Last update: Oct 2026

Cost of Living Comparison Between La Moraleja and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,701 in La Moraleja, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in La Moraleja
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La Moraleja Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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La Moraleja

🇪🇸 Spain

$1,701

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in La Moraleja and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in La Moraleja and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,701 in La Moraleja versus $918 in Cebu.

La Moraleja $1,701
Cebu $918

Estimated couple costs with rent: $2,508 in La Moraleja versus $1,409 in Cebu.

La Moraleja $2,508
Cebu $1,409

Monthly costs for a family of three with rent: $3,314 in La Moraleja versus $1,900 in Cebu.

La Moraleja $3,314
Cebu $1,900

Living in La Moraleja is roughly 85% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: La Moraleja is 26% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.12 €15.22

$3.09 ₱194

454.05%

Three-Course Dinner for Two, Mid-Range

$67.9 €60.4

$24.22 ₱1,525

180.22%

Fast Food Meal (McDonalds, etc)

$11.13 €9.90

$3.92 ₱247

183.93%

Cappuccino

$2.04 €1.82

$2.51 ₱158

-18.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 €2.97

$1.59 ₱100

110.06%

Water (0.33 liter bottle)

$1.96 €1.74

$0.53 ₱33.43

269.81%

Local Beer (0.5 liter draught)

$3.45 €3.07

$1.78 ₱112

93.82%

Imported Beer (0.33 liter bottle)

$4.67 €4.15

$2.17 ₱137

115.21%

Milk (1 liter)

$1.15 €1.02

$1.92 ₱121

-40.10%

White Bread (500g)

$1.02 €0.91

$1.36 ₱85.4

-25.00%

Rice (white) (1kg)

$1.68 €1.49

$1.01 ₱63.5

66.34%

Eggs

$3.02 €2.69

$2.03 ₱128

48.77%

Local Cheese (1kg)

$16.89 €15.02

$9.86 ₱621

71.30%

Chicken Fillets (1kg)

$9.09 €8.09

$4.39 ₱277

107.06%

Beef Round Steak (1kg)

$17.92 €15.94

$7.60 ₱479

135.79%

Apples (1kg)

$2.52 €2.24

$3.30 ₱208

-23.64%

Banana (1kg)

$2.17 €1.93

$1.39 ₱87.8

56.12%

Oranges (1kg)

$2.26 €2.01

$2.33 ₱147

-3.00%

Tomato (1kg)

$2.54 €2.26

$1.50 ₱94.3

69.33%

Potato (1kg)

$2.10 €1.87

$2.36 ₱149

-11.02%

Onion (1kg)

$2.09 €1.86

$1.90 ₱119

10.00%

Lettuce (1 head)

$1.59 €1.42

$1.19 ₱74.9

33.61%

Water (1.5 liter bottle)

$0.57 €0.50

$0.63 ₱39.71

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$6.19 €5.51

$3.00 ₱189

106.33%

Wine (Bottle)

$8.03 €7.14

$6.03 ₱379

33.17%

Local Beer (0.5 liter bottle)

$1.08 €0.96

$1.23 ₱77.7

-12.20%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$1.75 ₱110

28.57%

One-way Ticket (Public Transport)

$1.59 €1.41

$0.25 ₱15.86

536.00%

Public Transport Monthly Pass (Regular Price)

$32.63 €29.02

$12.64 ₱796

158.15%

Taxi Start (Normal Tariff)

$3.79 €3.37

$0.77 ₱48.62

392.21%

Taxi (Normal Tariff) (1km)

$1.48 €1.32

$0.23 ₱14.53

543.48%

Taxi 1hour Waiting (Normal Tariff)

$22.86 €20.33

$4.46 ₱281

412.56%

Gasoline (1 liter)

$1.73 €1.54

$1.31 ₱82.8

32.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €31.8K

$21.2K ₱1.3M

68.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K €25.9K

$19.1K ₱1.2M

52.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 €171

$120 ₱7,569

59.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.02 €16.03

$14.00 ₱882

28.71%

Internet (50+ Mbps, Unlimited Data)

$31.22 €27.77

$27.54 ₱1,734

13.36%

Gym Membership (Monthly)

$45.76 €40.70

$32.33 ₱2,035

41.54%

Tennis Court (1 Hour on Weekend)

$15.50 €13.79

$6.65 ₱419

133.08%

Cinema Ticket

$9.98 €8.87

$5.65 ₱356

76.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$183 €163

$275 ₱17.3K

-33.55%

International Primary School, 1 Child (Yearly)

$5,997 €5,334

$7,918 ₱498.5K

-24.26%

Jeans (Levis 501 Or Similar)

$73.8 €65.7

$49.33 ₱3,106

49.67%

Summer Dress (H&M, Zara, etc)

$35.65 €31.71

$25.24 ₱1,589

41.24%

Sport Shoes (Adidas, Nike)

$78.9 €70.2

$77.0 ₱4,846

2.49%

Men's Leather Business Shoes

$95.3 €84.8

$57.2 ₱3,601

66.64%

1-bedroom Apartment, City Center (Monthly)

$903 €803

$500 ₱31.5K

80.75%

1-bedroom Apartment, Outside City Center (Monthly)

$686 €610

$309 ₱19.4K

122.19%

3-bedroom Apartment, City Center (Monthly)

$1,323 €1,177

$1,078 ₱67.9K

22.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,008 €896

$615 ₱38.7K

63.80%

Buy Apartment in City Center (m2)

$3,304 €2,939

$2,886 ₱181.7K

14.48%

Buy Apartment Outside City Center (m2)

$2,198 €1,955

$1,917 ₱120.7K

14.66%

Average Monthly Net Salary (After Tax)

$3,628 €3,227

$346 ₱21.8K

948.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.08

7.2

-57.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for La Moraleja: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

La Moraleja

$686 40.4%

Cebu

$309 33.6% 55% $377

Groceries & Markets

La Moraleja

$287 16.9%

Cebu

$206 22.4% 28.4% $82

Eating Out

La Moraleja

$243 14.3%

Cebu

$88 9.6% 63.6% $154

Monthly Utilities & Internet

La Moraleja

$241 14.2%

Cebu

$162 17.6% 32.9% $79

Clothing & Footwear

La Moraleja

$128 7.5%

Cebu

$94 10.2% 26.4% $34

Sport & Entertainment

La Moraleja

$66 3.9%

Cebu

$44 4.8% 33.6% $22

Getting Around

La Moraleja

$50 3%

Cebu

$16 1.7% 69% $35

Cost Breakdown

A one-bedroom apartment in the center runs $903 in La Moraleja and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

La Moraleja pays 949% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in La Moraleja vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $287 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 La Moraleja

🇵🇭 Cebu

🕒 Local time

11:27 11:27 AM

17:27 5:27 PM

6 h ahead of La Moraleja

🌤 Weather

👥 Population

69,176

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

La Moraleja Cebu 12,210 km ≈ 16 h nonstop flight

From you

La Moraleja
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

La Moraleja vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 85% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 949% higher in La Moraleja, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $903 in La Moraleja versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,701 per month in La Moraleja versus $918 in Cebu – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 158% less than in La Moraleja. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,701 in La Moraleja, a $1,500 budget is realistic in Cebu but tight or insufficient in La Moraleja. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in La Moraleja, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, La Moraleja and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 85% less than in La Moraleja. Beyond cost, consider language, visa policies, and how big the international community is in each city.