Cost of Living Comparison Between Lake Macquarie and Lisbon Cost of Living Comparison Between Lake Macquarie and Lisbon

Monthly Cost of Living

A single person spends $2,091 per month in Lake Macquarie vs $2,217 in Lisbon, rent included.

A couple spends around $3,321 per month in Lake Macquarie vs $3,245 in Lisbon, rent included.

A family of three spends $4,550 per month in Lake Macquarie vs $4,272 in Lisbon, rent included.

Lake Macquarie is about 6% cheaper than Lisbon, driven mainly by Getting Around.

Both Lake Macquarie and Lisbon sit above the global median – Lake Macquarie by 57%, Lisbon by 66%.

Meal at Budget Restaurant

$12.85 A$18.19

$15.78 €13.59

-18.57%

Three-Course Dinner for Two, Mid-Range

$76.8 A$109

$62.5 €53.8

22.88%

Fast Food Meal (McDonalds, etc)

$9.97 A$14.11

$10.54 €9.07

-5.41%

Cappuccino

$3.41 A$4.82

$2.77 €2.38

23.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 A$3.33

$2.28 €1.97

3.07%

Water (0.33 liter bottle)

$1.96 A$2.78

$1.55 €1.33

26.45%

Local Beer (0.5 liter draught)

$6.54 A$9.25

$3.55 €3.05

84.23%

Imported Beer (0.33 liter bottle)

$7.22 A$10.22

$3.98 €3.43

81.41%

Milk (1 liter)

$1.37 A$1.94

$1.08 €0.93

26.85%

White Bread (500g)

$1.39 A$1.97

$1.77 €1.52

-21.47%

Rice (white) (1kg)

$1.23 A$1.74

$1.77 €1.52

-30.51%

Eggs

$3.19 A$4.51

$3.12 €2.69

2.24%

Local Cheese (1kg)

$7.30 A$10.33

$13.34 €11.49

-45.28%

Chicken Fillets (1kg)

$6.19 A$8.76

$7.99 €6.88

-22.53%

Beef Round Steak (1kg)

$11.61 A$16.43

$15.92 €13.70

-27.07%

Apples (1kg)

$3.06 A$4.33

$2.28 €1.97

34.21%

Banana (1kg)

$2.76 A$3.90

$1.64 €1.42

68.29%

Oranges (1kg)

$3.04 A$4.30

$1.98 €1.70

53.54%

Tomato (1kg)

$4.37 A$6.18

$2.45 €2.11

78.37%

Potato (1kg)

$1.96 A$2.77

$1.77 €1.52

10.73%

Onion (1kg)

$1.69 A$2.39

$1.97 €1.69

-14.21%

Lettuce (1 head)

$1.35 A$1.92

$1.97 €1.70

-31.47%

Water (1.5 liter bottle)

$1.13 A$1.60

$0.80 €0.69

41.25%

Cigarettes 20 Pack (Marlboro, Camel)

$28.32 A$40.07

$6.54 €5.63

333.03%

Wine (Bottle)

$7.73 A$10.93

$5.75 €4.95

34.43%

Local Beer (0.5 liter bottle)

$2.66 A$3.76

$1.32 €1.13

101.52%

Imported Beer (0.33 liter bottle)

$2.14 A$3.02

$2.99 €2.57

-28.43%

One-way Ticket (Public Transport)

$1.99 A$2.81

$2.34 €2.01

-14.96%

Public Transport Monthly Pass (Regular Price)

$89.5 A$127

$45.85 €39.48

95.25%

Taxi Start (Normal Tariff)

$1.97 A$2.79

$4.26 €3.66

-53.76%

Taxi (Normal Tariff) (1km)

$1.54 A$2.18

$0.84 €0.73

83.33%

Taxi 1hour Waiting (Normal Tariff)

$47.55 A$67.3

$18.86 €16.24

152.12%

Gasoline (1 liter)

$1.24 A$1.75

$2.07 €1.78

-40.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K A$35.1K

$35.2K €30.3K

-29.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K A$28.6K

$38.6K €33.2K

-47.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 A$281

$151 €130

31.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.46 A$14.80

$20.91 €18.00

-49.98%

Internet (50+ Mbps, Unlimited Data)

$42.00 A$59.4

$39.54 €34.05

6.22%

Gym Membership (Monthly)

$47.88 A$67.7

$48.39 €41.67

-1.05%

Tennis Court (1 Hour on Weekend)

$15.78 A$22.32

$18.61 €16.02

-15.21%

Cinema Ticket

$9.23 A$13.06

$9.04 €7.79

2.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,487 A$2,104

$610 €525

143.65%

International Primary School, 1 Child (Yearly)

$10.1K A$14.3K

$16.3K €14.0K

-37.83%

Jeans (Levis 501 Or Similar)

$75.6 A$107

$101 €87.2

-25.36%

Summer Dress (H&M, Zara, etc)

$33.32 A$47.14

$40.58 €34.94

-17.89%

Sport Shoes (Adidas, Nike)

$76.4 A$108

$93.0 €80.1

-17.83%

Men's Leather Business Shoes

$130 A$184

$119 €102

9.85%

1-bedroom Apartment, City Center (Monthly)

$1,270 A$1,797

$1,603 €1,380

-20.74%

1-bedroom Apartment, Outside City Center (Monthly)

$990 A$1,400

$1,239 €1,067

-20.09%

3-bedroom Apartment, City Center (Monthly)

$2,050 A$2,900

$3,019 €2,599

-32.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,079 A$2,942

$2,061 €1,775

0.88%

Buy Apartment in City Center (m2)

$5,437 A$7,692

$7,981 €6,872

-31.88%

Buy Apartment Outside City Center (m2)

$4,935 A$6,983

$4,533 €3,903

8.89%

Average Monthly Net Salary (After Tax)

$5,063 A$7,163

$1,628 €1,402

210.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

3.81

14.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Macquarie: June 15, 2026

Last update for Lisbon: June 15, 2026

Cost Breakdown

A central one-bedroom costs $1,270 in Lake Macquarie versus $1,603 in Lisbon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 211% higher in Lake Macquarie, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $77.0 in Lake Macquarie versus $62.0 in Lisbon. Groceries tell a different story – $260 in Lake Macquarie vs $268 in Lisbon – so Lake Macquarie wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Macquarie vs Lisbon: Cost of Living - Frequently Asked Questions

Yes – Lisbon is pricier by about 6%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,137 per month in Lake Macquarie and $3,325 in Lisbon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lake Macquarie, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,091 in Lake Macquarie and $2,217 in Lisbon. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 95% less in Lake Macquarie. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Lake Macquarie, where all-in costs run around $2,091, than in Lisbon at $2,217. In Lake Macquarie it covers expenses comfortably, while in Lisbon it requires careful planning or may not stretch far enough.

Families tend to lean toward Lake Macquarie – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lake Macquarie. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lisbon makes more sense. Both are solid long-term options with distinct trade-offs.