Last update: Oct 2026

Cost of Living Comparison Between Koh Phangan and Si Racha

For one person, living is cheaper in Si Racha: $987 a month against $1,103 in Koh Phangan, rent and utilities included – about $1,400 less a year. Other living expenses account for most of the difference.

Koh Phangan, Thailand
Si Racha, Thailand
Koh Phangan
🇹🇭 Thailand
$1,103
/mo nomad
Si Racha
🇹🇭 Thailand
$987
/mo nomad
Monthly Cost of Living

How much you'll spend in Koh Phangan and in Si Racha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Phangan and in Si Racha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,103 in Koh Phangan versus $987 in Si Racha.

  • Koh Phangan $1,103
  • Si Racha $987

Estimated couple costs with rent: $1,874 in Koh Phangan versus $1,612 in Si Racha.

  • Koh Phangan $1,874
  • Si Racha $1,612

Monthly costs for a family of three with rent: $2,646 in Koh Phangan versus $2,237 in Si Racha.

  • Koh Phangan $2,646
  • Si Racha $2,237

Living in Koh Phangan is roughly 12% more expensive than in Si Racha, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Koh Phangan 19% lower, Si Racha 27% lower.

Currency
🍽 Eating Out
Koh Phangan
Si Racha
Difference
Meal at Budget Restaurant
$3.88 ฿131
$2.96 ฿99.9
31.08%
Three-Course Dinner for Two, Mid-Range
$28.98 ฿979
$36.14 ฿1,220
-19.81%
Fast Food Meal (McDonalds, etc)
$7.88 ฿266
$6.38 ฿215
23.51%
Cappuccino
$2.46 ฿83.2
$2.68 ฿90.6
-8.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ฿27.06
$0.63 ฿21.25
26.98%
Water (0.33 liter bottle)
$0.44 ฿14.90
$0.29 ฿9.70
51.72%
Local Beer (0.5 liter draught)
$2.25 ฿76.0
$2.26 ฿76.4
-0.44%
Imported Beer (0.33 liter bottle)
$3.26 ฿110
$2.63 ฿88.8
23.95%
🛒 Groceries & Markets
Koh Phangan
Si Racha
Difference
Milk (1 liter)
$1.59 ฿53.6
$1.80 ฿60.8
-11.67%
White Bread (500g)
$1.38 ฿46.60
$1.43 ฿48.20
-3.50%
Rice (white) (1kg)
$1.44 ฿48.50
$1.41 ฿47.53
2.13%
Eggs
$2.00 ฿67.4
$2.23 ฿75.3
-10.31%
Local Cheese (1kg)
$18.46 ฿623
$15.36 ฿519
20.18%
Chicken Fillets (1kg)
$3.29 ฿111
$2.56 ฿86.3
28.52%
Beef Round Steak (1kg)
$10.67 ฿360
$9.96 ฿336
7.13%
Apples (1kg)
$2.72 ฿91.7
$3.38 ฿114
-19.53%
Banana (1kg)
$1.54 ฿52.0
$1.27 ฿42.77
21.26%
Oranges (1kg)
$2.07 ฿69.9
$1.86 ฿62.9
11.29%
Tomato (1kg)
$1.93 ฿65.3
$1.95 ฿65.9
-1.03%
Potato (1kg)
$1.44 ฿48.63
$1.24 ฿41.93
16.13%
Onion (1kg)
$1.23 ฿41.67
$1.09 ฿36.73
12.84%
Lettuce (1 head)
$1.07 ฿35.99
$1.23 ฿41.46
-13.01%
Water (1.5 liter bottle)
$0.48 ฿16.06
$0.48 ฿16.15
-
Cigarettes 20 Pack (Marlboro, Camel)
$4.04 ฿136
$4.44 ฿150
-9.01%
Wine (Bottle)
$17.83 ฿602
$15.15 ฿511
17.69%
Local Beer (0.5 liter bottle)
$1.70 ฿57.5
$1.70 ฿57.4
-
Imported Beer (0.33 liter bottle)
$2.65 ฿89.6
$2.91 ฿98.4
-8.93%
🚌 Getting Around
Koh Phangan
Si Racha
Difference
One-way Ticket (Public Transport)
$1.32 ฿44.64
$0.87 ฿29.36
51.72%
Public Transport Monthly Pass (Regular Price)
$49.08 ฿1,657
$35.64 ฿1,204
37.71%
Taxi Start (Normal Tariff)
$2.61 ฿88.3
$1.05 ฿35.61
148.57%
Taxi (Normal Tariff) (1km)
$0.96 ฿32.44
$1.08 ฿36.31
-11.11%
Taxi 1hour Waiting (Normal Tariff)
$3.32 ฿112
$3.67 ฿124
-9.54%
Gasoline (1 liter)
$1.33 ฿44.99
$1.37 ฿46.33
-2.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.5K ฿795.2K
$31.0K ฿1.0M
-23.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7K ฿799.5K
$26.5K ฿894.3K
-10.61%
🧾 Monthly Utilities & Internet
Koh Phangan
Si Racha
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.0 ฿3,311
$106 ฿3,589
-7.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.12 ฿376
$11.58 ฿391
-3.97%
Internet (50+ Mbps, Unlimited Data)
$16.94 ฿572
$19.32 ฿652
-12.32%
🎉 Sport & Entertainment
Koh Phangan
Si Racha
Difference
Gym Membership (Monthly)
$67.7 ฿2,286
$46.43 ฿1,568
45.79%
Tennis Court (1 Hour on Weekend)
$10.81 ฿365
$13.49 ฿456
-19.87%
Cinema Ticket
$7.68 ฿259
$7.69 ฿260
-0.13%
🧸 Childcare & Education
Koh Phangan
Si Racha
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$478 ฿16.2K
$579 ฿19.6K
-17.45%
International Primary School, 1 Child (Yearly)
$11.6K ฿391.7K
$14.6K ฿492.9K
-20.52%
👕👟 Clothing & Footwear
Koh Phangan
Si Racha
Difference
Jeans (Levis 501 Or Similar)
$62.1 ฿2,098
$50.1 ฿1,691
24.09%
Summer Dress (H&M, Zara, etc)
$28.52 ฿963
$29.74 ฿1,004
-4.10%
Sport Shoes (Adidas, Nike)
$96.0 ฿3,242
$94.9 ฿3,205
1.15%
Men's Leather Business Shoes
$86.5 ฿2,922
$74.9 ฿2,528
15.58%
🏠 Accommodation & Living
Koh Phangan
Si Racha
Difference
1-bedroom Apartment, City Center (Monthly)
$498 ฿16.8K
$452 ฿15.3K
10.21%
1-bedroom Apartment, Outside City Center (Monthly)
$348 ฿11.7K
$296 ฿10.0K
17.39%
3-bedroom Apartment, City Center (Monthly)
$1,349 ฿45.6K
$1,161 ฿39.2K
16.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,007 ฿34.0K
$704 ฿23.8K
43.02%
Buy Apartment in City Center (m2)
$2,927 ฿98.8K
$1,931 ฿65.2K
51.60%
Buy Apartment Outside City Center (m2)
$2,098 ฿70.9K
$1,469 ฿49.6K
42.79%
💵 Salaries & Financials
Koh Phangan
Si Racha
Difference
Average Monthly Net Salary (After Tax)
$724 ฿24.4K
$1,058 ฿35.7K
-31.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
5.25
6.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phangan: October 25, 2026

