Last update: Oct 2026

Cost of Living Comparison Between Kotor and Austin, TX

For one person, living is cheaper in Kotor: $1,525 a month against $2,663 in Austin, TX, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Kotor
Learn more

Kotor Living Index
130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Kotor

🇲🇪 Montenegro

$1,525

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Kotor and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kotor and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,525 in Kotor versus $2,663 in Austin, TX.

Kotor $1,525
Austin, TX $2,663

Estimated couple costs with rent: $2,419 in Kotor versus $4,133 in Austin, TX.

Kotor $2,419
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,313 in Kotor versus $5,603 in Austin, TX.

Kotor $3,313
Austin, TX $5,603

Living in Kotor costs roughly 43% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Kotor 13% above, Austin, TX 97% above.

Meal at Budget Restaurant

$11.25 €10.00

$20.77 $20.77

-45.84%

Three-Course Dinner for Two, Mid-Range

$59.4 €52.8

$84.6 $84.6

-29.78%

Fast Food Meal (McDonalds, etc)

$11.05 €9.83

$12.32 $12.32

-10.31%

Cappuccino

$3.09 €2.75

$5.63 $5.63

-45.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 €2.24

$3.72 $3.72

-32.26%

Water (0.33 liter bottle)

$1.51 €1.34

$2.50 $2.50

-39.60%

Local Beer (0.5 liter draught)

$3.00 €2.67

$8.05 $8.05

-62.73%

Imported Beer (0.33 liter bottle)

$4.28 €3.81

$9.01 $9.01

-52.50%

Milk (1 liter)

$1.27 €1.13

$1.12 $1.12

13.39%

White Bread (500g)

$1.01 €0.90

$3.75 $3.75

-73.07%

Rice (white) (1kg)

$1.94 €1.72

$3.26 $3.26

-40.49%

Eggs

$3.43 €3.06

$4.17 $4.17

-17.75%

Local Cheese (1kg)

$8.51 €7.57

$12.90 $12.90

-34.03%

Chicken Fillets (1kg)

$8.48 €7.54

$14.16 $14.16

-40.11%

Beef Round Steak (1kg)

$12.21 €10.86

$16.22 $16.22

-24.72%

Apples (1kg)

$1.27 €1.13

$4.33 $4.33

-70.67%

Banana (1kg)

$1.76 €1.56

$1.46 $1.46

20.55%

Oranges (1kg)

$1.47 €1.31

$4.51 $4.51

-67.41%

Tomato (1kg)

$2.33 €2.07

$4.34 $4.34

-46.31%

Potato (1kg)

$0.93 €0.83

$2.58 $2.58

-63.95%

Onion (1kg)

$1.01 €0.90

$2.35 $2.35

-57.02%

Lettuce (1 head)

$1.45 €1.29

$1.78 $1.78

-18.54%

Water (1.5 liter bottle)

$0.84 €0.74

$2.22 $2.22

-62.16%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 €3.81

$9.88 $9.88

-56.68%

Wine (Bottle)

$8.04 €7.15

$15.08 $15.08

-46.68%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$2.92 $2.92

-62.33%

Imported Beer (0.33 liter bottle)

$1.74 €1.54

$3.46 $3.46

-49.71%

One-way Ticket (Public Transport)

$1.70 €1.51

$1.49 $1.49

14.09%

Public Transport Monthly Pass (Regular Price)

$44.88 €39.92

$41.72 $41.72

7.57%

Taxi Start (Normal Tariff)

$0.77 €0.69

$2.73 $2.73

-71.79%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$1.66 $1.66

-31.33%

Taxi 1hour Waiting (Normal Tariff)

$10.95 €9.74

$35.30 $35.30

-68.98%

Gasoline (1 liter)

$1.71 €1.52

$0.95 $0.95

80.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K €25.9K

$36.0K $36.0K

-19.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.7K

$27.1K $27.1K

-5.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 €112

$229 $229

-44.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.93 €15.06

$59.4 $59.4

-71.49%

Internet (50+ Mbps, Unlimited Data)

$31.27 €27.81

$69.9 $69.9

-55.27%

Gym Membership (Monthly)

$43.95 €39.09

$57.2 $57.2

-23.22%

Tennis Court (1 Hour on Weekend)

$20.44 €18.18

$16.33 $16.33

25.17%

Cinema Ticket

$6.49 €5.78

$14.28 $14.28

-54.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 €302

$1,506 $1,506

-77.47%

International Primary School, 1 Child (Yearly)

$7,152 €6,362

$21.5K $21.5K

-66.67%

Jeans (Levis 501 Or Similar)

$88.8 €79.0

$52.8 $52.8

68.09%

Summer Dress (H&M, Zara, etc)

$44.16 €39.28

$43.82 $43.82

0.78%

Sport Shoes (Adidas, Nike)

$96.1 €85.5

$84.8 $84.8

13.41%

Men's Leather Business Shoes

$107 €95.2

$103 $103

3.87%

1-bedroom Apartment, City Center (Monthly)

$658 €585

$1,907 $1,907

-65.50%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €583

$1,274 $1,274

-48.58%

3-bedroom Apartment, City Center (Monthly)

$1,350 €1,201

$3,664 $3,664

-63.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,302 €1,158

$2,538 $2,538

-48.70%

Buy Apartment in City Center (m2)

$3,850 €3,425

$7,614 $7,614

-49.43%

Buy Apartment Outside City Center (m2)

$2,814 €2,503

$3,157 $3,157

-10.86%

Average Monthly Net Salary (After Tax)

$954 €849

$5,121 $5,121

-81.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

6.79

-12.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotor: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kotor

$655 43%

Austin, TX

$1.3K 47.8% 94.5% $619

Groceries & Markets

Kotor

$229 15%

Austin, TX

$405 15.2% 76.7% $176

Eating Out

Kotor

$200 13.1%

Austin, TX

$354 13.3% 77% $154

Monthly Utilities & Internet

Kotor

$175 11.5%

Austin, TX

$358 13.5% 105% $184

Clothing & Footwear

Kotor

$151 9.9%

Austin, TX

$128 4.8% 15.4% $23

Getting Around

Kotor

$58 3.8%

Austin, TX

$59 2.2% 1% $0.6

Sport & Entertainment

Kotor

$57 3.7%

Austin, TX

$86 3.2% 50.7% $29

Cost Breakdown

A one-bedroom apartment in the center runs $658 in Kotor and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 437% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Kotor vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $229 vs $405 per month, with Kotor cheaper across the board.

Good to know

🇲🇪 Kotor

🇺🇸 Austin, TX

🕒 Local time

09:21 9:21 AM

02:21 2:21 AM

7 h behind Kotor

🌤 Weather

👥 Population

13,000

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Kotor Austin, TX 9,650 km ≈ 13 h nonstop flight

From you

Kotor
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotor vs Austin, TX: Cost of Living - Frequently Asked Questions

Kotor wins on cost – living expenses run 75% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kotor the obvious pick if budget is a priority.

On paper, salaries run 437% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $658 in Kotor versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,525 per month in Kotor versus $2,663 in Austin, TX – a 75% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kotor runs roughly 8% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,525 in Kotor versus $2,663 in Austin, TX, a $1,500 budget is realistic in Kotor but tight or insufficient in Austin, TX. The gap between the two cities makes Kotor the clear choice for anyone on this budget.

Both work as nomad bases, but Kotor delivers better value – similar infrastructure at $1,525 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kotor hard to pass up.

Safety-wise, Kotor and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kotor gentler on the wallet – expenses run 75% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.