Last update: Oct 2026

Cost of Living Comparison Between Kokkola and Belgrade

For one person, living is cheaper in Belgrade: $1,554 a month against $1,838 in Kokkola, rent and utilities included – about $3,400 less a year. The total is higher in Kokkola despite lower rent and utilities.

90

Cost of Living Index in Kokkola
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Kokkola Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Kokkola

🇫🇮 Finland

$1,838

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Kokkola and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kokkola and in Belgrade actually costs, broken down by who's living it.

A single person spends $1,838 per month in Kokkola vs $1,554 in Belgrade, rent included.

Kokkola $1,838
Belgrade $1,554

A couple spends around $2,889 per month in Kokkola vs $2,337 in Belgrade, rent included.

Kokkola $2,889
Belgrade $2,337

A family of three spends $3,940 per month in Kokkola vs $3,121 in Belgrade, rent included.

Kokkola $3,940
Belgrade $3,121

Kokkola costs about 18% more than Belgrade, and outside of rent the biggest gap is in groceries.

Both Kokkola and Belgrade sit above the global median – Kokkola by 36%, Belgrade by 15%.

Meal at Budget Restaurant

$16.49 €14.67

$13.15 RSD 1,371

25.40%

Three-Course Dinner for Two, Mid-Range

$85.4 €75.9

$57.5 RSD 5,999

48.37%

Fast Food Meal (McDonalds, etc)

$11.68 €10.39

$13.38 RSD 1,394

-12.71%

Cappuccino

$5.30 €4.71

$3.10 RSD 323

70.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 €2.57

$2.82 RSD 294

2.48%

Water (0.33 liter bottle)

$2.03 €1.80

$2.22 RSD 231

-8.56%

Local Beer (0.5 liter draught)

$7.68 €6.83

$3.47 RSD 362

121.33%

Imported Beer (0.33 liter bottle)

$8.96 €7.97

$3.96 RSD 412

126.26%

Milk (1 liter)

$1.17 €1.04

$1.38 RSD 144

-15.22%

White Bread (500g)

$2.61 €2.33

$1.13 RSD 118

130.97%

Rice (white) (1kg)

$2.41 €2.14

$2.66 RSD 277

-9.40%

Eggs

$3.29 €2.92

$2.78 RSD 290

18.35%

Local Cheese (1kg)

$8.67 €7.71

$10.99 RSD 1,146

-21.11%

Chicken Fillets (1kg)

$14.39 €12.80

$6.56 RSD 684

119.36%

Beef Round Steak (1kg)

$21.15 €18.81

$15.07 RSD 1,571

40.35%

Apples (1kg)

$2.31 €2.05

$1.66 RSD 173

39.16%

Banana (1kg)

$2.09 €1.86

$1.79 RSD 186

16.76%

Oranges (1kg)

$2.45 €2.18

$1.87 RSD 195

31.02%

Tomato (1kg)

$3.88 €3.46

$3.03 RSD 315

28.05%

Potato (1kg)

$1.26 €1.12

$0.92 RSD 96.3

36.96%

Onion (1kg)

$1.84 €1.63

$0.71 RSD 73.8

159.15%

Lettuce (1 head)

$2.92 €2.60

$0.74 RSD 77.6

294.59%

Water (1.5 liter bottle)

$2.03 €1.80

$0.74 RSD 77.2

174.32%

Cigarettes 20 Pack (Marlboro, Camel)

$12.74 €11.33

$4.61 RSD 481

176.36%

Wine (Bottle)

$15.74 €14.00

$8.81 RSD 918

78.66%

Local Beer (0.5 liter bottle)

$3.14 €2.79

$0.89 RSD 92.7

252.81%

Imported Beer (0.33 liter bottle)

$3.40 €3.03

$1.45 RSD 151

134.48%

One-way Ticket (Public Transport)

$3.49 €3.10

Public Transport Monthly Pass (Regular Price)

$64.4 €57.3

Taxi Start (Normal Tariff)

$4.43 €3.94

$3.02 RSD 315

46.69%

Taxi (Normal Tariff) (1km)

$1.35 €1.20

$0.98 RSD 103

37.76%

Taxi 1hour Waiting (Normal Tariff)

