Last update: Oct 2026

Cost of Living Comparison Between Setubal and Kozani

For one person, living is cheaper in Kozani: $1,284 a month against $1,634 in Setubal, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Setubal outweigh lower spending on other living expenses.

80

Cost of Living Index in Setubal
Learn more

Setubal Living Index
63

Cost of Living Index in Kozani
Learn more

Kozani Living Index

Jump to prices

Setubal

🇵🇹 Portugal

$1,634

/mo nomad

Kozani

🇬🇷 Greece

$1,284

/mo nomad

Monthly Cost of Living

How much you'll spend in Setubal and in Kozani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Setubal and in Kozani actually costs, broken down by who's living it.

A single person spends $1,634 per month in Setubal vs $1,284 in Kozani, rent included.

Setubal $1,634
Kozani $1,284

A couple spends around $2,343 per month in Setubal vs $1,879 in Kozani, rent included.

Setubal $2,343
Kozani $1,879

A family of three spends $3,052 per month in Setubal vs $2,474 in Kozani, rent included.

Setubal $3,052
Kozani $2,474

Setubal costs about 27% more than Kozani, and outside of rent the biggest gap is in groceries.

Setubal sits 21% above the global median, while Kozani is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.33 €10.97

$11.21 €9.97

9.99%

Three-Course Dinner for Two, Mid-Range

$47.13 €41.92

$44.18 €39.30

6.68%

Fast Food Meal (McDonalds, etc)

$9.15 €8.14

$10.96 €9.74

-16.51%

Cappuccino

$2.01 €1.79

$2.84 €2.53

-29.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 €1.81

$1.64 €1.45

23.78%

Water (0.33 liter bottle)

$1.52 €1.35

$0.54 €0.48

181.48%

Local Beer (0.5 liter draught)

$2.19 €1.95

$4.56 €4.05

-51.97%

Imported Beer (0.33 liter bottle)

$3.31 €2.94

$4.84 €4.31

-31.61%

Milk (1 liter)

$1.06 €0.95

$1.64 €1.46

-35.37%

White Bread (500g)

$1.48 €1.32

$1.71 €1.52

-13.45%

Rice (white) (1kg)

$1.70 €1.51

$1.94 €1.72

-12.37%

Eggs

$3.26 €2.90

$3.33 €2.96

-2.10%

Local Cheese (1kg)

$11.73 €10.43

$13.16 €11.70

-10.87%

Chicken Fillets (1kg)

$7.43 €6.61

$8.38 €7.46

-11.34%

Beef Round Steak (1kg)

$14.71 €13.08

$12.61 €11.21

16.65%

Apples (1kg)

$2.31 €2.05

$1.65 €1.47

40.00%

Banana (1kg)

$1.37 €1.22

$1.64 €1.46

-16.46%

Oranges (1kg)

$1.76 €1.57

$1.54 €1.37

14.29%

Tomato (1kg)

$2.79 €2.48

$1.62 €1.44

72.22%

Potato (1kg)

$1.64 €1.46

$1.01 €0.90

62.38%

Onion (1kg)

$2.02 €1.80

$0.85 €0.75

137.65%

Lettuce (1 head)

$1.48 €1.32

$1.27 €1.13

16.54%

Water (1.5 liter bottle)

$0.72 €0.64

$0.89 €0.79

-19.10%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 €5.05

$5.12 €4.55

10.94%

Wine (Bottle)

$4.35 €3.87

$8.81 €7.83

-50.62%

Local Beer (0.5 liter bottle)

$0.92 €0.82

$1.99 €1.77

-53.77%

Imported Beer (0.33 liter bottle)

$2.17 €1.93

$3.13 €2.79

-30.67%

One-way Ticket (Public Transport)

$4.33 €3.85

$1.65 €1.47

162.42%

Public Transport Monthly Pass (Regular Price)

$45.52 €40.49

$41.77 €37.16

8.98%

Taxi Start (Normal Tariff)

$3.70 €3.29

$4.15 €3.69

-10.84%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$1.11 €0.98

22.52%

Taxi 1hour Waiting (Normal Tariff)

