Last update: Oct 2026

Cost of Living Comparison Between Koh Lipe and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,098 in Koh Lipe, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Koh Lipe
Learn more

Koh Lipe Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Koh Lipe

🇹🇭 Thailand

$2,098

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Lipe and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Lipe and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,098 in Koh Lipe versus $1,353 in Ubud, Bali.

Koh Lipe $2,098
Ubud, Bali $1,353

Estimated couple costs with rent: $3,592 in Koh Lipe versus $2,297 in Ubud, Bali.

Koh Lipe $3,592
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $5,086 in Koh Lipe versus $3,241 in Ubud, Bali.

Koh Lipe $5,086
Ubud, Bali $3,241

Living in Koh Lipe is roughly 55% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Koh Lipe 55% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$6.97 ฿233

$3.23 Rp 58.1K

115.79%

Three-Course Dinner for Two, Mid-Range

$52.3 ฿1,748

$34.88 Rp 627.8K

49.91%

Fast Food Meal (McDonalds, etc)

$13.86 ฿463

$5.70 Rp 102.5K

143.16%

Cappuccino

$4.54 ฿152

$2.62 Rp 47.1K

73.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 ฿50.5

$1.72 Rp 31.0K

-12.21%

Water (0.33 liter bottle)

$0.74 ฿24.70

$0.81 Rp 14.6K

-8.64%

Local Beer (0.5 liter draught)

$3.97 ฿133

$2.65 Rp 47.7K

49.81%

Imported Beer (0.33 liter bottle)

$6.11 ฿204

$4.37 Rp 78.6K

39.82%

Milk (1 liter)

$2.14 ฿71.6

$1.57 Rp 28.3K

36.31%

White Bread (500g)

$1.77 ฿59.3

$2.19 Rp 39.5K

-19.18%

Rice (white) (1kg)

$1.88 ฿63.0

$1.18 Rp 21.2K

59.32%

Eggs

$2.73 ฿91.4

$2.16 Rp 38.8K

26.39%

Local Cheese (1kg)

$24.27 ฿811

$17.65 Rp 317.7K

37.51%

Chicken Fillets (1kg)

$4.17 ฿139

$3.78 Rp 68.0K

10.32%

Beef Round Steak (1kg)

$13.98 ฿467

$11.95 Rp 215.1K

16.99%

Apples (1kg)

$3.74 ฿125

$3.60 Rp 64.8K

3.89%

Banana (1kg)

$2.10 ฿70.1

$1.59 Rp 28.6K

32.08%

Oranges (1kg)

$2.79 ฿93.3

$2.31 Rp 41.6K

20.78%

Tomato (1kg)

$2.62 ฿87.5

$1.91 Rp 34.3K

37.17%

Potato (1kg)

$1.83 ฿61.1

$1.78 Rp 32.1K

2.81%

Onion (1kg)

$1.67 ฿55.9

$2.33 Rp 41.9K

-28.33%

Lettuce (1 head)

$1.38 ฿46.28

$1.00 Rp 18.0K

38.00%

Water (1.5 liter bottle)

$0.68 ฿22.89

$0.53 Rp 9,509

28.30%

Cigarettes 20 Pack (Marlboro, Camel)

$5.52 ฿185

$2.29 Rp 41.1K

141.05%

Wine (Bottle)

$22.90 ฿765

$22.07 Rp 397.3K

3.76%

Local Beer (0.5 liter bottle)

$2.19 ฿73.3

$2.35 Rp 42.2K

-6.81%

Imported Beer (0.33 liter bottle)

$3.59 ฿120

$2.98 Rp 53.6K

20.47%

One-way Ticket (Public Transport)

$3.44 ฿115

$0.23 Rp 4,112

1395.65%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$4.46 ฿149

$0.47 Rp 8,466

848.94%

Taxi (Normal Tariff) (1km)

$1.59 ฿53.1

$0.43 Rp 7,737

269.77%

Taxi 1hour Waiting (Normal Tariff)

