Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Koh Tao

For one person, living is cheaper in Koh Tao: $1,045 a month against $1,204 in Playa del Carmen, rent and utilities included – about $1,900 less a year. Other living expenses account for most of the difference.

Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Koh Tao
🇹🇭 Thailand
$1,045
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Koh Tao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Koh Tao actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,204 in Playa del Carmen versus $1,045 in Koh Tao.

  • Playa del Carmen $1,204
  • Koh Tao $1,045

Estimated couple costs with rent: $2,102 in Playa del Carmen versus $1,724 in Koh Tao.

  • Playa del Carmen $2,102
  • Koh Tao $1,724

Monthly costs for a family of three with rent: $3,000 in Playa del Carmen versus $2,404 in Koh Tao.

  • Playa del Carmen $3,000
  • Koh Tao $2,404

Living in Playa del Carmen is roughly 15% more expensive than in Koh Tao, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Playa del Carmen 11% lower, Koh Tao 23% lower.

Currency
🍽 Eating Out
Playa del Carmen
Koh Tao
Difference
Meal at Budget Restaurant
$10.86 MX$201
$3.89 ฿130
179.18%
Three-Course Dinner for Two, Mid-Range
$44.21 MX$817
$27.00 ฿902
63.74%
Fast Food Meal (McDonalds, etc)
$11.76 MX$217
$7.49 ฿250
57.01%
Cappuccino
$3.68 MX$68.0
$2.39 ฿79.8
53.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 MX$24.79
$0.76 ฿25.49
76.32%
Water (0.33 liter bottle)
$0.82 MX$15.24
$0.42 ฿14.04
95.24%
Local Beer (0.5 liter draught)
$3.06 MX$56.6
$2.12 ฿71.0
44.34%
Imported Beer (0.33 liter bottle)
$4.94 MX$91.2
$3.23 ฿108
52.94%
🛒 Groceries & Markets
Playa del Carmen
Koh Tao
Difference
Milk (1 liter)
$1.47 MX$27.17
$1.57 ฿52.6
-6.37%
White Bread (500g)
$2.22 MX$40.95
$1.38 ฿46.03
60.87%
Rice (white) (1kg)
$1.48 MX$27.32
$1.45 ฿48.38
2.07%
Eggs
$2.49 MX$45.99
$2.08 ฿69.6
19.71%
Local Cheese (1kg)
$7.52 MX$139
$18.21 ฿609
-58.70%
Chicken Fillets (1kg)
$7.96 MX$147
$3.27 ฿109
143.43%
Beef Round Steak (1kg)
$12.57 MX$232
$10.34 ฿346
21.57%
Apples (1kg)
$2.78 MX$51.3
$2.80 ฿93.5
-0.71%
Banana (1kg)
$1.43 MX$26.37
$1.56 ฿52.1
-8.33%
Oranges (1kg)
$2.62 MX$48.37
$2.19 ฿73.1
19.63%
Tomato (1kg)
$2.14 MX$39.49
$2.05 ฿68.4
4.39%
Potato (1kg)
$2.02 MX$37.38
$1.40 ฿46.78
44.29%
Onion (1kg)
$1.99 MX$36.74
$1.26 ฿42.08
57.94%
Lettuce (1 head)
$1.14 MX$21.01
$1.05 ฿35.10
8.57%
Water (1.5 liter bottle)
$1.20 MX$22.18
$0.49 ฿16.31
144.90%
Cigarettes 20 Pack (Marlboro, Camel)
$4.26 MX$78.7
$4.05 ฿135
5.19%
Wine (Bottle)
$10.02 MX$185
$17.60 ฿588
-43.07%
Local Beer (0.5 liter bottle)
$1.54 MX$28.41
$1.68 ฿56.0
-8.33%
Imported Beer (0.33 liter bottle)
$2.66 MX$49.17
$2.63 ฿88.0
1.14%
🚌 Getting Around
Playa del Carmen
Koh Tao
Difference
One-way Ticket (Public Transport)
$0.53 MX$9.73
$2.02 ฿67.5
-73.76%
Public Transport Monthly Pass (Regular Price)
$27.51 MX$508
-
-
Taxi Start (Normal Tariff)
$4.90 MX$90.6
$2.76 ฿92.2
77.54%
Taxi (Normal Tariff) (1km)
$3.43 MX$63.5
$0.98 ฿32.79
250.00%
Taxi 1hour Waiting (Normal Tariff)
$5.38 MX$99.4
$3.37 ฿113
59.64%
Gasoline (1 liter)
$1.45 MX$26.76
$1.27 ฿42.56
14.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$391.0K
$24.6K ฿821.9K
-13.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K MX$425.3K
$23.8K ฿796.1K
-3.37%
🧾 Monthly Utilities & Internet
Playa del Carmen
Koh Tao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.4 MX$1,577
$96.6 ฿3,229
-11.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.46 MX$434
$11.21 ฿375
109.28%
Internet (50+ Mbps, Unlimited Data)
$28.43 MX$525
$17.15 ฿573
65.77%
🎉 Sport & Entertainment
Playa del Carmen
Koh Tao
Difference
Gym Membership (Monthly)
$62.2 MX$1,149
$55.6 ฿1,858
11.87%
Tennis Court (1 Hour on Weekend)
$28.68 MX$530
$11.50 ฿384
149.39%
Cinema Ticket
$5.10 MX$94.3
$7.82 ฿261
-34.78%
🧸 Childcare & Education
Playa del Carmen
Koh Tao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$201 MX$3,715
$566 ฿18.9K
-64.48%
International Primary School, 1 Child (Yearly)
$3,947 MX$72.9K
$11.7K ฿389.6K
-66.14%
👕👟 Clothing & Footwear
Playa del Carmen
Koh Tao
Difference
Jeans (Levis 501 Or Similar)
$44.39 MX$820
$63.2 ฿2,112
-29.75%
Summer Dress (H&M, Zara, etc)
$41.35 MX$764
$28.21 ฿943
46.58%
Sport Shoes (Adidas, Nike)
$72.7 MX$1,344
$96.4 ฿3,222
-24.55%
Men's Leather Business Shoes
$89.6 MX$1,656
$88.8 ฿2,968
0.89%
🏠 Accommodation & Living
Playa del Carmen
Koh Tao
Difference
1-bedroom Apartment, City Center (Monthly)
$979 MX$18.1K
$550 ฿18.4K
77.94%
1-bedroom Apartment, Outside City Center (Monthly)
$373 MX$6,887
$351 ฿11.7K
6.22%
3-bedroom Apartment, City Center (Monthly)
$1,681 MX$31.1K
$1,583 ฿52.9K
6.16%
3-bedroom Apartment, Outside City Center (Monthly)
$1,095 MX$20.2K
$893 ฿29.8K
22.68%
Buy Apartment in City Center (m2)
$3,949 MX$73.0K
$2,685 ฿89.7K
47.05%
Buy Apartment Outside City Center (m2)
$6,137 MX$113.4K
$1,889 ฿63.1K
224.80%
💵 Salaries & Financials
Playa del Carmen
Koh Tao
Difference
Average Monthly Net Salary (After Tax)
$738 MX$13.6K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
5.57
105.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 17, 2026

