Last update: Oct 2026

Cost of Living Comparison Between Kyustendil and Ubud, Bali

For one person, living is cheaper in Kyustendil: $801 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Kyustendil
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Kyustendil Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kyustendil

🇧🇬 Bulgaria

$801

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyustendil and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyustendil and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $801 per month in Kyustendil vs $1,349 in Ubud, Bali, rent included.

Kyustendil $801
Ubud, Bali $1,349

A couple spends around $1,230 per month in Kyustendil vs $2,305 in Ubud, Bali, rent included.

Kyustendil $1,230
Ubud, Bali $2,305

A family of three spends $1,659 per month in Kyustendil vs $3,261 in Ubud, Bali, rent included.

Kyustendil $1,659
Ubud, Bali $3,261

Kyustendil is about 41% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$10.20 BGN 17.96

$3.32 Rp 60.4K

207.23%

Three-Course Dinner for Two, Mid-Range

$33.94 BGN 59.7

$35.64 Rp 647.8K

-4.77%

Fast Food Meal (McDonalds, etc)

$4.99 BGN 8.79

$5.53 Rp 100.6K

-9.76%

Cappuccino

$1.49 BGN 2.62

$2.72 Rp 49.4K

-45.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 BGN 1.89

$1.70 Rp 30.9K

-37.06%

Water (0.33 liter bottle)

$0.62 BGN 1.09

$0.76 Rp 13.8K

-18.42%

Local Beer (0.5 liter draught)

$1.16 BGN 2.04

$2.65 Rp 48.2K

-56.23%

Imported Beer (0.33 liter bottle)

$1.46 BGN 2.56

$4.38 Rp 79.6K

-66.67%

Milk (1 liter)

$1.61 BGN 2.84

$1.49 Rp 27.1K

8.05%

White Bread (500g)

$0.66 BGN 1.16

$2.28 Rp 41.4K

-71.05%

Rice (white) (1kg)

$1.44 BGN 2.54

$1.19 Rp 21.6K

21.01%

Eggs

$2.24 BGN 3.94

$2.04 Rp 37.0K

9.80%

Local Cheese (1kg)

$6.69 BGN 11.78

$17.70 Rp 321.7K

-62.20%

Chicken Fillets (1kg)

$4.05 BGN 7.13

$3.96 Rp 72.0K

2.27%

Beef Round Steak (1kg)

$7.60 BGN 13.38

$12.19 Rp 221.6K

-37.65%

Apples (1kg)

$0.72 BGN 1.27

$3.66 Rp 66.4K

-80.33%

Banana (1kg)

$1.72 BGN 3.02

$1.52 Rp 27.6K

13.16%

Oranges (1kg)

$1.16 BGN 2.03

$2.23 Rp 40.5K

-47.98%

Tomato (1kg)

$1.56 BGN 2.74

$1.97 Rp 35.9K

-20.81%

Potato (1kg)

$0.60 BGN 1.06

$1.85 Rp 33.6K

-67.57%

Onion (1kg)

$0.55 BGN 0.98

$2.42 Rp 44.1K

-77.27%

Lettuce (1 head)

$0.55 BGN 0.96

$0.99 Rp 18.0K

-44.44%

Water (1.5 liter bottle)

$0.58 BGN 1.03

$0.51 Rp 9,332

13.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.50 BGN 6.15

$2.22 Rp 40.4K

57.66%

Wine (Bottle)

$3.93 BGN 6.91

$22.24 Rp 404.2K

-82.33%

Local Beer (0.5 liter bottle)

$0.88 BGN 1.54

$2.26 Rp 41.1K

-61.06%

Imported Beer (0.33 liter bottle)

$0.71 BGN 1.25

$2.97 Rp 54.0K

-76.09%

One-way Ticket (Public Transport)

$0.89 BGN 1.57

$0.25 Rp 4,562

256.00%

Public Transport Monthly Pass (Regular Price)

$25.10 BGN 44.18

$7.82 Rp 142.2K

220.97%

Taxi Start (Normal Tariff)

$1.28 BGN 2.26

$0.44 Rp 7,989

190.91%

Taxi (Normal Tariff) (1km)

$0.61 BGN 1.08

$0.43 Rp 7,817

41.86%

Taxi 1hour Waiting (Normal Tariff)

