Cost of Living Comparison Between Kozani and Setubal Cost of Living Comparison Between Kozani and Setubal

Monthly Cost of Living

A single person spends $1,328 per month in Kozani vs $1,668 in Setubal, rent included.

A couple spends around $1,940 per month in Kozani vs $2,390 in Setubal, rent included.

A family of three spends $2,552 per month in Kozani vs $3,113 in Setubal, rent included.

Kozani is about 20% cheaper than Setubal, driven mainly by Eating Out.

Kozani sits 1% below the global median, while Setubal is 24% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.72 €10.08

$11.37 €9.78

3.08%

Three-Course Dinner for Two, Mid-Range

$45.58 €39.21

$46.04 €39.60

-1.00%

Fast Food Meal (McDonalds, etc)

$10.25 €8.82

$8.98 €7.73

14.14%

Cappuccino

$3.06 €2.63

$2.00 €1.72

53.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 €1.48

$1.75 €1.51

-1.71%

Water (0.33 liter bottle)

$0.56 €0.48

$1.28 €1.10

-56.25%

Local Beer (0.5 liter draught)

$4.65 €4.00

$2.37 €2.04

96.20%

Imported Beer (0.33 liter bottle)

$5.04 €4.33

$3.57 €3.07

41.18%

Milk (1 liter)

$1.52 €1.31

$1.06 €0.91

43.40%

White Bread (500g)

$1.40 €1.20

$1.77 €1.52

-20.90%

Rice (white) (1kg)

$2.05 €1.76

$1.92 €1.65

6.77%

Eggs

$3.44 €2.96

$3.01 €2.59

14.29%

Local Cheese (1kg)

$13.32 €11.46

$11.27 €9.70

18.19%

Chicken Fillets (1kg)

$8.82 €7.58

$7.98 €6.86

10.53%

Beef Round Steak (1kg)

$13.39 €11.52

$14.08 €12.11

-4.90%

Apples (1kg)

$1.71 €1.47

$2.57 €2.21

-33.46%

Banana (1kg)

$1.69 €1.46

$1.51 €1.30

11.92%

Oranges (1kg)

$1.64 €1.41

$1.76 €1.52

-6.82%

Tomato (1kg)

$1.77 €1.52

$2.99 €2.58

-40.80%

Potato (1kg)

$1.10 €0.95

$1.31 €1.13

-16.03%

Onion (1kg)

$0.87 €0.75

$1.80 €1.55

-51.67%

Lettuce (1 head)

$1.10 €0.95

$1.60 €1.38

-31.25%

Water (1.5 liter bottle)

$0.81 €0.70

$0.88 €0.76

-7.95%

Cigarettes 20 Pack (Marlboro, Camel)

$5.30 €4.56

$6.20 €5.33

-14.52%

Wine (Bottle)

$9.07 €7.80

$4.68 €4.03

93.80%

Local Beer (0.5 liter bottle)

$2.02 €1.74

$1.09 €0.93

85.32%

Imported Beer (0.33 liter bottle)

$2.82 €2.43

$2.70 €2.32

4.44%

One-way Ticket (Public Transport)

$1.63 €1.40

$4.29 €3.69

-62.00%

Public Transport Monthly Pass (Regular Price)

$46.26 €39.79

$47.11 €40.52

-1.80%

Taxi Start (Normal Tariff)

$4.59 €3.95

$3.68 €3.16

24.73%

Taxi (Normal Tariff) (1km)

$1.03 €0.89

Taxi 1hour Waiting (Normal Tariff)

$13.84 €11.90

$14.54 €12.51

-4.81%

Gasoline (1 liter)

$2.05 €1.76

$1.97 €1.70

4.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K €26.9K

$38.8K €33.4K

-19.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K €26.8K

$39.9K €34.3K

-21.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 €189

$102 €87.7

115.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.58 €20.28

$21.19 €18.23

11.28%

Internet (50+ Mbps, Unlimited Data)

$30.46 €26.20

$41.62 €35.80

-26.81%

Gym Membership (Monthly)

$45.51 €39.15

$31.03 €26.69

46.66%

Tennis Court (1 Hour on Weekend)

$25.94 €22.31

$16.35 €14.06

58.65%

Cinema Ticket

$9.28 €7.98

$7.97 €6.85

16.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$421 €362

$350 €301

20.36%

International Primary School, 1 Child (Yearly)

$8,389 €7,216

$7,286 €6,268

15.13%

Jeans (Levis 501 Or Similar)

$84.5 €72.7

$69.6 €59.8

21.54%

Summer Dress (H&M, Zara, etc)

$36.80 €31.66

$33.84 €29.11

8.75%

Sport Shoes (Adidas, Nike)

$87.6 €75.3

$71.2 €61.2

23.07%

Men's Leather Business Shoes

$61.9 €53.2

$99.0 €85.2

-37.50%

1-bedroom Apartment, City Center (Monthly)

$390 €336

$957 €823

-59.26%

1-bedroom Apartment, Outside City Center (Monthly)

$326 €281

$829 €713

-60.66%

3-bedroom Apartment, City Center (Monthly)

$518 €446

$1,381 €1,188

-62.47%

3-bedroom Apartment, Outside City Center (Monthly)

$452 €389

$1,144 €984

-60.49%

Buy Apartment in City Center (m2)

$2,331 €2,005

$4,333 €3,727

-46.20%

Buy Apartment Outside City Center (m2)

$1,924 €1,655

$2,441 €2,100

-21.17%

Average Monthly Net Salary (After Tax)

$1,154 €993

$1,343 €1,156

-14.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.26

5.01

-14.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kozani: June 1, 2026

Last update for Setubal: June 1, 2026

Cost Breakdown

A central one-bedroom costs $390 in Kozani versus $957 in Setubal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Setubal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Kozani versus $46.00 in Setubal. Groceries tell a different story – $263 in Kozani vs $253 in Setubal – so Setubal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kozani vs Setubal: Cost of Living - Frequently Asked Questions

Setubal costs about 26% more than Kozani, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,992 per month in Kozani and $2,502 in Setubal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kozani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $421 per month in Kozani and $350 in Setubal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 4% cheaper in Setubal – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Kozani, where all-in costs run around $1,328, than in Setubal at $1,668. In Kozani it covers expenses comfortably, while in Setubal it requires careful planning or may not stretch far enough.

Families tend to lean toward Kozani – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kozani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Setubal makes more sense. Both are solid long-term options with distinct trade-offs.