Last update: Oct 2026

Cost of Living Comparison Between Otsego, MN and Lisbon

For one person, living is cheaper in Lisbon: $2,202 a month against $2,445 in Otsego, MN, rent and utilities included – about $2,900 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Otsego, MN
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Otsego, MN Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Otsego, MN

🇺🇸 United States

$2,445

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Otsego, MN and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Otsego, MN and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,445 in Otsego, MN versus $2,202 in Lisbon.

Otsego, MN $2,445
Lisbon $2,202

Estimated couple costs with rent: $3,532 in Otsego, MN versus $3,274 in Lisbon.

Otsego, MN $3,532
Lisbon $3,274

Monthly costs for a family of three with rent: $4,620 in Otsego, MN versus $4,346 in Lisbon.

Otsego, MN $4,620
Lisbon $4,346

Living in Otsego, MN is roughly 11% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Otsego, MN 80% above, Lisbon 62% above.

Meal at Budget Restaurant

$15.24 $15.24

$17.04 €15.15

-10.56%

Three-Course Dinner for Two, Mid-Range

$69.2 $69.2

$62.3 €55.4

11.11%

Fast Food Meal (McDonalds, etc)

$9.92 $9.92

$11.02 €9.80

-9.98%

Cappuccino

$3.90 $3.90

$3.12 €2.78

25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.13 $3.13

$2.27 €2.02

37.89%

Water (0.33 liter bottle)

$2.60 $2.60

$1.74 €1.55

49.43%

Local Beer (0.5 liter draught)

$5.48 $5.48

$3.42 €3.04

60.23%

Imported Beer (0.33 liter bottle)

$7.54 $7.54

$3.74 €3.33

101.60%

Milk (1 liter)

$0.91 $0.91

$1.17 €1.04

-22.22%

White Bread (500g)

$2.73 $2.73

$1.86 €1.66

46.77%

Rice (white) (1kg)

$3.34 $3.34

$1.54 €1.37

116.88%

Eggs

$3.00 $3.00

$4.06 €3.61

-26.11%

Local Cheese (1kg)

$9.76 $9.76

$12.91 €11.49

-24.40%

Chicken Fillets (1kg)

$9.68 $9.68

$7.90 €7.03

22.53%

Beef Round Steak (1kg)

$13.45 $13.45

$17.64 €15.69

-23.75%

Apples (1kg)

$4.91 $4.91

$2.26 €2.01

117.26%

Banana (1kg)

$1.11 $1.11

$1.75 €1.55

-36.57%

Oranges (1kg)

$6.03 $6.03

$1.89 €1.68

219.05%

Tomato (1kg)

$4.30 $4.30

$2.56 €2.27

67.97%

Potato (1kg)

$3.93 $3.93

$1.85 €1.64

112.43%

Onion (1kg)

$3.52 $3.52

$1.97 €1.75

78.68%

Lettuce (1 head)

$1.99 $1.99

$1.45 €1.29

37.24%

Water (1.5 liter bottle)

$1.74 $1.74

$0.77 €0.69

125.97%

Cigarettes 20 Pack (Marlboro, Camel)

$12.79 $12.79

$6.71 €5.97

90.61%

Wine (Bottle)

$14.77 $14.77

$5.67 €5.04

160.49%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.37 €1.22

28.47%

Imported Beer (0.33 liter bottle)

$3.47 $3.47

$2.11 €1.88

64.45%

One-way Ticket (Public Transport)

$2.01 $2.01

$2.32 €2.07

-13.36%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

Taxi Start (Normal Tariff)

$2.43 $2.43

$3.95 €3.51

-38.48%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.05 €0.93

46.67%

Taxi 1hour Waiting (Normal Tariff)

$31.12 $31.12

$17.15 €15.26

81.46%

Gasoline (1 liter)

$0.99 $0.99

$2.19 €1.95

-54.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K $26.9K

$33.8K €30.0K

-20.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$38.3K €34.0K

-32.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$164 €146

40.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.44 $45.44

$18.48 €16.43

145.89%

Internet (50+ Mbps, Unlimited Data)

$59.3 $59.3

$32.96 €29.32

79.92%

Gym Membership (Monthly)

$42.09 $42.09

$45.87 €40.80

-8.24%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

Cinema Ticket

$13.24 $13.24

$9.75 €8.67

35.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,451 $1,451

$684 €608

112.11%

International Primary School, 1 Child (Yearly)

$28.1K $28.1K

$17.6K €15.7K

59.47%

Jeans (Levis 501 Or Similar)

$42.34 $42.34

$104 €92.3

-59.19%

Summer Dress (H&M, Zara, etc)

$39.96 $39.96

$46.20 €41.09

-13.51%

Sport Shoes (Adidas, Nike)

$81.1 $81.1

$99.7 €88.7

-18.68%

Men's Leather Business Shoes

$112 $112

$125 €111

-10.57%

1-bedroom Apartment, City Center (Monthly)

$1,574 $1,574

$1,589 €1,414

-0.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,286 $1,286

$1,169 €1,040

10.04%

3-bedroom Apartment, City Center (Monthly)

$2,547 $2,547

$2,851 €2,536

-10.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,115 $2,115

$1,993 €1,773

6.11%

Buy Apartment in City Center (m2)

$2,398 $2,398

$7,793 €6,932

-69.23%

Buy Apartment Outside City Center (m2)

$2,044 $2,044

$4,418 €3,930

-53.72%

Average Monthly Net Salary (After Tax)

$3,457 $3,457

$1,600 €1,423

116.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.31

3.85

63.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Otsego, MN: October 19, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Otsego, MN

$1.3K 52.6%

Lisbon

$1.2K 53.1% 9.1% $117

Groceries & Markets

Otsego, MN

$350 14.3%

Lisbon

$273 12.4% 21.9% $77

Monthly Utilities & Internet

Otsego, MN

$334 13.7%

Lisbon

$215 9.8% 35.6% $119

Eating Out

Otsego, MN

$264 10.8%

Lisbon

$247 11.2% 6.2% $16

Clothing & Footwear

Otsego, MN

$124 5.1%

Lisbon

$168 7.7% 36.2% $45

Sport & Entertainment

Otsego, MN

$69 2.8%

Lisbon

$65 3% 4.7% $3.2

Getting Around

Otsego, MN

$18 * 0.8%

Lisbon

$63 2.9% 246% $45

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,574 in Otsego, MN and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Otsego, MN pays 116% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Otsego, MN vs $62.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $350 vs $273 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 Otsego, MN

🇵🇹 Lisbon

🕒 Local time

03:08 3:08 AM

09:08 9:08 AM

6 h ahead of Otsego, MN

🌤 Weather

👥 Population

12,067

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Otsego, MN Lisbon 6,690 km ≈ 9 h nonstop flight

From you

Otsego, MN
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Otsego, MN vs Lisbon: Cost of Living - Frequently Asked Questions

Otsego, MN and Lisbon differ by about 11% in total monthly costs ($2,445 vs $2,202 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 116% higher in Otsego, MN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,574 in Otsego, MN versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Otsego, MN. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,445 per month in Otsego, MN versus $2,202 in Lisbon – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,202 in Lisbon versus $2,445 in Otsego, MN, a $3,000 budget is realistic in Lisbon but tight or insufficient in Otsego, MN. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Otsego, MN and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 11% less than in Otsego, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.