🙂Monthly costs for one person with rent: $1,105 in Koh Tao versus $1,297 in Playa del Carmen.
🙂Estimated couple costs with rent: $1,959 in Koh Tao versus $2,181 in Playa del Carmen.
🙂Monthly costs for a family of three with rent: $2,813 in Koh Tao versus $3,065 in Playa del Carmen.
🙂Living in Koh Tao costs roughly 15% less than in Playa del Carmen, driven mainly by Eating Out.
📊Both cities sit below the global median: Koh Tao18% lower, Playa del Carmen3% lower.
Currency
🍽 Eating Out
Koh Tao
Playa del Carmen
Difference
Meal at Budget Restaurant
$3.87฿126
$11.73MX$203
-67.01%
Three-Course Dinner for Two, Mid-Range
$38.52฿1,258
$41.62MX$720
-7.45%
Fast Food Meal(McDonalds, etc)
$7.53฿246
$10.64MX$184
-29.23%
Cappuccino
$2.62฿85.5
$3.52MX$60.9
-25.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.58฿18.92
$1.51MX$26.12
-61.59%
Water(0.33 liter bottle)
$0.33฿10.91
$0.97MX$16.84
-65.98%
Local Beer(0.5 liter draught)
$2.08฿67.9
$2.95MX$51.0
-29.49%
Imported Beer(0.33 liter bottle)
$3.21฿105
$4.45MX$77.0
-27.87%
🛒 Groceries & Markets
Koh Tao
Playa del Carmen
Difference
Milk(1 liter)
$2.10฿68.7
$1.38MX$23.93
52.17%
White Bread(500g)
$1.73฿56.5
$1.89MX$32.72
-8.47%
Rice(white)(1kg)
$2.06฿67.4
$1.64MX$28.32
25.61%
Eggs
$2.23฿72.9
$2.51MX$43.34
-11.16%
Local Cheese(1kg)
$18.88฿617
$8.34MX$144
126.38%
Chicken Fillets(1kg)
$3.44฿112
$8.34MX$144
-58.75%
Beef Round Steak(1kg)
$12.67฿414
$10.73MX$186
18.08%
Apples(1kg)
$3.23฿106
$2.60MX$45.04
24.23%
Banana(1kg)
$1.55฿50.8
$1.46MX$25.20
6.16%
Oranges(1kg)
$2.25฿73.5
$1.90MX$32.87
18.42%
Tomato(1kg)
$1.99฿64.9
$2.08MX$35.91
-4.33%
Potato(1kg)
$1.46฿47.57
$1.78MX$30.71
-17.98%
Onion(1kg)
$1.37฿44.84
$2.19MX$37.80
-37.44%
Lettuce(1 head)
$0.99฿32.22
$1.04MX$17.99
-4.81%
Water(1.5 liter bottle)
$0.49฿16.11
$1.08MX$18.62
-54.63%
Cigarettes 20 Pack(Marlboro, Camel)
$4.21฿138
$4.08MX$70.6
3.19%
Wine(Bottle)
$18.20฿594
$10.32MX$178
76.36%
Local Beer(0.5 liter bottle)
$1.73฿56.5
$1.71MX$29.61
1.17%
Imported Beer(0.33 liter bottle)
$2.54฿82.8
$2.58MX$44.54
-1.55%
🚌 Getting Around
Koh Tao
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.21฿39.68
$0.51MX$8.81
137.25%
Public Transport Monthly Pass(Regular Price)
-
$26.46MX$458
-
Taxi Start(Normal Tariff)
$2.82฿92.0
$3.26MX$56.4
-13.50%
Taxi(Normal Tariff)(1km)
$0.89฿29.06
$2.49MX$43.09
-64.26%
Taxi 1hour Waiting(Normal Tariff)
$12.24฿400
$3.25MX$56.2
276.62%
Gasoline(1 liter)
$1.19฿38.77
$1.31MX$22.61
-9.16%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2K฿821.6K
$30.3KMX$523.7K
-16.92%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.0K฿979.7K
$23.4KMX$405.3K
28.02%
🧾 Monthly Utilities & Internet
Koh Tao
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$121฿3,952
$82.9MX$1,433
46.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.52฿442
$22.22MX$384
-39.15%
Internet(50+ Mbps, Unlimited Data)
$18.76฿613
$29.34MX$507
-36.06%
🎉 Sport & Entertainment
Koh Tao
Playa del Carmen
Difference
Gym Membership(Monthly)
$63.5฿2,072
$51.6MX$893
22.91%
Tennis Court(1 Hour on Weekend)
$18.08฿590
$18.32MX$317
-1.31%
Cinema Ticket
$9.65฿315
$5.07MX$87.6
90.34%
🧸 Childcare & Education
Koh Tao
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$683฿22.3K
$201MX$3,473
240.22%
International Primary School, 1 Child(Yearly)
$16.0K฿524.1K
$5,212MX$90.1K
207.92%
👕👟 Clothing & Footwear
Koh Tao
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$59.2฿1,933
$36.92MX$639
60.32%
Summer Dress(H&M, Zara, etc)
$34.52฿1,127
$39.79MX$688
-13.24%
Sport Shoes(Adidas, Nike)
$117฿3,810
$78.5MX$1,357
48.71%
Men's Leather Business Shoes
$83.3฿2,719
$87.1MX$1,506
-4.41%
🏠 Accommodation & Living
Koh Tao
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$464฿15.1K
$973MX$16.8K
-52.32%
1-bedroom Apartment, Outside City Center(Monthly)
$331฿10.8K
$468MX$8,090
-29.24%
3-bedroom Apartment, City Center(Monthly)
$1,557฿50.9K
$1,641MX$28.4K
-5.14%
3-bedroom Apartment, Outside City Center(Monthly)
$1,110฿36.3K
$1,221MX$21.1K
-9.07%
Buy Apartment in City Center(m2)
$2,760฿90.1K
$3,946MX$68.3K
-30.07%
Buy Apartment Outside City Center(m2)
$1,997฿65.2K
$6,498MX$112.4K
-69.27%
💵 Salaries & Financials
Koh Tao
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$664MX$11.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
11.42
-53.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Koh Tao: May 30, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $464 in Koh Tao and $973 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $39.00 in Koh Tao vs $42.00 in Playa del Carmen. Groceries flip the comparison at $279 vs $249, with Playa del Carmen cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koh Tao vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Koh Tao?
Koh Tao is cheaper overall, especially in Eating Out, Monthly Utilities & Internet, Getting Around. The 17% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,657 in Koh Tao and $1,945 in Playa del Carmen to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Koh Tao and Playa del Carmen?
Rent for a central apartment: $464 in Koh Tao versus $973 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $683 in Koh Tao versus $201 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Koh Tao or Playa del Carmen?
Dining out is cheaper in Koh Tao – a meal for two runs $39.00 versus $42.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Koh Tao or Playa del Carmen?
At $1,105 in Koh Tao versus $1,297 in Playa del Carmen, a $1,500 budget is realistic in Koh Tao but tight or insufficient in Playa del Carmen. The gap between the two cities makes Koh Tao the clear choice for anyone on this budget.
Is Koh Tao or Playa del Carmen more family-friendly?
For families, Koh Tao is more practical. Housing and childcare are both notably cheaper than in Playa del Carmen, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Koh Tao or Playa del Carmen?
Safety-wise, Koh Tao and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Koh Tao gentler on the wallet – expenses run 17% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.