Last update: Oct 2026

Cost of Living Comparison Between Kyiv and Lutsk

For one person, living is cheaper in Lutsk: $760 a month against $1,009 in Kyiv, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Kyiv
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Kyiv Living Index
37

Cost of Living Index in Lutsk
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Lutsk Living Index

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Kyiv

🇺🇦 Ukraine

$1,009

/mo nomad

Lutsk

🇺🇦 Ukraine

$760

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyiv and in Lutsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyiv and in Lutsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,009 in Kyiv versus $760 in Lutsk.

Kyiv $1,009
Lutsk $760

Estimated couple costs with rent: $1,576 in Kyiv versus $1,126 in Lutsk.

Kyiv $1,576
Lutsk $1,126

Monthly costs for a family of three with rent: $2,142 in Kyiv versus $1,492 in Lutsk.

Kyiv $2,142
Lutsk $1,492

Living in Kyiv is roughly 33% more expensive than in Lutsk, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kyiv 26% lower, Lutsk 44% lower.

Meal at Budget Restaurant

$11.05 ₴496

$3.34 ₴150

230.84%

Three-Course Dinner for Two, Mid-Range

$33.49 ₴1,503

$19.94 ₴895

67.95%

Fast Food Meal (McDonalds, etc)

$7.72 ₴347

$5.42 ₴243

42.44%

Cappuccino

$1.74 ₴78.2

$1.17 ₴52.6

48.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ₴32.69

$0.66 ₴29.59

10.61%

Water (0.33 liter bottle)

$0.59 ₴26.63

$0.33 ₴14.67

78.79%

Local Beer (0.5 liter draught)

$1.35 ₴60.8

$0.99 ₴44.59

36.36%

Imported Beer (0.33 liter bottle)

$2.02 ₴90.9

$1.60 ₴71.6

26.25%

Milk (1 liter)

$1.34 ₴60.4

$1.06 ₴47.56

26.42%

White Bread (500g)

$0.89 ₴39.81

$0.71 ₴31.78

25.35%

Rice (white) (1kg)

$1.43 ₴64.3

$2.37 ₴106

-39.66%

Eggs

$1.99 ₴89.3

$2.02 ₴90.8

-1.49%

Local Cheese (1kg)

$10.15 ₴456

$8.51 ₴382

19.27%

Chicken Fillets (1kg)

$5.40 ₴242

$4.07 ₴183

32.68%

Beef Round Steak (1kg)

$8.95 ₴402

$7.77 ₴349

15.19%

Apples (1kg)

$1.24 ₴55.7

$0.77 ₴34.66

61.04%

Banana (1kg)

$1.55 ₴69.5

$1.65 ₴74.0

-6.06%

Oranges (1kg)

$1.82 ₴81.6

$1.39 ₴62.5

30.94%

Tomato (1kg)

$2.68 ₴120

$3.61 ₴162

-25.76%

Potato (1kg)

$0.63 ₴28.44

$0.63 ₴28.14

Onion (1kg)

$0.45 ₴20.10

$0.40 ₴17.94

12.50%

Lettuce (1 head)

$1.50 ₴67.3

$1.36 ₴60.9

10.29%

Water (1.5 liter bottle)

$0.65 ₴29.24

$0.52 ₴23.45

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 ₴156

$2.71 ₴122

28.41%

Wine (Bottle)

$5.69 ₴256

$6.85 ₴307

-16.93%

Local Beer (0.5 liter bottle)

$0.93 ₴41.62

$0.83 ₴37.46

12.05%

Imported Beer (0.33 liter bottle)

$1.38 ₴61.9

$2.43 ₴109

-43.21%

One-way Ticket (Public Transport)

$0.69 ₴31.03

$0.41 ₴18.55

68.29%

Public Transport Monthly Pass (Regular Price)

$11.17 ₴502

$19.93 ₴895

-43.95%

Taxi Start (Normal Tariff)

$2.21 ₴99.1

$1.47 ₴66.1

50.34%

Taxi (Normal Tariff) (1km)

$0.45 ₴20.42

$0.30 ₴13.44

50.00%

Taxi 1hour Waiting (Normal Tariff)

$4.84 ₴217

$2.61 ₴117

85.44%

Gasoline (1 liter)

