Last update: Oct 2026

Cost of Living Comparison Between Indio, CA and Lima

For one person, living is cheaper in Lima: $1,014 a month against $1,082 in Indio, CA, rent and utilities included – about $820 less a year. The total is higher in Indio, CA despite lower rent and utilities.

52

Cost of Living Index in Indio, CA
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Indio, CA Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Indio, CA

🇺🇸 United States

$1,082

/mo nomad

Lima

🇵🇪 Peru

$1,014

/mo nomad

Monthly Cost of Living

How much you'll spend in Indio, CA and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Indio, CA and in Lima actually costs, broken down by who's living it.

A single person spends $1,082 per month in Indio, CA vs $1,014 in Lima, rent included.

Indio, CA $1,082
Lima $1,014

A couple spends around $1,700 per month in Indio, CA vs $1,613 in Lima, rent included.

Indio, CA $1,700
Lima $1,613

A family of three spends $2,318 per month in Indio, CA vs $2,211 in Lima, rent included.

Indio, CA $2,318
Lima $2,211

Indio, CA costs about 7% more than Lima, and outside of rent the biggest gap is in eating out.

Both Indio, CA and Lima are more affordable than the global median – Indio, CA 20% lower, Lima 25% lower.

Meal at Budget Restaurant

$20.38 $20.38

$4.42 PEN 15.19

361.09%

Three-Course Dinner for Two, Mid-Range

$49.55 $49.55

$34.56 PEN 119

43.37%

Fast Food Meal (McDonalds, etc)

$14.96 $14.96

$6.80 PEN 23.37

120.00%

Cappuccino

$3.58 $3.58

$3.30 PEN 11.34

8.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.28 $1.28

$1.06 PEN 3.64

20.75%

Water (0.33 liter bottle)

$2.48 $2.48

$0.66 PEN 2.26

275.76%

Local Beer (0.5 liter draught)

$2.47 $2.47

$2.54 PEN 8.71

-2.76%

Imported Beer (0.33 liter bottle)

$9.24 $9.24

$4.24 PEN 14.55

117.92%

Milk (1 liter)

$1.09 $1.09

$1.58 PEN 5.43

-31.01%

White Bread (500g)

$4.01 $4.01

$2.61 PEN 8.97

53.64%

Rice (white) (1kg)

$4.81 $4.81

$1.34 PEN 4.60

258.96%

Eggs

$4.67 $4.67

$2.93 PEN 10.08

59.39%

Local Cheese (1kg)

$7.70 $7.70

$9.45 PEN 32.45

-18.52%

Chicken Fillets (1kg)

$5.37 $5.37

$5.75 PEN 19.75

-6.61%

Beef Round Steak (1kg)

$10.98 $10.98

$9.69 PEN 33.29

13.31%

Apples (1kg)

$4.98 $4.98

$2.02 PEN 6.95

146.53%

Banana (1kg)

$1.71 $1.71

$1.07 PEN 3.66

59.81%

Oranges (1kg)

$5.46 $5.46

$1.37 PEN 4.70

298.54%

Tomato (1kg)

$5.86 $5.86

$1.47 PEN 5.05

298.64%

Potato (1kg)

$3.70 $3.70

$0.95 PEN 3.25

289.47%

Onion (1kg)

$2.31 $2.31

$0.91 PEN 3.14

153.85%

Lettuce (1 head)

$2.02 $2.02

$0.90 PEN 3.10

124.44%

Water (1.5 liter bottle)

$1.92 $1.92

$0.89 PEN 3.04

115.73%

Cigarettes 20 Pack (Marlboro, Camel)

$10.02 $10.02

$5.74 PEN 19.71

74.56%

Wine (Bottle)

$14.89 $14.89

$9.21 PEN 31.64

61.67%

Local Beer (0.5 liter bottle)

$1.90 $1.90

$1.84 PEN 6.31

3.26%

Imported Beer (0.33 liter bottle)

$4.09 $4.09

$3.11 PEN 10.67

31.51%

One-way Ticket (Public Transport)

