Cost of Living Comparison Between Lisbon and Effingham, IL Cost of Living Comparison Between Lisbon and Effingham, IL

Monthly Cost of Living

Monthly costs for one person with rent: $2,243 in Lisbon versus $2,560 in Effingham, IL.

Estimated couple costs with rent: $3,315 in Lisbon versus $3,554 in Effingham, IL.

Monthly costs for a family of three with rent: $4,387 in Lisbon versus $4,549 in Effingham, IL.

Living in Lisbon costs roughly 12% less than in Effingham, IL, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Lisbon 67% above, Effingham, IL 91% above.

Meal at Budget Restaurant

$15.73 €13.42

$15.07 $15.07

4.38%

Three-Course Dinner for Two, Mid-Range

$63.2 €53.9

$45.36 $45.36

39.24%

Fast Food Meal (McDonalds, etc)

$10.32 €8.80

$9.82 $9.82

5.09%

Cappuccino

$2.81 €2.40

$5.36 $5.36

-47.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 €1.99

$2.40 $2.40

-2.92%

Water (0.33 liter bottle)

$1.51 €1.29

$1.94 $1.94

-22.16%

Local Beer (0.5 liter draught)

$3.37 €2.87

$5.03 $5.03

-33.00%

Imported Beer (0.33 liter bottle)

$3.91 €3.34

$7.07 $7.07

-44.70%

Milk (1 liter)

$1.08 €0.92

$0.55 $0.55

96.36%

White Bread (500g)

$1.75 €1.49

$2.73 $2.73

-35.90%

Rice (white) (1kg)

$1.75 €1.50

$4.30 $4.30

-59.30%

Eggs

$3.10 €2.64

$3.07 $3.07

0.98%

Local Cheese (1kg)

$13.28 €11.33

$15.73 $15.73

-15.58%

Chicken Fillets (1kg)

$7.85 €6.70

$11.00 $11.00

-28.64%

Beef Round Steak (1kg)

$16.05 €13.69

$14.24 $14.24

12.71%

Apples (1kg)

$2.39 €2.04

$5.51 $5.51

-56.62%

Banana (1kg)

$1.72 €1.47

$1.51 $1.51

13.91%

Oranges (1kg)

$1.97 €1.68

$4.25 $4.25

-53.65%

Tomato (1kg)

$2.55 €2.17

$5.77 $5.77

-55.81%

Potato (1kg)

$1.79 €1.53

$2.23 $2.23

-19.73%

Onion (1kg)

$1.97 €1.68

$1.08 $1.08

82.41%

Lettuce (1 head)

$1.96 €1.67

$1.89 $1.89

3.70%

Water (1.5 liter bottle)

$0.84 €0.71

$2.02 $2.02

-58.42%

Cigarettes 20 Pack (Marlboro, Camel)

$6.82 €5.82

$8.77 $8.77

-22.23%

Wine (Bottle)

$5.85 €4.99

$12.08 $12.08

-51.57%

Local Beer (0.5 liter bottle)

$1.38 €1.18

$2.60 $2.60

-46.92%

Imported Beer (0.33 liter bottle)

$2.92 €2.49

$3.35 $3.35

-12.84%

One-way Ticket (Public Transport)

$2.29 €1.95

$2.04 $2.04

12.25%

Public Transport Monthly Pass (Regular Price)

$46.88 €39.99

Taxi Start (Normal Tariff)

$4.12 €3.51

$2.82 $2.82

46.10%

Taxi (Normal Tariff) (1km)

$0.81 €0.69

$1.37 $1.37

-40.88%

Taxi 1hour Waiting (Normal Tariff)

$18.94 €16.16

$29.62 $29.62

-36.06%

Gasoline (1 liter)

$2.09 €1.78

$0.83 $0.83

151.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K €30.0K

$34.8K $34.8K

0.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K €33.9K

$26.6K $26.6K

49.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 €128

$238 $238

-37.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.49 €17.48

$45.30 $45.30

-54.77%

Internet (50+ Mbps, Unlimited Data)

$39.15 €33.40

$61.3 $61.3

-36.15%

Gym Membership (Monthly)

$49.65 €42.35

$43.69 $43.69

13.64%

Tennis Court (1 Hour on Weekend)

$18.47 €15.76

Cinema Ticket

$9.20 €7.84

$12.08 $12.08

-23.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$624 €533

$1,247 $1,247

-49.92%

International Primary School, 1 Child (Yearly)

$15.9K €13.6K

$13.5K $13.5K

18.13%

Jeans (Levis 501 Or Similar)

$102 €87.2

$44.47 $44.47

129.75%

Summer Dress (H&M, Zara, etc)

$40.88 €34.87

$35.35 $35.35

15.64%

Sport Shoes (Adidas, Nike)

$95.7 €81.6

$83.4 $83.4

14.78%

Men's Leather Business Shoes

$121 €103

$65.4 $65.4

85.06%

1-bedroom Apartment, City Center (Monthly)

$1,653 €1,410

$1,602 $1,602

3.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,233 €1,051

$1,334 $1,334

-7.61%

3-bedroom Apartment, City Center (Monthly)

$3,043 €2,596

$2,631 $2,631

15.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,059 €1,756

$2,184 $2,184

-5.72%

Buy Apartment in City Center (m2)

$7,879 €6,720

$2,342 $2,342

236.37%

Buy Apartment Outside City Center (m2)

$4,303 €3,671

$2,582 $2,582

66.67%

Average Monthly Net Salary (After Tax)

$1,566 €1,336

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

6.61

-42.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: April 21, 2026

Last update for Effingham, IL: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,653 in Lisbon and $1,602 in Effingham, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $63 in Lisbon vs $45 in Effingham, IL. Groceries flip the comparison at $270 vs $374, with Lisbon cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Effingham, IL: Cost of Living - Frequently Asked Questions

Lisbon and Effingham, IL differ by about 14% in total monthly costs ($2,243 vs $2,560 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,365 in Lisbon and $3,840 in Effingham, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,653 in Lisbon versus $1,602 in Effingham, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 39% higher in Effingham, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,243 per month in Lisbon versus $2,560 in Effingham, IL – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Effingham, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 14% less than in Effingham, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.