Last update: Oct 2026

Cost of Living Comparison Between Lapu-Lapu and Ho Chi Minh City (Saigon)

For one person, living costs are similar in Lapu-Lapu and in Ho Chi Minh City (Saigon): $845 and $859 a month, rent and utilities included.

41

Cost of Living Index in Lapu-Lapu
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Lapu-Lapu Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Lapu-Lapu

🇵🇭 Philippines

$845

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Monthly Cost of Living

How much you'll spend in Lapu-Lapu and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lapu-Lapu and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $845 in Lapu-Lapu versus $859 in Ho Chi Minh City (Saigon).

Lapu-Lapu $845
Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,195 in Lapu-Lapu versus $1,395 in Ho Chi Minh City (Saigon).

Lapu-Lapu $1,195
Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,545 in Lapu-Lapu versus $1,931 in Ho Chi Minh City (Saigon).

Lapu-Lapu $1,545
Ho Chi Minh City (Saigon) $1,931

Living in Lapu-Lapu costs roughly 2% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Lapu-Lapu 37% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$2.95 ₱186

$1.91 ₫49.6K

54.45%

Three-Course Dinner for Two, Mid-Range

$15.86 ₱999

$22.84 ₫591.2K

-30.56%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$4.54 ₫117.6K

-14.10%

Cappuccino

$2.54 ₱160

$1.85 ₫48.0K

37.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ₱36.55

$0.56 ₫14.6K

3.57%

Water (0.33 liter bottle)

$0.38 ₱23.94

$0.32 ₫8,185

18.75%

Local Beer (0.5 liter draught)

$1.29 ₱81.0

$1.06 ₫27.5K

21.70%

Imported Beer (0.33 liter bottle)

$2.25 ₱142

$1.72 ₫44.5K

30.81%

Milk (1 liter)

$1.76 ₱111

$1.66 ₫42.9K

6.02%

White Bread (500g)

$1.42 ₱89.3

$1.11 ₫28.7K

27.93%

Rice (white) (1kg)

$0.94 ₱59.5

$1.00 ₫25.9K

-6.00%

Eggs

$2.04 ₱129

$1.67 ₫43.1K

22.16%

Local Cheese (1kg)

$5.68 ₱358

$12.08 ₫312.8K

-52.98%

Chicken Fillets (1kg)

$4.45 ₱280

$3.68 ₫95.2K

20.92%

Beef Round Steak (1kg)

$7.71 ₱486

$10.24 ₫265.1K

-24.71%

Apples (1kg)

$3.36 ₱212

$2.96 ₫76.5K

13.51%

Banana (1kg)

$1.45 ₱91.5

$1.24 ₫32.2K

16.94%

Oranges (1kg)

$2.37 ₱149

$1.56 ₫40.3K

51.92%

Tomato (1kg)

$1.54 ₱97.2

$1.30 ₫33.6K

18.46%

Potato (1kg)

$2.39 ₱151

$1.23 ₫31.9K

94.31%

Onion (1kg)

$1.98 ₱125

$1.15 ₫29.8K

72.17%

Lettuce (1 head)

$1.19 ₱75.3

$0.74 ₫19.1K

60.81%

Water (1.5 liter bottle)

$0.68 ₱42.82

$0.56 ₫14.4K

21.43%

Cigarettes 20 Pack (Marlboro, Camel)

$1.62 ₱102

$1.24 ₫32.1K

30.65%

Wine (Bottle)

$4.07 ₱256

$12.60 ₫326.1K

-67.70%

Local Beer (0.5 liter bottle)

$1.05 ₱65.9

$0.96 ₫24.9K

9.38%

Imported Beer (0.33 liter bottle)

$1.51 ₱95.2

$1.53 ₫39.6K

-1.31%

One-way Ticket (Public Transport)

$0.25 ₱15.81

$0.26 ₫6,694

-3.85%

Public Transport Monthly Pass (Regular Price)

$11.51 ₫297.9K

Taxi Start (Normal Tariff)

$0.74 ₱46.79

$0.75 ₫19.5K

-1.33%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.51

$0.67 ₫17.4K

-65.67%

Taxi 1hour Waiting (Normal Tariff)

$3.90 ₱246

$3.03 ₫78.5K

28.71%

Gasoline (1 liter)

$1.33 ₱83.5

$0.96 ₫24.8K

38.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.4M

$31.1K ₫804.3M

-30.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$30.4K ₫785.9M

-35.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,563

$102 ₫2.6M

17.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.99 ₱881

$5.89 ₫152.5K

137.52%

Internet (50+ Mbps, Unlimited Data)

