Last update: Oct 2026

Cost of Living Comparison Between Lima and Stephenville

For one person, living is cheaper in Lima: $996 a month against $2,261 in Stephenville, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Lima
Learn more

Lima Living Index
109

Cost of Living Index in Stephenville
Learn more

Stephenville Living Index

Jump to prices

Lima

🇵🇪 Peru

$996

/mo nomad

Stephenville

🇨🇦 Canada

$2,261

/mo nomad

Monthly Cost of Living

How much you'll spend in Lima and in Stephenville

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Stephenville actually costs, broken down by who's living it.

Monthly costs for one person with rent: $996 in Lima versus $2,261 in Stephenville.

Lima $996
Stephenville $2,261

Estimated couple costs with rent: $1,594 in Lima versus $3,221 in Stephenville.

Lima $1,594
Stephenville $3,221

Monthly costs for a family of three with rent: $2,191 in Lima versus $4,181 in Stephenville.

Lima $2,191
Stephenville $4,181

Living in Lima costs roughly 56% less than in Stephenville, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lima is 26% below, Stephenville is 69% above.

Meal at Budget Restaurant

$4.42 PEN 15.21

$17.69 CA$25.17

-75.01%

Three-Course Dinner for Two, Mid-Range

$35.04 PEN 121

$62.6 CA$89.0

-43.99%

Fast Food Meal (McDonalds, etc)

$6.84 PEN 23.52

$10.70 CA$15.22

-36.07%

Cappuccino

$3.27 PEN 11.26

$3.58 CA$5.09

-8.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 PEN 3.80

$1.96 CA$2.79

-43.88%

Water (0.33 liter bottle)

$0.65 PEN 2.23

$1.62 CA$2.31

-59.88%

Local Beer (0.5 liter draught)

$2.58 PEN 8.88

$5.31 CA$7.55

-51.41%

Imported Beer (0.33 liter bottle)

$4.47 PEN 15.39

$5.49 CA$7.81

-18.58%

Milk (1 liter)

$1.59 PEN 5.48

$2.47 CA$3.52

-35.63%

White Bread (500g)

$2.58 PEN 8.89

$2.52 CA$3.59

2.38%

Rice (white) (1kg)

$1.36 PEN 4.67

$3.34 CA$4.75

-59.28%

Eggs

$2.95 PEN 10.14

$3.45 CA$4.91

-14.49%

Local Cheese (1kg)

$9.10 PEN 31.30

$9.77 CA$13.90

-6.86%

Chicken Fillets (1kg)

$5.81 PEN 19.98

$11.42 CA$16.24

-49.12%

Beef Round Steak (1kg)

$9.83 PEN 33.80

$14.30 CA$20.34

-31.26%

Apples (1kg)

$2.01 PEN 6.92

$3.80 CA$5.40

-47.11%

Banana (1kg)

$1.08 PEN 3.70

$1.30 CA$1.85

-16.92%

Oranges (1kg)

$1.37 PEN 4.71

$3.70 CA$5.27

-62.97%

Tomato (1kg)

$1.48 PEN 5.08

$3.68 CA$5.23

-59.78%

Potato (1kg)

$0.96 PEN 3.32

$2.50 CA$3.56

-61.60%

Onion (1kg)

$0.85 PEN 2.93

$2.25 CA$3.20

-62.22%

Lettuce (1 head)

$0.88 PEN 3.03

$2.34 CA$3.33

-62.39%

Water (1.5 liter bottle)

$0.87 PEN 2.98

$1.61 CA$2.28

-45.96%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 PEN 20.31

$13.88 CA$19.74

-57.49%

Wine (Bottle)

$8.81 PEN 30.31

$10.76 CA$15.31

-18.12%

Local Beer (0.5 liter bottle)

$1.92 PEN 6.59

$2.57 CA$3.66

-25.29%

Imported Beer (0.33 liter bottle)

$3.20 PEN 11.02

$3.09 CA$4.40

3.56%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

$2.30 CA$3.27

-70.43%

Public Transport Monthly Pass (Regular Price)

$26.74 PEN 92.0

$61.0 CA$86.8

-56.17%

Taxi Start (Normal Tariff)

$3.81 PEN 13.10

$2.82 CA$4.01

35.11%

Taxi (Normal Tariff) (1km)

$2.04 PEN 7.02

$1.42 CA$2.02

43.66%

Taxi 1hour Waiting (Normal Tariff)

$7.14 PEN 24.57

$22.82 CA$32.45

-68.71%

Gasoline (1 liter)

