Last update: Oct 2026

Cost of Living Comparison Between Kyiv and Chernihiv

For one person, living is cheaper in Chernihiv: $628 a month against $998 in Kyiv, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Kyiv
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Kyiv Living Index
31

Cost of Living Index in Chernihiv
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Chernihiv Living Index

Jump to prices

Kyiv

🇺🇦 Ukraine

$998

/mo nomad

Chernihiv

🇺🇦 Ukraine

$628

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyiv and in Chernihiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyiv and in Chernihiv actually costs, broken down by who's living it.

A single person spends $998 per month in Kyiv vs $628 in Chernihiv, rent included.

Kyiv $998
Chernihiv $628

A couple spends around $1,570 per month in Kyiv vs $951 in Chernihiv, rent included.

Kyiv $1,570
Chernihiv $951

A family of three spends $2,141 per month in Kyiv vs $1,274 in Chernihiv, rent included.

Kyiv $2,141
Chernihiv $1,274

Kyiv costs about 59% more than Chernihiv, and outside of rent the biggest gap is in clothing.

Both Kyiv and Chernihiv are more affordable than the global median – Kyiv 26% lower, Chernihiv 53% lower.

Meal at Budget Restaurant

$10.97 ₴493

$7.78 ₴349

41.00%

Three-Course Dinner for Two, Mid-Range

$33.87 ₴1,520

$21.22 ₴953

59.61%

Fast Food Meal (McDonalds, etc)

$7.60 ₴341

$4.78 ₴215

59.00%

Cappuccino

$1.67 ₴74.9

$1.09 ₴48.90

53.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ₴35.25

$0.50 ₴22.30

58.00%

Water (0.33 liter bottle)

$0.56 ₴25.02

$0.31 ₴14.07

80.65%

Local Beer (0.5 liter draught)

$1.31 ₴58.7

$0.75 ₴33.44

74.67%

Imported Beer (0.33 liter bottle)

$1.99 ₴89.2

$1.35 ₴60.7

47.41%

Milk (1 liter)

$1.31 ₴58.7

$1.13 ₴50.6

15.93%

White Bread (500g)

$0.90 ₴40.60

$0.66 ₴29.47

36.36%

Rice (white) (1kg)

$1.48 ₴66.6

$1.46 ₴65.7

1.37%

Eggs

$2.06 ₴92.7

$1.58 ₴70.7

30.38%

Local Cheese (1kg)

$10.07 ₴452

$4.88 ₴219

106.35%

Chicken Fillets (1kg)

$5.16 ₴232

$4.13 ₴185

24.94%

Beef Round Steak (1kg)

$8.81 ₴395

$7.41 ₴333

18.89%

Apples (1kg)

$1.19 ₴53.6

$0.89 ₴40.04

33.71%

Banana (1kg)

$1.51 ₴67.9

$1.24 ₴55.8

21.77%

Oranges (1kg)

$1.80 ₴80.9

$1.30 ₴58.5

38.46%

Tomato (1kg)

$2.71 ₴122

$1.56 ₴70.0

73.72%

Potato (1kg)

$0.60 ₴26.91

$0.87 ₴39.07

-31.03%

Onion (1kg)

$0.45 ₴20.24

$0.69 ₴30.77

-34.78%

Lettuce (1 head)

$1.46 ₴65.4

$0.90 ₴40.57

62.22%

Water (1.5 liter bottle)

$0.62 ₴27.82

$0.59 ₴26.66

5.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 ₴158

$2.61 ₴117

34.87%

Wine (Bottle)

$5.61 ₴252

$4.05 ₴182

38.52%

Local Beer (0.5 liter bottle)

$0.88 ₴39.57

$0.84 ₴37.61

4.76%

Imported Beer (0.33 liter bottle)

$1.44 ₴64.5

$1.26 ₴56.6

14.29%

One-way Ticket (Public Transport)

$0.59 ₴26.33

$0.40 ₴18.13

47.50%

Public Transport Monthly Pass (Regular Price)

$11.32 ₴508

$14.48 ₴650

-21.82%

Taxi Start (Normal Tariff)

$2.18 ₴98.1

$1.24 ₴55.7

75.81%

Taxi (Normal Tariff) (1km)

$0.42 ₴18.77

$0.17 ₴7.72

147.06%

Taxi 1hour Waiting (Normal Tariff)

