Last update: Oct 2026

Cost of Living Comparison Between Lexington, KY and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,266 in Lexington, KY, rent and utilities included – about $11,000 less a year. Rent and utilities account for about half of the difference.

109

Cost of Living Index in Lexington, KY
Learn more

Lexington, KY Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Lexington, KY

🇺🇸 United States

$2,266

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Lexington, KY and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lexington, KY and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,266 in Lexington, KY versus $1,349 in Ubud, Bali.

Lexington, KY $2,266
Ubud, Bali $1,349

Estimated couple costs with rent: $3,326 in Lexington, KY versus $2,305 in Ubud, Bali.

Lexington, KY $3,326
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,386 in Lexington, KY versus $3,261 in Ubud, Bali.

Lexington, KY $4,386
Ubud, Bali $3,261

Living in Lexington, KY is roughly 68% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$12.76 $12.76

$3.32 Rp 60.3K

284.34%

Three-Course Dinner for Two, Mid-Range

$57.3 $57.3

$35.64 Rp 646.7K

60.66%

Fast Food Meal (McDonalds, etc)

$8.94 $8.94

$5.53 Rp 100.4K

61.66%

Cappuccino

$4.92 $4.92

$2.72 Rp 49.3K

80.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$1.70 Rp 30.9K

48.24%

Water (0.33 liter bottle)

$2.11 $2.11

$0.76 Rp 13.8K

177.63%

Local Beer (0.5 liter draught)

$5.14 $5.14

$2.65 Rp 48.2K

93.96%

Imported Beer (0.33 liter bottle)

$6.17 $6.17

$4.38 Rp 79.5K

40.87%

Milk (1 liter)

$0.73 $0.73

$1.49 Rp 27.1K

-51.01%

White Bread (500g)

$2.86 $2.86

$2.28 Rp 41.3K

25.44%

Rice (white) (1kg)

$3.89 $3.89

$1.19 Rp 21.6K

226.89%

Eggs

$3.52 $3.52

$2.04 Rp 36.9K

72.55%

Local Cheese (1kg)

$10.17 $10.17

$17.70 Rp 321.2K

-42.54%

Chicken Fillets (1kg)

$10.35 $10.35

$3.96 Rp 71.9K

161.36%

Beef Round Steak (1kg)

$14.16 $14.16

$12.19 Rp 221.2K

16.16%

Apples (1kg)

$5.48 $5.48

$3.66 Rp 66.3K

49.73%

Banana (1kg)

$1.54 $1.54

$1.52 Rp 27.5K

1.32%

Oranges (1kg)

$5.54 $5.54

$2.23 Rp 40.4K

148.43%

Tomato (1kg)

$4.45 $4.45

$1.97 Rp 35.8K

125.89%

Potato (1kg)

$4.07 $4.07

$1.85 Rp 33.5K

120.00%

Onion (1kg)

$3.20 $3.20

$2.42 Rp 44.0K

32.23%

Lettuce (1 head)

$2.11 $2.11

$0.99 Rp 18.0K

113.13%

Water (1.5 liter bottle)

$3.19 $3.19

$0.51 Rp 9,316

525.49%

Cigarettes 20 Pack (Marlboro, Camel)

$8.81 $8.81

$2.22 Rp 40.3K

296.85%

Wine (Bottle)

$13.18 $13.18

$22.24 Rp 403.6K

-40.74%

Local Beer (0.5 liter bottle)

$2.70 $2.70

$2.26 Rp 41.0K

19.47%

Imported Beer (0.33 liter bottle)

$4.15 $4.15

$2.97 Rp 53.9K

39.73%

One-way Ticket (Public Transport)

$1.03 $1.03

$0.25 Rp 4,555

312.00%

Public Transport Monthly Pass (Regular Price)

$29.42 $29.42

$7.82 Rp 142.0K

276.21%

Taxi Start (Normal Tariff)

$5.10 $5.10

$0.44 Rp 7,975

1059.09%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.93 $0.93

$0.82 Rp 15.0K

13.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$23.8K Rp 432.6M

14.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$31.7K Rp 576.1M

-17.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$79.1 Rp 1.4M

143.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$108 $108

$6.45 Rp 117.0K

1567.13%

Internet (50+ Mbps, Unlimited Data)

$75.1 $75.1

$18.58 Rp 337.1K

304.25%

Gym Membership (Monthly)

$27.36 $27.36

$49.48 Rp 897.9K

-44.70%

Tennis Court (1 Hour on Weekend)

$29.72 $29.72

$17.65 Rp 320.2K

68.39%

Cinema Ticket

$14.94 $14.94

$4.27 Rp 77.6K

249.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,240 $2,240

$491 Rp 8.9M

356.71%

International Primary School, 1 Child (Yearly)

$25.2K $25.2K

$5,674 Rp 103.0M

344.44%

Jeans (Levis 501 Or Similar)

$50.6 $50.6

$44.64 Rp 810.0K

13.37%

Summer Dress (H&M, Zara, etc)

$31.75 $31.75

$34.95 Rp 634.2K

-9.16%

Sport Shoes (Adidas, Nike)

$115 $115

$79.9 Rp 1.4M

44.48%

Men's Leather Business Shoes

$153 $153

$79.4 Rp 1.4M

92.31%

1-bedroom Apartment, City Center (Monthly)

$1,710 $1,710

$1,125 Rp 20.4M

51.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,008 $1,008

$671 Rp 12.2M

50.06%

3-bedroom Apartment, City Center (Monthly)

$2,665 $2,665

$3,565 Rp 64.7M

-25.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,684 $1,684

$1,723 Rp 31.3M

-2.26%

Buy Apartment in City Center (m2)

$2,294 $2,294

$2,732 Rp 49.6M

-16.04%

Buy Apartment Outside City Center (m2)

$1,961 $1,961

$2,284 Rp 41.4M

-14.14%

Average Monthly Net Salary (After Tax)

$4,152 $4,152

$164 Rp 3.0M

2434.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

13.78

-50.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lexington, KY: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lexington, KY

$1K 44.5%

Ubud, Bali

$672 49.8% 33.4% $336

Groceries & Markets

Lexington, KY

$385 17%

Ubud, Bali

$288 21.4% 25.1% $96

Monthly Utilities & Internet

Lexington, KY

$375 16.6%

Ubud, Bali

$104 7.7% 72.2% $271

Eating Out

Lexington, KY

$245 10.8%

Ubud, Bali

$108 8% 56% $137

Clothing & Footwear

Lexington, KY

$158 7%

Ubud, Bali

$108 8% 31.8% $50

Sport & Entertainment

Lexington, KY

$57 2.5%

Ubud, Bali

$58 4.3% 1.4% $0.8

Getting Around

Lexington, KY

$39 * 1.7%

Ubud, Bali

$11 0.9% 70.4% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,710 in Lexington, KY and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lexington, KY pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $57 in Lexington, KY vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $385 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Lexington, KY

🇮🇩 Ubud, Bali

🕒 Local time

22:29 10:29 PM

11:29 11:29 AM

13 h ahead of Lexington, KY

🌤 Weather

👥 Population

322,570

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Lexington, KY Ubud, Bali 16,180 km ≈ 21 h nonstop flight

From you

Lexington, KY
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lexington, KY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 40% lower than in Lexington, KY. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Lexington, KY is about 25 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,710 in Lexington, KY versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $57 in Lexington, KY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,266 per month in Lexington, KY versus $1,349 in Ubud, Bali – Ubud, Bali is about 40% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lexington, KY and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 40% less than in Lexington, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.