Last update: Oct 2026

Cost of Living Comparison Between Lapu-Lapu and Elmira, NY

For one person, living is cheaper in Lapu-Lapu: $845 a month against $1,930 in Elmira, NY, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Lapu-Lapu
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Lapu-Lapu Living Index
94

Cost of Living Index in Elmira, NY
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Elmira, NY Living Index

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Lapu-Lapu

🇵🇭 Philippines

$845

/mo nomad

Elmira, NY

🇺🇸 United States

$1,930

/mo nomad

Monthly Cost of Living

How much you'll spend in Lapu-Lapu and in Elmira, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lapu-Lapu and in Elmira, NY actually costs, broken down by who's living it.

A single person spends $845 per month in Lapu-Lapu vs $1,930 in Elmira, NY, rent included.

Lapu-Lapu $845
Elmira, NY $1,930

A couple spends around $1,195 per month in Lapu-Lapu vs $2,736 in Elmira, NY, rent included.

Lapu-Lapu $1,195
Elmira, NY $2,736

A family of three spends $1,545 per month in Lapu-Lapu vs $3,542 in Elmira, NY, rent included.

Lapu-Lapu $1,545
Elmira, NY $3,542

Lapu-Lapu is about 56% cheaper than Elmira, NY, and outside of rent the biggest gap is in groceries.

Lapu-Lapu sits 37% below the global median, while Elmira, NY is 43% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.95 ₱186

$8.75 $8.75

-66.29%

Three-Course Dinner for Two, Mid-Range

$15.86 ₱998

$95.1 $95.1

-83.32%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$12.21 $12.21

-68.06%

Cappuccino

$2.54 ₱160

$5.05 $5.05

-49.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ₱36.53

$2.33 $2.33

-75.11%

Water (0.33 liter bottle)

$0.38 ₱23.93

$1.47 $1.47

-74.15%

Local Beer (0.5 liter draught)

$1.29 ₱80.9

$3.90 $3.90

-66.92%

Imported Beer (0.33 liter bottle)

$2.25 ₱142

$4.94 $4.94

-54.45%

Milk (1 liter)

$1.76 ₱111

$0.82 $0.82

114.63%

White Bread (500g)

$1.42 ₱89.2

$2.46 $2.46

-42.28%

Rice (white) (1kg)

$0.94 ₱59.5

$5.68 $5.68

-83.45%

Eggs

$2.04 ₱129

$2.77 $2.77

-26.35%

Local Cheese (1kg)

$5.68 ₱358

$12.88 $12.88

-55.90%

Chicken Fillets (1kg)

$4.45 ₱280

$9.57 $9.57

-53.50%

Beef Round Steak (1kg)

$7.71 ₱486

$13.42 $13.42

-42.55%

Apples (1kg)

$3.36 ₱211

$4.94 $4.94

-31.98%

Banana (1kg)

$1.45 ₱91.5

$1.10 $1.10

31.82%

Oranges (1kg)

$2.37 ₱149

$4.60 $4.60

-48.48%

Tomato (1kg)

$1.54 ₱97.1

$5.05 $5.05

-69.50%

Potato (1kg)

$2.39 ₱151

$2.68 $2.68

-10.82%

Onion (1kg)

$1.98 ₱125

$2.98 $2.98

-33.56%

Lettuce (1 head)

$1.19 ₱75.2

$2.40 $2.40

-50.42%

Water (1.5 liter bottle)

$0.68 ₱42.80

$2.43 $2.43

-72.02%

Cigarettes 20 Pack (Marlboro, Camel)

$1.62 ₱102

$12.96 $12.96

-87.50%

Wine (Bottle)

$4.07 ₱256

$17.82 $17.82

-77.16%

Local Beer (0.5 liter bottle)

$1.05 ₱65.9

$2.02 $2.02

-48.02%

Imported Beer (0.33 liter bottle)

$1.51 ₱95.2

$3.97 $3.97

-61.96%

One-way Ticket (Public Transport)

$0.25 ₱15.81

Taxi Start (Normal Tariff)

$0.74 ₱46.77

$5.37 $5.37

-86.22%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.51

$2.30 $2.30

-90.00%

Taxi 1hour Waiting (Normal Tariff)

