Last update: Oct 2026

Cost of Living Comparison Between Kosice and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,733 in Kosice, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Kosice
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Kosice Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Kosice

🇸🇰 Slovakia

$1,733

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Kosice and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kosice and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,733 in Kosice versus $934 in Cebu.

Kosice $1,733
Cebu $934

Estimated couple costs with rent: $2,533 in Kosice versus $1,415 in Cebu.

Kosice $2,533
Cebu $1,415

Monthly costs for a family of three with rent: $3,332 in Kosice versus $1,896 in Cebu.

Kosice $3,332
Cebu $1,896

Living in Kosice is roughly 86% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kosice is 29% above, Cebu is 30% below.

Meal at Budget Restaurant

$10.30 €9.18

$3.03 ₱191

239.93%

Three-Course Dinner for Two, Mid-Range

$55.4 €49.37

$23.48 ₱1,476

135.82%

Fast Food Meal (McDonalds, etc)

$9.11 €8.12

$4.09 ₱257

122.74%

Cappuccino

$3.46 €3.09

$2.52 ₱158

37.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 €1.83

$1.54 ₱97.2

33.12%

Water (0.33 liter bottle)

$1.41 €1.25

$0.49 ₱31.06

187.76%

Local Beer (0.5 liter draught)

$2.89 €2.58

$1.79 ₱113

61.45%

Imported Beer (0.33 liter bottle)

$2.25 €2.01

$2.26 ₱142

-0.44%

Milk (1 liter)

$1.09 €0.97

$1.95 ₱122

-44.10%

White Bread (500g)

$1.48 €1.32

$1.43 ₱89.9

3.50%

Rice (white) (1kg)

$2.07 €1.85

$1.02 ₱64.0

102.94%

Eggs

$3.91 €3.48

$2.06 ₱129

89.81%

Local Cheese (1kg)

$12.47 €11.12

$9.81 ₱617

27.12%

Chicken Fillets (1kg)

$7.81 €6.96

$4.61 ₱290

69.41%

Beef Round Steak (1kg)

$12.87 €11.48

$7.70 ₱484

67.14%

Apples (1kg)

$1.75 €1.56

$3.31 ₱208

-47.13%

Banana (1kg)

$2.13 €1.90

$1.45 ₱91.2

46.90%

Oranges (1kg)

$2.33 €2.08

$2.36 ₱148

-1.27%

Tomato (1kg)

$4.63 €4.13

$1.54 ₱96.6

200.65%

Potato (1kg)

$1.31 €1.17

$2.36 ₱148

-44.49%

Onion (1kg)

$1.51 €1.35

$1.99 ₱125

-24.12%

Lettuce (1 head)

$1.66 €1.48

$1.15 ₱72.3

44.35%

Water (1.5 liter bottle)

$0.84 €0.75

$0.67 ₱42.26

25.37%

Cigarettes 20 Pack (Marlboro, Camel)

$6.62 €5.91

$3.00 ₱189

120.67%

Wine (Bottle)

$5.55 €4.95

$6.35 ₱399

-12.60%

Local Beer (0.5 liter bottle)

$0.93 €0.83

$1.31 ₱82.1

-29.01%

Imported Beer (0.33 liter bottle)

$1.89 €1.69

$1.73 ₱109

9.25%

One-way Ticket (Public Transport)

$1.25 €1.12

$0.25 ₱15.82

400.00%

Public Transport Monthly Pass (Regular Price)

$33.64 €30.00

$12.65 ₱796

165.93%

Taxi Start (Normal Tariff)

$1.70 €1.52

$0.74 ₱46.44

129.73%

Taxi (Normal Tariff) (1km)

$1.24 €1.11

$0.21 ₱13.15

490.48%

Taxi 1hour Waiting (Normal Tariff)

$22.07 €19.68

$4.33 ₱272

409.70%

Gasoline (1 liter)

$1.98 €1.77

$1.33 ₱83.7

48.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K €23.4K

$21.8K ₱1.4M

20.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K €21.5K

$19.4K ₱1.2M

24.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$333 €297

$121 ₱7,583

176.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.60 €17.48

$14.45 ₱909

35.64%

Internet (50+ Mbps, Unlimited Data)

$20.43 €18.22

$28.29 ₱1,779

-27.78%

Gym Membership (Monthly)

$50.6 €45.07

$32.68 ₱2,055

54.68%

Tennis Court (1 Hour on Weekend)

$16.71 €14.90

$6.39 ₱402

161.50%

Cinema Ticket

$9.67 €8.62

$5.46 ₱343

77.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 €358

$273 ₱17.2K

46.67%

International Primary School, 1 Child (Yearly)

$10.6K €9,433

$8,156 ₱512.9K

29.72%

Jeans (Levis 501 Or Similar)

$69.4 €61.9

$49.57 ₱3,117

39.94%

Summer Dress (H&M, Zara, etc)

$30.69 €27.36

$24.87 ₱1,564

23.40%

Sport Shoes (Adidas, Nike)

$81.7 €72.8

$76.6 ₱4,817

6.63%

Men's Leather Business Shoes

$94.7 €84.4

$59.3 ₱3,727

59.74%

1-bedroom Apartment, City Center (Monthly)

$917 €818

$506 ₱31.8K

81.40%

1-bedroom Apartment, Outside City Center (Monthly)

$701 €625

$309 ₱19.5K

126.47%

3-bedroom Apartment, City Center (Monthly)

$1,698 €1,514

$1,052 ₱66.1K

61.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,157 €1,031

$619 ₱38.9K

86.85%

Buy Apartment in City Center (m2)

$3,911 €3,487

$2,915 ₱183.4K

34.13%

Buy Apartment Outside City Center (m2)

$2,849 €2,540

$1,867 ₱117.4K

52.59%

Average Monthly Net Salary (After Tax)

$1,470 €1,311

$341 ₱21.5K

331.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

7.2

-47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kosice: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kosice

$701 39.8%

Cebu

$309 33.5% 55.8% $391

Monthly Utilities & Internet

Kosice

$373 21.2%

Cebu

$163 17.7% 56.2% $210

Groceries & Markets

Kosice

$262 14.9%

Cebu

$210 22.7% 19.7% $52

Eating Out

Kosice

$184 10.5%

Cebu

$88 9.6% 52% $96

Clothing & Footwear

Kosice

$124 7.1%

Cebu

$95 10.2% 23.9% $30

Sport & Entertainment

Kosice

$70 4%

Cebu

$44 4.7% 37.6% $26

Getting Around

Kosice

$47 2.7%

Cebu

$15 1.7% 66.9% $31

Cost Breakdown

A one-bedroom apartment in the center runs $917 in Kosice and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Kosice pays 331% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Kosice vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $262 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇰 Kosice

🇵🇭 Cebu

🕒 Local time

07:23 7:23 AM

13:23 1:23 PM

6 h ahead of Kosice

🌤 Weather

👥 Population

238,593

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Kosice Cebu 10,060 km ≈ 13 h nonstop flight

From you

Kosice
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kosice vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 86% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 331% higher in Kosice, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $917 in Kosice versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,733 per month in Kosice versus $934 in Cebu – a 86% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 166% less than in Kosice. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,733 in Kosice, a $1,500 budget is realistic in Cebu but tight or insufficient in Kosice. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kosice, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kosice and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 86% less than in Kosice. Beyond cost, consider language, visa policies, and how big the international community is in each city.