Last update: Oct 2026

Cost of Living Comparison Between Koh Phi Phi and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,930 in Koh Phi Phi, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

92

Cost of Living Index in Koh Phi Phi
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Koh Phi Phi Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Koh Phi Phi

🇹🇭 Thailand

$1,930

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Phi Phi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Phi Phi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,930 in Koh Phi Phi versus $934 in Cebu.

Koh Phi Phi $1,930
Cebu $934

Estimated couple costs with rent: $3,266 in Koh Phi Phi versus $1,415 in Cebu.

Koh Phi Phi $3,266
Cebu $1,415

Monthly costs for a family of three with rent: $4,603 in Koh Phi Phi versus $1,896 in Cebu.

Koh Phi Phi $4,603
Cebu $1,896

Living in Koh Phi Phi is roughly 107% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Koh Phi Phi is 44% above, Cebu is 30% below.

Meal at Budget Restaurant

$6.82 ฿228

$3.03 ₱190

125.08%

Three-Course Dinner for Two, Mid-Range

$48.47 ฿1,623

$23.48 ₱1,473

106.43%

Fast Food Meal (McDonalds, etc)

$12.83 ฿430

$4.09 ₱256

213.69%

Cappuccino

$4.10 ฿137

$2.52 ₱158

62.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.36 ฿45.48

$1.54 ₱96.9

-11.69%

Water (0.33 liter bottle)

$0.73 ฿24.55

$0.49 ₱30.98

48.98%

Local Beer (0.5 liter draught)

$3.84 ฿129

$1.79 ₱112

114.53%

Imported Beer (0.33 liter bottle)

$5.54 ฿186

$2.26 ₱142

145.13%

Milk (1 liter)

$2.00 ฿67.1

$1.95 ₱122

2.56%

White Bread (500g)

$1.72 ฿57.6

$1.43 ₱89.7

20.28%

Rice (white) (1kg)

$1.88 ฿63.0

$1.02 ₱63.8

84.31%

Eggs

$2.52 ฿84.5

$2.06 ₱129

22.33%

Local Cheese (1kg)

$23.69 ฿793

$9.81 ₱615

141.49%

Chicken Fillets (1kg)

$4.05 ฿136

$4.61 ₱289

-12.15%

Beef Round Steak (1kg)

$13.17 ฿441

$7.70 ₱483

71.04%

Apples (1kg)

$3.50 ฿117

$3.31 ₱207

5.74%

Banana (1kg)

$1.95 ฿65.3

$1.45 ₱90.9

34.48%

Oranges (1kg)

$2.71 ฿90.7

$2.36 ₱148

14.83%

Tomato (1kg)

$2.55 ฿85.5

$1.54 ₱96.4

65.58%

Potato (1kg)

$1.82 ฿61.0

$2.36 ₱148

-22.88%

Onion (1kg)

$1.65 ฿55.3

$1.99 ₱125

-17.09%

Lettuce (1 head)

$1.29 ฿43.10

$1.15 ₱72.1

12.17%

Water (1.5 liter bottle)

$0.62 ฿20.78

$0.67 ₱42.15

-7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 ฿170

$3.00 ₱188

69.33%

Wine (Bottle)

$21.86 ฿732

$6.35 ₱398

244.25%

Local Beer (0.5 liter bottle)

$2.13 ฿71.3

$1.31 ₱81.9

62.60%

Imported Beer (0.33 liter bottle)

$3.40 ฿114

$1.73 ₱108

96.53%

One-way Ticket (Public Transport)

$3.05 ฿102

$0.25 ₱15.78

1120.00%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$4.13 ฿138

$0.74 ₱46.32

458.11%

Taxi (Normal Tariff) (1km)

$1.48 ฿49.50

$0.21 ₱13.11

604.76%

Taxi 1hour Waiting (Normal Tariff)

$5.21 ฿174

$4.33 ₱271

20.32%

Gasoline (1 liter)

