Last update: Oct 2026

Cost of Living Comparison Between Kyustendil and Belgrade

For one person, living is cheaper in Kyustendil: $796 a month against $1,554 in Belgrade, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Kyustendil
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Kyustendil Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Kyustendil

🇧🇬 Bulgaria

$796

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyustendil and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyustendil and in Belgrade actually costs, broken down by who's living it.

A single person spends $796 per month in Kyustendil vs $1,554 in Belgrade, rent included.

Kyustendil $796
Belgrade $1,554

A couple spends around $1,225 per month in Kyustendil vs $2,337 in Belgrade, rent included.

Kyustendil $1,225
Belgrade $2,337

A family of three spends $1,653 per month in Kyustendil vs $3,121 in Belgrade, rent included.

Kyustendil $1,653
Belgrade $3,121

Kyustendil is about 49% cheaper than Belgrade, and outside of rent the biggest gap is in clothing.

Kyustendil sits 41% below the global median, while Belgrade is 15% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.21 BGN 17.76

$13.15 RSD 1,371

-22.36%

Three-Course Dinner for Two, Mid-Range

$33.94 BGN 59.1

$57.5 RSD 5,999

-41.01%

Fast Food Meal (McDonalds, etc)

$5.18 BGN 9.01

$13.38 RSD 1,394

-61.29%

Cappuccino

$1.42 BGN 2.47

$3.10 RSD 323

-54.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 BGN 1.93

$2.82 RSD 294

-60.64%

Water (0.33 liter bottle)

$0.66 BGN 1.14

$2.22 RSD 231

-70.27%

Local Beer (0.5 liter draught)

$1.15 BGN 2.00

$3.47 RSD 362

-66.86%

Imported Beer (0.33 liter bottle)

$1.44 BGN 2.51

$3.96 RSD 412

-63.64%

Milk (1 liter)

$1.61 BGN 2.80

$1.38 RSD 144

16.67%

White Bread (500g)

$0.71 BGN 1.23

$1.13 RSD 118

-37.17%

Rice (white) (1kg)

$1.50 BGN 2.60

$2.66 RSD 277

-43.61%

Eggs

$2.31 BGN 4.02

$2.78 RSD 290

-16.91%

Local Cheese (1kg)

$6.85 BGN 11.92

$10.99 RSD 1,146

-37.67%

Chicken Fillets (1kg)

$3.93 BGN 6.83

$6.56 RSD 684

-40.09%

Beef Round Steak (1kg)

$7.44 BGN 12.95

$15.07 RSD 1,571

-50.63%

Apples (1kg)

$0.72 BGN 1.25

$1.66 RSD 173

-56.63%

Banana (1kg)

$1.68 BGN 2.92

$1.79 RSD 186

-6.15%

Oranges (1kg)

$1.11 BGN 1.93

$1.87 RSD 195

-40.64%

Tomato (1kg)

$1.58 BGN 2.75

$3.03 RSD 315

-47.85%

Potato (1kg)

$0.61 BGN 1.06

$0.92 RSD 96.3

-33.70%

Onion (1kg)

$0.55 BGN 0.96

$0.71 RSD 73.8

-22.54%

Lettuce (1 head)

$0.56 BGN 0.97

$0.74 RSD 77.6

-24.32%

Water (1.5 liter bottle)

$0.62 BGN 1.08

$0.74 RSD 77.2

-16.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.47 BGN 6.03

$4.61 RSD 481

-24.73%

Wine (Bottle)

$4.07 BGN 7.08

$8.81 RSD 918

-53.80%

Local Beer (0.5 liter bottle)

$0.82 BGN 1.42

$0.89 RSD 92.7

-7.87%

Imported Beer (0.33 liter bottle)

$0.65 BGN 1.14

$1.45 RSD 151

-55.17%

One-way Ticket (Public Transport)

$0.90 BGN 1.57

Public Transport Monthly Pass (Regular Price)

$24.57 BGN 42.76

Taxi Start (Normal Tariff)

$1.28 BGN 2.23

$3.02 RSD 315

-57.62%

Taxi (Normal Tariff) (1km)

$0.66 BGN 1.14

$0.98 RSD 103

-32.65%

Taxi 1hour Waiting (Normal Tariff)