$65.3 €58.1

$17.08 RSD 1,780

282.38%

Gasoline (1 liter)

$2.29 €2.04

$1.91 RSD 199

19.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K €32.3K

$31.0K RSD 3.2M

17.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.0K €32.9K

$24.7K RSD 2.6M

49.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 €119

$220 RSD 23.0K

-39.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.62 €21.90

$24.41 RSD 2,544

0.86%

Internet (50+ Mbps, Unlimited Data)

$24.18 €21.50

$35.64 RSD 3,715

-32.15%

Gym Membership (Monthly)

$43.40 €38.61

$41.20 RSD 4,295

5.34%

Tennis Court (1 Hour on Weekend)

$25.00 €22.24

$22.60 RSD 2,356

10.62%

Cinema Ticket

$18.12 €16.12

$8.59 RSD 896

110.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$333 €296

$424 RSD 44.2K

-21.41%

International Primary School, 1 Child (Yearly)

$13.3K €11.8K

$11.0K RSD 1.1M

20.85%

Jeans (Levis 501 Or Similar)

$95.7 €85.1

$111 RSD 11.5K

-13.46%

Summer Dress (H&M, Zara, etc)

$47.72 €42.45

$47.28 RSD 4,929

0.93%

Sport Shoes (Adidas, Nike)

$102 €91.0

$113 RSD 11.8K

-9.53%

Men's Leather Business Shoes

$156 €139

$157 RSD 16.3K

-0.10%

1-bedroom Apartment, City Center (Monthly)

$773 €687

$805 RSD 83.9K

-4.03%

1-bedroom Apartment, Outside City Center (Monthly)

$626 €557

$546 RSD 56.9K

14.63%

3-bedroom Apartment, City Center (Monthly)

$1,094 €973

$1,452 RSD 151.4K

-24.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,078 €959

$931 RSD 97.0K

15.82%

Buy Apartment in City Center (m2)

$4,213 €3,748

$5,368 RSD 559.6K

-21.51%

Buy Apartment Outside City Center (m2)

$2,400 €2,135

$3,155 RSD 328.9K

-23.94%

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

4.61

-23.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kokkola: October 12, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kokkola

$626 34.1%

Belgrade

$546 35.2% 12.8% $80

Groceries & Markets

Kokkola

$373 20.3%

Belgrade

$241 15.5% 35.5% $132

Eating Out

Kokkola

$307 16.7%

Belgrade

$228 14.7% 25.7% $79

Monthly Utilities & Internet

Kokkola

$183 9.9%

Belgrade

$280 18.1% 53.6% $98

Clothing & Footwear

Kokkola

$181 9.9%

Belgrade

$192 12.4% 6.3% $11

Getting Around

Kokkola

$90 4.9%

Belgrade

$7.9 * 0.5% 91.1% $82

Sport & Entertainment

Kokkola

$80 4.3%

Belgrade

$58 3.8% 26.7% $21

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $773 in Kokkola versus $805 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $85.0 in Kokkola versus $58.0 in Belgrade. Monthly groceries follow the same trend: $373 vs $241 – making Belgrade the more affordable choice for daily food spending.

Good to know

🇫🇮 Kokkola

🇷🇸 Belgrade

🕒 Local time

15:21 3:21 PM

14:21 2:21 PM

1 h behind Kokkola

🌤 Weather

👥 Population

48,299

1,197,714 Capital

💱 Currency

Euro EUR €

Serbian Dinar RSD din

📈 Exchange rate

1 EUR = 1.12 USD

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Kokkola Belgrade 2,120 km ≈ 3 h 15 min nonstop flight

From you

Kokkola
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kokkola vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,838 in Kokkola, $1,554 in Belgrade – roughly 18% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,757 per month in Kokkola and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belgrade, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $85.0 in Kokkola and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 55% more in Kokkola, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Belgrade, where all-in costs run around $1,554, than in Kokkola at $1,838. In Belgrade it covers expenses comfortably, while in Kokkola it requires careful planning or may not stretch far enough.

Families tend to lean toward Belgrade – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belgrade. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kokkola makes more sense. Both are solid long-term options with distinct trade-offs.