Last update: Nov 2026

Cost of Living Comparison Between Lisbon and Effingham, IL

For one person, living is cheaper in Lisbon: $2,206 a month against $2,532 in Effingham, IL, rent and utilities included – about $3,900 less a year. Rent and utilities account for about half of the difference.

106

Cost of Living Index in Lisbon
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Lisbon Living Index
122

Cost of Living Index in Effingham, IL
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Effingham, IL Living Index

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Lisbon

🇵🇹 Portugal

$2,206

/mo nomad

Effingham, IL

🇺🇸 United States

$2,532

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Effingham, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Effingham, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,206 in Lisbon versus $2,532 in Effingham, IL.

Lisbon $2,206
Effingham, IL $2,532

Estimated couple costs with rent: $3,276 in Lisbon versus $3,610 in Effingham, IL.

Lisbon $3,276
Effingham, IL $3,610

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $4,687 in Effingham, IL.

Lisbon $4,346
Effingham, IL $4,687

Living in Lisbon costs roughly 13% less than in Effingham, IL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Lisbon 63% above, Effingham, IL 87% above.

Meal at Budget Restaurant

$16.86 €14.98

$14.76 $14.76

14.23%

Three-Course Dinner for Two, Mid-Range

$61.0 €54.2

$44.61 $44.61

36.83%

Fast Food Meal (McDonalds, etc)

$10.98 €9.75

$11.92 $11.92

-7.89%

Cappuccino

$3.05 €2.71

$5.84 $5.84

-47.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 €2.03

$3.20 $3.20

-28.75%

Water (0.33 liter bottle)

$1.68 €1.49

$2.67 $2.67

-37.08%

Local Beer (0.5 liter draught)

$3.44 €3.05

$4.99 $4.99

-31.06%

Imported Beer (0.33 liter bottle)

$3.91 €3.47

$7.18 $7.18

-45.54%

Milk (1 liter)

$1.15 €1.02

$0.84 $0.84

36.90%

White Bread (500g)

$1.89 €1.68

$3.23 $3.23

-41.49%

Rice (white) (1kg)

$1.50 €1.33

$4.28 $4.28

-64.95%

Eggs

$4.12 €3.66

$3.75 $3.75

9.87%

Local Cheese (1kg)

$13.01 €11.55

$12.50 $12.50

4.08%

Chicken Fillets (1kg)

$8.04 €7.15

$11.21 $11.21

-28.28%

Beef Round Steak (1kg)

$17.89 €15.89

$16.70 $16.70

7.13%

Apples (1kg)

$2.27 €2.02

$5.52 $5.52

-58.88%

Banana (1kg)

$1.74 €1.55

$1.52 $1.52

14.47%

Oranges (1kg)

$1.82 €1.62

$4.93 $4.93

-63.08%

Tomato (1kg)

$2.69 €2.39

$4.31 $4.31

-37.59%

Potato (1kg)

$1.77 €1.57

$2.22 $2.22

-20.27%

Onion (1kg)

$1.94 €1.72

$1.12 $1.12

73.21%

Lettuce (1 head)

$1.46 €1.30

$2.41 $2.41

-39.42%

Water (1.5 liter bottle)

$0.76 €0.68

$2.41 $2.41

-68.46%

Cigarettes 20 Pack (Marlboro, Camel)

$6.66 €5.91

$11.14 $11.14

-40.22%

Wine (Bottle)

$5.64 €5.01

$11.86 $11.86

-52.45%

Local Beer (0.5 liter bottle)

$1.29 €1.15

$1.97 $1.97

-34.52%

Imported Beer (0.33 liter bottle)

$2.14 €1.90

$3.60 $3.60

-40.56%

One-way Ticket (Public Transport)

$2.30 €2.04

$2.11 $2.11

9.00%

Public Transport Monthly Pass (Regular Price)

$44.02 €39.10

$67.7 $67.7

-34.95%

Taxi Start (Normal Tariff)

