Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Kotor

For one person, living is cheaper in Kotor: $1,525 a month against $2,663 in Austin, TX, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
74

Cost of Living Index in Kotor
Learn more

Kotor Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Kotor

🇲🇪 Montenegro

$1,525

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Kotor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Kotor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,525 in Kotor.

Austin, TX $2,663
Kotor $1,525

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,419 in Kotor.

Austin, TX $4,133
Kotor $2,419

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,313 in Kotor.

Austin, TX $5,603
Kotor $3,313

Living in Austin, TX is roughly 75% more expensive than in Kotor, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Kotor 13% above.

Meal at Budget Restaurant

$20.77 $20.77

$11.25 €10.00

84.62%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$59.4 €52.8

42.41%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$11.05 €9.83

11.49%

Cappuccino

$5.63 $5.63

$3.09 €2.75

82.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.52 €2.24

47.62%

Water (0.33 liter bottle)

$2.50 $2.50

$1.51 €1.34

65.56%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.00 €2.67

168.33%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$4.28 €3.81

110.51%

Milk (1 liter)

$1.12 $1.12

$1.27 €1.13

-11.81%

White Bread (500g)

$3.75 $3.75

$1.01 €0.90

271.29%

Rice (white) (1kg)

$3.26 $3.26

$1.94 €1.72

68.04%

Eggs

$4.17 $4.17

$3.43 €3.06

21.57%

Local Cheese (1kg)

$12.90 $12.90

$8.51 €7.57

51.59%

Chicken Fillets (1kg)

$14.16 $14.16

$8.48 €7.54

66.98%

Beef Round Steak (1kg)

$16.22 $16.22

$12.21 €10.86

32.84%

Apples (1kg)

$4.33 $4.33

$1.27 €1.13

240.94%

Banana (1kg)

$1.46 $1.46

$1.76 €1.56

-17.05%

Oranges (1kg)

$4.51 $4.51

$1.47 €1.31

206.80%

Tomato (1kg)

$4.34 $4.34

$2.33 €2.07

86.27%

Potato (1kg)

$2.58 $2.58

$0.93 €0.83

177.42%

Onion (1kg)

$2.35 $2.35

$1.01 €0.90

132.67%

Lettuce (1 head)

$1.78 $1.78

$1.45 €1.29

22.76%

Water (1.5 liter bottle)

$2.22 $2.22

$0.84 €0.74

164.29%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$4.28 €3.81

130.84%

Wine (Bottle)

$15.08 $15.08

$8.04 €7.15

87.56%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.10 €0.98

165.45%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.74 €1.54

98.85%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.70 €1.51

-12.35%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$44.88 €39.92

-7.04%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.77 €0.69

254.55%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.14 €1.01

45.61%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$10.95 €9.74

222.37%

Gasoline (1 liter)

$0.95 $0.95

$1.71 €1.52

-44.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$29.1K €25.9K

23.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.6K €22.7K

5.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$126 €112

81.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$16.93 €15.06

250.80%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$31.27 €27.81

123.57%

Gym Membership (Monthly)

$57.2 $57.2

$43.95 €39.09

30.24%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$20.44 €18.18

-20.11%

Cinema Ticket

$14.28 $14.28

$6.49 €5.78

120.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$339 €302

343.88%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,152 €6,362

200.01%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$88.8 €79.0

-40.51%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$44.16 €39.28

-0.77%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$96.1 €85.5

-11.83%

Men's Leather Business Shoes

$103 $103

$107 €95.2

-3.73%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$658 €585

189.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$655 €583

94.48%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,350 €1,201

171.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,302 €1,158

94.94%

Buy Apartment in City Center (m2)

$7,614 $7,614

$3,850 €3,425

97.76%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,814 €2,503

12.19%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$954 €849

436.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.95

14.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Kotor: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Kotor

$655 43% 48.6% $619

Groceries & Markets

Austin, TX

$405 15.2%

Kotor

$229 15% 43.4% $176

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Kotor

$175 11.5% 51.3% $184

Eating Out

Austin, TX

$354 13.3%

Kotor

$200 13.1% 43.5% $154

Clothing & Footwear

Austin, TX

$128 4.8%

Kotor

$151 9.9% 18.2% $23

Sport & Entertainment

Austin, TX

$86 3.2%

Kotor

$57 3.7% 33.6% $29

Getting Around

Austin, TX

$59 2.2%

Kotor

$58 3.8% 1% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $658 in Kotor. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 437% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $59.0 in Kotor for a mid-range dinner for two. Groceries echo the gap at $405 vs $229 per month, with Kotor cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇲🇪 Kotor

🕒 Local time

02:56 2:56 AM

09:56 9:56 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

13,000

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Kotor 9,650 km ≈ 13 h nonstop flight

From you

Austin, TX
Kotor

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Kotor: Cost of Living - Frequently Asked Questions

Kotor wins on cost – living expenses run 75% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kotor the obvious pick if budget is a priority.

Average pay runs 437% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $658 in Kotor. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,525 in Kotor – a 75% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kotor runs roughly 8% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,525 in Kotor versus $2,663 in Austin, TX, a $1,500 budget is realistic in Kotor but tight or insufficient in Austin, TX. The gap between the two cities makes Kotor the clear choice for anyone on this budget.

Both work as nomad bases, but Kotor delivers better value – similar infrastructure at $1,525 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kotor hard to pass up.

Safety-wise, Austin, TX and Kotor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kotor gentler on the wallet – expenses run 75% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.