Cost of Living Comparison Between Effingham, IL and Lisbon Cost of Living Comparison Between Effingham, IL and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $2,424 in Effingham, IL versus $2,316 in Lisbon.

Estimated couple costs with rent: $3,514 in Effingham, IL versus $3,361 in Lisbon.

Monthly costs for a family of three with rent: $4,604 in Effingham, IL versus $4,405 in Lisbon.

Living in Effingham, IL is roughly 5% more expensive than in Lisbon, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Effingham, IL 76% above, Lisbon 69% above.

Meal at Budget Restaurant

$14.84 $14.84

$17.30 €14.89

-14.22%

Three-Course Dinner for Two, Mid-Range

$45.83 $45.83

$63.3 €54.4

-27.56%

Fast Food Meal (McDonalds, etc)

$7.99 $7.99

$11.39 €9.80

-29.85%

Cappuccino

$4.80 $4.80

$3.19 €2.75

50.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 $2.19

$2.45 €2.10

-10.61%

Water (0.33 liter bottle)

$1.10 $1.10

$1.76 €1.52

-37.50%

Local Beer (0.5 liter draught)

$5.08 $5.08

$3.59 €3.09

41.50%

Imported Beer (0.33 liter bottle)

$5.09 $5.09

$3.39 €2.92

50.15%

Milk (1 liter)

$0.95 $0.95

$1.24 €1.06

-23.39%

White Bread (500g)

$2.29 $2.29

$1.98 €1.71

15.66%

Rice (white) (1kg)

$4.39 $4.39

$1.52 €1.31

188.82%

Eggs

$3.76 $3.76

$4.04 €3.48

-6.93%

Local Cheese (1kg)

$11.95 $11.95

$13.54 €11.65

-11.74%

Chicken Fillets (1kg)

$10.96 $10.96

$8.39 €7.22

30.63%

Beef Round Steak (1kg)

$17.54 $17.54

$18.25 €15.70

-3.89%

Apples (1kg)

$5.19 $5.19

$2.29 €1.97

126.64%

Banana (1kg)

$2.26 $2.26

$1.74 €1.50

29.89%

Oranges (1kg)

$4.46 $4.46

$1.86 €1.60

139.78%

Tomato (1kg)

$4.67 $4.67

$2.63 €2.26

77.57%

Potato (1kg)

$2.21 $2.21

$1.92 €1.65

15.10%

Onion (1kg)

$1.13 $1.13

$2.09 €1.80

-45.93%

Lettuce (1 head)

$1.97 $1.97

$1.44 €1.24

36.81%

Water (1.5 liter bottle)

$2.30 $2.30

$0.84 €0.72

173.81%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 $10.94

$6.78 €5.83

61.36%

Wine (Bottle)

$12.22 $12.22

$5.71 €4.91

114.01%

Local Beer (0.5 liter bottle)

$2.09 $2.09

$1.38 €1.18

51.45%

Imported Beer (0.33 liter bottle)

$4.52 $4.52

$2.22 €1.91

103.60%

One-way Ticket (Public Transport)

$2.10 $2.10

$2.40 €2.06

-12.50%

Public Transport Monthly Pass (Regular Price)

$46.78 €40.25

Taxi Start (Normal Tariff)

$4.45 $4.45

$4.17 €3.59

6.71%

Taxi (Normal Tariff) (1km)

$2.95 $2.95

$1.14 €0.98

158.77%

Taxi 1hour Waiting (Normal Tariff)

$17.24 $17.24

$17.68 €15.21

-2.49%

Gasoline (1 liter)

$1.03 $1.03

$2.32 €2.00

-55.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$35.3K €30.4K

4.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$41.4K €35.7K

-34.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$170 €147

35.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.39 $44.39

$19.34 €16.64

129.52%

Internet (50+ Mbps, Unlimited Data)

$64.9 $64.9

$33.64 €28.95

92.90%

Gym Membership (Monthly)

$41.47 $41.47

$48.10 €41.39

-13.78%

Tennis Court (1 Hour on Weekend)

$19.90 €17.12

Cinema Ticket

$14.39 $14.39

$9.92 €8.54

45.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,348 $1,348

$717 €617

87.89%

International Primary School, 1 Child (Yearly)

$12.5K $12.5K

$17.5K €15.0K

-28.74%

Jeans (Levis 501 Or Similar)

$45.68 $45.68

$105 €90.2

-56.40%

Summer Dress (H&M, Zara, etc)

$32.94 $32.94

$46.95 €40.40

-29.84%

Sport Shoes (Adidas, Nike)

$63.4 $63.4

$103 €89.0

-38.74%

Men's Leather Business Shoes

$64.7 $64.7

$124 €107

-47.81%

1-bedroom Apartment, City Center (Monthly)

$1,563 $1,563

$1,677 €1,443

-6.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,300 $1,300

$1,271 €1,094

2.27%

3-bedroom Apartment, City Center (Monthly)

$2,496 $2,496

$2,985 €2,568

-16.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,112 $2,112

$1,992 €1,715

6.02%

Buy Apartment in City Center (m2)

$2,871 $2,871

$7,826 €6,734

-63.31%

Buy Apartment Outside City Center (m2)

$2,710 $2,710

$4,658 €4,008

-41.82%

Average Monthly Net Salary (After Tax)

$1,583 €1,362

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

3.79

67.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Effingham, IL: August 29, 2026

Last update for Lisbon: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,563 in Effingham, IL and $1,677 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $46.00 in Effingham, IL vs $63.0 in Lisbon. Groceries flip the comparison at $377 vs $283, with Lisbon cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Effingham, IL vs Lisbon: Cost of Living - Frequently Asked Questions

Effingham, IL and Lisbon differ by about 5% in total monthly costs ($2,424 vs $2,316 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,636 in Effingham, IL and $3,474 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,563 in Effingham, IL versus $1,677 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 33% higher in Effingham, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,424 per month in Effingham, IL versus $2,316 in Lisbon – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,316 in Lisbon versus $2,424 in Effingham, IL, a $3,000 budget is realistic in Lisbon but tight or insufficient in Effingham, IL. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Effingham, IL and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 5% less than in Effingham, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.