Cost of Living Comparison Between Setubal and Kozani Cost of Living Comparison Between Setubal and Kozani

Monthly Cost of Living

A single person spends $1,655 per month in Setubal vs $1,325 in Kozani, rent included.

A couple spends around $2,369 per month in Setubal vs $1,947 in Kozani, rent included.

A family of three spends $3,083 per month in Setubal vs $2,570 in Kozani, rent included.

Setubal costs about 25% more than Kozani, driven mainly by Eating Out.

Setubal sits 24% above the global median, while Kozani is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.51 €10.07

$11.53 €10.09

-0.17%

Three-Course Dinner for Two, Mid-Range

$45.81 €40.08

$45.72 €40.00

0.20%

Fast Food Meal (McDonalds, etc)

$9.48 €8.29

$10.54 €9.22

-10.06%

Cappuccino

$1.99 €1.74

$3.07 €2.69

-35.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 €1.48

$1.72 €1.50

-1.74%

Water (0.33 liter bottle)

$1.22 €1.07

$0.60 €0.53

103.33%

Local Beer (0.5 liter draught)

$2.24 €1.96

$4.72 €4.13

-52.54%

Imported Beer (0.33 liter bottle)

$3.49 €3.06

$4.97 €4.35

-29.78%

Milk (1 liter)

$1.09 €0.96

$1.47 €1.28

-25.85%

White Bread (500g)

$1.75 €1.53

$1.44 €1.26

21.53%

Rice (white) (1kg)

$1.95 €1.71

$1.97 €1.73

-1.02%

Eggs

$2.97 €2.60

$3.33 €2.92

-10.81%

Local Cheese (1kg)

$11.40 €9.97

$13.37 €11.70

-14.73%

Chicken Fillets (1kg)

$7.91 €6.92

$8.89 €7.78

-11.02%

Beef Round Steak (1kg)

$14.28 €12.49

$13.03 €11.40

9.59%

Apples (1kg)

$2.59 €2.26

$1.64 €1.44

57.93%

Banana (1kg)

$1.51 €1.32

$1.79 €1.57

-15.64%

Oranges (1kg)

$1.78 €1.56

$1.56 €1.37

14.10%

Tomato (1kg)

$2.86 €2.51

$1.70 €1.49

68.24%

Potato (1kg)

$1.36 €1.19

$1.05 €0.92

29.52%

Onion (1kg)

$1.88 €1.65

$0.87 €0.76

116.09%

Lettuce (1 head)

$1.59 €1.39

$1.10 €0.96

44.55%

Water (1.5 liter bottle)

$0.88 €0.77

$0.86 €0.75

2.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.87 €5.14

$5.09 €4.46

15.32%

Wine (Bottle)

$4.60 €4.02

$9.07 €7.94

-49.28%

Local Beer (0.5 liter bottle)

$1.14 €1.00

$2.02 €1.77

-43.56%

Imported Beer (0.33 liter bottle)

$2.63 €2.30

$2.77 €2.42

-5.05%

One-way Ticket (Public Transport)

$4.36 €3.81

$1.71 €1.50

154.97%

Public Transport Monthly Pass (Regular Price)

$46.69 €40.85

$46.76 €40.91

-0.15%

Taxi Start (Normal Tariff)

$3.68 €3.22

$4.54 €3.97

-18.94%

Taxi (Normal Tariff) (1km)

$1.01 €0.89

Taxi 1hour Waiting (Normal Tariff)

$14.62 €12.79

$13.44 €11.76

8.78%

Gasoline (1 liter)

$1.94 €1.70

$2.12 €1.85

-8.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K €33.6K

$31.0K €27.1K

23.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €34.2K

$31.3K €27.4K

24.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 €90.4

$214 €187

-51.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.96 €18.34

$24.00 €20.99

-12.67%

Internet (50+ Mbps, Unlimited Data)

$41.65 €36.44

$30.37 €26.57

37.14%

Gym Membership (Monthly)

$30.92 €27.05

$44.06 €38.55

-29.82%

Tennis Court (1 Hour on Weekend)

$15.96 €13.96

$26.12 €22.85

-38.90%

Cinema Ticket

$8.05 €7.05

$9.14 €7.99

-11.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$352 €308

$417 €364

-15.52%

International Primary School, 1 Child (Yearly)

$7,187 €6,288

$8,304 €7,265

-13.46%

Jeans (Levis 501 Or Similar)

$69.3 €60.6

$84.1 €73.5

-17.56%

Summer Dress (H&M, Zara, etc)

$33.82 €29.59

$36.90 €32.28

-8.35%

Sport Shoes (Adidas, Nike)

$71.3 €62.4

$86.3 €75.5

-17.39%

Men's Leather Business Shoes

$99.1 €86.7

$61.3 €53.6

61.71%

1-bedroom Apartment, City Center (Monthly)

$968 €847

$391 €342

147.65%

1-bedroom Apartment, Outside City Center (Monthly)

$810 €709

$334 €292

142.51%

3-bedroom Apartment, City Center (Monthly)

$1,353 €1,184

$515 €451

162.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,147 €1,003

$457 €400

150.78%

Buy Apartment in City Center (m2)

$4,201 €3,676

$2,224 €1,946

88.87%

Buy Apartment Outside City Center (m2)

$2,365 €2,070

$1,937 €1,695

22.12%

Average Monthly Net Salary (After Tax)

$1,310 €1,146

$1,113 €973

17.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

4.26

17.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setubal: July 12, 2026

Last update for Kozani: July 12, 2026

Cost Breakdown

A central one-bedroom costs $968 in Setubal versus $391 in Kozani. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Setubal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Setubal versus $46.00 in Kozani. Monthly groceries follow the same trend: $253 vs $261 – making Setubal the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setubal vs Kozani: Cost of Living - Frequently Asked Questions

Setubal costs about 25% more than Kozani, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,482 per month in Setubal and $1,987 in Kozani. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kozani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $352 per month in Setubal and $417 in Kozani. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 3% cheaper in Setubal – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Kozani, where all-in costs run around $1,325, than in Setubal at $1,655. In Kozani it covers expenses comfortably, while in Setubal it requires careful planning or may not stretch far enough.

Families tend to lean toward Kozani – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kozani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Setubal makes more sense. Both are solid long-term options with distinct trade-offs.