Last update: Oct 2026

Cost of Living Comparison Between Ligao City and Bansko

For one person, living is cheaper in Ligao City: $733 a month against $956 in Bansko, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

Ligao City
🇵🇭 Philippines
$733
/mo nomad
Bansko
🇧🇬 Bulgaria
$956
/mo nomad
Monthly Cost of Living

How much you'll spend in Ligao City and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ligao City and in Bansko actually costs, broken down by who's living it.

A single person spends $733 per month in Ligao City vs $956 in Bansko, rent included.

  • Ligao City $733
  • Bansko $956

A couple spends around $1,111 per month in Ligao City vs $1,467 in Bansko, rent included.

  • Ligao City $1,111
  • Bansko $1,467

A family of three spends $1,490 per month in Ligao City vs $1,979 in Bansko, rent included.

  • Ligao City $1,490
  • Bansko $1,979

Ligao City is about 23% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Ligao City and Bansko are more affordable than the global median – Ligao City 46% lower, Bansko 29% lower.

Currency
🍽 Eating Out
Ligao City
Bansko
Difference
Meal at Budget Restaurant
$4.44 ₱280
$8.66 BGN 15.06
-48.73%
Three-Course Dinner for Two, Mid-Range
$16.71 ₱1,052
$44.94 BGN 78.2
-62.82%
Fast Food Meal (McDonalds, etc)
$2.73 ₱172
$8.78 BGN 15.28
-68.91%
Cappuccino
$2.27 ₱143
$2.33 BGN 4.05
-2.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ₱41.00
$1.57 BGN 2.74
-58.60%
Water (0.33 liter bottle)
$0.31 ₱19.54
$0.82 BGN 1.43
-62.20%
Local Beer (0.5 liter draught)
$1.17 ₱73.7
$1.68 BGN 2.92
-30.36%
Imported Beer (0.33 liter bottle)
$1.98 ₱124
$1.98 BGN 3.45
-
🛒 Groceries & Markets
Ligao City
Bansko
Difference
Milk (1 liter)
$1.62 ₱102
$1.73 BGN 3.00
-6.36%
White Bread (500g)
$1.15 ₱72.7
$0.80 BGN 1.40
43.75%
Rice (white) (1kg)
$0.91 ₱57.5
$1.44 BGN 2.51
-36.81%
Eggs
$1.92 ₱121
$2.36 BGN 4.10
-18.64%
Local Cheese (1kg)
$5.55 ₱349
$9.39 BGN 16.34
-40.89%
Chicken Fillets (1kg)
$4.14 ₱261
$6.41 BGN 11.15
-35.41%
Beef Round Steak (1kg)
$7.29 ₱459
$8.48 BGN 14.76
-14.03%
Apples (1kg)
$2.34 ₱148
$1.31 BGN 2.28
78.63%
Banana (1kg)
$1.54 ₱96.9
$1.62 BGN 2.82
-4.94%
Oranges (1kg)
$2.34 ₱147
$1.73 BGN 3.01
35.26%
Tomato (1kg)
$1.12 ₱70.6
$1.94 BGN 3.38
-42.27%
Potato (1kg)
$1.91 ₱120
$0.94 BGN 1.63
103.19%
Onion (1kg)
$1.94 ₱122
$0.76 BGN 1.32
155.26%
Lettuce (1 head)
$0.95 ₱59.7
$0.55 BGN 0.95
72.73%
Water (1.5 liter bottle)
$0.55 ₱34.75
$0.59 BGN 1.02
-6.78%
Cigarettes 20 Pack (Marlboro, Camel)
$2.91 ₱183
$3.25 BGN 5.66
-10.46%
Wine (Bottle)
$7.72 ₱486
$5.20 BGN 9.05
48.46%
Local Beer (0.5 liter bottle)
$0.98 ₱61.9
$1.09 BGN 1.89
-10.09%
Imported Beer (0.33 liter bottle)
$1.86 ₱117
$1.68 BGN 2.92
10.71%
🚌 Getting Around
Ligao City
Bansko
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.56
$0.84 BGN 1.45
-70.24%
Public Transport Monthly Pass (Regular Price)
$9.63 ₱606
$27.06 BGN 47.09
-64.41%
Taxi Start (Normal Tariff)
$0.75 ₱47.10
$1.34 BGN 2.34
-44.03%
Taxi (Normal Tariff) (1km)
$0.20 ₱12.81
$0.65 BGN 1.14
-69.23%
Taxi 1hour Waiting (Normal Tariff)
$1.98 ₱125
$10.06 BGN 17.51
-80.32%
Gasoline (1 liter)
$1.20 ₱75.5
$1.48 BGN 2.57
-18.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K ₱1.5M
$29.1K BGN 50.7K
-17.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6K ₱1.3M
$20.9K BGN 36.4K
-1.38%
🧾 Monthly Utilities & Internet
Ligao City
Bansko
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 ₱7,655
$92.4 BGN 161
31.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.53 ₱978
$14.52 BGN 25.26
6.96%
Internet (50+ Mbps, Unlimited Data)
$24.01 ₱1,512
$12.32 BGN 21.43
94.89%
🎉 Sport & Entertainment
Ligao City
Bansko
Difference
Gym Membership (Monthly)
$32.44 ₱2,042
$31.70 BGN 55.2
2.33%
Tennis Court (1 Hour on Weekend)
$5.29 ₱333
$8.53 BGN 14.84
-37.98%
Cinema Ticket
$5.12 ₱322
$5.62 BGN 9.78
-8.90%
🧸 Childcare & Education
Ligao City
Bansko
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$134 ₱8,460
$230 BGN 401
-41.68%
International Primary School, 1 Child (Yearly)
$7,903 ₱497.6K
$2,268 BGN 3,947
248.40%
👕👟 Clothing & Footwear
Ligao City
Bansko
Difference
Jeans (Levis 501 Or Similar)
$33.37 ₱2,101
$30.10 BGN 52.4
10.86%
Summer Dress (H&M, Zara, etc)
$19.88 ₱1,252
$19.62 BGN 34.13
1.33%
Sport Shoes (Adidas, Nike)
$70.7 ₱4,452
$45.86 BGN 79.8
54.21%
Men's Leather Business Shoes
$54.8 ₱3,449
$47.69 BGN 83.0
14.89%
🏠 Accommodation & Living
Ligao City
Bansko
Difference
1-bedroom Apartment, City Center (Monthly)
$266 ₱16.7K
$518 BGN 902
-48.71%
1-bedroom Apartment, Outside City Center (Monthly)
$173 ₱10.9K
$357 BGN 621
-51.48%
3-bedroom Apartment, City Center (Monthly)
$516 ₱32.5K
$614 BGN 1,069
-15.92%
3-bedroom Apartment, Outside City Center (Monthly)
$347 ₱21.9K
$569 BGN 990
-38.93%
Buy Apartment in City Center (m2)
$2,399 ₱151.1K
$1,191 BGN 2,073
101.40%
Buy Apartment Outside City Center (m2)
$986 ₱62.1K
$959 BGN 1,669
2.77%
💵 Salaries & Financials
Ligao City
Bansko
Difference
Average Monthly Net Salary (After Tax)
$272 ₱17.1K
$1,704 BGN 2,965
-84.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
2.99
127.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ligao City: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Ligao City
$178
Bansko
$192 7.6% $14
Accommodation & Living
Ligao City
$173
Bansko
$357 106% $184
Monthly Utilities & Internet
Ligao City
$161
Bansko
$119 26% $42
Eating Out
Ligao City
$85
Bansko
$145 71.9% $61
Clothing & Footwear
Ligao City
$80
Bansko
$64 19.9% $16
Sport & Entertainment
Ligao City
$43
Bansko
$43 0.6% $0.3
Getting Around
Ligao City
$12
Bansko
$35 183% $23

