Last update: Oct 2026

Cost of Living Comparison Between Lincoln, NE and Toronto

For one person, living is cheaper in Lincoln, NE: $2,250 a month against $2,530 in Toronto, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

Lincoln, NE
🇺🇸 United States
$2,250
/mo nomad
Toronto
🇨🇦 Canada
$2,530
/mo nomad
Monthly Cost of Living

How much you'll spend in Lincoln, NE and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lincoln, NE and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,250 in Lincoln, NE versus $2,530 in Toronto.

  • Lincoln, NE $2,250
  • Toronto $2,530

Estimated couple costs with rent: $3,309 in Lincoln, NE versus $3,646 in Toronto.

  • Lincoln, NE $3,309
  • Toronto $3,646

Monthly costs for a family of three with rent: $4,368 in Lincoln, NE versus $4,761 in Toronto.

  • Lincoln, NE $4,368
  • Toronto $4,761

Living in Lincoln, NE costs roughly 11% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Lincoln, NE 68% above, Toronto 89% above.

Currency
🍽 Eating Out
Lincoln, NE
Toronto
Difference
Meal at Budget Restaurant
$20.25 $20.25
$17.67 CA$25.19
14.60%
Three-Course Dinner for Two, Mid-Range
$78.8 $78.8
$77.4 CA$110
1.84%
Fast Food Meal (McDonalds, etc)
$12.22 $12.22
$10.47 CA$14.93
16.71%
Cappuccino
$5.46 $5.46
$4.08 CA$5.81
33.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 $2.28
$2.12 CA$3.02
7.55%
Water (0.33 liter bottle)
$1.74 $1.74
$1.76 CA$2.51
-1.14%
Local Beer (0.5 liter draught)
$5.01 $5.01
$6.17 CA$8.80
-18.80%
Imported Beer (0.33 liter bottle)
$9.13 $9.13
$6.89 CA$9.82
32.51%
🛒 Groceries & Markets
Lincoln, NE
Toronto
Difference
Milk (1 liter)
$0.87 $0.87
$2.43 CA$3.46
-64.20%
White Bread (500g)
$3.09 $3.09
$2.75 CA$3.92
12.36%
Rice (white) (1kg)
$6.19 $6.19
$2.23 CA$3.18
177.58%
Eggs
$4.60 $4.60
$3.45 CA$4.91
33.33%
Local Cheese (1kg)
$11.62 $11.62
$8.93 CA$12.73
30.12%
Chicken Fillets (1kg)
$8.36 $8.36
$11.44 CA$16.31
-26.92%
Beef Round Steak (1kg)
$14.70 $14.70
$14.61 CA$20.83
0.62%
Apples (1kg)
$6.63 $6.63
$3.75 CA$5.34
76.80%
Banana (1kg)
$2.08 $2.08
$1.15 CA$1.64
80.87%
Oranges (1kg)
$5.79 $5.79
$3.55 CA$5.06
63.10%
Tomato (1kg)
$4.19 $4.19
$4.28 CA$6.10
-2.10%
Potato (1kg)
$3.44 $3.44
$1.85 CA$2.63
85.95%
Onion (1kg)
$3.85 $3.85
$1.67 CA$2.38
130.54%
Lettuce (1 head)
$1.90 $1.90
$2.22 CA$3.16
-14.41%
Water (1.5 liter bottle)
$2.64 $2.64
$1.21 CA$1.72
118.18%
Cigarettes 20 Pack (Marlboro, Camel)
$9.73 $9.73
$13.88 CA$19.78
-29.90%
Wine (Bottle)
$16.90 $16.90
$14.25 CA$20.31
18.60%
Local Beer (0.5 liter bottle)
$1.80 $1.80
$2.20 CA$3.13
-18.18%
Imported Beer (0.33 liter bottle)
$2.54 $2.54
$2.42 CA$3.45
4.96%
🚌 Getting Around
Lincoln, NE
Toronto
Difference
One-way Ticket (Public Transport)
$1.70 $1.70
$2.42 CA$3.44
-29.75%
Public Transport Monthly Pass (Regular Price)
$35.02 $35.02
$111 CA$158
-68.38%
Taxi Start (Normal Tariff)
$5.04 $5.04
$2.90 CA$4.13
73.79%
Taxi (Normal Tariff) (1km)
$1.87 $1.87
$1.26 CA$1.80
48.41%
Taxi 1hour Waiting (Normal Tariff)
$34.54 $34.54
$22.03 CA$31.40
56.79%
Gasoline (1 liter)
$1.04 $1.04
$1.22 CA$1.74
-14.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$27.6K CA$39.4K
28.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$19.8K CA$28.3K
27.76%
🧾 Monthly Utilities & Internet
Lincoln, NE
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$142 $142
$122 CA$174
16.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.30 $48.30
$32.03 CA$45.66
50.80%
Internet (50+ Mbps, Unlimited Data)
$64.8 $64.8
$47.92 CA$68.3
35.12%
🎉 Sport & Entertainment
Lincoln, NE
Toronto
Difference
Gym Membership (Monthly)
$55.6 $55.6
$38.90 CA$55.5
42.96%
Tennis Court (1 Hour on Weekend)
$26.15 $26.15
$23.24 CA$33.12
12.52%
Cinema Ticket
$14.88 $14.88
$12.61 CA$17.97
18.00%
🧸 Childcare & Education
Lincoln, NE
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$839 $839
$834 CA$1,189
0.58%
International Primary School, 1 Child (Yearly)
-
$23.3K CA$33.3K
-
👕👟 Clothing & Footwear
Lincoln, NE
Toronto
Difference
Jeans (Levis 501 Or Similar)
$48.72 $48.72
$52.6 CA$75.0
-7.38%
Summer Dress (H&M, Zara, etc)
$35.40 $35.40
$40.26 CA$57.4
-12.07%
Sport Shoes (Adidas, Nike)
$87.7 $87.7
$96.2 CA$137
-8.81%
Men's Leather Business Shoes
$118 $118
$123 CA$175
-4.35%
🏠 Accommodation & Living
Lincoln, NE
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,083 $1,083
$1,598 CA$2,278
-32.26%
1-bedroom Apartment, Outside City Center (Monthly)
$964 $964
$1,435 CA$2,045
-32.83%
3-bedroom Apartment, City Center (Monthly)
$1,608 $1,608
$2,657 CA$3,787
-39.47%
3-bedroom Apartment, Outside City Center (Monthly)
$1,459 $1,459
$2,096 CA$2,988
-30.38%
Buy Apartment in City Center (m2)
$1,853 $1,853
$8,033 CA$11.5K
-76.94%
Buy Apartment Outside City Center (m2)
$1,889 $1,889
$6,557 CA$9,347
-71.20%
💵 Salaries & Financials
Lincoln, NE
Toronto
Difference
Average Monthly Net Salary (After Tax)
$3,812 $3,812
$3,743 CA$5,335
1.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
4.47
42.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lincoln, NE: October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lincoln, NE
$964
Toronto
$1.4K 48.9% $471
Groceries & Markets
Lincoln, NE
$398
Toronto
$340 14.6% $58
Eating Out
Lincoln, NE
$324
Toronto
$282 12.9% $42
Monthly Utilities & Internet
Lincoln, NE
$255
Toronto
$202 20.9% $53
Clothing & Footwear
Lincoln, NE
$130
Toronto
$140 7.8% $10
Sport & Entertainment
Lincoln, NE
$85
Toronto
$64 24.9% $21
Getting Around
Lincoln, NE
$56
Toronto
$130 131% $73