$1.47 $1.47

$0.72 PEN 2.46

104.17%

Public Transport Monthly Pass (Regular Price)

$26.03 PEN 89.4

Taxi Start (Normal Tariff)

$3.91 $3.91

$3.54 PEN 12.17

10.45%

Taxi (Normal Tariff) (1km)

$2.07 PEN 7.12

Taxi 1hour Waiting (Normal Tariff)

$7.75 PEN 26.62

Gasoline (1 liter)

$1.37 $1.37

$1.71 PEN 5.86

-19.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K $28.9K

$21.6K PEN 74.1K

33.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$28.6K PEN 98.2K

-4.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 $168

$68.2 PEN 234

147.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.7 $67.7

$15.73 PEN 54.0

330.20%

Internet (50+ Mbps, Unlimited Data)

$58.7 $58.7

$26.48 PEN 90.9

121.79%

Gym Membership (Monthly)

$33.94 PEN 117

Tennis Court (1 Hour on Weekend)

$20.10 PEN 69.0

Cinema Ticket

$14.97 $14.97

$7.22 PEN 24.80

107.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,890 $1,890

$201 PEN 689

841.65%

International Primary School, 1 Child (Yearly)

$12.9K PEN 44.3K

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$53.7 PEN 184

7.00%

Summer Dress (H&M, Zara, etc)

$39.63 $39.63

$35.88 PEN 123

10.45%

Sport Shoes (Adidas, Nike)

$51.0 $51.0

$83.8 PEN 288

-39.12%

Men's Leather Business Shoes

$70.5 $70.5

$78.8 PEN 271

-10.52%

1-bedroom Apartment, City Center (Monthly)

$2,478 $2,478

$729 PEN 2,505

239.73%

1-bedroom Apartment, Outside City Center (Monthly)

$349 PEN 1,197

3-bedroom Apartment, City Center (Monthly)

$1,186 PEN 4,073

3-bedroom Apartment, Outside City Center (Monthly)

$696 PEN 2,391

Buy Apartment in City Center (m2)

$2,360 PEN 8,105

Buy Apartment Outside City Center (m2)

$1,356 PEN 4,657

Average Monthly Net Salary (After Tax)

$4,167 $4,167

$663 PEN 2,278

528.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

8.78

-27.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indio, CA: October 18, 2026

Last update for Lima: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Indio, CA

$353 32.6%

Lima

$227 22.4% 35.5% $125

Eating Out

Indio, CA

$297 27.4%

Lima

$123 12.2% 58.4% $173

Monthly Utilities & Internet

Indio, CA

$295 27.3%

Lima

$110 10.9% 62.6% $185

Clothing & Footwear

Indio, CA

$98 9.1%

Lima

$113 11.2% 15.4% $15

Sport & Entertainment

Indio, CA

$30 * 2.8%

Lima

$48 4.8% 61.6% $18

Getting Around

Indio, CA

$9.8 * 0.9%

Lima

$43 4.2% 336% $33

Accommodation & Living

Indio, CA

- * 0%

Lima

$349 34.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,478 in Indio, CA versus $729 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 528% higher in Indio, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Indio, CA versus $35.00 in Lima. Monthly groceries follow the same trend: $353 vs $227 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Indio, CA

🇵🇪 Lima

🕒 Local time

14:17 2:17 PM

16:17 4:17 PM

2 h ahead of Indio, CA

🌤 Weather

👥 Population

89,137

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of October 20, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Indio, CA Lima 6,560 km ≈ 9 h nonstop flight

From you

Indio, CA
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Indio, CA vs Lima: Cost of Living - Frequently Asked Questions

Yes – Indio, CA is pricier by about 7%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,623 per month in Indio, CA and $1,522 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $50.0 in Indio, CA and $35.00 in Lima. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 55% more in Indio, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,014, than in Indio, CA at $1,082. In Lima it covers expenses comfortably, while in Indio, CA it requires careful planning or may not stretch far enough.

Families tend to lean toward Lima – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Indio, CA makes more sense. Both are solid long-term options with distinct trade-offs.