$1.65 PEN 5.67

$1.11 CA$1.58

48.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K PEN 76.3K

$27.8K CA$39.5K

-20.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K PEN 88.3K

$18.8K CA$26.7K

36.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.0 PEN 251

$139 CA$197

-47.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.26 PEN 55.9

$38.22 CA$54.4

-57.46%

Internet (50+ Mbps, Unlimited Data)

$27.60 PEN 94.9

$54.8 CA$77.9

-49.63%

Gym Membership (Monthly)

$33.07 PEN 114

$40.70 CA$57.9

-18.75%

Tennis Court (1 Hour on Weekend)

$19.49 PEN 67.1

$18.03 CA$25.64

8.10%

Cinema Ticket

$7.39 PEN 25.41

$11.22 CA$15.95

-34.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 PEN 626

$736 CA$1,046

-75.26%

International Primary School, 1 Child (Yearly)

$13.3K PEN 45.8K

$13.2K CA$18.7K

1.22%

Jeans (Levis 501 Or Similar)

$52.6 PEN 181

$54.0 CA$76.9

-2.74%

Summer Dress (H&M, Zara, etc)

$34.23 PEN 118

$38.23 CA$54.4

-10.46%

Sport Shoes (Adidas, Nike)

$83.8 PEN 288

$83.5 CA$119

0.36%

Men's Leather Business Shoes

$79.0 PEN 272

$99.0 CA$141

-20.19%

1-bedroom Apartment, City Center (Monthly)

$723 PEN 2,488

$1,232 CA$1,753

-41.30%

1-bedroom Apartment, Outside City Center (Monthly)

$340 PEN 1,170

$1,132 CA$1,610

-69.94%

3-bedroom Apartment, City Center (Monthly)

$1,184 PEN 4,074

$1,911 CA$2,718

-38.01%

3-bedroom Apartment, Outside City Center (Monthly)

$635 PEN 2,183

$1,711 CA$2,434

-62.91%

Buy Apartment in City Center (m2)

$2,449 PEN 8,423

$4,270 CA$6,073

-42.65%

Buy Apartment Outside City Center (m2)

$1,372 PEN 4,718

$3,568 CA$5,075

-61.56%

Average Monthly Net Salary (After Tax)

$653 PEN 2,245

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

4.64

92.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 4, 2026

Last update for Stephenville: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lima

$340 33.6%

Stephenville

$1.1K 50.4% 233% $791

Groceries & Markets

Lima

$226 22.4%

Stephenville

$348 15.5% 53.6% $121

Eating Out

Lima

$124 12.3%

Stephenville

$268 12% 116% $144

Monthly Utilities & Internet

Lima

$117 11.6%

Stephenville

$232 10.3% 98% $115

Clothing & Footwear

Lima

$112 11.1%

Stephenville

$124 5.5% 10.1% $11

Sport & Entertainment

Lima

$48 4.7%

Stephenville

$63 2.8% 31.9% $15

Getting Around

Lima

$43 4.3%

Stephenville

$80 3.6% 84.3% $37

Cost Breakdown

A one-bedroom apartment in the center runs $723 in Lima and $1,232 in Stephenville. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Lima vs $63.0 in Stephenville for a mid-range dinner for two. Groceries echo the gap at $226 vs $348 per month, with Lima cheaper across the board.

Good to know

🇵🇪 Lima

🇨🇦 Stephenville

🕒 Local time

03:11 3:11 AM

05:41 5:41 AM

2 h 30 min ahead of Lima

🌤 Weather

👥 Population

9,989,369 Capital

6,600

💱 Currency

Peruvian Sol PEN S/

Canadian Dollar CAD $

📈 Exchange rate

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

Exchange rates and currency converter

CAD, USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 10, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

USD to PEN in detail →

On the map

Lowest

Highest

Between locations

Lima Stephenville 6,980 km ≈ 9 h nonstop flight

From you

Lima
Stephenville

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Stephenville: Cost of Living - Frequently Asked Questions

Lima and Stephenville differ by about 127% in total monthly costs ($996 vs $2,261 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,494 in Lima and $3,392 in Stephenville to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $723 in Lima versus $1,232 in Stephenville. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $182 in Lima versus $736 in Stephenville. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 54% higher in Stephenville. For households that cook at home regularly, that difference adds up over a month.

At $996 in Lima versus $2,261 in Stephenville, a $2,000 budget is realistic in Lima but tight or insufficient in Stephenville. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 127% less than in Stephenville. Beyond cost, consider language, visa policies, and how big the international community is in each city.