$28.04 ₱1,766

$10.49 ₫271.6K

167.30%

Gym Membership (Monthly)

$12.62 ₱795

$25.54 ₫661.2K

-50.59%

Tennis Court (1 Hour on Weekend)

$11.92 ₫308.5K

Cinema Ticket

$5.60 ₱353

$3.53 ₫91.3K

58.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₱6,512

$436 ₫11.3M

-76.31%

International Primary School, 1 Child (Yearly)

$7,848 ₱494.3K

$23.3K ₫602.8M

-66.30%

Jeans (Levis 501 Or Similar)

$47.78 ₱3,010

$52.8 ₫1.4M

-9.42%

Summer Dress (H&M, Zara, etc)

$25.45 ₱1,603

$34.15 ₫884.1K

-25.48%

Sport Shoes (Adidas, Nike)

$23.86 ₱1,503

$90.3 ₫2.3M

-73.57%

Men's Leather Business Shoes

$58.5 ₱3,685

$95.0 ₫2.5M

-38.41%

1-bedroom Apartment, City Center (Monthly)

$437 ₱27.5K

$589 ₫15.3M

-25.81%

1-bedroom Apartment, Outside City Center (Monthly)

$317 ₱19.9K

$298 ₫7.7M

6.29%

3-bedroom Apartment, City Center (Monthly)

$1,214 ₱76.4K

$1,292 ₫33.5M

-6.09%

3-bedroom Apartment, Outside City Center (Monthly)

$473 ₱29.8K

$711 ₫18.4M

-33.47%

Buy Apartment in City Center (m2)

$4,676 ₫121.1M

Buy Apartment Outside City Center (m2)

$1,904 ₫49.3M

Average Monthly Net Salary (After Tax)

$229 ₱14.4K

$490 ₫12.7M

-53.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.64

-16.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lapu-Lapu: October 12, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lapu-Lapu

$317 37.5%

Ho Chi Minh City (Saigon)

$298 34.7% 5.9% $19

Groceries & Markets

Lapu-Lapu

$189 22.4%

Ho Chi Minh City (Saigon)

$207 24.1% 9.5% $18

Monthly Utilities & Internet

Lapu-Lapu

$162 19.2%

Ho Chi Minh City (Saigon)

$118 13.8% 27% $44

Eating Out

Lapu-Lapu

$81 9.5%

Ho Chi Minh City (Saigon)

$63 7.4% 21.2% $17

Clothing & Footwear

Lapu-Lapu

$70 8.3%

Ho Chi Minh City (Saigon)

$122 14.3% 74.9% $52

Sport & Entertainment

Lapu-Lapu

$24 2.8%

Ho Chi Minh City (Saigon)

$33 3.8% 36.9% $8.8

Getting Around

Lapu-Lapu

$2.9 * 0.3%

Ho Chi Minh City (Saigon)

$17 1.9% 474% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $437 in Lapu-Lapu and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Ho Chi Minh City (Saigon) pays 114% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Lapu-Lapu vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $189 vs $207 per month, with Lapu-Lapu cheaper across the board.

Good to know

🇵🇭 Lapu-Lapu

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

22:00 10:00 PM

21:00 9:00 PM

1 h behind Lapu-Lapu

🌤 Weather

👥 Population

497,604

9,456,700

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,108 VND (100,000 VND = 3.44 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Lapu-Lapu Ho Chi Minh City (Saigon) 1,890 km ≈ 2 h 45 min nonstop flight

From you

Lapu-Lapu
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lapu-Lapu vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Lapu-Lapu wins on cost – living expenses run 2% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Lapu-Lapu the obvious pick if budget is a priority.

On paper, salaries run 114% lower in Ho Chi Minh City (Saigon). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $437 in Lapu-Lapu versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 9% higher in Ho Chi Minh City (Saigon). For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $845 per month in Lapu-Lapu versus $859 in Ho Chi Minh City (Saigon) – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $845 in Lapu-Lapu versus $859 in Ho Chi Minh City (Saigon), a $2,000 budget is realistic in Lapu-Lapu but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Lapu-Lapu the clear choice for anyone on this budget.

Both work as nomad bases, but Lapu-Lapu delivers better value – similar infrastructure at $845 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lapu-Lapu hard to pass up.

Safety-wise, Lapu-Lapu and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lapu-Lapu gentler on the wallet – expenses run 2% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.