Last update for Si Racha: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Koh Phangan
$348
Si Racha
$296 14.8% $52
Groceries & Markets
Koh Phangan
$254
Si Racha
$238 6.2% $16
Monthly Utilities & Internet
Koh Phangan
$126
Si Racha
$137 8.8% $11
Clothing & Footwear
Koh Phangan
$123
Si Racha
$112 8.6% $11
Eating Out
Koh Phangan
$107
Si Racha
$95 11% $12
Sport & Entertainment
Koh Phangan
$83
Si Racha
$62 25.6% $21
Getting Around
Koh Phangan
$62
Si Racha
$46 26.3% $16

Cost Breakdown

A one-bedroom apartment in the center runs $498 in Koh Phangan and $452 in Si Racha. Housing cost is often the main lever when comparing two cities.

Si Racha pays 46% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29 in Koh Phangan vs $36 in Si Racha. Groceries flip the comparison at $254 vs $238, with Si Racha cheaper for home cooking.

Good to know
🇹🇭 Koh Phangan
🇹🇭 Si Racha
🕒 Local time
06:03 6:03 AM
06:03 6:03 AM
Same time as Koh Phangan
🌤 Weather
👥 Population
19,444
💱 Currency
Thai Baht THB ฿
Thai Baht THB ฿
Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Koh Phangan Si Racha 390 km
From you
  • Koh Phangan
  • Si Racha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koh Phangan vs Si Racha: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Koh Phangan and in Si Racha?
Total monthly costs including rent come to $1,103 in Koh Phangan and $987 in Si Racha, so Si Racha is about 11% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 32% lower in Koh Phangan. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Koh Phangan and in Si Racha?
Rent for a central apartment: $498 in Koh Phangan versus $452 in Si Racha. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Koh Phangan – a meal for two runs $29 versus $36 in Si Racha. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Koh Phangan or Si Racha?
All in, you’ll spend $1,103 per month in Koh Phangan versus $987 in Si Racha – Si Racha is about 11% cheaper, which adds up to real savings over time.
Is Koh Phangan or Si Racha safer for residents?
Safety-wise, Koh Phangan and Si Racha are both considered safe, so it’s unlikely to be the deciding factor between them.

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