Cost Breakdown

A central one-bedroom costs $266 in Ligao City versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 526% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $17.00 in Ligao City versus $45.00 in Bansko. Monthly groceries follow the same trend: $178 vs $192 – making Ligao City the more affordable choice for daily food spending.

Good to know
🇵🇭 Ligao City
🇧🇬 Bansko
🕒 Local time
10:58 10:58 AM
05:58 5:58 AM
5 h behind Ligao City
🌤 Weather
👥 Population
3,955
8,000
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

On the map
Between locations
  • Ligao City Bansko 9,840 km ≈ 13 h nonstop flight
From you
  • Ligao City
  • Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ligao City vs Bansko: Cost of Living - Frequently Asked Questions
How do living costs in Ligao City and in Bansko compare overall?
Monthly costs with rent: $733 in Ligao City, $956 in Bansko – roughly 30% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Ligao City compared to Bansko?
For a comfortable life, plan on about $1,099 per month in Ligao City and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ligao City and Bansko?
Rent is clearly cheaper in Ligao City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $17.00 in Ligao City and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Ligao City or Bansko?
Monthly expenses with rent come to $733 in Ligao City and $956 in Bansko. That's a gap of about 30%.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Ligao City, where all-in costs run around $733, than in Bansko at $956. In Ligao City it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.
How does quality of life compare between Ligao City and Bansko?
It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $733 in Ligao City to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.
Is Ligao City or Bansko safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ligao City and Bansko?
If budget matters most, go with Ligao City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.

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