Last update for Koh Tao: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$373
Koh Tao
$351 5.9% $22
Groceries & Markets
Playa del Carmen
$258
Koh Tao
$254 1.9% $4.8
Eating Out
Playa del Carmen
$200
Koh Tao
$104 48% $96
Monthly Utilities & Internet
Playa del Carmen
$137
Koh Tao
$125 8.9% $12
Clothing & Footwear
Playa del Carmen
$112
Koh Tao
$124 11.5% $13
Sport & Entertainment
Playa del Carmen
$72
Koh Tao
$71 1.6% $1.2
Getting Around
Playa del Carmen
$52
Koh Tao
$16 * 69.5% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $979 in Playa del Carmen and $550 in Koh Tao. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Playa del Carmen vs $27.00 in Koh Tao for a mid-range dinner for two. Groceries echo the gap at $258 vs $254 per month, with Koh Tao cheaper across the board.

Good to know
🇲🇽 Playa del Carmen
🇹🇭 Koh Tao
🕒 Local time
06:41 6:41 AM
18:41 6:41 PM
12 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
1,382
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Playa del Carmen Koh Tao 16,520 km ≈ 21 h nonstop flight
From you
  • Playa del Carmen
  • Koh Tao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Koh Tao: Cost of Living - Frequently Asked Questions
Is Koh Tao cheaper than Playa del Carmen?
Koh Tao is cheaper overall, especially in groceries, eating out, and leisure. The 15% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,806 in Playa del Carmen and $1,567 in Koh Tao to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Playa del Carmen and Koh Tao?
Rent for a central apartment: $979 in Playa del Carmen versus $550 in Koh Tao. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $201 in Playa del Carmen versus $566 in Koh Tao. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Playa del Carmen or in Koh Tao?
Dining out is cheaper in Koh Tao – a meal for two runs $27.00 versus $44.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Playa del Carmen or in Koh Tao?
At $1,045 in Koh Tao versus $1,204 in Playa del Carmen, a $1,500 budget is realistic in Koh Tao but tight or insufficient in Playa del Carmen. The gap between the two cities makes Koh Tao the clear choice for anyone on this budget.
Is Playa del Carmen or Koh Tao more family-friendly?
For families, Koh Tao is more practical. Housing and childcare are both notably cheaper than in Playa del Carmen, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Playa del Carmen or Koh Tao?
Safety-wise, Playa del Carmen and Koh Tao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Koh Tao gentler on the wallet – expenses run 15% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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