$11.61 BGN 20.43

$5.41 Rp 98.3K

114.60%

Gasoline (1 liter)

$1.54 BGN 2.71

$0.82 Rp 15.0K

87.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.0K BGN 24.7K

$23.8K Rp 433.3M

-41.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.1K BGN 23.0K

$31.7K Rp 577.0M

-58.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.6 BGN 165

$79.1 Rp 1.4M

18.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.56 BGN 25.63

$6.45 Rp 117.2K

125.74%

Internet (50+ Mbps, Unlimited Data)

$11.95 BGN 21.04

$18.58 Rp 337.7K

-35.68%

Gym Membership (Monthly)

$32.33 BGN 56.9

$49.48 Rp 899.4K

-34.66%

Tennis Court (1 Hour on Weekend)

$17.26 BGN 30.38

$17.65 Rp 320.8K

-2.21%

Cinema Ticket

$3.93 BGN 6.91

$4.27 Rp 77.7K

-7.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 BGN 201

$491 Rp 8.9M

-76.74%

International Primary School, 1 Child (Yearly)

$2,286 BGN 4,023

$5,674 Rp 103.1M

-59.71%

Jeans (Levis 501 Or Similar)

$30.35 BGN 53.4

$44.64 Rp 811.4K

-32.01%

Summer Dress (H&M, Zara, etc)

$19.03 BGN 33.49

$34.95 Rp 635.3K

-45.55%

Sport Shoes (Adidas, Nike)

$60.8 BGN 107

$79.9 Rp 1.5M

-23.95%

Men's Leather Business Shoes

$44.99 BGN 79.2

$79.4 Rp 1.4M

-43.35%

1-bedroom Apartment, City Center (Monthly)

$336 BGN 591

$1,125 Rp 20.4M

-70.14%

1-bedroom Apartment, Outside City Center (Monthly)

$255 BGN 449

$671 Rp 12.2M

-62.01%

3-bedroom Apartment, City Center (Monthly)

$554 BGN 975

$3,565 Rp 64.8M

-84.45%

3-bedroom Apartment, Outside City Center (Monthly)

$405 BGN 712

$1,723 Rp 31.3M

-76.52%

Buy Apartment in City Center (m2)

$1,306 BGN 2,298

$2,732 Rp 49.6M

-52.20%

Buy Apartment Outside City Center (m2)

$1,113 BGN 1,959

$2,284 Rp 41.5M

-51.26%

Average Monthly Net Salary (After Tax)

$642 BGN 1,129

$164 Rp 3.0M

291.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

13.78

-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyustendil: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyustendil

$255 31.9%

Ubud, Bali

$672 49.8% 163% $416

Groceries & Markets

Kyustendil

$153 19.1%

Ubud, Bali

$288 21.4% 88.9% $136

Eating Out

Kyustendil

$130 16.2%

Ubud, Bali

$108 8% 17.1% $22

Monthly Utilities & Internet

Kyustendil

$120 15%

Ubud, Bali

$104 7.7% 13.4% $16

Clothing & Footwear

Kyustendil

$70 8.7%

Ubud, Bali

$108 8% 54% $38

Sport & Entertainment

Kyustendil

$40 5%

Ubud, Bali

$58 4.3% 44.4% $18

Getting Around

Kyustendil

$33 4.1%

Ubud, Bali

$11 0.9% 65.4% $22

Cost Breakdown

A central one-bedroom costs $336 in Kyustendil versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kyustendil are about 3.9 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34 in Kyustendil versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $153 vs $288 – making Kyustendil the more affordable choice for daily food spending.

Good to know

🇧🇬 Kyustendil

🇮🇩 Ubud, Bali

🕒 Local time

23:48 11:48 PM

05:48 5:48 AM

6 h ahead of Kyustendil

🌤 Weather

👥 Population

47,640

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 28, 2026: 1 USD = 1.76 BGN (1 BGN = 0.568 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Kyustendil Ubud, Bali 10,850 km ≈ 14 h nonstop flight

From you

Kyustendil
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyustendil vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 68% more than Kyustendil, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,201 per month in Kyustendil and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kyustendil, especially for central apartments: a one-bedroom in the center costs $336 there versus $1,125 in Ubud, Bali.

Groceries cost about 89% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $34 in Kyustendil and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$800 is a stretch for both – monthly costs hit $801 in Kyustendil and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kyustendil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.