Last update: Oct 2026

Cost of Living Comparison Between Lima and Indio, CA

For one person, living is cheaper in Lima: $1,014 a month against $1,082 in Indio, CA, rent and utilities included – about $820 less a year. The total is higher in Indio, CA despite lower rent and utilities.

Lima
🇵🇪 Peru
$1,014
/mo nomad
Indio, CA
🇺🇸 United States
$1,082
/mo nomad
Monthly Cost of Living

How much you'll spend in Lima and in Indio, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Indio, CA actually costs, broken down by who's living it.

A single person spends $1,014 per month in Lima vs $1,082 in Indio, CA, rent included.

  • Lima $1,014
  • Indio, CA $1,082

A couple spends around $1,613 per month in Lima vs $1,700 in Indio, CA, rent included.

  • Lima $1,613
  • Indio, CA $1,700

A family of three spends $2,211 per month in Lima vs $2,318 in Indio, CA, rent included.

  • Lima $2,211
  • Indio, CA $2,318

Lima is about 6% cheaper than Indio, CA, and outside of rent the biggest gap is in eating out.

Both Lima and Indio, CA are more affordable than the global median – Lima 25% lower, Indio, CA 20% lower.

Currency
🍽 Eating Out
Lima
Indio, CA
Difference
Meal at Budget Restaurant
$4.42 PEN 15.19
$20.38 $20.38
-78.31%
Three-Course Dinner for Two, Mid-Range
$34.56 PEN 119
$49.55 $49.55
-30.25%
Fast Food Meal (McDonalds, etc)
$6.80 PEN 23.37
$14.96 $14.96
-54.55%
Cappuccino
$3.30 PEN 11.34
$3.58 $3.58
-7.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.06 PEN 3.64
$1.28 $1.28
-17.19%
Water (0.33 liter bottle)
$0.66 PEN 2.26
$2.48 $2.48
-73.39%
Local Beer (0.5 liter draught)
$2.54 PEN 8.71
$2.47 $2.47
2.83%
Imported Beer (0.33 liter bottle)
$4.24 PEN 14.55
$9.24 $9.24
-54.11%
🛒 Groceries & Markets
Lima
Indio, CA
Difference
Milk (1 liter)
$1.58 PEN 5.43
$1.09 $1.09
44.95%
White Bread (500g)
$2.61 PEN 8.97
$4.01 $4.01
-34.91%
Rice (white) (1kg)
$1.34 PEN 4.60
$4.81 $4.81
-72.14%
Eggs
$2.93 PEN 10.08
$4.67 $4.67
-37.26%
Local Cheese (1kg)
$9.45 PEN 32.45
$7.70 $7.70
22.73%
Chicken Fillets (1kg)
$5.75 PEN 19.75
$5.37 $5.37
7.08%
Beef Round Steak (1kg)
$9.69 PEN 33.29
$10.98 $10.98
-11.75%
Apples (1kg)
$2.02 PEN 6.95
$4.98 $4.98
-59.44%
Banana (1kg)
$1.07 PEN 3.66
$1.71 $1.71
-37.43%
Oranges (1kg)
$1.37 PEN 4.70
$5.46 $5.46
-74.91%
Tomato (1kg)
$1.47 PEN 5.05
$5.86 $5.86
-74.91%
Potato (1kg)
$0.95 PEN 3.25
$3.70 $3.70
-74.32%
Onion (1kg)
$0.91 PEN 3.14
$2.31 $2.31
-60.61%
Lettuce (1 head)
$0.90 PEN 3.10
$2.02 $2.02
-55.45%
Water (1.5 liter bottle)
$0.89 PEN 3.04
$1.92 $1.92
-53.65%
Cigarettes 20 Pack (Marlboro, Camel)
$5.74 PEN 19.71
$10.02 $10.02
-42.71%
Wine (Bottle)
$9.21 PEN 31.64
$14.89 $14.89
-38.15%
Local Beer (0.5 liter bottle)
$1.84 PEN 6.31
$1.90 $1.90
-3.16%
Imported Beer (0.33 liter bottle)
$3.11 PEN 10.67
$4.09 $4.09
-23.96%
🚌 Getting Around
Lima
Indio, CA
Difference
One-way Ticket (Public Transport)
$0.72 PEN 2.46
$1.47 $1.47
-51.02%
Public Transport Monthly Pass (Regular Price)
$26.03 PEN 89.4
-
-
Taxi Start (Normal Tariff)
$3.54 PEN 12.17
$3.91 $3.91
-9.46%
Taxi (Normal Tariff) (1km)
$2.07 PEN 7.12
-
-
Taxi 1hour Waiting (Normal Tariff)
$7.75 PEN 26.62
-
-
Gasoline (1 liter)
$1.71 PEN 5.86
$1.37 $1.37
24.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K PEN 74.1K
$28.9K $28.9K
-25.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.6K PEN 98.2K
$27.2K $27.2K
5.15%
🧾 Monthly Utilities & Internet
Lima
Indio, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$68.2 PEN 234
$168 $168
-59.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.73 PEN 54.0
$67.7 $67.7
-76.75%
Internet (50+ Mbps, Unlimited Data)
$26.48 PEN 90.9
$58.7 $58.7
-54.91%
🎉 Sport & Entertainment
Lima
Indio, CA
Difference
Gym Membership (Monthly)
$33.94 PEN 117
-
-
Tennis Court (1 Hour on Weekend)
$20.10 PEN 69.0
-
-
Cinema Ticket
$7.22 PEN 24.80
$14.97 $14.97
-51.77%
🧸 Childcare & Education
Lima
Indio, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$201 PEN 689
$1,890 $1,890
-89.38%
International Primary School, 1 Child (Yearly)
$12.9K PEN 44.3K
-
-
👕👟 Clothing & Footwear
Lima
Indio, CA
Difference
Jeans (Levis 501 Or Similar)
$53.7 PEN 184
$57.5 $57.5
-6.54%
Summer Dress (H&M, Zara, etc)
$35.88 PEN 123
$39.63 $39.63
-9.46%
Sport Shoes (Adidas, Nike)
$83.8 PEN 288
$51.0 $51.0
64.25%
Men's Leather Business Shoes
$78.8 PEN 271
$70.5 $70.5
11.76%
🏠 Accommodation & Living
Lima
Indio, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$729 PEN 2,505
$2,478 $2,478
-70.56%
1-bedroom Apartment, Outside City Center (Monthly)
$349 PEN 1,197
-
-
3-bedroom Apartment, City Center (Monthly)
$1,186 PEN 4,073
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$696 PEN 2,391
-
-
Buy Apartment in City Center (m2)
$2,360 PEN 8,105
-
-
Buy Apartment Outside City Center (m2)
$1,356 PEN 4,657
-
-
💵 Salaries & Financials
Lima
Indio, CA
Difference
Average Monthly Net Salary (After Tax)
$663 PEN 2,278
$4,167 $4,167
-84.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.78
6.39
37.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 17, 2026

