Last update: Oct 2026

Cost of Living Comparison Between Koh Phangan and Bali

For one person, living is cheaper in Koh Phangan: $1,018 a month against $1,224 in Bali, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index
60

Cost of Living Index in Bali
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Bali Living Index

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Koh Phangan

🇹🇭 Thailand

$1,018

/mo nomad

Bali

🇮🇩 Indonesia

$1,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Phangan and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Phangan and in Bali actually costs, broken down by who's living it.

A single person spends $1,018 per month in Koh Phangan vs $1,224 in Bali, rent included.

Koh Phangan $1,018
Bali $1,224

A couple spends around $1,673 per month in Koh Phangan vs $2,064 in Bali, rent included.

Koh Phangan $1,673
Bali $2,064

A family of three spends $2,328 per month in Koh Phangan vs $2,904 in Bali, rent included.

Koh Phangan $2,328
Bali $2,904

Koh Phangan is about 17% cheaper than Bali, and outside of rent the biggest gap is in groceries.

Both Koh Phangan and Bali are more affordable than the global median – Koh Phangan 24% lower, Bali 9% lower.

Meal at Budget Restaurant

$4.05 ฿136

$2.74 Rp 49.1K

47.81%

Three-Course Dinner for Two, Mid-Range

$29.43 ฿989

$29.64 Rp 530.3K

-0.71%

Fast Food Meal (McDonalds, etc)

$7.59 ฿255

$4.74 Rp 84.7K

60.13%

Cappuccino

$2.50 ฿84.2

$2.22 Rp 39.7K

12.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ฿27.09

$1.37 Rp 24.5K

-40.88%

Water (0.33 liter bottle)

$0.45 ฿15.01

$0.66 Rp 11.8K

-31.82%

Local Beer (0.5 liter draught)

$2.30 ฿77.4

$2.21 Rp 39.5K

4.07%

Imported Beer (0.33 liter bottle)

$3.41 ฿114

$3.62 Rp 64.8K

-5.80%

Milk (1 liter)

$1.59 ฿53.5

$1.44 Rp 25.8K

10.42%

White Bread (500g)

$1.36 ฿45.86

$2.17 Rp 38.7K

-37.33%

Rice (white) (1kg)

$1.50 ฿50.5

$1.12 Rp 20.0K

33.93%

Eggs

$2.05 ฿68.9

$1.97 Rp 35.3K

4.06%

Local Cheese (1kg)

$18.36 ฿617

$16.41 Rp 293.5K

11.88%

Chicken Fillets (1kg)

$3.17 ฿107

$3.63 Rp 65.0K

-12.67%

Beef Round Steak (1kg)

$10.61 ฿357

$11.53 Rp 206.4K

-7.98%

Apples (1kg)

$2.79 ฿93.9

$3.37 Rp 60.2K

-17.21%

Banana (1kg)

$1.54 ฿51.7

$1.46 Rp 26.0K

5.48%

Oranges (1kg)

$2.10 ฿70.5

$2.15 Rp 38.5K

-2.33%

Tomato (1kg)

$1.95 ฿65.7

$1.90 Rp 34.0K

2.63%

Potato (1kg)

$1.44 ฿48.39

$1.80 Rp 32.2K

-20.00%

Onion (1kg)

$1.25 ฿41.97

$2.24 Rp 40.1K

-44.20%

Lettuce (1 head)

$1.02 ฿34.39

$0.94 Rp 16.8K

8.51%

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.48 Rp 8,585

Cigarettes 20 Pack (Marlboro, Camel)

$4.15 ฿139

$2.14 Rp 38.2K

93.93%

Wine (Bottle)

$17.24 ฿580

$21.94 Rp 392.5K

-21.42%

Local Beer (0.5 liter bottle)

$1.69 ฿56.7

$2.26 Rp 40.4K

-25.22%

Imported Beer (0.33 liter bottle)

$2.63 ฿88.6

$2.77 Rp 49.6K

-5.05%

One-way Ticket (Public Transport)

$2.00 ฿67.2

$0.26 Rp 4,664

669.23%

Public Transport Monthly Pass (Regular Price)

$8.08 Rp 144.5K

Taxi Start (Normal Tariff)

$2.60 ฿87.4

$0.44 Rp 7,859

490.91%

Taxi (Normal Tariff) (1km)

$0.93 ฿31.19

$0.42 Rp 7,497

121.43%

Taxi 1hour Waiting (Normal Tariff)

