Last update: Oct 2026

Cost of Living Comparison Between Legazpi and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Legazpi: $723 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,600 less a year. Rent and utilities account for most of the difference.

Legazpi
🇵🇭 Philippines
$723
/mo nomad
Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Monthly Cost of Living

How much you'll spend in Legazpi and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Legazpi and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $723 in Legazpi versus $859 in Ho Chi Minh City (Saigon).

  • Legazpi $723
  • Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,106 in Legazpi versus $1,395 in Ho Chi Minh City (Saigon).

  • Legazpi $1,106
  • Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,490 in Legazpi versus $1,931 in Ho Chi Minh City (Saigon).

  • Legazpi $1,490
  • Ho Chi Minh City (Saigon) $1,931

Living in Legazpi costs roughly 16% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Legazpi 46% lower, Ho Chi Minh City (Saigon) 36% lower.

Currency
🍽 Eating Out
Legazpi
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$3.93 ₱247
$1.91 ₫49.6K
105.76%
Three-Course Dinner for Two, Mid-Range
$16.45 ₱1,036
$22.84 ₫591.2K
-27.98%
Fast Food Meal (McDonalds, etc)
$2.76 ₱174
$4.54 ₫117.6K
-39.21%
Cappuccino
$2.28 ₱143
$1.85 ₫48.0K
23.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.62 ₱39.20
$0.56 ₫14.6K
10.71%
Water (0.33 liter bottle)
$0.31 ₱19.29
$0.32 ₫8,185
-3.13%
Local Beer (0.5 liter draught)
$1.16 ₱73.0
$1.06 ₫27.5K
9.43%
Imported Beer (0.33 liter bottle)
$1.99 ₱126
$1.72 ₫44.5K
15.70%
🛒 Groceries & Markets
Legazpi
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.60 ₱101
$1.66 ₫42.9K
-3.61%
White Bread (500g)
$1.16 ₱73.2
$1.11 ₫28.7K
4.50%
Rice (white) (1kg)
$0.90 ₱56.9
$1.00 ₫25.9K
-10.00%
Eggs
$2.75 ₱173
$1.67 ₫43.1K
64.67%
Local Cheese (1kg)
$5.66 ₱356
$12.08 ₫312.8K
-53.15%
Chicken Fillets (1kg)
$4.10 ₱258
$3.68 ₫95.2K
11.41%
Beef Round Steak (1kg)
$6.96 ₱438
$10.24 ₫265.1K
-32.03%
Apples (1kg)
$2.44 ₱154
$2.96 ₫76.5K
-17.57%
Banana (1kg)
$1.58 ₱99.7
$1.24 ₫32.2K
27.42%
Oranges (1kg)
$2.36 ₱148
$1.56 ₫40.3K
51.28%
Tomato (1kg)
$1.13 ₱71.4
$1.30 ₫33.6K
-13.08%
Potato (1kg)
$2.01 ₱127
$1.23 ₫31.9K
63.41%
Onion (1kg)
$2.00 ₱126
$1.15 ₫29.8K
73.91%
Lettuce (1 head)
$0.97 ₱61.1
$0.74 ₫19.1K
31.08%
Water (1.5 liter bottle)
$0.55 ₱34.66
$0.56 ₫14.4K
-1.79%
Cigarettes 20 Pack (Marlboro, Camel)
$2.95 ₱186
$1.24 ₫32.1K
137.90%
Wine (Bottle)
$7.62 ₱480
$12.60 ₫326.1K
-39.52%
Local Beer (0.5 liter bottle)
$1.01 ₱63.8
$0.96 ₫24.9K
5.21%
Imported Beer (0.33 liter bottle)
$1.94 ₱122
$1.53 ₫39.6K
26.80%
🚌 Getting Around
Legazpi
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.22 ₱13.88
$0.26 ₫6,694
-15.38%
Public Transport Monthly Pass (Regular Price)
$10.95 ₱690
$11.51 ₫297.9K
-4.87%
Taxi Start (Normal Tariff)
$0.74 ₱46.46
$0.75 ₫19.5K
-1.33%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.44
$0.67 ₫17.4K
-65.67%
Taxi 1hour Waiting (Normal Tariff)
$1.93 ₱121
$3.03 ₫78.5K
-36.30%
Gasoline (1 liter)
$1.17 ₱73.9
$0.96 ₫24.8K
21.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.1K ₱1.3M
$31.1K ₫804.3M
-35.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K ₱1.3M
$30.4K ₫785.9M
-30.53%
🧾 Monthly Utilities & Internet
Legazpi
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 ₱7,697
$102 ₫2.6M
19.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.86 ₱935
$5.89 ₫152.5K
152.29%
Internet (50+ Mbps, Unlimited Data)
$30.81 ₱1,940
$10.49 ₫271.6K
193.71%
🎉 Sport & Entertainment
Legazpi
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$31.98 ₱2,013
$25.54 ₫661.2K
25.22%
Tennis Court (1 Hour on Weekend)
$4.42 ₱279
$11.92 ₫308.5K
-62.92%
Cinema Ticket
$5.12 ₱322
$3.53 ₫91.3K
45.04%
🧸 Childcare & Education
Legazpi
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$132 ₱8,292
$436 ₫11.3M
-69.82%
International Primary School, 1 Child (Yearly)
$8,019 ₱504.9K
$23.3K ₫602.8M
-65.56%
👕👟 Clothing & Footwear
Legazpi
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$32.94 ₱2,074
$52.8 ₫1.4M
-37.55%
Summer Dress (H&M, Zara, etc)
$19.55 ₱1,231
$34.15 ₫884.1K
-42.75%
Sport Shoes (Adidas, Nike)
$94.6 ₱5,954
$90.3 ₫2.3M
4.78%
Men's Leather Business Shoes
$56.5 ₱3,555
$95.0 ₫2.5M
-40.55%
🏠 Accommodation & Living
Legazpi
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$195 ₱12.3K
$589 ₫15.3M
-66.89%
1-bedroom Apartment, Outside City Center (Monthly)
$145 ₱9,114
$298 ₫7.7M
-51.40%
3-bedroom Apartment, City Center (Monthly)
$519 ₱32.7K
$1,292 ₫33.5M
-59.86%
3-bedroom Apartment, Outside City Center (Monthly)
$315 ₱19.9K
$711 ₫18.4M
-55.63%
Buy Apartment in City Center (m2)
$2,202 ₱138.6K
$4,676 ₫121.1M
-52.92%
Buy Apartment Outside City Center (m2)
$913 ₱57.5K
$1,904 ₫49.3M
-52.06%
💵 Salaries & Financials
Legazpi
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
$272 ₱17.1K
$490 ₫12.7M
-44.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.12
8.64
17.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Legazpi: October 12, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Legazpi
$182
Ho Chi Minh City (Saigon)
$207 13.8% $25
Monthly Utilities & Internet
Legazpi
$168
Ho Chi Minh City (Saigon)
$118 29.5% $50
Accommodation & Living
Legazpi
$145
Ho Chi Minh City (Saigon)
$298 106% $153
Clothing & Footwear
Legazpi
$92
Ho Chi Minh City (Saigon)
$122 33.7% $31
Eating Out
Legazpi
$81
Ho Chi Minh City (Saigon)
$63 21.2% $17
Sport & Entertainment
Legazpi
$42
Ho Chi Minh City (Saigon)
$33 22.8% $9.6
Getting Around
Legazpi
$14
Ho Chi Minh City (Saigon)
$17 21.4% $2.9

