Last update: Oct 2026

Cost of Living Comparison Between Krems and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,986 in Krems, rent and utilities included – about $12,800 less a year. Rent and utilities account for about half of the difference.

96

Cost of Living Index in Krems
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Krems Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Krems

🇦🇹 Austria

$1,986

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Krems and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krems and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,986 in Krems versus $918 in Cebu.

Krems $1,986
Cebu $918

Estimated couple costs with rent: $3,023 in Krems versus $1,409 in Cebu.

Krems $3,023
Cebu $1,409

Monthly costs for a family of three with rent: $4,060 in Krems versus $1,900 in Cebu.

Krems $4,060
Cebu $1,900

Living in Krems is roughly 116% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Krems is 47% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.82 €15.03

$3.09 ₱194

444.34%

Three-Course Dinner for Two, Mid-Range

$77.5 €69.3

$24.22 ₱1,519

219.98%

Fast Food Meal (McDonalds, etc)

$12.50 €11.17

$3.92 ₱246

218.88%

Cappuccino

$4.53 €4.05

$2.51 ₱157

80.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.89 €3.47

$1.59 ₱99.8

144.65%

Water (0.33 liter bottle)

$2.80 €2.50

$0.53 ₱33.31

428.30%

Local Beer (0.5 liter draught)

$5.92 €5.29

$1.78 ₱112

232.58%

Imported Beer (0.33 liter bottle)

$5.48 €4.90

$2.17 ₱136

152.53%

Milk (1 liter)

$1.49 €1.33

$1.92 ₱120

-22.40%

White Bread (500g)

$2.26 €2.02

$1.36 ₱85.1

66.18%

Rice (white) (1kg)

$1.75 €1.56

$1.01 ₱63.3

73.27%

Eggs

$3.71 €3.32

$2.03 ₱127

82.76%

Local Cheese (1kg)

$19.12 €17.09

$9.86 ₱619

93.91%

Chicken Fillets (1kg)

$8.94 €7.99

$4.39 ₱276

103.64%

Beef Round Steak (1kg)

$21.71 €19.40

$7.60 ₱477

185.66%

Apples (1kg)

$2.67 €2.38

$3.30 ₱207

-19.09%

Banana (1kg)

$2.37 €2.12

$1.39 ₱87.4

70.50%

Oranges (1kg)

$2.73 €2.44

$2.33 ₱146

17.17%

Tomato (1kg)

$5.34 €4.77

$1.50 ₱93.9

256.00%

Potato (1kg)

$1.70 €1.52

$2.36 ₱148

-27.97%

Onion (1kg)

$2.35 €2.10

$1.90 ₱119

23.68%

Lettuce (1 head)

$2.00 €1.79

$1.19 ₱74.6

68.07%

Water (1.5 liter bottle)

$0.74 €0.67

$0.63 ₱39.56

17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$6.90 €6.17

$3.00 ₱188

130.00%

Wine (Bottle)

$6.71 €6.00

$6.03 ₱378

11.28%

Local Beer (0.5 liter bottle)

$0.70 €0.63

$1.23 ₱77.4

-43.09%

Imported Beer (0.33 liter bottle)

$1.67 €1.49

$1.75 ₱110

-4.57%

One-way Ticket (Public Transport)

$2.41 €2.16

$0.25 ₱15.80

864.00%

Public Transport Monthly Pass (Regular Price)

$51.6 €46.13

$12.64 ₱792

308.39%

Taxi Start (Normal Tariff)

$7.04 €6.29

$0.77 ₱48.43

814.29%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.23 ₱14.47

395.65%

Taxi 1hour Waiting (Normal Tariff)

$27.36 €24.45

$4.46 ₱279

513.45%

Gasoline (1 liter)

$1.90 €1.70

$1.31 ₱82.5

45.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K €26.2K

$21.2K ₱1.3M

38.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K €25.9K

$19.1K ₱1.2M

51.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 €260

$120 ₱7,540

142.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.10 €9.03

$14.00 ₱878

-27.86%

Internet (50+ Mbps, Unlimited Data)

$40.33 €36.04

$27.54 ₱1,727

46.44%

Gym Membership (Monthly)

$54.8 €48.97

$32.33 ₱2,028

69.50%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

Cinema Ticket

$13.87 €12.39

$5.65 ₱354

145.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$450 €402

$275 ₱17.3K

63.44%

International Primary School, 1 Child (Yearly)

$13.7K €12.3K

$7,918 ₱496.6K

73.63%

Jeans (Levis 501 Or Similar)

$98.7 €88.2

$49.33 ₱3,094

100.06%

Summer Dress (H&M, Zara, etc)

$39.85 €35.61

$25.24 ₱1,583

57.88%

Sport Shoes (Adidas, Nike)

$129 €115

$77.0 ₱4,827

67.09%

Men's Leather Business Shoes

$126 €113

$57.2 ₱3,587

121.07%

1-bedroom Apartment, City Center (Monthly)

$687 €614

$500 ₱31.3K

37.52%

1-bedroom Apartment, Outside City Center (Monthly)

$678 €606

$309 ₱19.4K

119.63%

3-bedroom Apartment, City Center (Monthly)

$1,446 €1,292

$1,078 ₱67.6K

34.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,213 €1,084

$615 ₱38.6K

97.17%

Buy Apartment in City Center (m2)

$2,886 ₱181.0K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.2K

Average Monthly Net Salary (After Tax)

$2,627 €2,347

$346 ₱21.7K

659.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.66

7.2

-49.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krems: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krems

$678 34.1%

Cebu

$309 33.6% 54.5% $369

Monthly Utilities & Internet

Krems

$342 17.2%

Cebu

$162 17.6% 52.7% $180

Groceries & Markets

Krems

$339 17.1%

Cebu

$206 22.4% 39.2% $133

Eating Out

Krems

$294 14.8%

Cebu

$88 9.6% 70% $206

Clothing & Footwear

Krems

$177 8.9%

Cebu

$94 10.2% 47% $83

Sport & Entertainment

Krems

$83 4.2%

Cebu

$44 4.8% 47.2% $39

Getting Around

Krems

$74 3.7%

Cebu

$16 1.7% 79% $58

Cost Breakdown

A one-bedroom apartment in the center runs $687 in Krems and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Krems pays 659% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Krems vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $339 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇹 Krems

🇵🇭 Cebu

🕒 Local time

01:56 1:56 AM

07:56 7:56 AM

6 h ahead of Krems

🌤 Weather

👥 Population

12,500

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 13, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.19 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

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Between locations

Krems Cebu 10,460 km ≈ 14 h nonstop flight

From you

Krems
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krems vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 116% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 659% higher in Krems, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $687 in Krems versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,986 per month in Krems versus $918 in Cebu – a 116% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 308% less than in Krems. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,986 in Krems, a $1,500 budget is realistic in Cebu but tight or insufficient in Krems. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Krems, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Krems and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 116% less than in Krems. Beyond cost, consider language, visa policies, and how big the international community is in each city.