Cost Breakdown

A one-bedroom apartment in the center runs $1,083 in Lincoln, NE and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Lincoln, NE pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Lincoln, NE vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $398 vs $340 per month, with Toronto cheaper across the board.

Good to know
🇺🇸 Lincoln, NE
🇨🇦 Toronto
🕒 Local time
05:32 5:32 AM
06:32 6:32 AM
1 h ahead of Lincoln, NE
🌤 Weather
👥 Population
277,348
2,731,571
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

On the map
Between locations
  • Lincoln, NE Toronto 1,460 km ≈ 2 h 15 min nonstop flight
From you
  • Lincoln, NE
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lincoln, NE vs Toronto: Cost of Living - Frequently Asked Questions
Which city is more expensive, Lincoln, NE or Toronto?
Lincoln, NE wins on cost – living expenses run 12% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Lincoln, NE the obvious pick if budget is a priority.
Are salaries higher in Lincoln, NE or in Toronto?
Average pay runs 2% higher in Lincoln, NE, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Lincoln, NE compared to Toronto?
Rent for a central apartment: $1,083 in Lincoln, NE versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Lincoln, NE and in Toronto?
Dining out is cheaper in Lincoln, NE – a meal for two runs $79.0 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Lincoln, NE compared to Toronto?
All in, you'll spend $2,250 per month in Lincoln, NE versus $2,530 in Toronto – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Lincoln, NE or in Toronto?
At $2,250 in Lincoln, NE versus $2,530 in Toronto, a $2,000 budget is realistic in Lincoln, NE but tight or insufficient in Toronto. The gap between the two cities makes Lincoln, NE the clear choice for anyone on this budget.
Which city offers a better quality of life: Lincoln, NE or Toronto?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Lincoln, NE compared to Toronto?
Safety-wise, Lincoln, NE and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Lincoln, NE gentler on the wallet – expenses run 12% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Lincoln, NE vs other spots: cost of living compared

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