$1.76 ₴79.0

$1.53 ₴68.8

15.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K ₴1.4M

$29.2K ₴1.3M

4.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₴1.1M

$30.2K ₴1.4M

-15.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.5 ₴4,467

$84.4 ₴3,788

17.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.91 ₴310

$4.78 ₴215

44.56%

Internet (50+ Mbps, Unlimited Data)

$6.67 ₴299

$6.63 ₴297

0.60%

Gym Membership (Monthly)

$36.15 ₴1,623

$32.88 ₴1,476

9.95%

Tennis Court (1 Hour on Weekend)

$18.24 ₴819

$9.07 ₴407

101.10%

Cinema Ticket

$5.54 ₴248

$3.56 ₴160

55.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$410 ₴18.4K

$331 ₴14.9K

23.82%

International Primary School, 1 Child (Yearly)

$15.0K ₴675.1K

Jeans (Levis 501 Or Similar)

$75.3 ₴3,378

$49.69 ₴2,230

51.46%

Summer Dress (H&M, Zara, etc)

$40.20 ₴1,805

$47.77 ₴2,144

-15.85%

Sport Shoes (Adidas, Nike)

$94.6 ₴4,246

$101 ₴4,533

-6.35%

Men's Leather Business Shoes

$117 ₴5,264

$92.6 ₴4,154

26.71%

1-bedroom Apartment, City Center (Monthly)

$632 ₴28.4K

$324 ₴14.5K

95.28%

1-bedroom Apartment, Outside City Center (Monthly)

$342 ₴15.4K

$221 ₴9,898

55.23%

3-bedroom Apartment, City Center (Monthly)

$1,285 ₴57.7K

$427 ₴19.2K

200.57%

3-bedroom Apartment, Outside City Center (Monthly)

$624 ₴28.0K

$316 ₴14.2K

97.63%

Buy Apartment in City Center (m2)

$2,707 ₴121.5K

$981 ₴44.0K

176.12%

Buy Apartment Outside City Center (m2)

$1,118 ₴50.2K

$747 ₴33.5K

49.70%

Average Monthly Net Salary (After Tax)

$828 ₴37.2K

$415 ₴18.6K

99.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.88

-18.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: October 18, 2026

Last update for Lutsk: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyiv

$342 33.9%

Lutsk

$221 29% 35.6% $122

Groceries & Markets

Kyiv

$192 19%

Lutsk

$179 23.5% 6.8% $13

Eating Out

Kyiv

$149 14.7%

Lutsk

$69 9.1% 53.5% $79

Clothing & Footwear

Kyiv

$147 14.6%

Lutsk

$131 17.2% 11.1% $16

Monthly Utilities & Internet

Kyiv

$113 11.2%

Lutsk

$96 12.6% 15.3% $17

Sport & Entertainment

Kyiv

$47 4.7%

Lutsk

$40 5.3% 15.3% $7.2

Getting Around

Kyiv

$18 1.8%

Lutsk

$25 3.2% 33.3% $6.1

Cost Breakdown

A one-bedroom apartment in the center runs $632 in Kyiv and $324 in Lutsk. Housing cost is often the main lever when comparing two cities.

Kyiv pays 100% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Kyiv vs $20.00 in Lutsk for a mid-range dinner for two. Groceries echo the gap at $192 vs $179 per month, with Lutsk cheaper across the board.

Good to know

🇺🇦 Kyiv

🇺🇦 Lutsk

🕒 Local time

16:56 4:56 PM

Same time as Kyiv

🌤 Weather

👥 Population

2,908,249 Capital

217,502

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Lutsk: Cost of Living - Frequently Asked Questions

Lutsk is cheaper overall, especially in groceries, eating out, and clothing. The 33% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 100% higher in Kyiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $632 in Kyiv versus $324 in Lutsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Lutsk – a meal for two runs $20.00 versus $33.00 in Kyiv. If you eat out regularly, this makes a real dent in your monthly spending.

At $760 in Lutsk versus $1,009 in Kyiv, a $2,000 budget is realistic in Lutsk but tight or insufficient in Kyiv. The gap between the two cities makes Lutsk the clear choice for anyone on this budget.

For families, Lutsk is more practical. Housing and childcare are both notably cheaper than in Kyiv, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kyiv and Lutsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lutsk gentler on the wallet – expenses run 33% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.