$3.37 ฿113

$5.66 Rp 101.2K

-40.46%

Gasoline (1 liter)

$1.29 ฿43.20

$0.90 Rp 16.0K

43.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K ฿809.2K

$24.2K Rp 433.8M

-0.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K ฿810.2K

$31.5K Rp 563.6M

-23.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.9 ฿3,324

$80.1 Rp 1.4M

23.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.05 ฿371

$6.63 Rp 118.6K

66.67%

Internet (50+ Mbps, Unlimited Data)

$16.87 ฿567

$18.33 Rp 327.9K

-7.97%

Gym Membership (Monthly)

$53.1 ฿1,784

$45.56 Rp 815.1K

16.48%

Tennis Court (1 Hour on Weekend)

$10.77 ฿362

$15.24 Rp 272.7K

-29.33%

Cinema Ticket

$7.53 ฿253

$3.71 Rp 66.4K

102.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$557 ฿18.7K

$442 Rp 7.9M

26.09%

International Primary School, 1 Child (Yearly)

$11.7K ฿392.3K

$5,246 Rp 93.8M

122.46%

Jeans (Levis 501 Or Similar)

$64.0 ฿2,151

$44.18 Rp 790.3K

44.82%

Summer Dress (H&M, Zara, etc)

$28.52 ฿959

$34.13 Rp 610.6K

-16.44%

Sport Shoes (Adidas, Nike)

$95.9 ฿3,223

$77.2 Rp 1.4M

24.14%

Men's Leather Business Shoes

$86.9 ฿2,922

$75.0 Rp 1.3M

15.91%

1-bedroom Apartment, City Center (Monthly)

$513 ฿17.2K

$994 Rp 17.8M

-48.43%

1-bedroom Apartment, Outside City Center (Monthly)

$321 ฿10.8K

$588 Rp 10.5M

-45.39%

3-bedroom Apartment, City Center (Monthly)

$1,442 ฿48.5K

$3,084 Rp 55.2M

-53.25%

3-bedroom Apartment, Outside City Center (Monthly)

$843 ฿28.4K

$1,496 Rp 26.8M

-43.62%

Buy Apartment in City Center (m2)

$2,420 ฿81.4K

$2,383 Rp 42.6M

1.57%

Buy Apartment Outside City Center (m2)

$1,779 ฿59.8K

$2,015 Rp 36.1M

-11.72%

Average Monthly Net Salary (After Tax)

$709 ฿23.8K

$223 Rp 4.0M

217.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

13.78

-59.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phangan: October 5, 2026

Last update for Bali: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Phangan

$321 31.6%

Bali

$588 48% 83.1% $267

Groceries & Markets

Koh Phangan

$253 24.9%

Bali

$274 22.4% 8.5% $22

Monthly Utilities & Internet

Koh Phangan

$127 12.5%

Bali

$105 8.6% 17.2% $22

Clothing & Footwear

Koh Phangan

$124 12.2%

Bali

$104 8.5% 16.3% $20

Eating Out

Koh Phangan

$109 10.7%

Bali

$89 7.3% 17.9% $19

Sport & Entertainment

Koh Phangan

$68 6.7%

Bali

$53 4.3% 22.2% $15

Getting Around

Koh Phangan

$15 * 1.5%

Bali

$12 1% 23.5% $3.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $513 in Koh Phangan versus $994 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 218% higher in Koh Phangan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Koh Phangan versus $30.00 in Bali. Monthly groceries follow the same trend: $253 vs $274 – making Koh Phangan the more affordable choice for daily food spending.

Good to know

🇹🇭 Koh Phangan

🇮🇩 Bali

🕒 Local time

14:37 2:37 PM

15:37 3:37 PM

1 h ahead of Koh Phangan

🌤 Weather

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.71 THB (100 THB = 2.65 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Koh Phangan Bali 2,640 km ≈ 3 h 45 min nonstop flight

From you

Koh Phangan
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phangan vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 20% more than Koh Phangan, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,527 per month in Koh Phangan and $1,836 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Phangan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,018 in Koh Phangan and $1,224 in Bali. That's a gap of about 20%.

Kindergarten costs $557 per month in Koh Phangan and $442 in Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Koh Phangan, where all-in costs run around $1,018, than in Bali at $1,224. In Koh Phangan it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Koh Phangan costs $1,018 versus $1,224 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Koh Phangan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.