Cost of Living Comparison Between Lisbon and Otsego, MN Cost of Living Comparison Between Lisbon and Otsego, MN

Monthly Cost of Living

Monthly costs for one person with rent: $2,217 in Lisbon versus $2,591 in Otsego, MN.

Estimated couple costs with rent: $3,245 in Lisbon versus $3,679 in Otsego, MN.

Monthly costs for a family of three with rent: $4,272 in Lisbon versus $4,768 in Otsego, MN.

Living in Lisbon costs roughly 14% less than in Otsego, MN, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Lisbon 66% above, Otsego, MN 94% above.

Meal at Budget Restaurant

$15.78 €13.59

$11.78 $11.78

33.96%

Three-Course Dinner for Two, Mid-Range

$62.5 €53.8

$67.0 $67.0

-6.71%

Fast Food Meal (McDonalds, etc)

$10.54 €9.07

$9.89 $9.89

6.57%

Cappuccino

$2.77 €2.38

$5.06 $5.06

-45.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 €1.97

$1.96 $1.96

16.33%

Water (0.33 liter bottle)

$1.55 €1.33

$2.50 $2.50

-38.00%

Local Beer (0.5 liter draught)

$3.55 €3.05

$6.15 $6.15

-42.28%

Imported Beer (0.33 liter bottle)

$3.98 €3.43

$6.93 $6.93

-42.57%

Milk (1 liter)

$1.08 €0.93

$0.83 $0.83

30.12%

White Bread (500g)

$1.77 €1.52

$4.25 $4.25

-58.35%

Rice (white) (1kg)

$1.77 €1.52

$3.87 $3.87

-54.26%

Eggs

$3.12 €2.69

$3.19 $3.19

-2.19%

Local Cheese (1kg)

$13.34 €11.49

$9.52 $9.52

40.13%

Chicken Fillets (1kg)

$7.99 €6.88

$11.85 $11.85

-32.57%

Beef Round Steak (1kg)

$15.92 €13.70

$14.55 $14.55

9.42%

Apples (1kg)

$2.28 €1.97

$4.51 $4.51

-49.45%

Banana (1kg)

$1.64 €1.42

$1.19 $1.19

37.82%

Oranges (1kg)

$1.98 €1.70

$5.89 $5.89

-66.38%

Tomato (1kg)

$2.45 €2.11

$5.05 $5.05

-51.49%

Potato (1kg)

$1.77 €1.52

$3.76 $3.76

-52.93%

Onion (1kg)

$1.97 €1.69

$3.72 $3.72

-47.04%

Lettuce (1 head)

$1.97 €1.70

$2.01 $2.01

-1.99%

Water (1.5 liter bottle)

$0.80 €0.69

$1.91 $1.91

-58.12%

Cigarettes 20 Pack (Marlboro, Camel)

$6.54 €5.63

$10.67 $10.67

-38.71%

Wine (Bottle)

$5.75 €4.95

$15.71 $15.71

-63.40%

Local Beer (0.5 liter bottle)

$1.32 €1.13

$1.68 $1.68

-21.43%

Imported Beer (0.33 liter bottle)

$2.99 €2.57

$4.56 $4.56

-34.43%

One-way Ticket (Public Transport)

$2.34 €2.01

$2.02 $2.02

15.84%

Public Transport Monthly Pass (Regular Price)

$45.85 €39.48

Taxi Start (Normal Tariff)

$4.26 €3.66

$4.90 $4.90

-13.06%

Taxi (Normal Tariff) (1km)

$0.84 €0.73

$1.43 $1.43

-41.26%

Taxi 1hour Waiting (Normal Tariff)

$18.86 €16.24

$29.62 $29.62

-36.33%

Gasoline (1 liter)

$2.07 €1.78

$0.86 $0.86

140.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K €30.3K

$35.2K $35.2K

0.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K €33.2K

$25.9K $25.9K

49.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 €130

$221 $221

-31.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.91 €18.00

$48.03 $48.03

-56.46%

Internet (50+ Mbps, Unlimited Data)

$39.54 €34.05

$63.8 $63.8

-37.98%

Gym Membership (Monthly)

$48.39 €41.67

$42.91 $42.91

12.77%

Tennis Court (1 Hour on Weekend)

$18.61 €16.02

Cinema Ticket

$9.04 €7.79

$14.25 $14.25

-36.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$610 €525

$1,478 $1,478

-58.70%

International Primary School, 1 Child (Yearly)

$16.3K €14.0K

$30.0K $30.0K

-45.75%

Jeans (Levis 501 Or Similar)

$101 €87.2

$39.32 $39.32

157.48%

Summer Dress (H&M, Zara, etc)

$40.58 €34.94

$41.71 $41.71

-2.71%

Sport Shoes (Adidas, Nike)

$93.0 €80.1

$84.0 $84.0

10.71%

Men's Leather Business Shoes

$119 €102

$127 $127

-6.71%

1-bedroom Apartment, City Center (Monthly)

$1,603 €1,380

$1,632 $1,632

-1.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,239 €1,067

$1,338 $1,338

-7.44%

3-bedroom Apartment, City Center (Monthly)

$3,019 €2,599

$2,585 $2,585

16.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,061 €1,775

$2,202 $2,202

-6.40%

Buy Apartment in City Center (m2)

$7,981 €6,872

$2,665 $2,665

199.51%

Buy Apartment Outside City Center (m2)

$4,533 €3,903

$2,717 $2,717

66.81%

Average Monthly Net Salary (After Tax)

$1,628 €1,402

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

6.43

-40.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: June 15, 2026

Last update for Otsego, MN: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,603 in Lisbon and $1,632 in Otsego, MN. Housing cost is often the main lever when comparing two cities.

Dining out: $62.0 in Lisbon vs $67.0 in Otsego, MN for a mid-range dinner for two. Groceries echo the gap at $268 vs $388 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Otsego, MN: Cost of Living - Frequently Asked Questions

Lisbon and Otsego, MN differ by about 17% in total monthly costs ($2,217 vs $2,591 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,325 in Lisbon and $3,886 in Otsego, MN to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,603 in Lisbon versus $1,632 in Otsego, MN. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Otsego, MN. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,217 per month in Lisbon versus $2,591 in Otsego, MN – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,217 in Lisbon versus $2,591 in Otsego, MN, a $3,000 budget is realistic in Lisbon but tight or insufficient in Otsego, MN. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Otsego, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 17% less than in Otsego, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.