Last update: Oct 2026

Cost of Living Comparison Between Lima and Osorno

For one person, living costs are similar in Lima and in Osorno: $1,012 and $1,025 a month, rent and utilities included.

49

Cost of Living Index in Lima
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Lima Living Index
50

Cost of Living Index in Osorno
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Osorno Living Index

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Lima

🇵🇪 Peru

$1,012

/mo nomad

Osorno

🇨🇱 Chile

$1,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Lima and in Osorno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Osorno actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,012 in Lima versus $1,025 in Osorno.

Lima $1,012
Osorno $1,025

Estimated couple costs with rent: $1,589 in Lima versus $1,505 in Osorno.

Lima $1,589
Osorno $1,505

Monthly costs for a family of three with rent: $2,167 in Lima versus $1,985 in Osorno.

Lima $2,167
Osorno $1,985

Living in Lima costs roughly 1% less than in Osorno, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Lima 25% lower, Osorno 24% lower.

Meal at Budget Restaurant

$4.40 PEN 15.10

$7.50 CLP 7,388

-41.33%

Three-Course Dinner for Two, Mid-Range

$35.17 PEN 121

$30.85 CLP 30.4K

14.00%

Fast Food Meal (McDonalds, etc)

$6.89 PEN 23.65

$6.45 CLP 6,350

6.82%

Cappuccino

$3.26 PEN 11.20

$1.99 CLP 1,955

63.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 PEN 3.84

$1.34 CLP 1,318

-16.42%

Water (0.33 liter bottle)

$0.62 PEN 2.11

$3.09 CLP 3,037

-79.94%

Local Beer (0.5 liter draught)

$2.65 PEN 9.09

$1.76 CLP 1,737

50.57%

Imported Beer (0.33 liter bottle)

$4.41 PEN 15.15

$2.48 CLP 2,444

77.82%

Milk (1 liter)

$1.63 PEN 5.61

$1.24 CLP 1,222

31.45%

White Bread (500g)

$2.56 PEN 8.78

$1.52 CLP 1,496

68.42%

Rice (white) (1kg)

$1.35 PEN 4.65

$1.52 CLP 1,492

-11.18%

Eggs

$2.90 PEN 9.96

$3.78 CLP 3,717

-23.28%

Local Cheese (1kg)

$8.85 PEN 30.38

$9.78 CLP 9,624

-9.51%

Chicken Fillets (1kg)

$5.98 PEN 20.52

$5.53 CLP 5,445

8.14%

Beef Round Steak (1kg)

$9.78 PEN 33.59

$9.58 CLP 9,426

2.09%

Apples (1kg)

$2.05 PEN 7.02

$2.01 CLP 1,981

1.99%

Banana (1kg)

$1.06 PEN 3.66

$1.41 CLP 1,385

-24.82%

Oranges (1kg)

$1.35 PEN 4.64

$1.77 CLP 1,739

-23.73%

Tomato (1kg)

$1.50 PEN 5.15

$2.03 CLP 1,993

-26.11%

Potato (1kg)

$0.88 PEN 3.03

$1.92 CLP 1,888

-54.17%

Onion (1kg)

$0.92 PEN 3.15

$1.70 CLP 1,669

-45.88%

Lettuce (1 head)

$0.89 PEN 3.07

$1.13 CLP 1,110

-21.24%

Water (1.5 liter bottle)

$0.90 PEN 3.10

$0.91 CLP 897

-1.10%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 PEN 20.27

$5.13 CLP 5,053

15.01%

Wine (Bottle)

$8.52 PEN 29.26

$4.47 CLP 4,398

90.60%

Local Beer (0.5 liter bottle)

$1.88 PEN 6.45

$1.55 CLP 1,527

21.29%

Imported Beer (0.33 liter bottle)

$3.22 PEN 11.05

$3.08 CLP 3,031

4.55%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

$0.53 CLP 523

28.30%

Public Transport Monthly Pass (Regular Price)

$26.86 PEN 92.2

$15.08 CLP 14.8K

78.12%

Taxi Start (Normal Tariff)

$3.81 PEN 13.09

$2.73 CLP 2,690

39.56%

Taxi (Normal Tariff) (1km)

$2.02 PEN 6.93

$0.96 CLP 946

110.42%

Taxi 1hour Waiting (Normal Tariff)

$7.11 PEN 24.41

$4.97 CLP 4,891

43.06%

Gasoline (1 liter)

