Last update: Oct 2026

Cost of Living Comparison Between Kostroma and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,228 in Kostroma, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Kostroma
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Kostroma Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Kostroma

🇷🇺 Russia

$1,228

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kostroma and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kostroma and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,228 in Kostroma versus $918 in Cebu.

Kostroma $1,228
Cebu $918

Estimated couple costs with rent: $1,964 in Kostroma versus $1,409 in Cebu.

Kostroma $1,964
Cebu $1,409

Monthly costs for a family of three with rent: $2,700 in Kostroma versus $1,900 in Cebu.

Kostroma $2,700
Cebu $1,900

Living in Kostroma is roughly 34% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Kostroma 9% lower, Cebu 32% lower.

Meal at Budget Restaurant

$11.72 ₽978

$3.09 ₱194

279.29%

Three-Course Dinner for Two, Mid-Range

$59.2 ₽4,940

$24.22 ₱1,525

144.38%

Fast Food Meal (McDonalds, etc)

$7.31 ₽610

$3.92 ₱247

86.48%

Cappuccino

$3.69 ₽308

$2.51 ₱158

47.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 ₽132

$1.59 ₱100

-0.63%

Water (0.33 liter bottle)

$0.89 ₽74.0

$0.53 ₱33.43

67.92%

Local Beer (0.5 liter draught)

$1.75 ₽146

$1.78 ₱112

-1.69%

Imported Beer (0.33 liter bottle)

$5.39 ₽449

$2.17 ₱137

148.39%

Milk (1 liter)

$1.28 ₽107

$1.92 ₱121

-33.33%

White Bread (500g)

$1.01 ₽84.0

$1.36 ₱85.4

-25.74%

Rice (white) (1kg)

$1.66 ₽139

$1.01 ₱63.5

64.36%

Eggs

$1.96 ₽163

$2.03 ₱128

-3.45%

Local Cheese (1kg)

$14.64 ₽1,222

$9.86 ₱621

48.48%

Chicken Fillets (1kg)

$6.55 ₽547

$4.39 ₱277

49.20%

Beef Round Steak (1kg)

$14.95 ₽1,248

$7.60 ₱479

96.71%

Apples (1kg)

$2.07 ₽173

$3.30 ₱208

-37.27%

Banana (1kg)

$1.76 ₽147

$1.39 ₱87.8

26.62%

Oranges (1kg)

$2.03 ₽169

$2.33 ₱147

-12.88%

Tomato (1kg)

$4.08 ₽341

$1.50 ₱94.3

172.00%

Potato (1kg)

$0.93 ₽77.3

$2.36 ₱149

-60.59%

Onion (1kg)

$0.75 ₽62.4

$1.90 ₱119

-60.53%

Lettuce (1 head)

$1.63 ₽136

$1.19 ₱74.9

36.97%

Water (1.5 liter bottle)

$0.92 ₽76.7

$0.63 ₱39.71

46.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.54 ₽296

$3.00 ₱189

18.00%

Wine (Bottle)

$11.92 ₽995

$6.03 ₱379

97.68%

Local Beer (0.5 liter bottle)

$1.20 ₽100

$1.23 ₱77.7

-2.44%

Imported Beer (0.33 liter bottle)

$2.65 ₽221

$1.75 ₱110

51.43%

One-way Ticket (Public Transport)

$0.49 ₽40.96

$0.25 ₱15.86

96.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.46 ₽289

$0.77 ₱48.62

349.35%

Taxi (Normal Tariff) (1km)

$0.35 ₽29.46

$0.23 ₱14.53

52.17%

Taxi 1hour Waiting (Normal Tariff)

$11.76 ₽982

$4.46 ₱281

163.68%

Gasoline (1 liter)

$0.83 ₽69.2

$1.31 ₱82.8

-36.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.5K ₽3.3M

$21.2K ₱1.3M

85.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K ₽3.3M

$19.1K ₱1.2M

104.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 ₽15.7K

$120 ₱7,569

56.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.10 ₽759

$14.00 ₱882

-35.00%

Internet (50+ Mbps, Unlimited Data)

$9.89 ₽825

$27.54 ₱1,734

-64.09%

Gym Membership (Monthly)

$38.56 ₽3,218

$32.33 ₱2,035

19.27%

Tennis Court (1 Hour on Weekend)

$24.29 ₽2,027

$6.65 ₱419

265.26%

Cinema Ticket

$9.55 ₽797

$5.65 ₱356

69.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$350 ₽29.2K

$275 ₱17.3K

27.00%

International Primary School, 1 Child (Yearly)

$6,197 ₽517.2K

$7,918 ₱498.5K

-21.74%

Jeans (Levis 501 Or Similar)

$111 ₽9,247

$49.33 ₱3,106

124.59%

Summer Dress (H&M, Zara, etc)

$66.2 ₽5,521

$25.24 ₱1,589

162.08%

Sport Shoes (Adidas, Nike)

$147 ₽12.2K

$77.0 ₱4,846

90.38%

Men's Leather Business Shoes

$180 ₽15.0K

$57.2 ₱3,601

214.63%

1-bedroom Apartment, City Center (Monthly)

$515 ₽42.9K

$500 ₱31.5K

3.00%

1-bedroom Apartment, Outside City Center (Monthly)

$275 ₽23.0K

$309 ₱19.4K

-10.93%

3-bedroom Apartment, City Center (Monthly)

$811 ₽67.7K

$1,078 ₱67.9K

-24.76%

3-bedroom Apartment, Outside City Center (Monthly)

$532 ₽44.4K

$615 ₱38.7K

-13.48%

Buy Apartment in City Center (m2)

$2,209 ₽184.4K

$2,886 ₱181.7K

-23.44%

Buy Apartment Outside City Center (m2)

$1,486 ₽124.0K

$1,917 ₱120.7K

-22.45%

Average Monthly Net Salary (After Tax)

$737 ₽61.5K

$346 ₱21.8K

113.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.56

7.2

171.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kostroma: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kostroma

$275 22.4%

Cebu

$309 33.6% 12.3% $34

Groceries & Markets

Kostroma

$265 21.6%

Cebu

$206 22.4% 22.4% $59

Clothing & Footwear

Kostroma

$227 18.5%

Cebu

$94 10.2% 58.5% $133

Monthly Utilities & Internet

Kostroma

$207 16.8%

Cebu

$162 17.6% 21.8% $45

Eating Out

Kostroma

$189 15.4%

Cebu

$88 9.6% 53.4% $101

Sport & Entertainment

Kostroma

$58 4.7%

Cebu

$44 4.8% 24.3% $14

Getting Around

Kostroma

$7.2 * 0.6%

Cebu

$16 1.7% 117% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $515 in Kostroma and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kostroma pays 113% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Kostroma vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $265 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇷🇺 Kostroma

🇵🇭 Cebu

🕒 Local time

05:53 5:53 AM

10:53 10:53 AM

5 h ahead of Kostroma

🌤 Weather

👥 Population

277,393

964,169

💱 Currency

Russian Ruble RUB ₽

Philippine Peso PHP ₱

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 18, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to RUB in detail →

On the map

Lowest

Highest

Between locations

Kostroma Cebu 8,620 km ≈ 11 h nonstop flight

From you

Kostroma
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kostroma vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 34% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 113% higher in Kostroma, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $515 in Kostroma versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 29% higher in Kostroma. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,228 per month in Kostroma versus $918 in Cebu – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,228 in Kostroma, a $1,500 budget is realistic in Cebu but tight or insufficient in Kostroma. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kostroma, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kostroma and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 34% less than in Kostroma. Beyond cost, consider language, visa policies, and how big the international community is in each city.