$14.10 €12.54

$16.64 €14.80

-15.26%

Gasoline (1 liter)

$2.12 €1.89

$1.97 €1.75

7.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.1K

$28.3K €25.2K

19.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €33.6K

$31.1K €27.7K

21.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 €89.2

$217 €193

-53.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.39 €18.14

$23.22 €20.66

-12.19%

Internet (50+ Mbps, Unlimited Data)

$32.54 €28.95

$29.90 €26.60

8.83%

Gym Membership (Monthly)

$30.94 €27.52

$43.48 €38.68

-28.84%

Tennis Court (1 Hour on Weekend)

$15.90 €14.15

$23.90 €21.26

-33.47%

Cinema Ticket

$7.95 €7.08

$8.70 €7.73

-8.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$575 €511

$401 €357

43.27%

International Primary School, 1 Child (Yearly)

$10.6K €9,430

$9,068 €8,066

16.90%

Jeans (Levis 501 Or Similar)

$66.8 €59.4

$84.6 €75.2

-21.04%

Summer Dress (H&M, Zara, etc)

$37.46 €33.32

$45.09 €40.10

-16.92%

Sport Shoes (Adidas, Nike)

$70.3 €62.5

$82.5 €73.4

-14.79%

Men's Leather Business Shoes

$94.9 €84.5

$61.2 €54.5

55.03%

1-bedroom Apartment, City Center (Monthly)

$993 €884

$387 €344

156.87%

1-bedroom Apartment, Outside City Center (Monthly)

$814 €724

$314 €280

158.84%

3-bedroom Apartment, City Center (Monthly)

$1,586 €1,411

$511 €454

210.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,159 €1,031

$428 €380

170.95%

Buy Apartment in City Center (m2)

$4,100 €3,647

$2,180 €1,939

88.08%

Buy Apartment Outside City Center (m2)

$2,343 €2,084

$1,867 €1,661

25.51%

Average Monthly Net Salary (After Tax)

$1,246 €1,109

$1,086 €966

14.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

4.26

-9.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setubal: October 13, 2026

Last update for Kozani: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Setubal

$814 49.8%

Kozani

$314 24.5% 61.4% $499

Groceries & Markets

Setubal

$244 14.9%

Kozani

$260 20.3% 6.9% $17

Eating Out

Setubal

$182 11.1%

Kozani

$198 15.4% 8.7% $16

Monthly Utilities & Internet

Setubal

$153 9.4%

Kozani

$270 21% 76% $117

Clothing & Footwear

Setubal

$121 7.4%

Kozani

$123 9.6% 1.5% $1.8

Getting Around

Setubal

$73 4.5%

Kozani

$58 4.5% 20.8% $15

Sport & Entertainment

Setubal

$47 2.9%

Kozani

$61 4.7% 29.9% $14

Cost Breakdown

A central one-bedroom costs $993 in Setubal versus $387 in Kozani. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Setubal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Setubal versus $44.00 in Kozani. Groceries tell a different story – $244 in Setubal vs $260 in Kozani – so Setubal wins on supermarket bills even if dining out costs more.

Good to know

🇵🇹 Setubal

🇬🇷 Kozani

🕒 Local time

12:05 12:05 PM

14:05 2:05 PM

2 h ahead of Setubal

🌤 Weather

👥 Population

123,519

35,242

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Setubal Kozani 2,630 km ≈ 3 h 45 min nonstop flight

From you

Setubal
Kozani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setubal vs Kozani: Cost of Living - Frequently Asked Questions

Setubal costs about 27% more than Kozani, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,451 per month in Setubal and $1,927 in Kozani. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kozani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $575 per month in Setubal and $401 in Kozani. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 7% cheaper in Setubal – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Kozani, where all-in costs run around $1,284, than in Setubal at $1,634. In Kozani it covers expenses comfortably, while in Setubal it requires careful planning or may not stretch far enough.

Families tend to lean toward Kozani – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kozani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Setubal makes more sense. Both are solid long-term options with distinct trade-offs.