Last update for Indio, CA: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lima
$349
Indio, CA
- * 100%
Groceries & Markets
Lima
$227
Indio, CA
$353 55.1% $125
Eating Out
Lima
$123
Indio, CA
$297 140% $173
Clothing & Footwear
Lima
$113
Indio, CA
$98 13.3% $15
Monthly Utilities & Internet
Lima
$110
Indio, CA
$295 167% $185
Sport & Entertainment
Lima
$48
Indio, CA
$30 * 38.1% $18
Getting Around
Lima
$43
Indio, CA
$9.8 * 77.1% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $729 in Lima versus $2,478 in Indio, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 528% higher in Indio, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Lima versus $50.0 in Indio, CA. Monthly groceries follow the same trend: $227 vs $353 – making Lima the more affordable choice for daily food spending.

Good to know
🇵🇪 Lima
🇺🇸 Indio, CA
🕒 Local time
16:56 4:56 PM
14:56 2:56 PM
2 h behind Lima
🌤 Weather
👥 Population
9,989,369 Capital
89,137
💱 Currency
Exchange rates and currency converter

USD, EUR to PEN – Peruvian Sol Converter

Peruvian Sol exchange rates as of October 20, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Lima Indio, CA 6,560 km ≈ 9 h nonstop flight
From you
  • Lima
  • Indio, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lima vs Indio, CA: Cost of Living - Frequently Asked Questions
Is Indio, CA cheaper than Lima?
Yes – Indio, CA is pricier by about 7%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,522 per month in Lima and $1,623 in Indio, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Lima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Lima or in Indio, CA?
A mid-range dinner for two costs $35.00 in Lima and $50.0 in Indio, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Lima and in Indio, CA?
Groceries cost about 55% more in Indio, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,000 a realistic budget for living in Lima or in Indio, CA?
A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,014, than in Indio, CA at $1,082. In Lima it covers expenses comfortably, while in Indio, CA it requires careful planning or may not stretch far enough.
Is Lima or Indio, CA more family-friendly?
Families tend to lean toward Lima – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Lima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Indio, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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