Cost Breakdown

A one-bedroom apartment in the center runs $195 in Legazpi and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Ho Chi Minh City (Saigon) pays 80% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Legazpi vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $182 vs $207 per month, with Legazpi cheaper across the board.

Good to know
🇵🇭 Legazpi
🇻🇳 Ho Chi Minh City (Saigon)
🕒 Local time
12:22 12:22 PM
11:22 11:22 AM
1 h behind Legazpi
🌤 Weather
👥 Population
209,533
9,456,700
💱 Currency
Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

On the map
Between locations
  • Legazpi Ho Chi Minh City (Saigon) 1,870 km ≈ 2 h 45 min nonstop flight
From you
  • Legazpi
  • Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Legazpi vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Which city is more expensive, Legazpi or Ho Chi Minh City (Saigon)?
Legazpi wins on cost – living expenses run 19% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Legazpi the obvious pick if budget is a priority.
Are salaries higher in Legazpi or in Ho Chi Minh City (Saigon)?
On paper, salaries run 80% lower in Ho Chi Minh City (Saigon). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Legazpi compared to Ho Chi Minh City (Saigon)?
Rent for a central apartment: $195 in Legazpi versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Legazpi compared to Ho Chi Minh City (Saigon)?
All in, you'll spend $723 per month in Legazpi versus $859 in Ho Chi Minh City (Saigon) – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Legazpi compared to Ho Chi Minh City (Saigon)?
A monthly transit pass in Legazpi runs roughly 5% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $2,000/month in Legazpi or in Ho Chi Minh City (Saigon)?
At $723 in Legazpi versus $859 in Ho Chi Minh City (Saigon), a $2,000 budget is realistic in Legazpi but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Legazpi the clear choice for anyone on this budget.
Which city is better for digital nomads, Legazpi or Ho Chi Minh City (Saigon)?
Both work as nomad bases, but Legazpi delivers better value – similar infrastructure at $723 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Legazpi hard to pass up.
How safe is Legazpi compared to Ho Chi Minh City (Saigon)?
Safety-wise, Legazpi and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Legazpi gentler on the wallet – expenses run 19% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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