Last update: Oct 2026

Cost of Living Comparison Between Koh Chang and Hong Kong

For one person, living is cheaper in Koh Chang: $965 a month against $2,984 in Hong Kong, rent and utilities included – about $24,200 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Koh Chang
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Koh Chang Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Koh Chang

🇹🇭 Thailand

$965

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Chang and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Chang and in Hong Kong actually costs, broken down by who's living it.

A single person spends $965 per month in Koh Chang vs $2,984 in Hong Kong, rent included.

Koh Chang $965
Hong Kong $2,984

A couple spends around $1,583 per month in Koh Chang vs $4,558 in Hong Kong, rent included.

Koh Chang $1,583
Hong Kong $4,558

A family of three spends $2,200 per month in Koh Chang vs $6,132 in Hong Kong, rent included.

Koh Chang $2,200
Hong Kong $6,132

Koh Chang is about 68% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Koh Chang sits 28% below the global median, while Hong Kong is 123% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.63 ฿121

$8.46 HK$66.4

-57.09%

Three-Course Dinner for Two, Mid-Range

$26.36 ฿883

$63.2 HK$496

-58.27%

Fast Food Meal (McDonalds, etc)

$6.99 ฿234

$6.20 HK$48.66

12.74%

Cappuccino

$2.26 ฿75.6

$4.90 HK$38.41

-53.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ฿25.91

$1.27 HK$10.01

-39.37%

Water (0.33 liter bottle)

$0.40 ฿13.29

$1.06 HK$8.31

-62.26%

Local Beer (0.5 liter draught)

$2.04 ฿68.4

$7.68 HK$60.3

-73.44%

Imported Beer (0.33 liter bottle)

$3.02 ฿101

$6.28 HK$49.24

-51.91%

Milk (1 liter)

$1.49 ฿50.0

$2.86 HK$22.45

-47.90%

White Bread (500g)

$1.31 ฿44.00

$2.43 HK$19.10

-46.09%

Rice (white) (1kg)

$1.41 ฿47.17

$2.18 HK$17.09

-35.32%

Eggs

$1.96 ฿65.8

$3.54 HK$27.80

-44.63%

Local Cheese (1kg)

$17.61 ฿590

$25.12 HK$197

-29.90%

Chicken Fillets (1kg)

$3.00 ฿101

$8.89 HK$69.8

-66.25%

Beef Round Steak (1kg)

$9.66 ฿323

$17.63 HK$138

-45.21%

Apples (1kg)

$2.68 ฿89.8

$4.11 HK$32.22

-34.79%

Banana (1kg)

$1.51 ฿50.7

$2.72 HK$21.32

-44.49%

Oranges (1kg)

$2.07 ฿69.2

$4.59 HK$36.05

-54.90%

Tomato (1kg)

$1.92 ฿64.4

$4.02 HK$31.52

-52.24%

Potato (1kg)

$1.36 ฿45.44

$3.25 HK$25.50

-58.15%

Onion (1kg)

$1.19 ฿39.81

$3.27 HK$25.70

-63.61%

Lettuce (1 head)

$1.01 ฿33.88

$1.60 HK$12.54

-36.88%

Water (1.5 liter bottle)

$0.50 ฿16.64

$1.73 HK$13.56

-71.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.97 ฿133

$13.14 HK$103

-69.79%

Wine (Bottle)

$16.61 ฿556

$16.59 HK$130

0.12%

Local Beer (0.5 liter bottle)

$1.64 ฿55.1

$2.01 HK$15.80

-18.41%

Imported Beer (0.33 liter bottle)

$2.60 ฿86.9

$2.18 HK$17.13

19.27%

One-way Ticket (Public Transport)

$1.83 ฿61.2

$1.44 HK$11.31

27.08%

Public Transport Monthly Pass (Regular Price)

$89.1 HK$699

Taxi Start (Normal Tariff)

$2.43 ฿81.4

$3.64 HK$28.53

-33.24%

Taxi (Normal Tariff) (1km)

$0.82 ฿27.40

$1.31 HK$10.29

-37.40%

Taxi 1hour Waiting (Normal Tariff)

$2.98 ฿99.7

$15.82 HK$124

-81.16%

Gasoline (1 liter)

