Last update: Oct 2026

Cost of Living Comparison Between Koh Phangan and Ayutthaya

For one person, living is cheaper in Ayutthaya: $745 a month against $1,103 in Koh Phangan, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

Koh Phangan, Thailand
Ayutthaya, Thailand
Koh Phangan
🇹🇭 Thailand
$1,103
/mo nomad
Ayutthaya
🇹🇭 Thailand
$745
/mo nomad
Monthly Cost of Living

How much you'll spend in Koh Phangan and in Ayutthaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Phangan and in Ayutthaya actually costs, broken down by who's living it.

A single person spends $1,103 per month in Koh Phangan vs $745 in Ayutthaya, rent included.

  • Koh Phangan $1,103
  • Ayutthaya $745

A couple spends around $1,874 per month in Koh Phangan vs $1,145 in Ayutthaya, rent included.

  • Koh Phangan $1,874
  • Ayutthaya $1,145

A family of three spends $2,646 per month in Koh Phangan vs $1,545 in Ayutthaya, rent included.

  • Koh Phangan $2,646
  • Ayutthaya $1,545

Koh Phangan costs about 48% more than Ayutthaya, and outside of rent the biggest gap is in groceries.

Both Koh Phangan and Ayutthaya are more affordable than the global median – Koh Phangan 19% lower, Ayutthaya 45% lower.

Currency
🍽 Eating Out
Koh Phangan
Ayutthaya
Difference
Meal at Budget Restaurant
$3.88 ฿131
$1.81 ฿61.1
114.36%
Three-Course Dinner for Two, Mid-Range
$28.98 ฿979
$21.93 ฿741
32.15%
Fast Food Meal (McDonalds, etc)
$7.88 ฿266
$6.90 ฿233
14.20%
Cappuccino
$2.46 ฿83.2
$1.82 ฿61.6
35.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ฿27.06
$0.72 ฿24.33
11.11%
Water (0.33 liter bottle)
$0.44 ฿14.90
$0.31 ฿10.52
41.94%
Local Beer (0.5 liter draught)
$2.25 ฿76.0
$2.05 ฿69.3
9.76%
Imported Beer (0.33 liter bottle)
$3.26 ฿110
$2.92 ฿98.6
11.64%
🛒 Groceries & Markets
Koh Phangan
Ayutthaya
Difference
Milk (1 liter)
$1.59 ฿53.6
$1.42 ฿47.97
11.97%
White Bread (500g)
$1.38 ฿46.60
$1.33 ฿44.86
3.76%
Rice (white) (1kg)
$1.44 ฿48.50
$1.27 ฿42.84
13.39%
Eggs
$2.00 ฿67.4
$1.72 ฿58.2
16.28%
Local Cheese (1kg)
$18.46 ฿623
$12.11 ฿409
52.44%
Chicken Fillets (1kg)
$3.29 ฿111
$2.42 ฿81.6
35.95%
Beef Round Steak (1kg)
$10.67 ฿360
$8.19 ฿277
30.28%
Apples (1kg)
$2.72 ฿91.7
$2.49 ฿84.1
9.24%
Banana (1kg)
$1.54 ฿52.0
$0.94 ฿31.90
63.83%
Oranges (1kg)
$2.07 ฿69.9
$2.05 ฿69.3
0.98%
Tomato (1kg)
$1.93 ฿65.3
$1.30 ฿43.89
48.46%
Potato (1kg)
$1.44 ฿48.63
$1.72 ฿58.3
-16.28%
Onion (1kg)
$1.23 ฿41.67
$1.05 ฿35.30
17.14%
Lettuce (1 head)
$1.07 ฿35.99
$1.86 ฿62.7
-42.47%
Water (1.5 liter bottle)
$0.48 ฿16.06
$0.41 ฿13.68
17.07%
Cigarettes 20 Pack (Marlboro, Camel)
$4.04 ฿136
$4.38 ฿148
-7.76%
Wine (Bottle)
$17.83 ฿602
$14.28 ฿482
24.86%
Local Beer (0.5 liter bottle)
$1.70 ฿57.5
$1.57 ฿53.2
8.28%
Imported Beer (0.33 liter bottle)
$2.65 ฿89.6
$1.81 ฿61.0
46.41%
🚌 Getting Around
Koh Phangan
Ayutthaya
Difference
One-way Ticket (Public Transport)
$1.32 ฿44.64
$1.02 ฿34.30
29.41%
Public Transport Monthly Pass (Regular Price)
$49.08 ฿1,657
$11.85 ฿400
314.18%
Taxi Start (Normal Tariff)
$2.61 ฿88.3
$1.30 ฿43.98
100.77%
Taxi (Normal Tariff) (1km)
$0.96 ฿32.44
$1.56 ฿52.7
-38.46%
Taxi 1hour Waiting (Normal Tariff)
$3.32 ฿112
$5.36 ฿181
-38.06%
Gasoline (1 liter)
$1.33 ฿44.99
$1.19 ฿40.15
11.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.5K ฿795.2K
$17.8K ฿599.9K
32.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7K ฿799.5K
$26.4K ฿891.4K
-10.32%
🧾 Monthly Utilities & Internet
Koh Phangan
Ayutthaya
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.0 ฿3,311
$77.0 ฿2,600
27.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.12 ฿376
$9.29 ฿314
19.70%
Internet (50+ Mbps, Unlimited Data)
$16.94 ฿572
$14.97 ฿506
13.16%
🎉 Sport & Entertainment
Koh Phangan
Ayutthaya
Difference
Gym Membership (Monthly)
$67.7 ฿2,286
$55.7 ฿1,882
21.44%
Tennis Court (1 Hour on Weekend)
$10.81 ฿365
$8.79 ฿297
22.98%
Cinema Ticket
$7.68 ฿259
$4.65 ฿157
65.16%
🧸 Childcare & Education
Koh Phangan
Ayutthaya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$478 ฿16.2K
$181 ฿6,105
164.62%
International Primary School, 1 Child (Yearly)
$11.6K ฿391.7K
$8,814 ฿297.7K
31.61%
👕👟 Clothing & Footwear
Koh Phangan
Ayutthaya
Difference
Jeans (Levis 501 Or Similar)
$62.1 ฿2,098
$67.6 ฿2,283
-8.11%
Summer Dress (H&M, Zara, etc)
$28.52 ฿963
$38.74 ฿1,308
-26.38%
Sport Shoes (Adidas, Nike)
$96.0 ฿3,242
$75.0 ฿2,532
28.06%
Men's Leather Business Shoes
$86.5 ฿2,922
$58.6 ฿1,980
47.55%
🏠 Accommodation & Living
Koh Phangan
Ayutthaya
Difference
1-bedroom Apartment, City Center (Monthly)
$498 ฿16.8K
$218 ฿7,364
128.46%
1-bedroom Apartment, Outside City Center (Monthly)
$348 ฿11.7K
$163 ฿5,518
112.91%
3-bedroom Apartment, City Center (Monthly)
$1,349 ฿45.6K
$503 ฿17.0K
168.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,007 ฿34.0K
$290 ฿9,806
246.97%
Buy Apartment in City Center (m2)
$2,927 ฿98.8K
$1,626 ฿54.9K
79.97%
Buy Apartment Outside City Center (m2)
$2,098 ฿70.9K
$1,399 ฿47.2K
50.02%
💵 Salaries & Financials
Koh Phangan
Ayutthaya
Difference
Average Monthly Net Salary (After Tax)
$724 ฿24.4K
$807 ฿27.3K
-10.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
3.75
48.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phangan: October 25, 2026

