Last update: Oct 2026

Cost of Living Comparison Between Effingham, IL and Lisbon

For one person, living is cheaper in Lisbon: $2,202 a month against $2,500 in Effingham, IL, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Effingham, IL
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Effingham, IL Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Effingham, IL

🇺🇸 United States

$2,500

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Effingham, IL and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Effingham, IL and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,500 in Effingham, IL versus $2,202 in Lisbon.

Effingham, IL $2,500
Lisbon $2,202

Estimated couple costs with rent: $3,556 in Effingham, IL versus $3,274 in Lisbon.

Effingham, IL $3,556
Lisbon $3,274

Monthly costs for a family of three with rent: $4,612 in Effingham, IL versus $4,346 in Lisbon.

Effingham, IL $4,612
Lisbon $4,346

Living in Effingham, IL is roughly 14% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Effingham, IL 84% above, Lisbon 62% above.

Meal at Budget Restaurant

$15.06 $15.06

$17.04 €15.15

-11.62%

Three-Course Dinner for Two, Mid-Range

$44.89 $44.89

$62.3 €55.4

-27.93%

Fast Food Meal (McDonalds, etc)

$11.95 $11.95

$11.02 €9.80

8.44%

Cappuccino

$5.53 $5.53

$3.12 €2.78

77.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.27 €2.02

41.41%

Water (0.33 liter bottle)

$2.66 $2.66

$1.74 €1.55

52.87%

Local Beer (0.5 liter draught)

$5.05 $5.05

$3.42 €3.04

47.66%

Imported Beer (0.33 liter bottle)

$7.04 $7.04

$3.74 €3.33

88.24%

Milk (1 liter)

$0.89 $0.89

$1.17 €1.04

-23.93%

White Bread (500g)

$3.40 $3.40

$1.86 €1.66

82.80%

Rice (white) (1kg)

$4.48 $4.48

$1.54 €1.37

190.91%

Eggs

$3.67 $3.67

$4.06 €3.61

-9.61%

Local Cheese (1kg)

$12.49 $12.49

$12.91 €11.49

-3.25%

Chicken Fillets (1kg)

$10.81 $10.81

$7.90 €7.03

36.84%

Beef Round Steak (1kg)

$16.77 $16.77

$17.64 €15.69

-4.93%

Apples (1kg)

$5.72 $5.72

$2.26 €2.01

153.10%

Banana (1kg)

$1.45 $1.45

$1.75 €1.55

-17.14%

Oranges (1kg)

$4.72 $4.72

$1.89 €1.68

149.74%

Tomato (1kg)

$4.37 $4.37

$2.56 €2.27

70.70%

Potato (1kg)

$2.23 $2.23

$1.85 €1.64

20.54%

Onion (1kg)

$1.08 $1.08

$1.97 €1.75

-45.18%

Lettuce (1 head)

$2.45 $2.45

$1.45 €1.29

68.97%

Water (1.5 liter bottle)

$2.43 $2.43

$0.77 €0.69

215.58%

Cigarettes 20 Pack (Marlboro, Camel)

$10.84 $10.84

$6.71 €5.97

61.55%

Wine (Bottle)

$11.88 $11.88

$5.67 €5.04

109.52%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$1.37 €1.22

45.99%

Imported Beer (0.33 liter bottle)

$3.64 $3.64

$2.11 €1.88

72.51%

One-way Ticket (Public Transport)

$1.84 $1.84

$2.32 €2.07

-20.69%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

Taxi Start (Normal Tariff)

$1.95 $1.95

$3.95 €3.51

-50.63%

Taxi (Normal Tariff) (1km)

$1.76 $1.76

$1.05 €0.93

67.62%

Taxi 1hour Waiting (Normal Tariff)

$33.78 $33.78

$17.15 €15.26

96.97%

Gasoline (1 liter)

$0.99 $0.99

$2.19 €1.95

-54.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K $30.1K

$33.8K €30.0K

-10.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$38.3K €34.0K

-31.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$164 €146

40.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.95 $44.95

$18.48 €16.43

143.24%

Internet (50+ Mbps, Unlimited Data)

$65.4 $65.4

$32.96 €29.32

98.48%

Gym Membership (Monthly)

$41.33 $41.33

$45.87 €40.80

-9.90%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

Cinema Ticket

$14.98 $14.98

$9.75 €8.67

53.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,729 $1,729

$684 €608

152.71%

International Primary School, 1 Child (Yearly)

$24.1K $24.1K

$17.6K €15.7K

36.79%

Jeans (Levis 501 Or Similar)

$45.09 $45.09

$104 €92.3

-56.54%

Summer Dress (H&M, Zara, etc)

$35.03 $35.03

$46.20 €41.09

-24.18%

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$99.7 €88.7

-14.12%

Men's Leather Business Shoes

$65.2 $65.2

$125 €111

-47.73%

1-bedroom Apartment, City Center (Monthly)

$1,628 $1,628

$1,589 €1,414

2.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$1,169 €1,040

10.95%

3-bedroom Apartment, City Center (Monthly)

$2,487 $2,487

$2,851 €2,536

-12.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,146 $2,146

$1,993 €1,773

7.65%

Buy Apartment in City Center (m2)

$2,804 $2,804

$7,793 €6,932

-64.02%

Buy Apartment Outside City Center (m2)

$2,326 $2,326

$4,418 €3,930

-47.35%

Average Monthly Net Salary (After Tax)

$1,600 €1,423

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

3.85

70.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Effingham, IL: October 17, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Effingham, IL

$1.3K 51.9%

Lisbon

$1.2K 53.1% 9.9% $128

Groceries & Markets

Effingham, IL

$384 15.4%

Lisbon

$273 12.4% 28.9% $111

Monthly Utilities & Internet

Effingham, IL

$340 13.6%

Lisbon

$215 9.8% 36.7% $125

Eating Out

Effingham, IL

$285 11.4%

Lisbon

$247 11.2% 13.3% $38

Clothing & Footwear

Effingham, IL

$104 4.2%

Lisbon

$168 7.7% 62.1% $65

Sport & Entertainment

Effingham, IL

$71 2.9%

Lisbon

$65 3% 8.3% $5.9

Getting Around

Effingham, IL

$18 * 0.7%

Lisbon

$63 2.9% 247% $45

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,628 in Effingham, IL and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $45.00 in Effingham, IL vs $62.0 in Lisbon. Groceries flip the comparison at $384 vs $273, with Lisbon cheaper for home cooking.

Good to know

🇺🇸 Effingham, IL

🇵🇹 Lisbon

🕒 Local time

22:55 10:55 PM

04:55 4:55 AM

6 h ahead of Effingham, IL

🌤 Weather

👥 Population

12,447

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Effingham, IL Lisbon 6,630 km ≈ 9 h nonstop flight

From you

Effingham, IL
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Effingham, IL vs Lisbon: Cost of Living - Frequently Asked Questions

Effingham, IL and Lisbon differ by about 14% in total monthly costs ($2,500 vs $2,202 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,750 in Effingham, IL and $3,302 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,628 in Effingham, IL versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 41% higher in Effingham, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,500 per month in Effingham, IL versus $2,202 in Lisbon – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,202 in Lisbon versus $2,500 in Effingham, IL, a $3,000 budget is realistic in Lisbon but tight or insufficient in Effingham, IL. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Effingham, IL and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 14% less than in Effingham, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.