$1.19 ฿39.79

$4.06 HK$31.89

-70.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿707.5K

$44.4K HK$348.2K

-52.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K ฿720.9K

$37.4K HK$293.2K

-42.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.2 ฿3,152

$247 HK$1,942

-61.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.67 ฿357

$15.89 HK$125

-32.85%

Internet (50+ Mbps, Unlimited Data)

$16.43 ฿550

$21.46 HK$168

-23.44%

Gym Membership (Monthly)

$44.74 ฿1,498

$91.4 HK$717

-51.03%

Tennis Court (1 Hour on Weekend)

$9.17 ฿307

$9.08 HK$71.3

0.99%

Cinema Ticket

$6.47 ฿217

$13.96 HK$110

-53.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 ฿16.4K

$1,155 HK$9,067

-57.51%

International Primary School, 1 Child (Yearly)

$10.5K ฿351.2K

$22.3K HK$174.6K

-52.86%

Jeans (Levis 501 Or Similar)

$60.2 ฿2,016

$68.9 HK$541

-12.60%

Summer Dress (H&M, Zara, etc)

$27.51 ฿921

$40.44 HK$317

-31.97%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,026

$79.9 HK$627

13.10%

Men's Leather Business Shoes

$82.4 ฿2,758

$118 HK$923

-29.96%

1-bedroom Apartment, City Center (Monthly)

$473 ฿15.8K

$2,180 HK$17.1K

-78.32%

1-bedroom Apartment, Outside City Center (Monthly)

$303 ฿10.1K

$1,718 HK$13.5K

-82.35%

3-bedroom Apartment, City Center (Monthly)

$1,334 ฿44.7K

$5,047 HK$39.6K

-73.57%

3-bedroom Apartment, Outside City Center (Monthly)

$794 ฿26.6K

$3,543 HK$27.8K

-77.59%

Buy Apartment in City Center (m2)

$2,276 ฿76.2K

$29.1K HK$228.7K

-92.19%

Buy Apartment Outside City Center (m2)

$1,651 ฿55.3K

$17.6K HK$137.9K

-90.60%

Average Monthly Net Salary (After Tax)

$3,228 HK$25.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.91

42.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Chang: October 5, 2026

Last update for Hong Kong: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Chang

$303 31.8%

Hong Kong

$1.7K 57.5% 467% $1.4K

Groceries & Markets

Koh Chang

$242 25.4%

Hong Kong

$415 13.9% 71.5% $173

Monthly Utilities & Internet

Koh Chang

$121 12.7%

Hong Kong

$285 9.5% 135% $164

Clothing & Footwear

Koh Chang

$117 12.3%

Hong Kong

$138 4.6% 17.8% $21

Eating Out

Koh Chang

$98 10.3%

Hong Kong

$205 6.9% 109% $107

Sport & Entertainment

Koh Chang

$58 6.1%

Hong Kong

$119 4% 107% $62

Getting Around

Koh Chang

$14 * 1.5%

Hong Kong

$105 3.5% 659% $91

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $473 in Koh Chang versus $2,180 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $26.00 in Koh Chang versus $63.0 in Hong Kong. Monthly groceries follow the same trend: $242 vs $415 – making Koh Chang the more affordable choice for daily food spending.

Good to know

🇹🇭 Koh Chang

🇭🇰 Hong Kong

🕒 Local time

10:54 10:54 AM

11:54 11:54 AM

1 h ahead of Koh Chang

🌤 Weather

👥 Population

8,500

1,367,900 Capital

💱 Currency

Thai Baht THB ฿

Hong Kong Dollar HKD $

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.55 THB (100 THB = 2.66 EUR).

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

USD to THB in detail →

On the map

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Between locations

Koh Chang Hong Kong 1,690 km ≈ 2 h 30 min nonstop flight

From you

Koh Chang
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Chang vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $965 in Koh Chang, $2,984 in Hong Kong – roughly 209% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,448 per month in Koh Chang and $4,476 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Chang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $26.00 in Koh Chang and $63.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 71% more in Hong Kong, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Koh Chang, where all-in costs run around $965, than in Hong Kong at $2,984. In Koh Chang it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $965 in Koh Chang to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Koh Chang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.