Last update: Oct 2026

Cost of Living Comparison Between Lincoln and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,210 in Lincoln, rent and utilities included – about $15,500 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lincoln
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Lincoln Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Lincoln

🇬🇧 United Kingdom

$2,210

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Lincoln and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lincoln and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lincoln versus $918 in Cebu.

Lincoln $2,210
Cebu $918

Estimated couple costs with rent: $3,279 in Lincoln versus $1,409 in Cebu.

Lincoln $3,279
Cebu $1,409

Monthly costs for a family of three with rent: $4,349 in Lincoln versus $1,900 in Cebu.

Lincoln $4,349
Cebu $1,900

Living in Lincoln is roughly 141% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lincoln is 64% above, Cebu is 32% below.

Meal at Budget Restaurant

$26.56 £19.92

$3.09 ₱194

759.55%

Three-Course Dinner for Two, Mid-Range

$86.5 £64.9

$24.22 ₱1,525

257.06%

Fast Food Meal (McDonalds, etc)

$7.97 £5.98

$3.92 ₱247

103.32%

Cappuccino

$4.85 £3.64

$2.51 ₱158

93.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 £1.94

$1.59 ₱100

62.26%

Water (0.33 liter bottle)

$1.97 £1.48

$0.53 ₱33.43

271.70%

Local Beer (0.5 liter draught)

$6.46 £4.85

$1.78 ₱112

262.92%

Imported Beer (0.33 liter bottle)

$6.63 £4.97

$2.17 ₱137

205.53%

Milk (1 liter)

$1.38 £1.03

$1.92 ₱121

-28.13%

White Bread (500g)

$1.46 £1.10

$1.36 ₱85.4

7.35%

Rice (white) (1kg)

$1.35 £1.01

$1.01 ₱63.5

33.66%

Eggs

$3.20 £2.40

$2.03 ₱128

57.64%

Local Cheese (1kg)

$8.35 £6.26

$9.86 ₱621

-15.31%

Chicken Fillets (1kg)

$8.39 £6.30

$4.39 ₱277

91.12%

Beef Round Steak (1kg)

$11.31 £8.49

$7.60 ₱479

48.82%

Apples (1kg)

$3.62 £2.72

$3.30 ₱208

9.70%

Banana (1kg)

$1.25 £0.93

$1.39 ₱87.8

-10.07%

Oranges (1kg)

$2.94 £2.20

$2.33 ₱147

26.18%

Tomato (1kg)

$3.56 £2.67

$1.50 ₱94.3

137.33%

Potato (1kg)

$1.54 £1.16

$2.36 ₱149

-34.75%

Onion (1kg)

$1.21 £0.90

$1.90 ₱119

-36.32%

Lettuce (1 head)

$1.04 £0.78

$1.19 ₱74.9

-12.61%

Water (1.5 liter bottle)

$1.35 £1.01

$0.63 ₱39.71

114.29%

Cigarettes 20 Pack (Marlboro, Camel)

$23.20 £17.40

$3.00 ₱189

673.33%

Wine (Bottle)

$10.69 £8.02

$6.03 ₱379

77.28%

Local Beer (0.5 liter bottle)

$3.30 £2.47

$1.23 ₱77.7

168.29%

Imported Beer (0.33 liter bottle)

$3.54 £2.66

$1.75 ₱110

102.29%

One-way Ticket (Public Transport)

$4.26 £3.20

$0.25 ₱15.86

1604.00%

Public Transport Monthly Pass (Regular Price)

$107 £80.1

$12.64 ₱796

744.94%

Taxi Start (Normal Tariff)

$3.84 £2.88

$0.77 ₱48.62

398.70%

Taxi (Normal Tariff) (1km)

$0.78 £0.58

$0.23 ₱14.53

239.13%

Taxi 1hour Waiting (Normal Tariff)

$19.63 £14.73

$4.46 ₱281

340.13%

Gasoline (1 liter)

$1.96 £1.47

$1.31 ₱82.8

49.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K £28.9K

$21.2K ₱1.3M

81.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £29.8K

$19.1K ₱1.2M

107.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 £231

$120 ₱7,569

156.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.78 £12.59

$14.00 ₱882

19.86%

Internet (50+ Mbps, Unlimited Data)

$38.98 £29.24

$27.54 ₱1,734

41.54%

Gym Membership (Monthly)

$26.20 £19.65

$32.33 ₱2,035

-18.96%

Tennis Court (1 Hour on Weekend)

$21.26 £15.95

$6.65 ₱419

219.70%

Cinema Ticket

$15.16 £11.38

$5.65 ₱356

168.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,809 £1,357

$275 ₱17.3K

557.26%

International Primary School, 1 Child (Yearly)

$20.6K £15.4K

$7,918 ₱498.5K

159.80%

Jeans (Levis 501 Or Similar)

$113 £85.1

$49.33 ₱3,106

130.00%

Summer Dress (H&M, Zara, etc)

$58.0 £43.49

$25.24 ₱1,589

129.68%

Sport Shoes (Adidas, Nike)

$87.0 £65.3

$77.0 ₱4,846

13.03%

Men's Leather Business Shoes

$98.4 £73.8

$57.2 ₱3,601

72.05%

1-bedroom Apartment, City Center (Monthly)

$1,096 £822

$500 ₱31.5K

119.37%

1-bedroom Apartment, Outside City Center (Monthly)

$864 £648

$309 ₱19.4K

179.69%

3-bedroom Apartment, City Center (Monthly)

$1,952 £1,464

$1,078 ₱67.9K

81.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,408 £1,056

$615 ₱38.7K

128.87%

Buy Apartment in City Center (m2)

$2,548 £1,911

$2,886 ₱181.7K

-11.72%

Buy Apartment Outside City Center (m2)

$1,205 £904

$1,917 ₱120.7K

-37.12%

Average Monthly Net Salary (After Tax)

$3,188 £2,391

$346 ₱21.8K

821.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.88

7.2

-32.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lincoln: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lincoln

$864 39.1%

Cebu

$309 33.6% 64.2% $555

Monthly Utilities & Internet

Lincoln

$364 16.5%

Cebu

$162 17.6% 55.5% $202

Eating Out

Lincoln

$358 16.2%

Cebu

$88 9.6% 75.4% $270

Groceries & Markets

Lincoln

$275 12.4%

Cebu

$206 22.4% 25.1% $69

Clothing & Footwear

Lincoln

$161 7.3%

Cebu

$94 10.2% 41.5% $67

Getting Around

Lincoln

$132 6%

Cebu

$16 1.7% 88.2% $116

Sport & Entertainment

Lincoln

$57 2.6%

Cebu

$44 4.8% 22.8% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,096 in Lincoln and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Lincoln pays 821% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $86.0 in Lincoln vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $275 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Lincoln

🇵🇭 Cebu

🕒 Local time

06:50 6:50 AM

13:50 1:50 PM

7 h ahead of Lincoln

🌤 Weather

👥 Population

97,541

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Lincoln Cebu 11,230 km ≈ 15 h nonstop flight

From you

Lincoln
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lincoln vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 141% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 821% higher in Lincoln, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,096 in Lincoln versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,210 per month in Lincoln versus $918 in Cebu – a 141% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 745% less than in Lincoln. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,210 in Lincoln, a $1,500 budget is realistic in Cebu but tight or insufficient in Lincoln. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lincoln, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lincoln and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 141% less than in Lincoln. Beyond cost, consider language, visa policies, and how big the international community is in each city.