD 8,362

-38.14%

Gym Membership (Monthly)

$44.55 €39.74

Tennis Court (1 Hour on Weekend)

$19.10 €17.04

Cinema Ticket

$9.60 €8.56

$13.41 JMD 2,118

-28.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €596

$366 JMD 57.8K

82.43%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

$8,305 JMD 1.3M

112.09%

Jeans (Levis 501 Or Similar)

$102 €91.0

$23.59 JMD 3,726

332.47%

Summer Dress (H&M, Zara, etc)

$44.46 €39.67

$31.44 JMD 4,967

41.41%

Sport Shoes (Adidas, Nike)

$98.5 €87.9

$78.3 JMD 12.4K

25.76%

Men's Leather Business Shoes

$124 €110

$101 JMD 16.0K

21.99%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,435

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,062

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,509

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,796

Buy Apartment in City Center (m2)

$7,839 €6,994

Buy Apartment Outside City Center (m2)

$4,576 €4,082

Average Monthly Net Salary (After Tax)

$1,575 €1,405

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

9.45

-59.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Saint Ann's Bay: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Saint Ann's Bay

- * 0% 100%

Groceries & Markets

Lisbon

$272 12.3%

Saint Ann's Bay

$383 38.1% 40.6% $110

Eating Out

Lisbon

$243 11%

Saint Ann's Bay

$222 22.1% 8.3% $20

Monthly Utilities & Internet

Lisbon

$212 9.6%

Saint Ann's Bay

$251 24.9% 18.1% $38

Clothing & Footwear

Lisbon

$166 7.5%

Saint Ann's Bay

$106 10.5% 36.3% $60

Sport & Entertainment

Lisbon

$64 2.9%

Saint Ann's Bay

$27 * 2.7% 57.9% $37

Getting Around

Lisbon

$63 2.9%

Saint Ann's Bay

$17 * 1.7% 72.8% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $62 in Lisbon vs $50 in Saint Ann’s Bay. Groceries flip the comparison at $272 vs $383, with Lisbon cheaper for home cooking.

Good to know

🇵🇹 Lisbon

🇯🇲 Saint Ann's Bay

🕒 Local time

17:36 5:36 PM

12:36 12:36 PM

5 h behind Lisbon

🌤 Weather

👥 Population

545,923 Capital

13,671

💱 Currency

Euro EUR €

Jamaican Dollar JMD $

📈 Exchange rate

1 EUR = 1.12 USD

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

Exchange rates and currency converter

JMD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

USD to EUR in detail →

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Lisbon Saint Ann's Bay 6,860 km ≈ 9 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Saint Ann's Bay: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,210 in Lisbon and $1,006 in Saint Ann’s Bay, so Saint Ann’s Bay is about 55% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,315 in Lisbon and $1,508 in Saint Ann’s Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Lisbon pay roughly 29% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $2,210 per month in Lisbon versus $1,006 in Saint Ann’s Bay – Saint Ann’s Bay is about 55% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Saint Ann’s Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.