$1.72 PEN 5.91

$1.35 CLP 1,329

27.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K PEN 76.6K

$14.6K CLP 14.3M

53.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K PEN 87.6K

$14.3K CLP 14.1M

77.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.1 PEN 251

$102 CLP 100.5K

-28.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.35 PEN 56.2

$10.02 CLP 9,867

63.17%

Internet (50+ Mbps, Unlimited Data)

$27.47 PEN 94.3

$29.19 CLP 28.7K

-5.89%

Gym Membership (Monthly)

$31.90 PEN 110

$59.5 CLP 58.6K

-46.40%

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.7

$13.54 CLP 13.3K

43.35%

Cinema Ticket

$7.05 PEN 24.23

$9.16 CLP 9,019

-23.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 PEN 627

$354 CLP 348.8K

-48.50%

International Primary School, 1 Child (Yearly)

$13.0K PEN 44.8K

Jeans (Levis 501 Or Similar)

$53.8 PEN 185

$40.48 CLP 39.8K

32.88%

Summer Dress (H&M, Zara, etc)

$34.32 PEN 118

Sport Shoes (Adidas, Nike)

$82.8 PEN 284

$42.53 CLP 41.9K

94.73%

Men's Leather Business Shoes

$78.2 PEN 269

$44.52 CLP 43.8K

75.74%

1-bedroom Apartment, City Center (Monthly)

$721 PEN 2,476

$384 CLP 378.3K

87.65%

1-bedroom Apartment, Outside City Center (Monthly)

$343 PEN 1,179

$371 CLP 365.3K

-7.46%

3-bedroom Apartment, City Center (Monthly)

$1,219 PEN 4,186

$512 CLP 503.8K

138.17%

3-bedroom Apartment, Outside City Center (Monthly)

$651 PEN 2,235

$556 CLP 547.3K

17.05%

Buy Apartment in City Center (m2)

$2,414 PEN 8,292

$1,027 CLP 1.0M

135.03%

Buy Apartment Outside City Center (m2)

$1,357 PEN 4,660

$1,557 CLP 1.5M

-12.84%

Average Monthly Net Salary (After Tax)

$648 PEN 2,226

$615 CLP 605.4K

5.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

4.72

89.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 11, 2026

Last update for Osorno: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lima

$343 33.9%

Osorno

$371 36.2% 8.1% $28

Groceries & Markets

Lima

$226 22.3%

Osorno

$218 21.2% 3.7% $8.3

Eating Out

Lima

$124 12.3%

Osorno

$135 13.2% 8.6% $11

Monthly Utilities & Internet

Lima

$117 11.6%

Osorno

$141 13.8% 20.9% $24

Clothing & Footwear

Lima

$112 11.1%

Osorno

$57 * 5.6% 48.8% $55

Sport & Entertainment

Lima

$46 4.6%

Osorno

$78 7.6% 69.2% $32

Getting Around

Lima

$43 4.3%

Osorno

$25 2.4% 43.1% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $721 in Lima and $384 in Osorno. Housing cost is often the main lever when comparing two cities.

Lima pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Lima vs $31.00 in Osorno for a mid-range dinner for two. Groceries echo the gap at $226 vs $218 per month, with Osorno cheaper across the board.

Good to know

🇵🇪 Lima

🇨🇱 Osorno

🕒 Local time

20:25 8:25 PM

22:25 10:25 PM

2 h ahead of Lima

🌤 Weather

👥 Population

9,989,369 Capital

147,666

💱 Currency

Peruvian Sol PEN S/

Chilean Peso CLP $

📈 Exchange rate

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 19, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

Chilean Peso exchange rates as of October 19, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to PEN in detail →

On the map

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Highest

Between locations

Lima Osorno 3,190 km ≈ 4 h 30 min nonstop flight

From you

Lima
Osorno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Osorno: Cost of Living - Frequently Asked Questions

Lima and Osorno differ by about 1% in total monthly costs ($1,012 vs $1,025 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 5% higher in Lima, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $721 in Lima versus $384 in Osorno. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $182 in Lima versus $354 in Osorno. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Osorno pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,012 in Lima versus $1,025 in Osorno, a $2,000 budget is realistic in Lima but tight or insufficient in Osorno. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 1% less than in Osorno. Beyond cost, consider language, visa policies, and how big the international community is in each city.