Cost of Living Comparison Between Koh Lipe and Koh Phan Ghan Cost of Living Comparison Between Koh Lipe and Koh Phan Ghan

Monthly Cost of Living

Monthly costs for one person with rent: $2,116 in Koh Lipe versus $1,061 in Koh Phan Ghan.

Estimated couple costs with rent: $4,146 in Koh Lipe versus $1,908 in Koh Phan Ghan.

Monthly costs for a family of three with rent: $6,177 in Koh Lipe versus $2,754 in Koh Phan Ghan.

Living in Koh Lipe is roughly 99% more expensive than in Koh Phan Ghan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Koh Lipe is 58% above, Koh Phan Ghan is 21% below.

Meal at Budget Restaurant

$7.23 ฿243

$4.07 ฿137

77.64%

Three-Course Dinner for Two, Mid-Range

$74.4 ฿2,503

$42.11 ฿1,416

76.75%

Fast Food Meal (McDonalds, etc)

$13.53 ฿455

$7.60 ฿256

78.03%

Cappuccino

$4.68 ฿158

$2.63 ฿88.5

77.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 ฿37.85

$0.62 ฿20.84

82.26%

Water (0.33 liter bottle)

$0.58 ฿19.63

$0.35 ฿11.86

65.71%

Local Beer (0.5 liter draught)

$3.85 ฿129

$2.27 ฿76.2

69.60%

Imported Beer (0.33 liter bottle)

$5.94 ฿200

$3.26 ฿110

82.21%

Milk (1 liter)

$2.69 ฿90.4

$2.13 ฿71.5

26.29%

White Bread (500g)

$2.38 ฿80.0

$1.73 ฿58.1

37.57%

Rice (white) (1kg)

$2.74 ฿92.2

$2.14 ฿71.9

28.04%

Eggs

$2.89 ฿97.3

$2.12 ฿71.5

36.32%

Local Cheese (1kg)

$24.71 ฿831

$18.40 ฿619

34.29%

Chicken Fillets (1kg)

$4.59 ฿154

$3.57 ฿120

28.57%

Beef Round Steak (1kg)

$16.51 ฿555

$12.48 ฿420

32.29%

Apples (1kg)

$4.10 ฿138

$3.23 ฿108

26.93%

Banana (1kg)

$2.03 ฿68.4

$1.61 ฿54.3

26.09%

Oranges (1kg)

$2.92 ฿98.2

$2.29 ฿76.9

27.51%

Tomato (1kg)

$2.47 ฿83.2

$1.92 ฿64.6

28.65%

Potato (1kg)

$1.94 ฿65.3

$1.46 ฿49.00

32.88%

Onion (1kg)

$1.81 ฿60.9

$1.39 ฿46.61

30.22%

Lettuce (1 head)

$1.28 ฿43.05

$0.98 ฿32.81

30.61%

Water (1.5 liter bottle)

$0.61 ฿20.45

$0.49 ฿16.58

24.49%

Cigarettes 20 Pack (Marlboro, Camel)

$5.33 ฿179

$4.07 ฿137

30.96%

Wine (Bottle)

$23.56 ฿792

$17.94 ฿603

31.33%

Local Beer (0.5 liter bottle)

$2.28 ฿76.8

$1.69 ฿56.8

34.91%

Imported Beer (0.33 liter bottle)

$3.51 ฿118

$2.61 ฿87.6

34.48%

One-way Ticket (Public Transport)

$2.11 ฿71.1

$1.28 ฿43.21

64.84%

Taxi Start (Normal Tariff)

$4.57 ฿154

$2.70 ฿90.7

69.26%

Taxi (Normal Tariff) (1km)

$1.55 ฿52.1

$0.93 ฿31.32

66.67%

Taxi 1hour Waiting (Normal Tariff)

$21.11 ฿710

$12.52 ฿421

68.61%

Gasoline (1 liter)

$2.04 ฿68.6

$1.23 ฿41.26

65.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K ฿1.4M

$24.8K ฿833.3K

65.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$50.5K ฿1.7M

$29.7K ฿999.4K

69.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ฿4,678

$122 ฿4,095

14.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.04 ฿539

$13.51 ฿454

18.73%

Internet (50+ Mbps, Unlimited Data)

$21.72 ฿730

$18.67 ฿628

16.34%

Gym Membership (Monthly)

$76.0 ฿2,555

$61.8 ฿2,078

22.93%

Tennis Court (1 Hour on Weekend)

$21.26 ฿715

$17.15 ฿577

23.97%

Cinema Ticket

$11.13 ฿374

$8.66 ฿291

28.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$881 ฿29.6K

$700 ฿23.5K

25.97%

International Primary School, 1 Child (Yearly)

$20.2K ฿679.0K

$15.8K ฿531.9K

27.64%

Jeans (Levis 501 Or Similar)

$60.5 ฿2,035

$58.9 ฿1,979

2.80%

Summer Dress (H&M, Zara, etc)

$36.44 ฿1,225

$34.51 ฿1,160

5.59%

Sport Shoes (Adidas, Nike)

$123 ฿4,122

$117 ฿3,932

4.82%

Men's Leather Business Shoes

$87.3 ฿2,936

$84.2 ฿2,830

3.73%

1-bedroom Apartment, City Center (Monthly)

$1,558 ฿52.4K

$438 ฿14.7K

255.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,105 ฿37.2K

$309 ฿10.4K

257.05%

3-bedroom Apartment, City Center (Monthly)

$5,227 ฿175.8K

$1,438 ฿48.4K

263.45%

3-bedroom Apartment, Outside City Center (Monthly)

$3,796 ฿127.7K

$1,043 ฿35.1K

263.97%

Buy Apartment in City Center (m2)

$8,663 ฿291.3K

$2,510 ฿84.4K

245.10%

Buy Apartment Outside City Center (m2)

$6,272 ฿210.9K

$1,776 ฿59.7K

253.07%

Average Monthly Net Salary (After Tax)

$721 ฿24.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Lipe: July 13, 2026

Last update for Koh Phan Ghan: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,558 in Koh Lipe and $438 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Koh Lipe vs $42.00 in Koh Phan Ghan for a mid-range dinner for two. Groceries echo the gap at $364 vs $277 per month, with Koh Phan Ghan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Lipe vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Koh Phan Ghan wins on cost – living expenses run 99% lower than in Koh Lipe. Housing and daily spending are where you'll feel the difference most, making Koh Phan Ghan the obvious pick if budget is a priority.

You'd need roughly $3,174 in Koh Lipe and $1,592 in Koh Phan Ghan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,558 in Koh Lipe versus $438 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $881 in Koh Lipe versus $700 in Koh Phan Ghan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Koh Phan Ghan – a meal for two runs $42.00 versus $74.0 in Koh Lipe. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,061 in Koh Phan Ghan versus $2,116 in Koh Lipe, a $2,000 budget is realistic in Koh Phan Ghan but tight or insufficient in Koh Lipe. The gap between the two cities makes Koh Phan Ghan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Lipe and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koh Phan Ghan gentler on the wallet – expenses run 99% less than in Koh Lipe. Beyond cost, consider language, visa policies, and how big the international community is in each city.