Last update: Oct 2026

Cost of Living Comparison Between Kyiv and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,005 in Kyiv, rent and utilities included – about $850 less a year. The total is higher in Kyiv despite lower rent and utilities.

Kyiv
🇺🇦 Ukraine
$1,005
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
Monthly Cost of Living

How much you'll spend in Kyiv and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyiv and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,005 in Kyiv versus $934 in Cebu.

  • Kyiv $1,005
  • Cebu $934

Estimated couple costs with rent: $1,556 in Kyiv versus $1,415 in Cebu.

  • Kyiv $1,556
  • Cebu $1,415

Monthly costs for a family of three with rent: $2,107 in Kyiv versus $1,896 in Cebu.

  • Kyiv $2,107
  • Cebu $1,896

Living in Kyiv is roughly 8% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kyiv 25% lower, Cebu 30% lower.

Currency
🍽 Eating Out
Kyiv
Cebu
Difference
Meal at Budget Restaurant
$11.04 ₴495
$3.03 ₱191
264.36%
Three-Course Dinner for Two, Mid-Range
$33.92 ₴1,522
$23.48 ₱1,476
44.46%
Fast Food Meal (McDonalds, etc)
$7.59 ₴340
$4.09 ₱257
85.57%
Cappuccino
$1.72 ₴77.2
$2.52 ₱158
-31.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 ₴37.58
$1.54 ₱97.2
-45.45%
Water (0.33 liter bottle)
$0.60 ₴26.73
$0.49 ₱31.06
22.45%
Local Beer (0.5 liter draught)
$1.32 ₴59.0
$1.79 ₱113
-26.26%
Imported Beer (0.33 liter bottle)
$1.97 ₴88.4
$2.26 ₱142
-12.83%
🛒 Groceries & Markets
Kyiv
Cebu
Difference
Milk (1 liter)
$1.36 ₴60.9
$1.95 ₱122
-30.26%
White Bread (500g)
$0.90 ₴40.34
$1.43 ₱89.9
-37.06%
Rice (white) (1kg)
$1.46 ₴65.4
$1.02 ₱64.0
43.14%
Eggs
$1.97 ₴88.2
$2.06 ₱129
-4.37%
Local Cheese (1kg)
$10.39 ₴466
$9.81 ₱617
5.91%
Chicken Fillets (1kg)
$5.41 ₴243
$4.61 ₱290
17.35%
Beef Round Steak (1kg)
$8.90 ₴399
$7.70 ₱484
15.58%
Apples (1kg)
$1.19 ₴53.3
$3.31 ₱208
-64.05%
Banana (1kg)
$1.55 ₴69.4
$1.45 ₱91.2
6.90%
Oranges (1kg)
$1.86 ₴83.6
$2.36 ₱148
-21.19%
Tomato (1kg)
$2.74 ₴123
$1.54 ₱96.6
77.92%
Potato (1kg)
$0.60 ₴27.07
$2.36 ₱148
-74.58%
Onion (1kg)
$0.49 ₴22.07
$1.99 ₱125
-75.38%
Lettuce (1 head)
$1.38 ₴62.1
$1.15 ₱72.3
20.00%
Water (1.5 liter bottle)
$0.60 ₴27.05
$0.67 ₱42.26
-10.45%
Cigarettes 20 Pack (Marlboro, Camel)
$3.41 ₴153
$3.00 ₱189
13.67%
Wine (Bottle)
$5.51 ₴247
$6.35 ₱399
-13.23%
Local Beer (0.5 liter bottle)
$0.95 ₴42.62
$1.31 ₱82.1
-27.48%
Imported Beer (0.33 liter bottle)
$1.36 ₴61.1
$1.73 ₱109
-21.39%
🚌 Getting Around
Kyiv
Cebu
Difference
One-way Ticket (Public Transport)
$0.57 ₴25.50
$0.25 ₱15.82
128.00%
Public Transport Monthly Pass (Regular Price)
$11.05 ₴496
$12.65 ₱796
-12.65%
Taxi Start (Normal Tariff)
$2.25 ₴101
$0.74 ₱46.44
204.05%
Taxi (Normal Tariff) (1km)
$0.43 ₴19.26
$0.21 ₱13.15
104.76%
Taxi 1hour Waiting (Normal Tariff)
$4.38 ₴196
$4.33 ₱272
1.15%
Gasoline (1 liter)
$1.72 ₴77.3
$1.33 ₱83.7
29.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K ₴1.3M
$21.8K ₱1.4M
32.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K ₴1.2M
$19.4K ₱1.2M
33.06%
🧾 Monthly Utilities & Internet
Kyiv
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.5 ₴4,464
$121 ₱7,583
-17.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.19 ₴323
$14.45 ₱909
-50.24%
Internet (50+ Mbps, Unlimited Data)
$6.47 ₴290
$28.29 ₱1,779
-77.13%
🎉 Sport & Entertainment
Kyiv
Cebu
Difference
Gym Membership (Monthly)
$36.23 ₴1,625
$32.68 ₱2,055
10.86%
Tennis Court (1 Hour on Weekend)
$18.79 ₴843
$6.39 ₱402
194.05%
Cinema Ticket