$4.35 ₴195

$5.24 ₴235

-16.98%

Gasoline (1 liter)

$1.73 ₴77.6

$1.41 ₴63.2

22.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K ₴1.3M

$25.7K ₴1.2M

14.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ₴1.2M

$25.7K ₴1.2M

2.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.3 ₴4,411

$60.4 ₴2,710

62.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.97 ₴313

$5.92 ₴266

17.74%

Internet (50+ Mbps, Unlimited Data)

$6.77 ₴304

$4.29 ₴192

57.81%

Gym Membership (Monthly)

$36.79 ₴1,651

$26.17 ₴1,175

40.58%

Tennis Court (1 Hour on Weekend)

$18.38 ₴825

$6.63 ₴297

177.22%

Cinema Ticket

$5.45 ₴245

$4.18 ₴188

30.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$403 ₴18.1K

$226 ₴10.2K

77.93%

International Primary School, 1 Child (Yearly)

$15.0K ₴671.1K

Jeans (Levis 501 Or Similar)

$75.4 ₴3,383

$42.11 ₴1,890

78.98%

Summer Dress (H&M, Zara, etc)

$40.07 ₴1,798

$27.38 ₴1,229

46.35%

Sport Shoes (Adidas, Nike)

$95.5 ₴4,286

$69.3 ₴3,109

37.86%

Men's Leather Business Shoes

$119 ₴5,347

$79.2 ₴3,555

50.40%

1-bedroom Apartment, City Center (Monthly)

$621 ₴27.9K

$224 ₴10.0K

177.74%

1-bedroom Apartment, Outside City Center (Monthly)

$337 ₴15.1K

$166 ₴7,438

103.27%

3-bedroom Apartment, City Center (Monthly)

$1,252 ₴56.2K

$301 ₴13.5K

316.21%

3-bedroom Apartment, Outside City Center (Monthly)

$630 ₴28.3K

$224 ₴10.0K

181.52%

Buy Apartment in City Center (m2)

$2,648 ₴118.9K

$889 ₴39.9K

197.84%

Buy Apartment Outside City Center (m2)

$1,131 ₴50.8K

$637 ₴28.6K

77.66%

Average Monthly Net Salary (After Tax)

$813 ₴36.5K

$417 ₴18.7K

94.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.88

15.25

17.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: October 12, 2026

Last update for Chernihiv: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyiv

$337 33.7%

Chernihiv

$166 26.4% 50.8% $171

Groceries & Markets

Kyiv

$189 18.9%

Chernihiv

$142 22.6% 24.9% $47

Clothing & Footwear

Kyiv

$149 14.9%

Chernihiv

$98 15.6% 34% $50

Eating Out

Kyiv

$146 14.7%

Chernihiv

$99 15.8% 32.2% $47

Monthly Utilities & Internet

Kyiv

$112 11.2%

Chernihiv

$71 11.2% 37% $41

Sport & Entertainment

Kyiv

$48 4.8%

Chernihiv

$35 5.5% 27.6% $13

Getting Around

Kyiv

$18 1.8%

Chernihiv

$18 2.9% 1.4% $0.3

Cost Breakdown

A central one-bedroom costs $621 in Kyiv versus $224 in Chernihiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 95% higher in Kyiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Kyiv versus $21.00 in Chernihiv. Monthly groceries follow the same trend: $189 vs $142 – making Chernihiv the more affordable choice for daily food spending.

Good to know

🇺🇦 Kyiv

🇺🇦 Chernihiv

🕒 Local time

01:36 1:36 AM

Same time as Kyiv

🌤 Weather

👥 Population

2,908,249 Capital

293,969

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Chernihiv: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $998 in Kyiv, $628 in Chernihiv – roughly 59% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,498 per month in Kyiv and $943 in Chernihiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chernihiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $34.00 in Kyiv and $21.00 in Chernihiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $998 in Kyiv and $628 in Chernihiv. That's a gap of about 59%.

A $2,000 monthly budget goes further in Chernihiv, where all-in costs run around $628, than in Kyiv at $998. In Chernihiv it covers expenses comfortably, while in Kyiv it requires careful planning or may not stretch far enough.

It depends on your priorities. Kyiv has an edge in some lifestyle areas, with costs from $628 in Chernihiv to $998 in Kyiv. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chernihiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kyiv makes more sense. Both are solid long-term options with distinct trade-offs.