Cost of Living Comparison Between Kyustendil and Ubud, Bali Cost of Living Comparison Between Kyustendil and Ubud, Bali

Monthly Cost of Living

A single person spends $842 per month in Kyustendil vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,281 per month in Kyustendil vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,720 per month in Kyustendil vs $3,275 in Ubud, Bali, rent included.

Kyustendil is about 39% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kyustendil sits 39% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.64 BGN 17.70

$3.33 Rp 58.7K

219.52%

Three-Course Dinner for Two, Mid-Range

$35.11 BGN 58.4

$35.82 Rp 630.7K

-1.98%

Fast Food Meal (McDonalds, etc)

$5.50 BGN 9.15

$5.63 Rp 99.1K

-2.31%

Cappuccino

$1.49 BGN 2.47

$2.82 Rp 49.7K

-47.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 BGN 1.96

$1.75 Rp 30.8K

-32.57%

Water (0.33 liter bottle)

$0.66 BGN 1.11

$0.80 Rp 14.0K

-17.50%

Local Beer (0.5 liter draught)

$1.18 BGN 1.96

$3.04 Rp 53.6K

-61.18%

Imported Beer (0.33 liter bottle)

$1.45 BGN 2.41

$4.30 Rp 75.7K

-66.28%

Milk (1 liter)

$1.67 BGN 2.78

$1.61 Rp 28.3K

3.73%

White Bread (500g)

$0.74 BGN 1.24

$2.27 Rp 39.9K

-67.40%

Rice (white) (1kg)

$1.55 BGN 2.59

$1.17 Rp 20.6K

32.48%

Eggs

$2.32 BGN 3.86

$2.17 Rp 38.2K

6.91%

Local Cheese (1kg)

$7.25 BGN 12.06

$17.63 Rp 310.5K

-58.88%

Chicken Fillets (1kg)

$4.26 BGN 7.09

$4.05 Rp 71.4K

5.19%

Beef Round Steak (1kg)

$7.62 BGN 12.68

$12.18 Rp 214.5K

-37.44%

Apples (1kg)

$0.79 BGN 1.32

$3.62 Rp 63.7K

-78.18%

Banana (1kg)

$1.78 BGN 2.96

$1.64 Rp 28.8K

8.54%

Oranges (1kg)

$1.22 BGN 2.03

$2.31 Rp 40.6K

-47.19%

Tomato (1kg)

$1.68 BGN 2.79

$1.96 Rp 34.5K

-14.29%

Potato (1kg)

$0.62 BGN 1.03

$1.84 Rp 32.5K

-66.30%

Onion (1kg)

$0.61 BGN 1.02

$2.37 Rp 41.7K

-74.26%

Lettuce (1 head)

$0.57 BGN 0.96

$1.05 Rp 18.5K

-45.71%

Water (1.5 liter bottle)

$0.64 BGN 1.06

$0.54 Rp 9,560

18.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.63 BGN 6.03

$2.30 Rp 40.6K

57.83%

Wine (Bottle)

$4.21 BGN 7.00

$23.08 Rp 406.4K

-81.76%

Local Beer (0.5 liter bottle)

$0.90 BGN 1.50

$2.34 Rp 41.2K

-61.54%

Imported Beer (0.33 liter bottle)

$0.69 BGN 1.15

$3.07 Rp 54.0K

-77.52%

One-way Ticket (Public Transport)

$0.92 BGN 1.54

$0.25 Rp 4,365

268.00%

Public Transport Monthly Pass (Regular Price)

$24.93 BGN 41.48

$9.42 Rp 165.9K

164.65%

Taxi Start (Normal Tariff)

$1.40 BGN 2.33

$0.49 Rp 8,631

185.71%

Taxi (Normal Tariff) (1km)

$0.62 BGN 1.03

$0.47 Rp 8,349

31.91%

Taxi 1hour Waiting (Normal Tariff)

$11.70 BGN 19.46

$5.60 Rp 98.6K

108.93%

Gasoline (1 liter)

$1.61 BGN 2.68

$0.81 Rp 14.2K

98.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.9K BGN 24.7K

$25.0K Rp 440.3M

-40.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.6K BGN 22.7K

$31.1K Rp 547.0M

-56.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.8 BGN 159

$82.7 Rp 1.5M

15.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.22 BGN 25.32

$6.49 Rp 114.2K

134.51%

Internet (50+ Mbps, Unlimited Data)

$12.49 BGN 20.78

$18.79 Rp 330.8K

-33.53%

Gym Membership (Monthly)

$31.64 BGN 52.6

$55.2 Rp 972.6K

-42.72%

Tennis Court (1 Hour on Weekend)

$17.98 BGN 29.91

$18.21 Rp 320.6K

-1.26%

Cinema Ticket

$4.14 BGN 6.89

$4.30 Rp 75.7K

-3.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 BGN 201

$494 Rp 8.7M

-75.52%

International Primary School, 1 Child (Yearly)

$2,336 BGN 3,887

$5,917 Rp 104.2M

-60.51%

Jeans (Levis 501 Or Similar)

$32.22 BGN 53.6

$46.28 Rp 814.8K

-30.38%

Summer Dress (H&M, Zara, etc)

$20.39 BGN 33.93

$36.44 Rp 641.6K

-44.05%

Sport Shoes (Adidas, Nike)

$63.5 BGN 106

$80.7 Rp 1.4M

-21.34%

Men's Leather Business Shoes

$47.58 BGN 79.2

$78.8 Rp 1.4M

-39.62%

1-bedroom Apartment, City Center (Monthly)

$349 BGN 580

$1,114 Rp 19.6M

-68.72%

1-bedroom Apartment, Outside City Center (Monthly)

$264 BGN 438

$693 Rp 12.2M

-61.99%

3-bedroom Apartment, City Center (Monthly)

$566 BGN 941

$3,639 Rp 64.1M

-84.46%

3-bedroom Apartment, Outside City Center (Monthly)

$423 BGN 704

$1,712 Rp 30.1M

-75.29%

Buy Apartment in City Center (m2)

$1,355 BGN 2,254

$2,761 Rp 48.6M

-50.92%

Buy Apartment Outside City Center (m2)

$1,101 BGN 1,831

$2,293 Rp 40.4M

-52.00%

Average Monthly Net Salary (After Tax)

$662 BGN 1,101

$167 Rp 2.9M

296.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

13.78

-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyustendil: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $349 in Kyustendil versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 296% higher in Kyustendil, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Kyustendil versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $161 vs $294 – making Kyustendil the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyustendil vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 64% more than Kyustendil, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,263 per month in Kyustendil and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kyustendil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 83% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Kyustendil and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kyustendil, where all-in costs run around $842, than in Ubud, Bali at $1,378. In Kyustendil it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kyustendil costs $842 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kyustendil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.