$5.83 ฿195

$5.47 Rp 98.4K

6.58%

Gasoline (1 liter)

$2.21 ฿74.0

$0.83 Rp 14.9K

166.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.4K ฿1.3M

$23.9K Rp 429.8M

69.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K ฿1.3M

$32.8K Rp 590.1M

22.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ฿3,773

$80.0 Rp 1.4M

41.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.73 ฿425

$6.56 Rp 118.1K

94.05%

Internet (50+ Mbps, Unlimited Data)

$20.03 ฿669

$18.60 Rp 334.8K

7.69%

Gym Membership (Monthly)

$66.6 ฿2,225

$54.1 Rp 974.1K

23.00%

Tennis Court (1 Hour on Weekend)

$13.60 ฿454

$18.28 Rp 329.0K

-25.60%

Cinema Ticket

$9.45 ฿316

$4.25 Rp 76.5K

122.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 ฿23.3K

$493 Rp 8.9M

41.23%

International Primary School, 1 Child (Yearly)

$14.5K ฿483.5K

$5,597 Rp 100.7M

158.48%

Jeans (Levis 501 Or Similar)

$67.4 ฿2,253

$45.58 Rp 820.4K

47.92%

Summer Dress (H&M, Zara, etc)

$29.63 ฿990

$34.96 Rp 629.4K

-15.25%

Sport Shoes (Adidas, Nike)

$102 ฿3,424

$77.7 Rp 1.4M

31.82%

Men's Leather Business Shoes

$92.5 ฿3,090

$78.5 Rp 1.4M

17.74%

1-bedroom Apartment, City Center (Monthly)

$1,835 ฿61.3K

$1,131 Rp 20.4M

62.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 ฿39.5K

$673 Rp 12.1M

75.54%

3-bedroom Apartment, City Center (Monthly)

$5,300 ฿177.1K

$3,613 Rp 65.0M

46.71%

3-bedroom Apartment, Outside City Center (Monthly)

$3,000 ฿100.3K

$1,702 Rp 30.6M

76.29%

Buy Apartment in City Center (m2)

$8,628 ฿288.3K

$2,717 Rp 48.9M

217.51%

Buy Apartment Outside City Center (m2)

$6,214 ฿207.7K

$2,241 Rp 40.3M

177.26%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

13.78

-59.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Lipe: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Lipe

$1.2K 56.3%

Ubud, Bali

$673 49.7% 43% $508

Groceries & Markets

Koh Lipe

$335 16%

Ubud, Bali

$287 21.2% 14.4% $48

Eating Out

Koh Lipe

$193 9.2%

Ubud, Bali

$106 7.9% 44.8% $86

Monthly Utilities & Internet

Koh Lipe

$146 6.9%

Ubud, Bali

$105 7.8% 27.8% $40

Clothing & Footwear

Koh Lipe

$131 6.3%

Ubud, Bali

$107 7.9% 18.9% $25

Sport & Entertainment

Koh Lipe

$85 4.1%

Ubud, Bali

$63 4.6% 26.7% $23

Getting Around

Koh Lipe

$26 * 1.3%

Ubud, Bali

$12 0.9% 52.5% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,835 in Koh Lipe and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $52.0 in Koh Lipe vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $335 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇹🇭 Koh Lipe

🇮🇩 Ubud, Bali

🕒 Local time

18:39 6:39 PM

19:39 7:39 PM

1 h ahead of Koh Lipe

🌤 Weather

👥 Population

800

74,800

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Koh Lipe Ubud, Bali 2,430 km ≈ 3 h 30 min nonstop flight

From you

Koh Lipe
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Lipe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 55% lower than in Koh Lipe. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,147 in Koh Lipe and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,835 in Koh Lipe versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $696 in Koh Lipe versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $52.0 in Koh Lipe. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,098 in Koh Lipe, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Koh Lipe. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Koh Lipe and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 55% less than in Koh Lipe. Beyond cost, consider language, visa policies, and how big the international community is in each city.