Last update: Oct 2026

Cost of Living Comparison Between Toronto and Lincoln, NE

For one person, living is cheaper in Lincoln, NE: $2,250 a month against $2,530 in Toronto, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
107

Cost of Living Index in Lincoln, NE
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Lincoln, NE Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Lincoln, NE

🇺🇸 United States

$2,250

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Lincoln, NE

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Lincoln, NE actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,250 in Lincoln, NE.

Toronto $2,530
Lincoln, NE $2,250

Estimated couple costs with rent: $3,646 in Toronto versus $3,309 in Lincoln, NE.

Toronto $3,646
Lincoln, NE $3,309

Monthly costs for a family of three with rent: $4,761 in Toronto versus $4,368 in Lincoln, NE.

Toronto $4,761
Lincoln, NE $4,368

Living in Toronto is roughly 12% more expensive than in Lincoln, NE, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 89% above, Lincoln, NE 68% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$20.25 $20.25

-12.74%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$78.8 $78.8

-1.80%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$12.22 $12.22

-14.32%

Cappuccino

$4.08 CA$5.81

$5.46 $5.46

-25.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.28 $2.28

-7.02%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.74 $1.74

1.15%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$5.01 $5.01

23.15%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$9.13 $9.13

-24.53%

Milk (1 liter)

$2.43 CA$3.46

$0.87 $0.87

179.31%

White Bread (500g)

$2.75 CA$3.92

$3.09 $3.09

-11.00%

Rice (white) (1kg)

$2.23 CA$3.18

$6.19 $6.19

-63.97%

Eggs

$3.45 CA$4.91

$4.60 $4.60

-25.00%

Local Cheese (1kg)

$8.93 CA$12.73

$11.62 $11.62

-23.15%

Chicken Fillets (1kg)

$11.44 CA$16.31

$8.36 $8.36

36.84%

Beef Round Steak (1kg)

$14.61 CA$20.83

$14.70 $14.70

-0.61%

Apples (1kg)

$3.75 CA$5.34

$6.63 $6.63

-43.44%

Banana (1kg)

$1.15 CA$1.64

$2.08 $2.08

-44.71%

Oranges (1kg)

$3.55 CA$5.06

$5.79 $5.79

-38.69%

Tomato (1kg)

$4.28 CA$6.10

$4.19 $4.19

2.15%

Potato (1kg)

$1.85 CA$2.63

$3.44 $3.44

-46.22%

Onion (1kg)

$1.67 CA$2.38

$3.85 $3.85

-56.62%

Lettuce (1 head)

$2.22 CA$3.16

$1.90 $1.90

16.84%

Water (1.5 liter bottle)

$1.21 CA$1.72

$2.64 $2.64

-54.17%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$9.73 $9.73

42.65%

Wine (Bottle)

$14.25 CA$20.31

$16.90 $16.90

-15.68%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.80 $1.80

22.22%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.54 $2.54

-4.72%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$1.70 $1.70

42.35%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$35.02 $35.02

216.22%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$5.04 $5.04

-42.46%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.87 $1.87

-32.62%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$34.54 $34.54

-36.22%

Gasoline (1 liter)

$1.22 CA$1.74

$1.04 $1.04

17.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$35.5K $35.5K

-22.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.3K $25.3K

-21.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$142 $142

-14.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$48.30 $48.30

-33.69%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$64.8 $64.8

-25.99%

Gym Membership (Monthly)

$38.90 CA$55.5

$55.6 $55.6

-30.05%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$26.15 $26.15

-11.13%

Cinema Ticket

$12.61 CA$17.97

$14.88 $14.88

-15.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$839 $839

-0.58%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$48.72 $48.72

7.96%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$35.40 $35.40

13.73%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$87.7 $87.7

9.67%

Men's Leather Business Shoes

$123 CA$175

$118 $118

4.55%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,083 $1,083

47.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$964 $964

48.86%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$1,608 $1,608

65.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,459 $1,459

43.63%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,853 $1,853

333.59%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,889 $1,889

247.20%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$3,812 $3,812

-1.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.37

-29.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Lincoln, NE: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Lincoln, NE

$964 43.6% 32.8% $471

Groceries & Markets

Toronto

$340 13.1%

Lincoln, NE

$398 18% 17.1% $58

Eating Out

Toronto

$282 10.9%

Lincoln, NE

$324 14.6% 14.8% $42

Monthly Utilities & Internet

Toronto

$202 7.8%

Lincoln, NE

$255 11.5% 26.4% $53

Clothing & Footwear

Toronto

$140 5.4%

Lincoln, NE

$130 5.9% 7.2% $10

Getting Around

Toronto

$130 5%

Lincoln, NE

$56 2.5% 56.6% $73

Sport & Entertainment

Toronto

$64 2.5%

Lincoln, NE

$85 3.9% 33.1% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,083 in Lincoln, NE. Housing cost is often the main lever when comparing two cities.

Lincoln, NE pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $77.0 in Toronto vs $79.0 in Lincoln, NE for a mid-range dinner for two. Groceries echo the gap at $340 vs $398 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Lincoln, NE

🕒 Local time

09:44 9:44 AM

08:44 8:44 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

277,348

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Lincoln, NE 1,460 km ≈ 2 h 15 min nonstop flight

From you

Toronto
Lincoln, NE

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Lincoln, NE: Cost of Living - Frequently Asked Questions

Lincoln, NE wins on cost – living expenses run 12% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Lincoln, NE the obvious pick if budget is a priority.

On paper, salaries run 2% lower in Lincoln, NE. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $1,083 in Lincoln, NE. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lincoln, NE – a meal for two runs $79.0 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,530 per month in Toronto versus $2,250 in Lincoln, NE – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,250 in Lincoln, NE versus $2,530 in Toronto, a $2,000 budget is realistic in Lincoln, NE but tight or insufficient in Toronto. The gap between the two cities makes Lincoln, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Lincoln, NE are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lincoln, NE gentler on the wallet – expenses run 12% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.