Cost of Living Comparison Between Koh Lipe and Koh Phan Ghan Cost of Living Comparison Between Koh Lipe and Koh Phan Ghan

Monthly Cost of Living

Monthly costs for one person with rent: $2,059 in Koh Lipe versus $1,096 in Koh Phan Ghan.

Estimated couple costs with rent: $4,063 in Koh Lipe versus $1,945 in Koh Phan Ghan.

Monthly costs for a family of three with rent: $6,067 in Koh Lipe versus $2,794 in Koh Phan Ghan.

Living in Koh Lipe is roughly 88% more expensive than Koh Phan Ghan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Koh Lipe is 54% above, Koh Phan Ghan is 18% below.

Meal at Budget Restaurant

$7.23 ฿236

$4.22 ฿138

71.33%

Three-Course Dinner for Two, Mid-Range

$73.7 ฿2,409

$41.00 ฿1,340

79.73%

Fast Food Meal (McDonalds, etc)

$13.62 ฿445

$7.88 ฿258

72.84%

Cappuccino

$4.96 ฿162

$2.76 ฿90.4

79.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.17 ฿38.33

$0.61 ฿19.97

91.80%

Water (0.33 liter bottle)

$0.59 ฿19.33

$0.36 ฿11.64

63.89%

Local Beer (0.5 liter draught)

$3.89 ฿127

$2.25 ฿73.4

72.89%

Imported Beer (0.33 liter bottle)

$6.02 ฿197

$3.35 ฿109

79.70%

Milk (1 liter)

$2.80 ฿91.5

$2.05 ฿67.0

36.59%

White Bread (500g)

$2.36 ฿77.3

$1.75 ฿57.1

34.86%

Rice (white) (1kg)

$2.81 ฿91.9

$2.08 ฿68.1

35.10%

Eggs

$2.90 ฿94.7

$2.12 ฿69.3

36.79%

Local Cheese (1kg)

$24.48 ฿800

$18.91 ฿618

29.46%

Chicken Fillets (1kg)

$4.56 ฿149

$3.60 ฿118

26.67%

Beef Round Steak (1kg)

$16.82 ฿550

$12.82 ฿419

31.20%

Apples (1kg)

$4.20 ฿137

$3.16 ฿103

32.91%

Banana (1kg)

$2.10 ฿68.6

$1.54 ฿50.4

36.36%

Oranges (1kg)

$2.96 ฿96.6

$2.29 ฿75.0

29.26%

Tomato (1kg)

$2.51 ฿82.1

$1.91 ฿62.5

31.41%

Potato (1kg)

$2.00 ฿65.2

$1.46 ฿47.66

36.99%

Onion (1kg)

$1.81 ฿59.2

$1.43 ฿46.76

26.57%

Lettuce (1 head)

$1.24 ฿40.39

$0.92 ฿29.96

34.78%

Water (1.5 liter bottle)

$0.64 ฿21.07

$0.49 ฿16.09

30.61%

Cigarettes 20 Pack (Marlboro, Camel)

$5.40 ฿176

$4.24 ฿139

27.36%

Wine (Bottle)

$24.13 ฿789

$18.11 ฿592

33.24%

Local Beer (0.5 liter bottle)

$2.30 ฿75.1

$1.73 ฿56.7

32.95%

Imported Beer (0.33 liter bottle)

$3.50 ฿115

$2.56 ฿83.7

36.72%

One-way Ticket (Public Transport)

$2.08 ฿67.9

$1.27 ฿41.45

63.78%

Taxi Start (Normal Tariff)

$4.49 ฿147

$2.69 ฿87.9

66.91%

Taxi (Normal Tariff) (1km)

$1.57 ฿51.3

$0.87 ฿28.60

80.46%

Taxi 1hour Waiting (Normal Tariff)

$20.65 ฿675

$12.31 ฿402

67.75%

Gasoline (1 liter)

$2.02 ฿66.1

$1.17 ฿38.27

72.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.1K ฿1.3M

$24.7K ฿805.9K

66.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$50.2K ฿1.6M

$30.5K ฿998.2K

64.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 ฿4,636

$122 ฿3,987

16.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.79 ฿516

$13.49 ฿441

17.05%

Internet (50+ Mbps, Unlimited Data)

$21.55 ฿705

$18.78 ฿614

14.75%

Gym Membership (Monthly)

$76.1 ฿2,486

$60.1 ฿1,966

26.47%

Tennis Court (1 Hour on Weekend)

$21.38 ฿699

$16.94 ฿554

26.21%

Cinema Ticket

$10.98 ฿359

$9.15 ฿299

20.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$884 ฿28.9K

$693 ฿22.6K

27.67%

International Primary School, 1 Child (Yearly)

$19.8K ฿647.2K

$16.0K ฿522.7K

23.82%

Jeans (Levis 501 Or Similar)

$62.0 ฿2,028

$57.9 ฿1,893

7.08%

Summer Dress (H&M, Zara, etc)

$36.23 ฿1,184

$34.07 ฿1,114

6.34%

Sport Shoes (Adidas, Nike)

$122 ฿3,996

$116 ฿3,778

5.76%

Men's Leather Business Shoes

$88.6 ฿2,897

$83.4 ฿2,726

6.28%

1-bedroom Apartment, City Center (Monthly)

$1,549 ฿50.6K

$425 ฿13.9K

264.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,097 ฿35.9K

$313 ฿10.2K

250.71%

3-bedroom Apartment, City Center (Monthly)

$5,109 ฿167.0K

$1,432 ฿46.8K

256.89%

3-bedroom Apartment, Outside City Center (Monthly)

$3,686 ฿120.5K

$1,044 ฿34.1K

253.19%

Buy Apartment in City Center (m2)

$9,096 ฿297.3K

$2,558 ฿83.6K

255.63%

Buy Apartment Outside City Center (m2)

$6,675 ฿218.2K

$1,826 ฿59.7K

265.51%

Average Monthly Net Salary (After Tax)

$744 ฿24.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Lipe: May 31, 2026

Last update for Koh Phan Ghan: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,549 in Koh Lipe and $425 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Koh Lipe vs $41.00 in Koh Phan Ghan for a mid-range dinner for two. Groceries echo the gap at $368 vs $279 per month, with Koh Phan Ghan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Lipe vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Koh Phan Ghan wins on cost – living expenses run 88% lower than in Koh Lipe. Housing and daily spending are where you'll feel the difference most, making Koh Phan Ghan the obvious pick if budget is a priority.

You'd need roughly $3,089 in Koh Lipe and $1,644 in Koh Phan Ghan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,549 in Koh Lipe versus $425 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $884 in Koh Lipe versus $693 in Koh Phan Ghan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Koh Phan Ghan – a meal for two runs $41.00 versus $74.0 in Koh Lipe. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,096 in Koh Phan Ghan versus $2,059 in Koh Lipe, a $2,000 budget is realistic in Koh Phan Ghan but tight or insufficient in Koh Lipe. The gap between the two cities makes Koh Phan Ghan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Lipe and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koh Phan Ghan gentler on the wallet – expenses run 88% less than in Koh Lipe. Beyond cost, consider language, visa policies, and how big the international community is in each city.