Last update: Oct 2026

Cost of Living Comparison Between Kortrijk and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,833 in Kortrijk, rent and utilities included – about $11,000 less a year. Rent and utilities account for about half of the difference.

90

Cost of Living Index in Kortrijk
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Kortrijk Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kortrijk

🇧🇪 Belgium

$1,833

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kortrijk and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kortrijk and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,833 in Kortrijk versus $918 in Cebu.

Kortrijk $1,833
Cebu $918

Estimated couple costs with rent: $2,668 in Kortrijk versus $1,409 in Cebu.

Kortrijk $2,668
Cebu $1,409

Monthly costs for a family of three with rent: $3,503 in Kortrijk versus $1,900 in Cebu.

Kortrijk $3,503
Cebu $1,900

Living in Kortrijk is roughly 100% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kortrijk is 36% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.54 €20.12

$3.09 ₱194

629.45%

Three-Course Dinner for Two, Mid-Range

$72.5 €64.7

$24.22 ₱1,520

199.38%

Fast Food Meal (McDonalds, etc)

$10.95 €9.77

$3.92 ₱246

179.34%

Cappuccino

$2.88 €2.57

$2.51 ₱157

14.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.69

$1.59 ₱99.9

89.31%

Water (0.33 liter bottle)

$2.67 €2.39

$0.53 ₱33.33

403.77%

Local Beer (0.5 liter draught)

$4.39 €3.92

$1.78 ₱112

146.63%

Imported Beer (0.33 liter bottle)

$3.32 €2.96

$2.17 ₱136

53.00%

Milk (1 liter)

$1.15 €1.03

$1.92 ₱120

-40.10%

White Bread (500g)

$1.77 €1.58

$1.36 ₱85.2

30.15%

Rice (white) (1kg)

$1.43 €1.27

$1.01 ₱63.3

41.58%

Eggs

$3.06 €2.73

$2.03 ₱127

50.74%

Local Cheese (1kg)

$11.44 €10.21

$9.86 ₱619

16.02%

Chicken Fillets (1kg)

$8.62 €7.69

$4.39 ₱276

96.36%

Beef Round Steak (1kg)

$14.58 €13.01

$7.60 ₱477

91.84%

Apples (1kg)

$2.07 €1.85

$3.30 ₱207

-37.27%

Banana (1kg)

$1.91 €1.70

$1.39 ₱87.5

37.41%

Oranges (1kg)

$2.04 €1.82

$2.33 ₱146

-12.45%

Tomato (1kg)

$1.99 €1.78

$1.50 ₱94.0

32.67%

Potato (1kg)

$1.91 €1.71

$2.36 ₱148

-19.07%

Onion (1kg)

$1.72 €1.54

$1.90 ₱119

-9.47%

Lettuce (1 head)

$1.48 €1.32

$1.19 ₱74.7

24.37%

Water (1.5 liter bottle)

$0.81 €0.72

$0.63 ₱39.59

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$12.65 €11.29

$3.00 ₱189

321.67%

Wine (Bottle)

$7.41 €6.62

$6.03 ₱378

22.89%

Local Beer (0.5 liter bottle)

$2.05 €1.83

$1.23 ₱77.4

66.67%

Imported Beer (0.33 liter bottle)

$1.86 €1.66

$1.75 ₱110

6.29%

One-way Ticket (Public Transport)

$2.72 €2.43

$0.25 ₱15.81

988.00%

Public Transport Monthly Pass (Regular Price)

$54.6 €48.71

$12.64 ₱793

331.72%

Taxi Start (Normal Tariff)

$2.20 €1.97

$0.77 ₱48.47

185.71%

Taxi (Normal Tariff) (1km)

$2.28 €2.03

$0.23 ₱14.49

891.30%

Taxi 1hour Waiting (Normal Tariff)

$24.81 €22.14

$4.46 ₱280

456.28%

Gasoline (1 liter)

$1.82 €1.63

$1.31 ₱82.5

38.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K €30.3K

$21.2K ₱1.3M

59.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K €29.7K

$19.1K ₱1.2M

74.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €184

$120 ₱7,547

71.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.70 €15.80

$14.00 ₱879

26.43%

Internet (50+ Mbps, Unlimited Data)

$52.9 €47.23

$27.54 ₱1,729

92.16%

Gym Membership (Monthly)

$51.2 €45.71

$32.33 ₱2,029

58.43%

Tennis Court (1 Hour on Weekend)

$13.21 €11.79

$6.65 ₱417

98.65%

Cinema Ticket

$14.32 €12.78

$5.65 ₱355

153.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$661 €590

$275 ₱17.3K

140.19%

International Primary School, 1 Child (Yearly)

$16.1K €14.4K

$7,918 ₱497.0K

103.58%

Jeans (Levis 501 Or Similar)

$56.4 €50.4

$49.33 ₱3,097

14.35%

Summer Dress (H&M, Zara, etc)

$26.53 €23.68

$25.24 ₱1,585

5.11%

Sport Shoes (Adidas, Nike)

$87.5 €78.1

$77.0 ₱4,831

13.71%

Men's Leather Business Shoes

$100 €89.5

$57.2 ₱3,590

75.35%

1-bedroom Apartment, City Center (Monthly)

$835 €745

$500 ₱31.4K

67.09%

1-bedroom Apartment, Outside City Center (Monthly)

$714 €637

$309 ₱19.4K

131.29%

3-bedroom Apartment, City Center (Monthly)

$1,210 €1,080

$1,078 ₱67.7K

12.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,015 €906

$615 ₱38.6K

64.95%

Buy Apartment in City Center (m2)

$4,176 €3,727

$2,886 ₱181.2K

44.69%

Buy Apartment Outside City Center (m2)

$2,243 €2,002

$1,917 ₱120.3K

17.02%

Average Monthly Net Salary (After Tax)

$2,789 €2,489

$346 ₱21.7K

706.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.9

7.2

-45.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kortrijk: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kortrijk

$714 39%

Cebu

$309 33.6% 56.8% $405

Eating Out

Kortrijk

$299 16.3%

Cebu

$88 9.6% 70.5% $211

Monthly Utilities & Internet

Kortrijk

$277 15.1%

Cebu

$162 17.6% 41.6% $115

Groceries & Markets

Kortrijk

$262 14.3%

Cebu

$206 22.4% 21.4% $56

Clothing & Footwear

Kortrijk

$122 6.7%

Cebu

$94 10.2% 22.9% $28

Sport & Entertainment

Kortrijk

$80 4.4%

Cebu

$44 4.8% 45.4% $36

Getting Around

Kortrijk

$79 4.3%

Cebu

$16 1.7% 80.3% $63

Cost Breakdown

A one-bedroom apartment in the center runs $835 in Kortrijk and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kortrijk pays 706% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Kortrijk vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $262 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Kortrijk

🇵🇭 Cebu

🕒 Local time

08:47 8:47 AM

14:47 2:47 PM

6 h ahead of Kortrijk

🌤 Weather

👥 Population

76,700

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 14, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Kortrijk Cebu 11,150 km ≈ 14 h nonstop flight

From you

Kortrijk
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kortrijk vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 100% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 706% higher in Kortrijk, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $835 in Kortrijk versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,833 per month in Kortrijk versus $918 in Cebu – a 100% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 332% less than in Kortrijk. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,833 in Kortrijk, a $1,500 budget is realistic in Cebu but tight or insufficient in Kortrijk. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kortrijk, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kortrijk and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 100% less than in Kortrijk. Beyond cost, consider language, visa policies, and how big the international community is in each city.