Cost of Living Comparison Between Lake Macquarie and Ubud, Bali Cost of Living Comparison Between Lake Macquarie and Ubud, Bali

😐 Solo nomad: Lake Macquarie is 116.6% more expensive than Ubud, Bali without rent, and 175.6% more expensive with rent.

😐 Family of 3: Lake Macquarie is 72% more expensive than Ubud, Bali without rent, and 188.2% more expensive with rent.

Meal at Budget Restaurant

$13.05 A$19.93

$2.85 Rp 47.5K

357.89%

Three-Course Dinner for Two, Mid-Range

$76.8 A$117

$12.26 Rp 204.3K

526.02%

Fast Food Meal (McDonalds, etc)

$9.78 A$14.95

$3.28 Rp 54.6K

198.17%

Cappuccino

$3.42 A$5.22

$2.3 Rp 38.3K

48.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 A$3.66

$1.11 Rp 18.5K

115.32%

Water (0.33 liter bottle)

$2.01 A$3.07

$0.26 Rp 4,324

673.08%

Local Beer (0.5 liter draught)

$6.6 A$10.08

$2.4 Rp 40K

175.00%

Imported Beer (0.33 liter bottle)

$7.07 A$10.8

$3.15 Rp 52.5K

124.44%

Milk (1 liter)

$1.45 A$2.22

$1.49 Rp 24.9K

-2.68%

White Bread (500g)

$1.43 A$2.19

$1.65 Rp 27.5K

-13.33%

Rice (white) (1kg)

$1.21 A$1.86

$1.13 Rp 18.9K

7.08%

Eggs

$3.19 A$4.87

$2.33 Rp 38.9K

36.91%

Local Cheese (1kg)

$7.21 A$11.02

$13.7 Rp 228.3K

-47.37%

Chicken Fillets (1kg)

$6.13 A$9.37

$3.97 Rp 66.2K

54.41%

Beef Round Steak (1kg)

$11.8 A$18.03

$11.22 Rp 187K

5.17%

Apples (1kg)

$3.04 A$4.64

$3.48 Rp 57.9K

-12.64%

Banana (1kg)

$2.69 A$4.11

$1.5 Rp 25K

79.33%

Oranges (1kg)

$3.13 A$4.79

$2.68 Rp 44.6K

16.79%

Tomato (1kg)

$4.35 A$6.65

$1.35 Rp 22.5K

222.22%

Potato (1kg)

$2 A$3.06

$1.57 Rp 26.2K

27.39%

Onion (1kg)

$1.69 A$2.59

$2.1 Rp 34.9K

-19.52%

Lettuce (1 head)

$1.37 A$2.09

$1.03 Rp 17.1K

33.01%

Water (1.5 liter bottle)

$1.18 A$1.81

$0.57 Rp 9,488

107.02%

Cigarettes 20 Pack (Marlboro, Camel)

$28.58 A$43.67

$2.31 Rp 38.5K

1137.23%

Wine (Bottle)

$7.16 A$10.94

$15.21 Rp 253.5K

-52.93%

Local Beer (0.5 liter bottle)

$2.65 A$4.06

$2.49 Rp 41.5K

6.43%

Imported Beer (0.33 liter bottle)

$2.2 A$3.36

$2.66 Rp 44.3K

-17.29%

One-way Ticket (Public Transport)

$2.1 A$3.21

$0.29 Rp 4,911

624.14%

Public Transport Monthly Pass (Regular Price)

$90.7 A$139

$10.03 Rp 167.1K

804.49%

Taxi Start (Normal Tariff)

$1.9 A$2.9

$0.45 Rp 7,480

322.22%

Taxi (Normal Tariff) (1km)

$1.62 A$2.47

$0.34 Rp 5,748

376.47%

Taxi 1hour Waiting (Normal Tariff)

$46.72 A$71.4

$5.97 Rp 99.4K

682.58%

Gasoline (1 liter)

$1.25 A$1.91

$0.75 Rp 12.4K

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K A$38.3K

$25.8K Rp 430.2M

-2.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K A$31.3K

$31.7K Rp 528.9M

-35.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 A$308

$64.6 Rp 1.1M

211.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.6 A$16.2

$4.14 Rp 69K

156.04%

Internet (50+ Mbps, Unlimited Data)

$42.26 A$64.6

$23.99 Rp 399.7K

76.16%

Gym Membership (Monthly)

$49.48 A$75.6

$23.29 Rp 388.1K

112.45%

Tennis Court (1 Hour on Weekend)

$15.43 A$23.58

$6.19 Rp 103.1K

149.27%

Cinema Ticket

$9.16 A$14

$3.45 Rp 57.5K

165.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,436 A$2,195

$91.9 Rp 1.5M

1462.97%

International Primary School, 1 Child (Yearly)

$9,919 A$15.2K

$5,912 Rp 98.5M

67.77%

Jeans (Levis 501 Or Similar)

$73.1 A$112

$51.5 Rp 857.6K

42.10%

Summer Dress (H&M, Zara, etc)

$34.27 A$52.4

$24.45 Rp 407.3K

40.16%

Sport Shoes (Adidas, Nike)

$77.1 A$118

$84.4 Rp 1.4M

-8.67%

Men's Leather Business Shoes

$129 A$198

$74.3 Rp 1.2M

74.11%

1-bedroom Apartment, City Center (Monthly)

$1,267 A$1,936

$261 Rp 4.4M

384.88%

1-bedroom Apartment, Outside City Center (Monthly)

$970 A$1,482

$160 Rp 2.7M

507.85%

3-bedroom Apartment, City Center (Monthly)

$2,006 A$3,065

$585 Rp 9.7M

242.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,094 A$3,199

$328 Rp 5.5M

537.64%

Buy Apartment in City Center (m2)

$5,650 A$8,634

$985 Rp 16.4M

473.55%

Buy Apartment Outside City Center (m2)

$5,167 A$7,896

$847 Rp 14.1M

510.17%

Average Monthly Net Salary (After Tax)

$4,634 A$7,082

$178 Rp 3M

2504.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

13.28

-67.24%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Macquarie: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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