$3.98 €3.54

$1.95 $1.95

104.10%

Taxi (Normal Tariff) (1km)

$0.64 €0.57

$1.75 $1.75

-63.43%

Taxi 1hour Waiting (Normal Tariff)

$18.93 €16.81

$34.19 $34.19

-44.63%

Gasoline (1 liter)

$2.28 €2.02

$1.02 $1.02

123.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K €29.6K

$30.3K $30.3K

10.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.2K

$26.5K $26.5K

45.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 €141

$228 $228

-30.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.54 €15.58

$45.32 $45.32

-61.30%

Internet (50+ Mbps, Unlimited Data)

$31.18 €27.70

$63.4 $63.4

-50.83%

Gym Membership (Monthly)

$44.64 €39.66

$40.06 $40.06

11.43%

Tennis Court (1 Hour on Weekend)

$18.98 €16.86

Cinema Ticket

$9.58 €8.51

$15.02 $15.02

-36.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$674 €598

$1,757 $1,757

-61.67%

International Primary School, 1 Child (Yearly)

$18.7K €16.6K

$25.4K $25.4K

-26.38%

Jeans (Levis 501 Or Similar)

$102 €90.8

$44.28 $44.28

130.78%

Summer Dress (H&M, Zara, etc)

$45.90 €40.77

$34.47 $34.47

33.16%

Sport Shoes (Adidas, Nike)

$102 €90.8

$83.4 $83.4

22.48%

Men's Leather Business Shoes

$122 €108

$66.1 $66.1

84.54%

1-bedroom Apartment, City Center (Monthly)

$1,641 €1,457

$1,590 $1,590

3.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,187 €1,055

$1,267 $1,267

-6.25%

3-bedroom Apartment, City Center (Monthly)

$2,825 €2,509

$2,520 $2,520

12.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,018 €1,793

$2,091 $2,091

-3.50%

Buy Apartment in City Center (m2)

$7,836 €6,960

$3,021 $3,021

159.39%

Buy Apartment Outside City Center (m2)

$4,701 €4,176

$2,004 $2,004

134.62%

Average Monthly Net Salary (After Tax)

$1,687 €1,499

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

6.7

-42.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: November 1, 2026

Last update for Effingham, IL: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Effingham, IL

$1.3K 50% 6.7% $79

Groceries & Markets

Lisbon

$275 12.5%

Effingham, IL

$383 15.1% 39.4% $108

Eating Out

Lisbon

$245 11.1%

Effingham, IL

$287 11.3% 16.9% $41

Monthly Utilities & Internet

Lisbon

$207 9.4%

Effingham, IL

$337 13.3% 62.8% $130

Clothing & Footwear

Lisbon

$168 7.6%

Effingham, IL

$103 4.1% 38.7% $65

Sport & Entertainment

Lisbon

$64 2.9%

Effingham, IL

$70 2.8% 9.9% $6.3

Getting Around

Lisbon

$60 2.7%

Effingham, IL

$87 3.4% 43.8% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,641 in Lisbon and $1,590 in Effingham, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $61 in Lisbon vs $45 in Effingham, IL. Groceries flip the comparison at $275 vs $383, with Lisbon cheaper for home cooking.

Good to know

🇵🇹 Lisbon

🇺🇸 Effingham, IL

🕒 Local time

21:22 9:22 PM

15:22 3:22 PM

6 h behind Lisbon

🌤 Weather

👥 Population

545,923 Capital

12,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.13 USD

1 USD = 0.888 EUR

Exchange rates and currency converter

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Lisbon Effingham, IL 6,630 km ≈ 9 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Effingham, IL: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,206 in Lisbon and $2,532 in Effingham, IL, so Lisbon is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,309 in Lisbon and $3,799 in Effingham, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,641 in Lisbon versus $1,590 in Effingham, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $674 in Lisbon versus $1,757 in Effingham, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 39% higher in Effingham, IL. For households that cook at home regularly, that difference adds up over a month.

Either city works on $3,000 a month, though Lisbon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.