Last update for Ayutthaya: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Koh Phangan
$348
Ayutthaya
$163 53% $185
Groceries & Markets
Koh Phangan
$254
Ayutthaya
$205 19.4% $49
Monthly Utilities & Internet
Koh Phangan
$126
Ayutthaya
$101 19.7% $25
Clothing & Footwear
Koh Phangan
$123
Ayutthaya
$108 12.2% $15
Eating Out
Koh Phangan
$107
Ayutthaya
$77 27.8% $30
Sport & Entertainment
Koh Phangan
$83
Ayutthaya
$65 21.7% $18
Getting Around
Koh Phangan
$62
Ayutthaya
$25 59.5% $37

Cost Breakdown

A central one-bedroom costs $498 in Koh Phangan versus $218 in Ayutthaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Ayutthaya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Koh Phangan versus $22 in Ayutthaya. Monthly groceries follow the same trend: $254 vs $205 – making Ayutthaya the more affordable choice for daily food spending.

Good to know
🇹🇭 Koh Phangan
🇹🇭 Ayutthaya
🕒 Local time
03:48 3:48 AM
03:48 3:48 AM
Same time as Koh Phangan
🌤 Weather
👥 Population
50,830
💱 Currency
Thai Baht THB ฿
Thai Baht THB ฿
Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Koh Phangan Ayutthaya 510 km ≈ 1 h 15 min nonstop flight
From you
  • Koh Phangan
  • Ayutthaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koh Phangan vs Ayutthaya: Cost of Living - Frequently Asked Questions
Is Ayutthaya cheaper than Koh Phangan?
Yes – Koh Phangan is pricier by about 48%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,654 per month in Koh Phangan and $1,117 in Ayutthaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ayutthaya, especially for central apartments: a one-bedroom in the center costs $218 there versus $498 in Koh Phangan.
Which city has cheaper kindergarten?
Kindergarten costs $478 per month in Koh Phangan and $181 in Ayutthaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Koh Phangan and in Ayutthaya?
Groceries cost about 24% more in Koh Phangan, though the gap depends on what you buy.
Is $1,000 a realistic budget for living in Koh Phangan or in Ayutthaya?
A $1,000 monthly budget goes further in Ayutthaya, where all-in costs run around $745, than in Koh Phangan at $1,103. In Ayutthaya it covers expenses comfortably, while in Koh Phangan it requires careful planning or may not stretch far enough.
Is Koh Phangan or Ayutthaya more family-friendly?
Families tend to lean toward Ayutthaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Koh Phangan or Ayutthaya?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is easier to live in as a foreigner?
For expats, Ayutthaya is the easier option financially – housing and daily costs are lower, and overall it costs about 32% less, which matters a lot on a fixed budget or early-career salary.

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