$2.01 ฿67.3

$1.33 ₱83.5

51.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K ฿1.3M

$21.8K ₱1.4M

72.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K ฿1.3M

$19.4K ₱1.2M

95.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 ฿3,556

$121 ₱7,563

-11.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 ฿415

$14.45 ₱907

-14.26%

Internet (50+ Mbps, Unlimited Data)

$19.02 ฿637

$28.29 ₱1,774

-32.77%

Gym Membership (Monthly)

$62.1 ฿2,080

$32.68 ₱2,050

90.12%

Tennis Court (1 Hour on Weekend)

$13.26 ฿444

$6.39 ₱401

107.51%

Cinema Ticket

$9.25 ฿310

$5.46 ₱342

69.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$665 ฿22.3K

$273 ₱17.1K

143.36%

International Primary School, 1 Child (Yearly)

$14.0K ฿467.7K

$8,156 ₱511.5K

71.26%

Jeans (Levis 501 Or Similar)

$67.3 ฿2,252

$49.57 ₱3,109

35.71%

Summer Dress (H&M, Zara, etc)

$29.94 ฿1,002

$24.87 ₱1,560

20.39%

Sport Shoes (Adidas, Nike)

$100 ฿3,358

$76.6 ₱4,804

30.93%

Men's Leather Business Shoes

$90.7 ฿3,037

$59.3 ₱3,717

53.07%

1-bedroom Apartment, City Center (Monthly)

$1,569 ฿52.5K

$506 ₱31.7K

210.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,007 ฿33.7K

$309 ₱19.4K

225.42%

3-bedroom Apartment, City Center (Monthly)

$4,640 ฿155.3K

$1,052 ₱66.0K

341.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,698 ฿90.3K

$619 ₱38.8K

335.87%

Buy Apartment in City Center (m2)

$7,572 ฿253.5K

$2,915 ₱182.9K

159.73%

Buy Apartment Outside City Center (m2)

$5,505 ฿184.3K

$1,867 ₱117.1K

194.82%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

7.2

-22.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phi Phi: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Phi Phi

$1K 53.5%

Cebu

$309 33.5% 69.3% $697

Groceries & Markets

Koh Phi Phi

$321 17.1%

Cebu

$210 22.7% 34.5% $111

Eating Out

Koh Phi Phi

$181 9.6%

Cebu

$88 9.6% 51.1% $92

Monthly Utilities & Internet

Koh Phi Phi

$138 7.3%

Cebu

$163 17.7% 18.7% $26

Clothing & Footwear

Koh Phi Phi

$130 6.9%

Cebu

$95 10.2% 27% $35

Sport & Entertainment

Koh Phi Phi

$81 4.3%

Cebu

$44 4.7% 45.9% $37

Getting Around

Koh Phi Phi

$24 * 1.3%

Cebu

$15 1.7% 34.9% $8.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,569 in Koh Phi Phi and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $48.00 in Koh Phi Phi vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $321 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇹🇭 Koh Phi Phi

🇵🇭 Cebu

🕒 Local time

10:07 10:07 AM

11:07 11:07 AM

1 h ahead of Koh Phi Phi

🌤 Weather

👥 Population

2,500

964,169

💱 Currency

Thai Baht THB ฿

Philippine Peso PHP ₱

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.55 THB (100 THB = 2.66 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Koh Phi Phi Cebu 2,770 km ≈ 4 h nonstop flight

From you

Koh Phi Phi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phi Phi vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 107% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,894 in Koh Phi Phi and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,569 in Koh Phi Phi versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 53% higher in Koh Phi Phi. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,930 per month in Koh Phi Phi versus $934 in Cebu – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Cebu versus $1,930 in Koh Phi Phi, a $1,500 budget is realistic in Cebu but tight or insufficient in Koh Phi Phi. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Koh Phi Phi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Koh Phi Phi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 107% less than in Koh Phi Phi. Beyond cost, consider language, visa policies, and how big the international community is in each city.