$5.65 ₴253
$5.46 ₱343
3.48%
🧸 Childcare & Education
Kyiv
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$411 ₴18.4K
$273 ₱17.2K
50.15%
International Primary School, 1 Child (Yearly)
$14.9K ₴667.4K
$8,156 ₱512.9K
82.38%
👕👟 Clothing & Footwear
Kyiv
Cebu
Difference
Jeans (Levis 501 Or Similar)
$74.0 ₴3,321
$49.57 ₱3,117
49.30%
Summer Dress (H&M, Zara, etc)
$39.09 ₴1,754
$24.87 ₱1,564
57.18%
Sport Shoes (Adidas, Nike)
$97.1 ₴4,354
$76.6 ₱4,817
26.71%
Men's Leather Business Shoes
$120 ₴5,369
$59.3 ₱3,727
101.96%
🏠 Accommodation & Living
Kyiv
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$626 ₴28.1K
$506 ₱31.8K
23.84%
1-bedroom Apartment, Outside City Center (Monthly)
$342 ₴15.4K
$309 ₱19.5K
10.60%
3-bedroom Apartment, City Center (Monthly)
$1,253 ₴56.2K
$1,052 ₱66.1K
19.09%
3-bedroom Apartment, Outside City Center (Monthly)
$616 ₴27.6K
$619 ₱38.9K
-0.51%
Buy Apartment in City Center (m2)
$2,637 ₴118.3K
$2,915 ₱183.4K
-9.57%
Buy Apartment Outside City Center (m2)
$1,132 ₴50.8K
$1,867 ₱117.4K
-39.38%
💵 Salaries & Financials
Kyiv
Cebu
Difference
Average Monthly Net Salary (After Tax)
$831 ₴37.3K
$341 ₱21.5K
143.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
17.88
7.2
148.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Kyiv
$342
Cebu
$309 9.6% $33
Groceries & Markets
Kyiv
$192
Cebu
$210 9.8% $19
Clothing & Footwear
Kyiv
$148
Cebu
$95 36.2% $54
Eating Out
Kyiv
$148
Cebu
$88 40.3% $60
Monthly Utilities & Internet
Kyiv
$113
Cebu
$163 44.3% $50
Sport & Entertainment
Kyiv
$48
Cebu
$44 8.2% $3.9
Getting Around
Kyiv
$18
Cebu
$15 12.9% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $626 in Kyiv and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Kyiv pays 144% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Kyiv vs $23.00 in Cebu. Groceries flip the comparison at $192 vs $210, with Kyiv cheaper for home cooking.

Good to know
🇺🇦 Kyiv
🇵🇭 Cebu
🕒 Local time
11:14 11:14 AM
16:14 4:14 PM
5 h ahead of Kyiv
🌤 Weather
👥 Population
2,908,249 Capital
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

Ukrainian Hryvnia exchange rates as of October 10, 2026: 1 USD = 44.86 UAH (100 UAH = 2.23 USD). 1 EUR = 50.32 UAH (100 UAH = 1.99 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Kyiv Cebu 9,360 km ≈ 12 h nonstop flight
From you
  • Kyiv
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kyiv vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Kyiv?
Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 8% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kyiv or Cebu?
Average pay runs 144% higher in Kyiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kyiv and Cebu?
Rent for a central apartment: $626 in Kyiv versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Kyiv and in Cebu?
All in, you'll spend $1,005 per month in Kyiv versus $934 in Cebu – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 14% less than in Kyiv. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Kyiv or in Cebu?
At $934 in Cebu versus $1,005 in Kyiv, a $1,500 budget is realistic in Cebu but tight or insufficient in Kyiv. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Kyiv or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kyiv, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kyiv or Cebu?
Safety-wise, Kyiv and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 8% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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