$11.21 BGN 19.50

$17.08 RSD 1,780

-34.37%

Gasoline (1 liter)

$1.61 BGN 2.80

$1.91 RSD 199

-15.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.2K BGN 24.7K

$31.0K RSD 3.2M

-54.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.3K BGN 23.1K

$24.7K RSD 2.6M

-46.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.8 BGN 162

$220 RSD 23.0K

-57.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.89 BGN 25.91

$24.41 RSD 2,544

-39.00%

Internet (50+ Mbps, Unlimited Data)

$12.09 BGN 21.03

$35.64 RSD 3,715

-66.08%

Gym Membership (Monthly)

$30.34 BGN 52.8

$41.20 RSD 4,295

-26.36%

Tennis Court (1 Hour on Weekend)

$17.35 BGN 30.19

$22.60 RSD 2,356

-23.23%

Cinema Ticket

$3.98 BGN 6.92

$8.59 RSD 896

-53.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 BGN 198

$424 RSD 44.2K

-73.18%

International Primary School, 1 Child (Yearly)

$2,325 BGN 4,045

$11.0K RSD 1.1M

-78.81%

Jeans (Levis 501 Or Similar)

$30.00 BGN 52.2

$111 RSD 11.5K

-72.88%

Summer Dress (H&M, Zara, etc)

$19.59 BGN 34.08

$47.28 RSD 4,929

-58.57%

Sport Shoes (Adidas, Nike)

$60.9 BGN 106

$113 RSD 11.8K

-46.15%

Men's Leather Business Shoes

$45.29 BGN 78.8

$157 RSD 16.3K

-71.08%

1-bedroom Apartment, City Center (Monthly)

$336 BGN 585

$805 RSD 83.9K

-58.26%

1-bedroom Apartment, Outside City Center (Monthly)

$252 BGN 439

$546 RSD 56.9K

-53.81%

3-bedroom Apartment, City Center (Monthly)

$554 BGN 963

$1,452 RSD 151.4K

-61.88%

3-bedroom Apartment, Outside City Center (Monthly)

$402 BGN 700

$931 RSD 97.0K

-56.79%

Buy Apartment in City Center (m2)

$1,315 BGN 2,287

$5,368 RSD 559.6K

-75.51%

Buy Apartment Outside City Center (m2)

$1,054 BGN 1,833

$3,155 RSD 328.9K

-66.61%

Average Monthly Net Salary (After Tax)

$646 BGN 1,125

$1,237 RSD 128.9K

-47.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

4.61

-35.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyustendil: October 12, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyustendil

$252 31.7%

Belgrade

$546 35.2% 117% $294

Groceries & Markets

Kyustendil

$153 19.2%

Belgrade

$241 15.5% 57.1% $87

Eating Out

Kyustendil

$130 16.3%

Belgrade

$228 14.7% 75.4% $98

Monthly Utilities & Internet

Kyustendil

$120 15.1%

Belgrade

$280 18.1% 134% $161

Clothing & Footwear

Kyustendil

$70 8.8%

Belgrade

$192 12.4% 175% $122

Sport & Entertainment

Kyustendil

$38 4.8%

Belgrade

$58 3.8% 52.5% $20

Getting Around

Kyustendil

$33 4.1%

Belgrade

$7.9 * 0.5% 75.7% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $336 in Kyustendil versus $805 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 91% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Kyustendil versus $58.0 in Belgrade. Monthly groceries follow the same trend: $153 vs $241 – making Kyustendil the more affordable choice for daily food spending.

Good to know

🇧🇬 Kyustendil

🇷🇸 Belgrade

🕒 Local time

06:16 6:16 AM

05:16 5:16 AM

1 h behind Kyustendil

🌤 Weather

👥 Population

47,640

1,197,714 Capital

💱 Currency

Bulgarian Lev BGN лв.

Serbian Dinar RSD din

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Serbian Dinar exchange rates as of October 19, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to BGN in detail →

On the map

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Kyustendil Belgrade 330 km

From you

Kyustendil
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyustendil vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $796 in Kyustendil, $1,554 in Belgrade – roughly 95% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,194 per month in Kyustendil and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kyustendil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $34.00 in Kyustendil and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 57% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kyustendil, where all-in costs run around $796, than in Belgrade at $1,554. In Kyustendil it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Kyustendil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kyustendil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.