$3.90 ₱246

$44.27 $44.27

-91.19%

Gasoline (1 liter)

$1.33 ₱83.4

$1.11 $1.11

19.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.4M

$35.6K $35.6K

-39.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$24.7K $24.7K

-20.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,559

$147 $147

-18.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.99 ₱881

$53.3 $53.3

-73.75%

Internet (50+ Mbps, Unlimited Data)

$28.04 ₱1,765

$67.4 $67.4

-58.40%

Gym Membership (Monthly)

$12.62 ₱795

$24.51 $24.51

-48.51%

Cinema Ticket

$5.60 ₱353

$10.07 $10.07

-44.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₱6,509

$1,528 $1,528

-93.23%

International Primary School, 1 Child (Yearly)

$7,848 ₱494.1K

$32.3K $32.3K

-75.73%

Jeans (Levis 501 Or Similar)

$47.78 ₱3,008

$33.13 $33.13

44.22%

Summer Dress (H&M, Zara, etc)

$25.45 ₱1,603

$45.69 $45.69

-44.30%

Sport Shoes (Adidas, Nike)

$23.86 ₱1,502

$78.2 $78.2

-69.50%

Men's Leather Business Shoes

$58.5 ₱3,683

$114 $114

-48.57%

1-bedroom Apartment, City Center (Monthly)

$437 ₱27.5K

$1,179 $1,179

-62.90%

1-bedroom Apartment, Outside City Center (Monthly)

$317 ₱19.9K

$893 $893

-64.53%

3-bedroom Apartment, City Center (Monthly)

$1,214 ₱76.4K

$1,485 $1,485

-18.26%

3-bedroom Apartment, Outside City Center (Monthly)

$473 ₱29.8K

$1,098 $1,098

-56.93%

Buy Apartment in City Center (m2)

$1,112 $1,112

Buy Apartment Outside City Center (m2)

$1,090 $1,090

Average Monthly Net Salary (After Tax)

$229 ₱14.4K

$8,355 $8,355

-97.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.52

10.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lapu-Lapu: October 12, 2026

Last update for Elmira, NY: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lapu-Lapu

$317 37.5%

Elmira, NY

$893 46.3% 182% $576

Groceries & Markets

Lapu-Lapu

$189 22.4%

Elmira, NY

$375 19.4% 97.9% $185

Monthly Utilities & Internet

Lapu-Lapu

$162 19.2%

Elmira, NY

$268 13.9% 65.3% $106

Eating Out

Lapu-Lapu

$81 9.5%

Elmira, NY

$212 11% 163% $131

Clothing & Footwear

Lapu-Lapu

$70 8.3%

Elmira, NY

$122 6.3% 74% $52

Sport & Entertainment

Lapu-Lapu

$24 2.8%

Elmira, NY

$45 2.3% 87.4% $21

Getting Around

Lapu-Lapu

$2.9 * 0.3%

Elmira, NY

$17 * 0.9% 482% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $437 in Lapu-Lapu versus $1,179 in Elmira, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3551% higher in Elmira, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16.00 in Lapu-Lapu versus $95.0 in Elmira, NY. Monthly groceries follow the same trend: $189 vs $375 – making Lapu-Lapu the more affordable choice for daily food spending.

Good to know

🇵🇭 Lapu-Lapu

🇺🇸 Elmira, NY

🕒 Local time

03:14 3:14 AM

15:14 3:14 PM

12 h behind Lapu-Lapu

🌤 Weather

👥 Population

497,604

26,523

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Lapu-Lapu Elmira, NY 13,820 km ≈ 18 h nonstop flight

From you

Lapu-Lapu
Elmira, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lapu-Lapu vs Elmira, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $845 in Lapu-Lapu, $1,930 in Elmira, NY – roughly 128% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,268 per month in Lapu-Lapu and $2,896 in Elmira, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lapu-Lapu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $16.00 in Lapu-Lapu and $95.0 in Elmira, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 98% more in Elmira, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Lapu-Lapu, where all-in costs run around $845, than in Elmira, NY at $1,930. In Lapu-Lapu it covers expenses comfortably, while in Elmira, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Lapu-Lapu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lapu-Lapu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elmira, NY makes more sense. Both are solid long-term options with distinct trade-offs.