🙂A single person spends $2,039 per month in Lake Macquarie vs $2,227 in Lisbon, rent included.
🙂A couple spends around $3,275 per month in Lake Macquarie vs $3,305 in Lisbon, rent included.
😐A family of three spends $4,511 per month in Lake Macquarie vs $4,384 in Lisbon, rent included.
🙂Lake Macquarie is about 8% cheaper than Lisbon, driven mainly by Getting Around.
📊Both Lake Macquarie and Lisbon sit above the global median – Lake Macquarie by 52%, Lisbon by 66%.
Currency
🍽 Eating Out
Lake Macquarie
Lisbon
Difference
Meal at Budget Restaurant
$13.20A$18.49
$16.17€13.84
-18.37%
Three-Course Dinner for Two, Mid-Range
$79.1A$111
$64.6€55.3
22.47%
Fast Food Meal(McDonalds, etc)
$9.68A$13.55
$10.38€8.88
-6.74%
Cappuccino
$3.33A$4.66
$2.77€2.37
20.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.30A$3.22
$2.25€1.92
2.22%
Water(0.33 liter bottle)
$1.90A$2.65
$1.57€1.35
21.02%
Local Beer(0.5 liter draught)
$6.38A$8.93
$3.49€2.99
82.81%
Imported Beer(0.33 liter bottle)
$7.19A$10.07
$4.00€3.43
79.75%
🛒 Groceries & Markets
Lake Macquarie
Lisbon
Difference
Milk(1 liter)
$1.44A$2.02
$1.08€0.93
33.33%
White Bread(500g)
$1.43A$2.00
$1.74€1.49
-17.82%
Rice(white)(1kg)
$1.22A$1.70
$1.74€1.49
-29.89%
Eggs
$3.18A$4.46
$3.18€2.72
-
Local Cheese(1kg)
$7.25A$10.15
$13.43€11.50
-46.02%
Chicken Fillets(1kg)
$6.17A$8.64
$7.99€6.84
-22.78%
Beef Round Steak(1kg)
$11.74A$16.44
$16.09€13.77
-27.04%
Apples(1kg)
$3.03A$4.25
$2.28€1.95
32.89%
Banana(1kg)
$2.66A$3.73
$1.72€1.48
54.65%
Oranges(1kg)
$3.05A$4.27
$1.94€1.66
57.22%
Tomato(1kg)
$4.52A$6.33
$2.54€2.18
77.95%
Potato(1kg)
$1.93A$2.70
$1.83€1.57
5.46%
Onion(1kg)
$1.66A$2.33
$2.04€1.75
-18.63%
Lettuce(1 head)
$1.35A$1.89
$1.98€1.69
-31.82%
Water(1.5 liter bottle)
$1.19A$1.66
$0.85€0.73
40.00%
Cigarettes 20 Pack(Marlboro, Camel)
$27.89A$39.04
$6.85€5.87
307.15%
Wine(Bottle)
$7.84A$10.97
$5.78€4.94
35.64%
Local Beer(0.5 liter bottle)
$2.64A$3.70
$1.37€1.18
92.70%
Imported Beer(0.33 liter bottle)
$2.16A$3.02
$2.90€2.48
-25.52%
🚌 Getting Around
Lake Macquarie
Lisbon
Difference
One-way Ticket(Public Transport)
$2.09A$2.92
$2.28€1.95
-8.33%
Public Transport Monthly Pass(Regular Price)
$88.9A$124
$46.84€40.10
89.84%
Taxi Start(Normal Tariff)
$1.91A$2.67
$4.08€3.49
-53.19%
Taxi(Normal Tariff)(1km)
$1.61A$2.25
$0.82€0.70
96.34%
Taxi 1hour Waiting(Normal Tariff)
$47.61A$66.7
$18.27€15.64
160.59%
Gasoline(1 liter)
$1.21A$1.69
$2.01€1.72
-39.80%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.6KA$35.9K
$35.3K€30.2K
-27.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2KA$28.2K
$38.5K€32.9K
-47.58%
🧾 Monthly Utilities & Internet
Lake Macquarie
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$199A$279
$145€124
37.08%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.28A$14.40
$20.96€17.94
-50.95%
Internet(50+ Mbps, Unlimited Data)
$42.36A$59.3
$40.05€34.29
5.77%
🎉 Sport & Entertainment
Lake Macquarie
Lisbon
Difference
Gym Membership(Monthly)
$48.59A$68.0
$48.79€41.76
-0.41%
Tennis Court(1 Hour on Weekend)
$15.54A$21.75
$18.69€16.00
-16.85%
Cinema Ticket
$9.35A$13.08
$9.06€7.76
3.20%
🧸 Childcare & Education
Lake Macquarie
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,490A$2,086
$607€519
145.63%
International Primary School, 1 Child(Yearly)
$9,997A$14.0K
$16.3K€14.0K
-38.78%
👕👟 Clothing & Footwear
Lake Macquarie
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$74.0A$104
$105€89.6
-29.28%
Summer Dress(H&M, Zara, etc)
$33.34A$46.68
$40.95€35.06
-18.58%
Sport Shoes(Adidas, Nike)
$78.4A$110
$93.6€80.1
-16.20%
Men's Leather Business Shoes
$133A$186
$119€101
12.14%
🏠 Accommodation & Living
Lake Macquarie
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
$1,263A$1,769
$1,604€1,373
-21.24%
1-bedroom Apartment, Outside City Center(Monthly)
$995A$1,394
$1,236€1,058
-19.43%
3-bedroom Apartment, City Center(Monthly)
$2,012A$2,817
$3,046€2,607
-33.94%
3-bedroom Apartment, Outside City Center(Monthly)
$2,088A$2,923
$2,057€1,761
1.52%
Buy Apartment in City Center(m2)
$5,959A$8,342
$7,709€6,599
-22.70%
Buy Apartment Outside City Center(m2)
$5,650A$7,910
$4,266€3,652
32.43%
💵 Salaries & Financials
Lake Macquarie
Lisbon
Difference
Average Monthly Net Salary(After Tax)
$5,114A$7,160
$1,584€1,356
222.84%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.35
3.81
14.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lake Macquarie: April 26, 2026
Last update for Lisbon: April 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,263 in Lake Macquarie versus $1,604 in Lisbon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 223% higher in Lake Macquarie, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $79.0 in Lake Macquarie versus $65.0 in Lisbon. Groceries tell a different story – $262 in Lake Macquarie vs $271 in Lisbon – so Lake Macquarie wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lake Macquarie vs Lisbon: Cost of Living - Frequently Asked Questions
Is Lisbon cheaper than Lake Macquarie?
Yes – Lisbon is pricier by about 9%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,058 per month in Lake Macquarie and $3,341 in Lisbon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Lake Macquarie, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Lake Macquarie vs Lisbon?
Monthly expenses with rent come to $2,039 in Lake Macquarie and $2,227 in Lisbon. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 90% less in Lake Macquarie. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,500 a realistic budget for Lake Macquarie or Lisbon?
A $2,500 monthly budget goes further in Lake Macquarie, where all-in costs run around $2,039, than in Lisbon at $2,227. In Lake Macquarie it covers expenses comfortably, while in Lisbon it requires careful planning or may not stretch far enough.
Is Lake Macquarie or Lisbon more family-friendly?
Families tend to lean toward Lake Macquarie – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Lake Macquarie or Lisbon?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Lake Macquarie. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lisbon makes more sense. Both are solid long-term options with distinct trade-offs.
Lake Macquarie vs other spots: cost of living compared